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How We Help

  1. Get Your Disability Application Approved
  2. Life Insurance Benefits
  3. Long-Term Care Benefits
  4. Negotiate A Disability Buyout Settlement
  5. Prevent A Disability Benefit Denial
  6. Submit A Strong Appeal Package
  7. Sue Your Disability Insurance Company

Disability Insurance Companies

  1. Research Your Disability Insurance Company
  2. Aetna
  3. AIG
  4. American United
  5. Ameritas
  6. Anthem
  7. Assurant
  8. Assurity Life
  9. AXA Equitable
  10. Berkshire
  11. Boston Mutual
  12. Broadspire
  13. Chubb
  14. Cigna
  15. Cigna Appeal
  16. Cigna Application
  17. Cigna Claim Handling
  18. Colonial
  19. Companion
  20. Davies
  21. Dearborn
  22. DMS
  23. Great West
  24. Guardian
  25. Guardian Appeal
  26. Hartford
  27. Hartford Appeal
  28. Hartford Application
  29. Hartford Claim Handling
  30. HM Life Insurance
  31. Illinois Mutual
  32. ING / Reliastar
  33. Jefferson Pilot
  34. Liberty Mutual
  35. Lincoln Appeal
  36. Lincoln Application
  37. Lincoln Claim Handling
  38. Lincoln Financial
  39. Lloyd's of London
  40. Lloyds of London Application
  41. Mass Mutual
  42. Mass Mutual Application
  43. MetLife
  44. Metlife Appeal
  45. Metlife Application
  46. Metlife Claim Handling
  47. Monarch
  48. Mutual of Omaha
  49. Mutual of Omaha Appeal
  50. New York Life
  51. New York Life Appeal
  52. New York Life Claim Handling
  53. Northwestern Mutual
  54. Northwestern Mutual Appeal
  55. Ohio National
  56. Paul Revere
  57. Principal
  58. Principal Appeal
  59. Provident
  60. Prudential
  61. Prudential Appeal
  62. Prudential Application
  63. Prudential Buyout
  64. Prudential Claim Handling
  65. Reassure
  66. Reliance Standard
  67. Reliance Standard Application
  68. Sedgwick
  69. Standard
  70. Standard Appeal
  71. Sue Cigna
  72. Sue Guardian
  73. Sue Hartford
  74. Sue Lincoln
  75. Sue MetLife
  76. Sue Mutual of Omaha
  77. Sue New York Life
  78. Sue Northwestern Mutual
  79. Sue Principal
  80. Sue Prudential
  81. Sue Reliance Standard
  82. Sue Standard
  83. Sue Sun Life
  84. Sue Unum
  85. Sun Life
  86. Sun Life Appeal
  87. Sun Life Application
  88. Trustmark
  89. Union Central
  90. Unum
  91. Unum Appeal
  92. Unum Application
  93. Unum Buyout
  94. Unum Claim Handling
  95. Unum Denial
  96. Voya Financial

Disabling Conditions

  1. Your Medical Condition and Disability Benefits
  2. Ataxia
  3. Back Disorders
  4. Bipolar Disorder
  5. Cancer
  6. Carpal Tunnel Syndrome
  7. Cerebral Atrophy
  8. Chronic Fatigue Syndrome
  9. Chronic Pain
  10. Cognitive Limitations
  11. COPD
  12. Covid-19
  13. Crohn's Disease
  14. Depression & Anxiety
  15. Diabetes
  16. Ehlers-Danlos Syndrome
  17. Epilepsy & Seizure
  18. Epstein-Barr Virus
  19. Eye Problems
  20. Fibromyalgia
  21. Gastrointestinal Disorders
  22. Headaches & Migraines
  23. Hearing Loss
  24. Heart Disease
  25. Hepatitis C
  26. HIV / AIDS
  27. Insomnia
  28. Irritable Bowel Syndrome
  29. Kidney Disease
  30. Knee Disorders
  31. Lupus
  32. Lyme Disease
  33. Macular Degeneration
  34. Macular Edema
  35. Ménière's Disease
  36. Multiple Sclerosis
  37. Neck Pain
  38. Non-Epileptic Seizures
  39. Osteoarthritis
  40. Parkinson's
  41. Peripheral Neuropathy
  42. Psychosis
  43. PTSD
  44. Rheumatoid Arthritis
  45. RSD
  46. Shoulder Disorders
  47. Sleep Apnea
  48. Speech Disorders
  49. Stroke
  50. Substance Abuse Disorder
  51. Syncope
  52. Vestibular Dysfunction

Occupations

  1. Your Occupation and Disability Benefits
  2. Accountant & AICPA
  3. Airline Pilot
  4. Anesthesiologist
  5. Business Owner
  6. Cardiologist
  7. CEO, CFO & Director
  8. Consultant
  9. Dentist
  10. Doctor
  11. Engineer
  12. ER Doctor
  13. Family & Internal MD
  14. Financial Advisor & Planner
  15. Insurance Claim Adjuster
  16. IT Professional
  17. Law Enforcement Officer
  18. Manager
  19. NFL Player
  20. Nurse
  21. OBGYN
  22. Ophthalmologist
  23. Otolaryngologist
  24. Pediatrician
  25. Pharmacist
  26. Physician Assistant
  27. Podiatrist
  28. Psychologist & Psychiatrist
  29. Radiologist
  30. Real Estate Broker
  31. Salesperson
  32. Software Developer
  33. Surgeon

Resolved Claims

  1. Resolved Claims
  2. $79,000 in long term disability insurance benefits is recovered for disabled teacher
  3. $800,000 lump-sum disability settlement for attorney with depression
  4. 67 Year Old Circuits Designer Reaches Settlement With Prudential After Filing Suit to Recover LTD Benefits Under ERISA LTD Insurance Plan
  5. A former podiatrist and current national judo champion and marathon runner collects long-term disability benefits
  6. A general surgeon and his legal team at Dell Disability Lawyers win disability insurance jury trial against Unum
  7. A Hartford Disability Benefit Lawsuit Victory for Truist Banker with Lupus
  8. A Liberty Life Disability Benefit Denial is Reversed after ERISA Appeal filed by Attorney Alex Palamara of Dell Disability Lawyers
  9. Accountant who was previously on claim for 7 years gets LTD re-approved after Appeal to Lincoln Financial Group
  10. Administrative Appeal by Dell Disability Lawyers forces Principal to Reinstate ERISA Long Term Disability Claim of Former Healthways, Inc. Employee
  11. Administrative Appeal by Dell Disability Lawyers Helps Disabled Man with Eye Disorders Get Approved for Short Term Disability Benefits with Hartford; Long Term Benefits Next
  12. Aetna approves disability benefits for dentist following brain surgery to remove a tumor
  13. Aetna Denies Disability Benefits after 18 Months of Payment, but Dell Disability Lawyers wins ERISA Appeal
  14. Aetna overturned previous denial of long term disability benefits for Georgia Assistant
  15. Aetna overturns decision to deny LTD benefits for claimant suffering from post-concussion syndrome and neurocognitive disorder
  16. Aetna Overturns Denial of Long Term Disability Benefits for Quality Control Manager
  17. Aetna Overturns Denial of Long Term Disability Benefits to Bank Manager with Multiple Sclerosis Following ERISA Appeal
  18. Aetna Overturns Denial of LTD for Former Employee of The Home Depot
  19. Aetna Reinstates Benefits for Former SAP America Employee Suffering the Effects of a Head Injury
  20. Aetna Reinstates Disability Insurance Benefits to Home Depot Manager
  21. Aetna Reinstates Short and Long Term Disability Benefits on Appeal to Warehouse Manager Suffering from Major Depression
  22. Aetna Removes 24 Month Limitation for Mental Health Conditions
  23. Aetna's denial of disability benefits to an OBGYN physician is reversed following an appeal submitted by Dell Disability Lawyers
  24. After Aetna denied Ms. Garner's long-term disability claim, Ms. Garner filed suit against Aetna, and the Court overturned Aetna's decision and ordered it to pay Ms. Garner's disability benefits
  25. After an appeal, a former Director of Information Security, gets disability benefits approved for mental health disorder. The fight for long term disability benefits for client’s physical limitations continues
  26. After Appeal by Dell Disability Lawyers, Cigna overturns its decision to deny Short Term Disability Benefits
  27. After Appeal filed by Attorney Alexander Palamara, New York Life overturns its previous denial of long term disability benefits for Retail Clerk suffering from Bipolar Disorder and Chronic Pain
  28. After appeal filed by Attorney Jay Symonds, CIGNA overturned its previous denial of short term disability benefits for New Jersey Project Manager
  29. After appeal filed by Attorney Jay Symonds, Hartford overturned its previous denial of long term disability benefits for Alabama CEO
  30. After appeal filed by Attorney Jay Symonds, Hartford overturned its previous denial of long term disability benefits for Kentucky District Sales Manager
  31. After appeal filed by Attorney Jay Symonds, Hartford overturned its previous denial of long term disability benefits for Tennessee Claims Supervisor
  32. After appeal filed by Attorney Jay Symonds, Hartford overturned its second denial of long term disability benefits for Alabama CEO
  33. After appeal filed by Attorney Jay Symonds, Lincoln National overturned its previous denial of long term disability benefits for Washington Sales Representative
  34. After appeal filed by Attorney Jay Symonds, Mutual of Omaha overturned its previous denial of short term disability benefits for Colorado Senior Manager
  35. After appeal filed by Attorney Jay Symonds, Mutual of Omaha overturned previous denial of short term disability benefits for Maine Senior Software Engineer
  36. After appeal filed by Attorney Jay Symonds, NWM overturned its previous denial of long term disability benefits for California Customer Relations Supervisor
  37. After appeal filed by Attorney Jay Symonds, Prudential overturned its previous denial of long term disability benefits for New York Financial Control Officer
  38. After appeal filed by Attorney Jay Symonds, Prudential overturned its previous denial of long term disability benefits for Pennsylvania Corporate Training Coordinator
  39. After appeal filed by Attorney Jay Symonds, Sun Life overturned its previous denial of long term disability benefits for Florida ICU Nurse
  40. After appeal filed by Attorney Jay Symonds, UNUM overturned its previous denial of long term disability benefits for Colorado Plumber
  41. After appeal filed by Attorney Jay Symonds, UNUM overturned previous denial of long term disability benefits for South Carolina Nurse
  42. After Appeal Sun Life Finally Approves Disability Benefits for Data Engineer
  43. After Appeal, Lincoln Overturns Denial of LTD benefits for Trucking Supervisor
  44. After Being Offered $20,908.56 in Back Benefits and Interest, Attorney Alex Palamara Helps Disabled Nurse Receive $450,213.86 plus $5,000/mo going forward Due to Regulatory Settlement Agreement
  45. After Initially Being Denied Long Term Disability Benefits, Dell Disability Lawyers Gets Former Wal-Mart Employee on Claim with Liberty Mutual
  46. After it had previously overturned a denial after an initial Dell Disability Lawyers Appeal, Liberty denied our client's claim again. After a new appeal, Liberty has now agreed to reinstate our client yet again.
  47. After Long Fight for Short Term Disability Benefits, MetLife Has Now Approved Dell Disability Lawyers Client for Long Term Disability Benefits
  48. After Principal Denies Continued Disability Benefits, Attorney Alexander Palamara Gets Claim Reinstated for a Vienna Beef Employee
  49. After sending claimant to a psychiatric IME, Reliance Standard realizes its decision to deny benefits was incorrect
  50. After Two Appeals The Standard Insurance Approves Short & Long Term Disability Benefits for Nurse
  51. After Two Appeals, Cigna Finally Sees the Light and Pays Disability Benefits
  52. Alex Palamara Wins Another Hartford Disability Appeal
  53. Alex Palamara's ERISA Disability Appeal Against Prudential Leads To Reinstatement of Benefits for Woman With Cerebral Aneurysm
  54. American Express Team Leader Wins Metlife Disability Appeal
  55. Anesthesiologist Approved for Long Term Disability Benfits Plus an Extra 9 Months of Benefits
  56. Another long term disability claim is reinstated after Disability Attorney Alexander Palamara successfully argues The Standard mishandled preexisting condition investigation
  57. Another Palm Beach County Sheriff's Deputy's Long Term Disability Claim is Reinstated Following Appeal by Disability Attorney Alexander Palamara
  58. Appeal filed by Dell Disability Lawyers proves to MetLife that former Morgan Stanley Employee Should Continue to Receive ERISA Long Term Disability Benefits
  59. Assurant overturned its previous denial of long term disability benefits for Maine Sales Consultant
  60. AT&T Employee Dealing With Sedgwick Has Horrible Disability Benefit Claim Experience
  61. Attorney Alex Palamara Helps Correction Officer to Win Cigna Disability Appeal
  62. Attorney Alex Palamara Wins Disability Appeal Against Cigna for Lockheed Martin Employee
  63. Attorney Alexander Palamara of Dell Disability Lawyers gets LTD Benefits Reinstated for former Walmart Manager who is now found disabled from Any Occupation
  64. Attorney Cesar Gavidia and Appeal Team at Dell Disability Lawyers Win Appeal Battle Against Unum to Reinstate Long-Term Disability Insurance Benefits to Disabled Software Engineer
  65. Attorney Cesar Gavidia successfully appeals Cigna claim denial after Cigna and its medical consultant deny claim alleging that restrictions were not medically supported by the medical records
  66. Attorney Cesar Gavidia Successfully Reinstates New York Life Benefits to a Senior Systems Engineer Suffering from Migraines
  67. AXA Equitable and Disability Management Services approves benefits for a chiropractor suffering from lumbar and cervical disc disease
  68. AXA Equitable and DMS Approve LTD Benefits for Litigation Attorney with ADHD & Bi-Polar
  69. AXA Equitable pays total disability benefits to an attorney
  70. Benefits Reinstated: Dell Disability Lawyers Successfully Appeals Cigna's Decision to Deny Benefits for MetroPCS Wireless Employee with HIV
  71. Berkshire and Liberty Mutual approve benefits to OB/GYN suffering from essential tremor
  72. Berkshire Approves Application for Disability Benefits to Sales Manager
  73. Berkshire approves total disability benefits for litigation attorney following surgery to remove a cancerous tumor and multi-level fusion of cervical spine
  74. Berkshire Life Insurance Company approves long-term disability benefits for a dentist suffering from lumbar disc disease
  75. Billing Manager With Back Disorder Wins Unum Long Term Disability Denial Appeal
  76. Cameraman suffering from chronic knee problems receives long-term disability benefits from the Mutual of New York Life Insurance Company
  77. Chiropractor Obtains Lump-Sum Disability Insurance Settlement Despite Wrong Date of Disability
  78. Chiropractor placed on claim despite an "any occupation" provision
  79. Chiropractor receives total disability benefits despite neck exclusion language in a Trustmark Insurance Company disability policy
  80. Cigna Approves Any Occupation Disability Benefits After Two Appeals
  81. Cigna approves disability benefits after two years of fighting
  82. Cigna Approves Disability Benefits to International Sales Manager
  83. Cigna Approves Disability Claim Following Multiple Denials
  84. Cigna approves internal medicine doctor for long-term total disability benefits
  85. CIGNA denies benefits after paying for 10 years, but Disability Attorney Stephen Jessup wins benefits for 60 year old client with fibromyalgia
  86. CIGNA Denies Long-term Disability Benefits to Customer Service Representative with Fibromyalgia
  87. CIGNA lump sum settlement buyout offer obtained for former salesman
  88. CIGNA overturned its previous denial of both short term and long term disability benefits for Michigan Senior Personal Banker
  89. CIGNA overturned previous denial of both long term disability benefits for Massachusetts IT Procurement Specialist
  90. Cigna Overturns Decision to Deny Short Term Disability Benefits to Independent Living Coordinator Suffering from Chronic Pain, Lupus, Fibromyalgia and Connective Tissue Disorder
  91. CIGNA overturns decision to terminate benefits of telephone sales representative with severe degenerative disc disease
  92. Cigna Overturns Denial Following Dell Disability Lawyers Appeal
  93. Cigna Overturns Denial of Benefits to Data Center Manager
  94. Cigna Overturns Denial of Disability Insurance Benefits for IT Consultant Suffering from Physical and Mental Conditions
  95. Cigna Overturns Denial of LTD Disability Benefits to Off Shore Oil Rigger Suffering From Post Traumatic Stress Disorder
  96. CIGNA Overturns Its Decision to Deny Continued Disability Benefits for Former Employee of Science Applications International Corporation
  97. Cigna overturns Short Term Disability Denial and awards Long Term Disability Benefits
  98. CIGNA Reinstates Benefits for Freight Company Truck Driver Following Successful Second Level Appeal
  99. Cigna Reinstates Benefits to Software Engineer Suffering From Chronic Back Pain
  100. Cigna reinstates disability benefits for an accounting manager
  101. Cigna reinstates disability benefits to Project Manager on Appeal
  102. Cigna Reinstates Long Disability Benefits to a Tugboat Captain
  103. Cigna Reinstates Long Term Disability Benefits to Medical Coder
  104. Cigna reinstates long term disability claim after reviewing Dell Disability Lawyers appeal
  105. Cigna reinstates LTD claim after reviewing Dell Disability Lawyers appeal
  106. Cigna reverses decision to terminate benefits of claimant suffering from end-stage Myasthenia Gravis
  107. Cigna Reverses Disability Denial And Admits Its Decision To Deny Benefits To Attorney Stricken With Parkinson's Was Wrong
  108. Cigna reverses its decision to terminate benefits of a claimant with Fibromyalgia, Cervical Spine Spondylosis and Depression
  109. Cigna Reverses Long Term Disability Denial And Admits Denying Benefits To Attorney Stricken With Parkinson's Was Wrong
  110. Commercial Real Estate Agent with Lyme Wins Northwestern Mutual Appeal
  111. Computer Programmer is back on claim receiving LTD Benefits after Attorney proves to Lincoln it acted wrongly
  112. Confidential Disability Settlement for a Dentist After Insurance Companies Bad Faith is Exposed
  113. Contracts Manager With Toxic Encephalopathy Wins MetLife Long Term Disability Denial Appeal
  114. Dell Disability Lawyers Administrative Appeal for Cafeteria Manager Forces Lincoln to Re-Approve Disability Claim
  115. Dell Disability Lawyers Appeal Successful, Cigna reinstates Long Term Disability Benefits for Lockheed Martin Employee
  116. Dell Disability Lawyers Appeal Team Lead by Attorney Cesar Gavidia Successfully Appeal CIGNA's Denial of Benefits to Disabled Lockheed Martin Tech Manager With Traumatic Brain Injury
  117. Dell Disability Lawyers convinces Sun Life to Overturn Denial of Long Term Disability Benefits for a Person Suffering from Severe Cervical Disorders
  118. Dell Disability Lawyers ERISA Administrative Appeal Proves to MetLife that Client is Still Disabled and Claim Not Subject to Certain Policy Limitations
  119. Dell Disability Lawyers ERISA Administrative Appeal Successful: Claimant suffering from Sleep Disorders, Depression and Fibromyalgia Now Receiving Long Term Disability Benefits
  120. Dell Disability Lawyers file Lawsuit in Federal Court against Aetna after it denied long-term disability benefits to former software Developer
  121. Dell Disability Lawyers gets Cigna to Reinstate Long Term Disability Benefits for Former Maryland Teacher Suffering from Crohn's Disease
  122. Dell Disability Lawyers obtain lump sum buy-out of an Unum long term disability insurance policy for a drywall contractor
  123. Dell Disability Lawyers obtains settlement award for OB/GYN with Unum individual disability policy
  124. Dell Disability Lawyers prove dentist is totally disabled and not residually disabled
  125. Dell Disability Lawyers Prove to Prudential that Its Decision to Deny Benefits Was Wrong
  126. Dell Disability Lawyers Refuses to Allow Prudential to Force Claimant Into Submission
  127. Dell Disability Lawyers resolve lawsuit against Unum on behalf of ophthalmologist suffering from bi-lateral carpal tunnel syndrome
  128. Dell Disability Lawyers successfully appeal denial by Liberty Life
  129. Dell Disability Lawyers successfully appeal denial of benefits to claimant with CRPS/RSD
  130. Dell Disability Lawyers Successfully Appeals Denial Of Benefits To Claimant With Trigeminal Neuralgia
  131. Dell Disability Lawyers Successfully Appeals Denial of Benefits to Fedex Employee
  132. Dell Disability Lawyers Successfully Appeals Denial of Benefits to Former Clinical Therapist
  133. Dell Disability Lawyers Successfully Appeals Denial of Benefits to Former Director of a Multinational IT Consulting Company
  134. Dell Disability Lawyers Successfully Appeals Denial Of Benefits To Former Excel Energy Employee
  135. Dell Disability Lawyers Successfully Appeals Denial of Benefits to Former Inventory Control Specialist
  136. Dell Disability Lawyers Successfully Appeals Denial Of Benefits To Former Trial Attorney
  137. Dell Disability Lawyers Successfully Appeals Denial of Benefits to IT Support Specialist
  138. Dell Disability Lawyers successfully appeals denial of benefits to maintenance technician
  139. Dell Disability Lawyers Successfully Appeals Denial Of Benefits To Pre-School Teacher
  140. Dell Disability Lawyers Successfully Appeals Denial of Benefits to Quality Control Inspector
  141. Dell Disability Lawyers Successfully Appeals Metlife Denial of Benefits to Veteran
  142. Dell Disability Lawyers Win an ERISA Appeal Following Lincoln Financial Disability Denial
  143. Dell Disability Lawyers win benefits for client under a catastrophic illness policy
  144. Dell Disability Lawyers Win Disability Insurance Appeal Against Prudential for KPMG Employee
  145. Dell Disability Lawyers win long term disability insurance appeal against MetLife on behalf of engineer suffering from Parkinson's
  146. Dell Disability Lawyers win long-term disability trial against Prudential on behalf of time-share salesperson suffering from cervical disc disease
  147. Dell Disability Lawyers Wins Disability Appeal against Cigna for Mortgage Banker
  148. Dell Disability Lawyers Wins Short Term Disability Appeal Against Lincoln
  149. Dell Disability Lawyers' Appeal Leads Prudential to Reinstate ERISA Long Term Disability Benefits
  150. Dell Disability Lawyers' Client Awarded ERISA Long Term Disability Benefits After ERISA Appeal Filed
  151. Dental Hygienist with Wrist Injury Wins a Standard Disability Appeal
  152. Dentist wins appeal and UNUM Provident pays disability benefits
  153. Dentist with hand tremor files suit and receives confidential settlement for past due and future long-term disability benefits
  154. Disability Attorney Alex Palamara wins LTD Benefits for Police Officer Denied by Standard
  155. Disability Attorney Alexander Palamara Proves to Unum that Its Decision to Deny Benefits Was Wrong for Claimant Suffering from Heart Conditions
  156. Disability Attorney Cesar Gavidia Wins Hartford Disability Appeal For Target Employee With Rheumatoid Arthritis and Chronic Neck Pain
  157. Disability Benefits Reinstated: Dell Disability Lawyers Appeal Gets CIGNA to Admit its Decision to Deny was Wrong
  158. Disability carrier denies disability benefits to chiropractor after paying for 8 years, yet Dell Disability Lawyers file lawsuit and obtain lump-sum buyout
  159. Disability insurance carrier cuts veterinarian's benefits after paying for 9 years
  160. Disability lawyers win ERISA long term disability appeal against Hartford
  161. Disabled Vessel Captain for Marine Services Corporation wins long-term disability Appeal with CIGNA
  162. Engineer With Depression Wins Prudential LTD Appeal
  163. ENT doctor receives $225,000 and continues to work in his same occupation while collecting disability
  164. ERG International Customer Service Rep Wins Two MetLife Disability Appeals
  165. ERISA disablity insurance claim: pre-existing condition denial overturned for executive
  166. Estes Express Diesel Mechanic Wins New York Life Disability Appeal After Prior Law Firm Sucked
  167. Executive assistant recieves confidential settlement from USAA Life for long-term disability policy
  168. Executive Director with Meniere's Denied Long Term Disability Insurance Benefits By Hartford
  169. Federal Express ("FEDEX") thought their disability insurance plan was governed by ERISA, but Dell Disability Lawyers and the US Southern District Court of Florida disagree
  170. Federal Insurance Company and former postal worker reach confidential settlement regarding lump-sum disability policy
  171. Florida Nurse wins long term disability benefits from UNUM after Disability Attorney Alex Palamara wins ERISA Appeal
  172. Former government bond trader and 9-11 survivor receives more than one million dollars in long-term disability benefits
  173. Former options trader receives confidential long-term disability settlement 10 years after his original claim was denied
  174. FPL Lineman Wins Lincoln Disability Denial Appeal
  175. Fresenius Medical Care North America Employee Wins Disability Appeal With CIGNA
  176. General Surgeon wins Long Term Disability Insurance Trial Against Unum
  177. GIC Executive Wins Mass Mutual Disability Benefit Appeal
  178. Hartford Admits Decision to Deny LTD Benefits to Claimant with Chronic Lyme Disease Was Wrong
  179. Hartford agrees to lump-sum buyout of long-term disability policy for account executive
  180. Hartford Agrees to Overturn its Previous Denial of Long Term Disability Benefits for an Employee of Adventist HealthCare who suffers from RSD/Complex Regional Pain Syndrome
  181. Hartford and Unum approve long-term disability benefits for disabled radiologist
  182. Hartford Approves Disability Claim After Appeal Deadline
  183. Hartford approves long-term disability benefits for teaching assistant with multiple sclerosis
  184. Hartford Buys Out Disability Policy Following Appeal
  185. Hartford Denies Disability Benefits To Home Depot Employee 3 Weeks Before Change of Disability Definition
  186. Hartford Denies Long Term Disability Benefits After Paying for 22 Years
  187. Hartford Denies Republic Services Truck Driver's Disability Benefits
  188. Hartford ERISA Disability Appeal Victory for a Jet Operator Suffering with Chronic Back Pain
  189. Hartford has a Pattern of Conducting Surveillance on a Claimant's Birthday
  190. Hartford overturned its previous denial of LTD benefits for Illinois Account Representative
  191. Hartford overturned previous denial of long term disability benefits for New York Consultant
  192. Hartford Overturns Denial of Disability Benefits on Appeal
  193. Hartford Overturns Denial of Long-term Disability Benefits For Disabled JP Morgan Chase Banker
  194. Hartford Reinstates Disability Benefits to HR Manager
  195. Hartford Reinstates Long Term Disability Benefits on Appeal to Computer Systems Administrator Suffering with Chronic Back Pain
  196. Hartford Reversed Decision To Terminate Claimant's LTD Benefits After Submitting an Appeal
  197. Hartford reverses disability benefit denial after previously paying 62 year old sales rep for 6 years
  198. Hartford Settles Disability Claim of 60 Year-Old Account Executive After Terminating LTD Benefits
  199. How does Reliance Standard deny long term disability benefits after paying for three years?
  200. Illinois Mutual terminates benefits for Tire Kingdom Service Manager After Review By Hired Physician
  201. Jefferson Pilot's denial of long-term disability benefits to a quality control manager is reversed
  202. JP Morgan Chase Financial Advisor With Cancer Wins Prudential Long Term Disability Appeal
  203. Lawyer Wins 24 Month Mental Nervous Prudential Disability Denial
  204. Liberty Mutual Approves Disability Benefits to Senior Vice President
  205. Liberty Mutual of NY Disability Benefit Denial Reversed After Two Denials In One Year
  206. Liberty Mutual Overturns Denial of Disability Benefits Following Submission of an ERISA Appeal
  207. Liberty Mutual Overturns Disability Denial to Truck Driver With Chronic Low Back Pain
  208. Liberty Mutual Overturns Disability Insurance Denial in Ten Days
  209. Liberty Mutual reverses decision to terminate disability benefits
  210. Liberty Mutual reverses denial of short-term disability benefits and approves long-term disability benefits for advertising account manager
  211. Liberty Mutual Twice Denies and Approves Long-term Disability Benefits to IT Systems Analyst with Rheumatoid Arthritis
  212. Liberty Reinstates Long Term Disability Benefits for the Second Time
  213. Liberty's Decides to Terminate Benefits to a Claimant with Multiple Sclerosis Based on 40 Minutes of Surveillance Video
  214. LINA overturned its previous LTD denial for Medical Technologist
  215. Lincoln Admits It Was Wrong To Deny Disability Insurance Claim
  216. Lincoln Approves Disability Benefits Following Second Appeal
  217. Lincoln Approves Disability Claim After Multiple Appeals
  218. Lincoln Approves Long Term Disability Benefits After Four Year Fight
  219. Lincoln Denies Disability Insurance Benefits to 66 Years old Software Developer with Long Covid and MS
  220. Lincoln Financial approves long-term disability benefits for financial advisor injured in car accident
  221. Lincoln Financial denial of LTD benefits after paying for 9 years is reversed on Appeal
  222. Lincoln Financial Disability Denial Reversed For Project Manager With Cardiac Condition
  223. Lincoln Financial Overturns Denial of ERISA Long Term Disability Claim for Dell Disability Lawyers Client, But There Is A Catch
  224. Lincoln Financial Reinstates Disability Benefits Following the Submission of an Appeal for an Attorney With Wrist Injuries
  225. Lincoln Financial Reinstates Disability Benefits To School Teacher
  226. Lincoln Financial's denial of long-term disability benefits is reversed following appeal submitted by Dell Disability Lawyers
  227. Lincoln LTD Denial Reversed for an Occupational Therapist that was Denied Benefits After 24 Months
  228. Lincoln National Life Insurance Company overturned previous denial of long term disability benefits for Wyoming Professor
  229. Lincoln National LTD Denial for Pre-Existing Condition Reversed on Appeal
  230. Lincoln overturned its previous denial of LTD benefits for Escalation Engineer
  231. Lincoln Overturns Denial of LTD Benefits After Two Appeals
  232. Lincoln Reversed Decision to Deny Benefits of Project Manager Suffering from Chronic Paroxysmal Hemicranial Cluster Headaches
  233. Lincoln Reverses Decision to Terminate LTD Benefits of Corporate Attorney after Dell Disability Lawyers Appeals the Decision
  234. Lincoln Reverses Disability Benefit Denial For Patient Care Coordinator
  235. Long Term Disability Benefits Reinstated: After Administrative Appeal filed by Dell Disability Lawyers, The Standard Overturns Decision To Deny Former Employee of T-Mobile USA
  236. Louisiana State College Director Wins Unum LTD Appeal But Then Denied Again
  237. LTD claim approved by Lincoln for former Biomet, Inc. employee suffering from Meniere's Disease
  238. LTD claim approved for a second time for an Insurance Sales Agent after Prudential denies claim based on self-reported physical capabilities
  239. Mass Mutual Approves Long Term Disability Benefits For an Oncologist That Suffered Stroke
  240. Mass Mutual approves long-term disability benefits of $12,000 a month for a financial advisor suffering from musclar dystrohpy (FSHD)
  241. Mass Mutual attempts to deny disability benefits to OBGYN after ten years on claim
  242. Metlife Admits Decision to Deny LTD Benefits Based on Fibromyalgia Limitation Was Incorrect When Claimant's Primary Diagnosis Was Meniere's Disease
  243. Metlife Admits Decision To Deny Ltd Benefits To Claimant With Chronic Fatigue Due To Congestive Heart Failure Was Wrong
  244. MetLife agrees to overturn its denial of long term disability benefits for Florida Doctor after an ERISA appeal filed by Alex Palamara
  245. MetLife Approves Disability Benefits to Dentist With De Quervain's
  246. MetLife approves disability insurance benefits for OB/GYN suffering from multiple orthopedic conditions
  247. MetLife approves long term disability benefits for senior sales manager in the medical supply industry
  248. MetLife Approves Long Term Disability Claim For Executive Assistant with Neck Pain
  249. MetLife Denies Disability Benefits and Tells TFORCE Truck Driver It's Safe For Him to Drive
  250. MetLife Long-Term Disability Denial Of Disabled Yamaha Motors Corporation Manager With Genetic Disorder Is Reversed Following ERISA Appeal
  251. Metlife Overturns Denial on Appeal by Dell Disability Lawyers
  252. MetLife Overturns its Decision to Deny Long Term Disability Benefits After Receiving an ERISA Appeal from Dell Disability Lawyers
  253. MetLife Reinstates Benefits to Financial Advisor Suffering From Restless Leg Syndrome & Insomnia
  254. MetLife Reinstates Disability Benefits to Attorney on Appeal
  255. MetLife Removes 24 Month Limitation for Mental Health Condition for Financial Advisor
  256. MetLife reverses decision to terminate LTD benefits after Dell Disability Lawyers files an appeal showing Metlife completely ignored physical conditions of claimant
  257. Mutual of Omaha Approves Dell Disability Lawyers Client for Short Term Disability Benefits After Administrative Appeal
  258. Mutual Of Omaha Overturns Denial of Short Term Disability Benefits for Software Developer
  259. Mutual Of Omaha Overturns Denial of Short Term Disability Benefits for Software Developer With Chronic Back Pain
  260. Mutual of Omaha Reinstates Benefits of Business Development Manager after Appealing the Termination of Her LTD Benefits
  261. Nearly Three Years Later, Sedgwick Finally Pays Walgreens' Pharmacist's STD and LTD Claim
  262. Neurosurgeon awarded partial disability benefits
  263. New York Life Admits Error In Denying Disability Benefits
  264. New York Life again reinstates claim of Archdiocese of Baltimore Registered Nurse thanks to Appeal by Dell Disability Lawyers
  265. New York Life Approves Disability Benefits for School Teacher With Multiple Sclerosis
  266. New York Life approves disability benefits to Doctor with Ehlers-Danlos
  267. New York Life Denies Technology Manager under the Own Occupation Provision & Dell Disability Lawyers Wins Appeal
  268. New York Life Finally Approves Claim for LTD Benefits for Former Nurse Employed at Hollywood Presbyterian Medical Center
  269. New York Life overturned previous denial of long term disability benefits for Massachusetts Senior Advisor
  270. New York Life overturned previous denial of long term disability benefits for New Jersey Account Manager
  271. New York Life overturned previous denial of long term disability benefits for Washington Crime Scene Photographer
  272. New York Life overturned previous denial of waiver of life insurance premiums
  273. New York Life Overturned Their Denial of LTD Benefits for Nevada Healthcare Coordinator
  274. New York Life Overturns a Waiver of Premium for Group Life Insurance Policy
  275. New York Life overturns decision to terminate benefits of Claimant suffering from Multiple Sclerosis
  276. New York Life Overturns Denial of Long Term Disability Benefits
  277. New York Life Overturns Denial of Long Term Disability Benefits On Appeal
  278. New York Life Overturns Denial of LTD Benefits for Maintenance Supervisor Suffering from Serious Back Issues
  279. New York Life Overturns Denial of LTD Benefits to Computer Systems Engineer after Appeal and Independent Medical Examination
  280. New York Life Sued For Failing To Make A Timely Decision on Appeal
  281. New York Life Wrongfully Denied Disability Benefits to Lockheed Martin Employee with Eye Disorders
  282. Northwestern Mutual Approves Claim For Disability Benefits
  283. Northwestern Mutual Approves Long Term Disability Insurance Benefits for Veterinarian
  284. Northwestern Mutual Reinstates Disability Benefits to Attorney Suffering From Gastrointestinal Problems
  285. Nurse Denied Long-term Disability Benefits by Lincoln After the Definition of Disability Changed
  286. Nurse With Knee and Back Disorder Wins Hartford Disability Appeal
  287. NY Life Disability Benefits Reinstated on Appeal Despite Independent Medical Examination
  288. Palm Beach County Sheriff's Deputy's Long Term Disability Claim Reinstated Following Appeal by Disability Attorney Alexander Palamara
  289. Paralegal Wins Principal Financial Disability Appeal
  290. Podiatrist receives lump-sum buyout at pre-suit mediation with long-term disability insurer
  291. Podiatrist with median nerve injury files lawsuit and obtains lump-sum buyout of disability policy
  292. Principal Approves Long Term Disability Benefits for Surgeon
  293. Principal reinstates benefits of Orthopedic Surgeon unable to work full-time after Attorney Rachel Alters submits Appeal
  294. Project Manager with Migraines Gets NY Life Disability Benefit Denial Reversed
  295. Prudential Agrees to Reinstate Long Term Disability Benefits for an Employee of DRS Technologies who suffers from very severe back issues
  296. Prudential Approves Disability Claim on Appeal
  297. Prudential Approves LTD Claim on Voluntary Appeal
  298. Prudential Awards Long Term Disability Benefits to Doctor Suffering From Parkinson's Disease
  299. Prudential Decides to Terminate Long-term Disability Claim of Disabled Chevy Chase Bank Manager That It Had Paid for 11 Years, But It Overturns Decision After Dell Disability Lawyers' Appeal
  300. Prudential denial overturned on Appeal after Dell Disability Lawyers established that Medical Device Representative could not perform duties of any gainful occupation
  301. Prudential denies and settles long-term disability claim with CPA after CPA becomes totally disabled from chronic cervical neck pain and radiculopathy
  302. Prudential Fails to Pay Long Term Disability Benefits of Claimant Suffering from Addison’s Disease
  303. Prudential overturned previous denial of long term disability benefits for Connecticut Audit Manager
  304. Prudential overturned previous denial of long term disability benefits for Mississippi Nuclear Medicine Tech
  305. Prudential overturned previous denial of long term disability benefits for Oregon Software Engineer
  306. Prudential Overturns Another Long Term Disability Denial After Dell Disability Lawyers Appeal
  307. Prudential Overturns Decision to Deny Long-term Disability Benefits to Former JP Morgan Chase Financial Advisor With Mandibular Cancer
  308. Prudential Overturns Denial for Dell Disability Lawyers Client Suffering With Serious Back Conditions
  309. Prudential Overturns Denial of Benefits on Appeal After Denying Claim On Basis That Insured Failed To Show Medically Supported Restrictions and Limitations
  310. Prudential Overturns Denial of Disabled Welding Foreman Suffering From a Blood Disorder to Only Claim His Disability is Psychosomatic and Limited to 24 Months of Payments
  311. Prudential overturns denial of Long Term Disability Benefits for Vietnam War Veteran after Lawyers from Dell Disability Lawyers file appeal
  312. Prudential Overturns Denial of Long Term Disability Benefits to College Professor
  313. Prudential Overturns Disability Denial for Third Time to Insured with Cluster Headaches
  314. Prudential Overturns Disability Denial to Chiropractor
  315. Prudential pays computer system engineer's ERISA disability benefits after 3 unsuccessful appeals by the insured and his previous attorney
  316. Prudential Reinstates Disability Benefits To School Teacher
  317. Prudential Reinstates Long Term Disability Benefits on Appeal to Sales Manager Who Suffered Multiple Strokes
  318. Prudential reinstates long-term disability benefits to sales specialist following appeal filed by Dell Disability Lawyers
  319. Prudential reverses decision to terminate LTD benefits of MRI Tech with Primary Progressive Multiple Sclerosis and degenerative Disc Disease
  320. Prudential reverses denial of long term disability benefits to engineering manager suffering from coronary artery disease
  321. Prudential reverses denial on second appeal & pays $175,000 in past due disability benefits to OBGYN
  322. Prudential Settles Breach of Contract Lawsuit Arising From Allegations That It Terminated the Claim of CPA Disabled Under AICPA Long-term Disability Insurance Policy
  323. Psychiatrist receives $340,000 long-term disability insurance buyout
  324. Real estate agent recieves lump sum settlement from Unum Provident after appeal is filed
  325. Reed group overturns its decision to terminate short term disability benefits to medical device sales representative and retired marine corp. officer suffering from post traumatic stress disorder
  326. Reliance Standard Admits They Were Wrong in Denying Long Term Disability Benefits
  327. Reliance Standard Denies LTD Benefits 4 times in 24 Months for 64 Year Old Insurance Agent with Peripheral Neuropathy
  328. Reliance Standard overturned its previous denial of long term disability benefits for Texas Retail Store Manager
  329. Reliance Standard overturned LTD denial for Tennessee Technology Sales Consultant
  330. Reliance Standard overturns decision to deny long-term disability benefits to Paediatrician with Ovarian Cancer
  331. Reliance Standard Overturns Denial of Benefits on Appeal After Claiming It Failed to Receive Medical Records
  332. Reliance Standard Overturns Denial of LTD Disability Benefits to Timeshare Salesman
  333. Reliance Standard Overturns Its Decision to Deny; Dell Disability Lawyers Client Will Again Receive Long Term Disability Benefits
  334. Reliance Standard Reinstates Benefits for Former Employee of Parent Company, Delphi Financial, Following Successful Appeal
  335. Reliance Standard reinstates disability benefits to Project Manager
  336. Reliance Standard reverses long term disability denial following appeal submitted by Dell Disability Lawyers
  337. Research Epidemiologist with chronic fatigue / ME wins LTD appeal against Prudential
  338. Respiratory Therapist whose claim was denied without a proper review gets LTD claim approved after Appeal to CIGNA
  339. SAP Employee With Neck Surgery Wins Hartford Disability Appeal
  340. Sedgwick Reinstates Long Term Disability Claim Following Appeal
  341. Senior Global Tax Director for billion dollar worldwide industrial company is again receiving disability benefits from MetLife after Appeal by Attorney Alexander Palamara
  342. Seven Surgeries and The Standard Still Denies Disability Insurance Benefits
  343. Standard Approves Disability Benefits to Attorney with Fibromyalgia
  344. Standard overturns decision to deny disabled Project Manager long-term disability insurance benefits after first Appeal
  345. Standard Overturns Denial of Benefits to Shareholder of Major Law Firm
  346. Standard Overturns Denial of Disability Benefits to Chiropractor
  347. Standard Overturns Denial of Disability Insurance Benefits
  348. Standard reverses disability insurance denial for a disabled lawyer
  349. Successful Appeal Against Prudential Gets Breast Cancer Survivor Back on Claim for LTD Benefits
  350. Sun Life Approves Claim for Long Term Disability Benefits
  351. Sun Life Approves Disability Benefits to Surgical Services Director
  352. Sun Life Disability Claim Denial Reversed on Appeal for Funeral Home Director with Chronic Pain and Migraines
  353. Sun Life ignored its own medical expert's opinions supporting registered nurse's inability to work in a sedentary occupation due to severe rheumatoid arthritis
  354. Sun Life overturned previous denial of LTD for California Diagnostics Manager
  355. Sun Life Overturns Its Previous Denial of LTD Benefits for Massachusetts Teacher
  356. Sun Life Wrongfully Denies Disability After Paying For 23 Months
  357. Surveillance Video and Independent Medical Examination (IME) Leads to Disability Insurer Terminating Disability Claim After Paying Partially Disabled Insurance Agents Claim For 21 Years
  358. Symetra Reinstates LTD Benefits for Former Vice President of Grady Management, Inc. who suffered from multiple Strokes
  359. Teacher suffering from Sjorgen's syndrome, fibromyalgia and other conditions receives lump-sum buyout following denial of long-term disability benefits
  360. Teacher's Disability Benefits Reinstated by MetLife
  361. Team lead by Attorney Cesar Gavidia Forces Prudential to Overturn Long-term Disability Denial on Appeal for IT Support Technician Diagnosed with Cancer
  362. The Standard Insurance Company's denial of disability benefits is reversed on appeal
  363. The Standard, Ameritas and Sun Life Agree to Pay Residual Disability Benefits to General Surgeon
  364. Transportation Manager with Brain Injury Wins Unum Disability Benefit Appeal
  365. Trinity Health Care Registered Nurse wins Cigna long term disability Appeal
  366. Two Stroke Victims Win ERISA Appeals Against Prudential and Liberty Life
  367. United of Omaha overturns decision to deny benefits to disabled Quality Assurance Manager after Appeal discredits its medical review and vocational assessment
  368. Unum and Sun Life approve disability benefits to OB/GYN
  369. Unum approves dentist for residual/partial long-term disability benefits
  370. Unum Approves Disability Benefits Beyond 24 Month Mental Health Limitation
  371. Unum Approves Long Term Disability Application to a Program Manager
  372. Unum approves long-term disability benefits for a general surgeon diagnosed with cervical degenerative disc disease
  373. Unum approves long-term disability benefits for a trial attorney suffering from diabetic neuropathy
  374. Unum Approves LTD Benefits for Pharmacist with Eye Disorder
  375. Unum approves opthamologist for long-term total disabilty benefits
  376. Unum challenges the long term disability claim of a blind salesman
  377. Unum disability appeal results in settlement of Unum long term disability claim
  378. UNUM Insurance Company reverses disability insurance denial for CFO/VP of Finance
  379. Unum issues disability insurance benefits to currency trader suffering from depression and chronic fatigue
  380. Unum Lifts Mental Health Limitation on Disability Claim
  381. Unum Overturns Original Decision to Deny Benefits to Disabled Account Manager Following Appeal Submitted by Dell Disability Lawyers Appeals Team
  382. Unum Pays One Million Dollars in Disability Benefits to Disabled Lawyer After Reviewing Disability Appeal Submitted By Dell Disability Lawyers
  383. Unum Provident and Monarch Life Insurance Company pay total disability to dentist
  384. Unum Provident approves physiologist's claim for disability benefits
  385. Unum Provident pays advertising executive total disability benefits
  386. Unum Provident pays total disability benefits to a chiropractor with breast cancer
  387. Unum Settles Lawsuit with Florida Chiropractor After Initially Denying Long-term Disability Claim
  388. Veradigm Salesperson With PTSD Wins New York Life Disability Appeal
  389. Winpak Manager With Back Issues Wins NY Life Appeal
  390. Woman with multiple sclerosis files long term disability benefit denial lawsuit against Prudential

Answered Questions

  1. Answered Questions
  2. 63 year old RN
  3. Aetna denied my claim because it was due to work related stress. Can I appeal?
  4. After 3 months my LTD approval, insurance company stopped LTD payment during review of continuity and also have argument with insurance company regarding offset of my son's disabled adult child benefits
  5. Am I able to collect disability or SSI?
  6. Am I able to work part time at a different job that is nothing like the one I was at when I was injured?
  7. Am I at risk of losing my Metlife benefits if I have a secondary mental illness (the primary disabling condition is physical)?
  8. Am I being taxed for benefits they are not paying me? 
  9. Am I eligible for LTD without surgey? I just have medications and fatigue
  10. Am I obligated to provide my Tax returns to Guardian for my LTD Disability?
  11. Am I required to file for Social Security family/dependent benefits if I don't want to?
  12. Am I required to go to an IME that Lincoln Financial wants me to attend?
  13. Am I required to meet with Unum rep?
  14. Am I required to pay Prudential for the SSDI attorney fee I paid?
  15. Am I required to sign over permission for the insurance company to view my records
  16. Am I responsible for the repayment of any applicable overpayent on account of SSDI for any period of time that Prudential does pay?
  17. Am I still eligible for benefits if I resigned from my position without having filed a claim under the policy?
  18. Ameritas Disability Claim Buyout?
  19. Any Occupation
  20. Are anxiety and depression considered disabilities? If so, what is the likelihood of winning a claim, and should I have an attorney handle it?
  21. Are insurance companies allowed to deny payment of short term disability benefits because I am collecting social security retirement benefits disability
  22. Are lottery benefits considered earned income?
  23. Are my state based disability benefits subject to offset?
  24. Are retirement benefits from a previous employer considered a source of other income subject to offset?
  25. Are there any circumstances in which I can appeal LTD after the number of days Aetna gives you to appeal?
  26. Are there rights to damages outside unpaid benefits? Whose responsibility is it to show proof of disability?
  27. Are there rights to punitive damages under ERISA?
  28. Are there successful arguments to appeal Northwestern Mutual’s offset of claimant’s LTB by the amount of SSD benefits awarded?
  29. Are there things that can be done proactively to ensure that LFG's 2 year evaluation does not disqualify an insured? 
  30. Are VA disability payments considered “other income” by Reliance Standard?
  31. Are you familiar with the difference between Berkshire’s Enhanced and Basic residual contract language and how material the language difference could be at claim time?
  32. Backpay obligations
  33. Backpay of Approved SSDI
  34. Before I present my appeal, can I acquire exams and conduct an IME on my own (to avoid bribery/bias from Hartford)?
  35. Besides suing The Standard, what can I do to fight them?
  36. Bipolar on STD Hartford is LTD
  37. Can a chiropractor fill out the APS for The Hartford LTD claim?
  38. Can a disability company record my phone calls?
  39. Can a Prudential doctor change my doctor's restrictions?
  40. Can Aetna ask me for medical records I they are authorized to get them from my doctor? Why are they asking for records from years ago?
  41. Can Aetna deny my application on the basis of pre-exisiting condition? Do they discriminate against the mentally ill?
  42. Can Aetna deny my claim due to a "war exclusion" on my policy?
  43. Can Aetna deny my claim for STD due to pregnancy because it was preexisting?
  44. Can Aetna exercise a 45 day extender to render a decision on my appeal?
  45. Can Aetna request monthly information?
  46. Can Aetna use supplemental insurance as an offset? Are they entitled to reimbursement should I be approved by social security diability?
  47. Can Cigna cut off my mom's benefits after 2 years? Also, where can I get their guidelines?
  48. Can Cigna deny me for not attending a visit with their doctor?
  49. Can Cigna deny my appeal on such short notice?
  50. Can Cigna deny my claim even after approving the same one a year ago?
  51. Can Cigna force me to use Advantage 2000?
  52. Can Cigna offset my SSDI benefits?
  53. Can employer provided policies contain provisions that allow them to reduce the amount they have to pay based upon source of "other income"?
  54. Can Guardian deny benefits after "own occupation" period?
  55. Can Guardian make me file taxes on a non-taxable insurance?
  56. Can Hartford count all the money my ex received from SST as income to me if I do not live with her?
  57. Can Hartford cut off my benefits after 24 months if I have both a mental condition both a mental and physical condition?
  58. Can Hartford force me to file for Social Security Disability? Can they hold my benefit checks if I don't?
  59. Can Hartford force me to return to work if I have been approved by SSDI?
  60. Can Hartford legally make me sign an Authoritization form to dislose all records of my private life?
  61. Can Hartford lower my long term disability check if I take my money out of my Vanguard account?
  62. Can Hartford spy on me again?
  63. Can Hartford tell my doctor I shouldn't be present when he fills out their paperwork?
  64. Can I access money from my 401k without Unum reducing my benefits?
  65. Can I add a physical disability claim to my mental health one without seeing a doctor (hard to get an appointment with COVID)?
  66. Can I advise Cigna to stop making payments if I intend to return to work?
  67. Can I appeal on the basis or parity? Also, what do I do if Cigna has not sent me a written explanation for my reduction in benefits?
  68. Can I ask for another appeal?
  69. Can I be denied from short term disability insurance for postpartum? Or can I fight this?
  70. Can I be fired for getting a lawyer to help with my short term disability?
  71. Can I claim a permanent disability to avoid a surgery that requires several months of down time without promising results?
  72. Can I collect Social Security and Work Part-Time?
  73. Can I deny an interview with Unum?
  74. Can I deny SunLife's request to have their doctor examine me?
  75. Can I do anything to get my LTD ?
  76. Can I file a harassment suit against Unum?
  77. Can I file a state and/or federal complain against Unum for giving me the run around? If not, what's my best option?
  78. Can I file an appeal after Met Life's 24 month limitation of payments if I am still in the discovery phrase of my disability?
  79. Can I file another appeal 1 year later if I find new evidence?
  80. Can I file for SSDI while I'm awaiting an appeal?
  81. Can I file for unemployment if I am on medical leave from my job and an ssdi application already submitted?
  82. Can I fire Allsup and owe them nothing?
  83. Can I get a lawyer to get the back pay Hartford still owes me?
  84. Can I get a lump sum buyout? Should I hire an attorney?
  85. Can I get a lump sum check from MOO?
  86. Can I get both short term disability and work comp?
  87. Can I get disability for severe Gastroparesis?
  88. Can I get my disability payments on different health problems that I originally had?
  89. Can I hold Unum accountable for terminating my benefits after 24 months if I was physically disabled – not mentally – first and foremost?
  90. Can I live outside of the United States and collect long-term disability insurance benefits under my individual or group long-term disability insurance policy? I just read attorney Cesar Gavidia blog and have some questions
  91. Can I lose my Hartford benefits if I also receive an annuity payment?
  92. Can I lose my payment benefits if I invest in the stock market while disabled?
  93. Can I make a claim against Unum for not paying me for years?
  94. Can I move to the USA and still get my Standard Life disability payments?
  95. Can I obtain an LTD buyout from Metlife?
  96. Can I prevent Cigna from offsetting my benefits by the amount I receive from social security?
  97. Can I prevent Standard from cutting off my mental health benefits after 2 years?
  98. Can I re-establish my yearly option to upgrade Guardian disability insurance?
  99. Can I refuse to sign NWM's authoritization form?
  100. Can I reopen my short term that Unum denied?
  101. Can I request a lump sum buyout from Unum ot do I have to wait until they offer it?
  102. Can I resubmit my case if my 6 month clause expired?
  103. Can I sell my LTD benefits with Metlife for a lump sum?
  104. Can I still be able to file for short term disability benefits under my employer policy while receiving Social Security?
  105. Can I still fight UNUM for denying my STD and LTD?
  106. Can I still file an appeal if I missed a day?
  107. Can I still get compensation from Unum if my claim is not a disability claim?
  108. Can I still get insurance benefits if Cigna denied my claim because I coouldn't give them the exact confirmation date of my pregnancy before the cutoff?
  109. Can I still get my short term disability benefits if I'm terminated?
  110. Can I still make a claim STD through MOO if I'm getting paid for my time off of work?
  111. Can I submit my resignation while on STD with NY Life? I don’t know if I’ll be able to return when they want and I would rather give a 2 weeks notice.
  112. Can I sue a private investigator outside of ERISA
  113. Can I sue Aetna for the pain and suffering they've caused me?
  114. Can I sue Cigna even if they do end up paying me?
  115. Can I sue for bad faith under ERISA?
  116. Can I sue Metlife for non payment of approved claim?
  117. Can I sue Mutual of Omaha?
  118. Can I sue my disability company for causing me to get fired from job?
  119. Can I sue my PRUDENTIAL LTD for the cost of hiring a disability attorney to get my benefits reinstated?
  120. Can I sue Prudential for ruining my life?
  121. Can I sue SunLife for pain and suffering?
  122. Can I sue SunLife if I signed a Settlement & Release Agreement?
  123. Can I sue the Hartford for something other than claim denial or outside of ERISA?
  124. Can I sue Unum for emotional distress while my appeal plays out?
  125. Can I sue Unum for financial stress and emotional stress?
  126. Can I suggest a buyout? Will that create a problem?
  127. Can I take action to start getting regular payments from Unum?
  128. Can I use whichever SSDI attorney or I have to use GenX?
  129. Can I win LTD benefits after a layoff?
  130. Can I work a minimum wage job and still receive my long-term benefits?
  131. Can LF discontinue my mental health benefits after 24 months?
  132. Can LFG continue claiming I have a pre-existing condition when my doctor says I don't?
  133. Can LFG deny my LTD coverage because it's "not portable" while STD is?
  134. Can LFG force me to look for work since SSDI has approved me? Can they deny the benefits I have left to age 65?
  135. Can LFG refuse to send me a copy of my policy? What do I do if they deny on basis of pre-existing condition?
  136. Can Lincoln deny me because of my prior cancer diagnosis?
  137. Can Lincoln Financial deny a total disability claim approved by a federal judge? Can I get a lump sum payout instead of fighting with them for the next 9 years?
  138. Can Lincoln Financial hold back disability check equal to the amount of the 2020 stimulus check? 
  139. Can Lincoln Financial offset my LTD benefits by not only my SS payments but my ex-wife's as well?
  140. Can ltd offset soc. sec. benefits for a child born after collecting ltd benefits for over two years prior to the child's birth?
  141. Can marriage affect my MetLife disability benefits?
  142. Can Mass Mutual deny my claim due to an issue not included in my physician's formal diagnosis?
  143. Can MassMutual deny my claim based on a pre-existing condition?
  144. Can Met Life legally require notes from therapy sessions?
  145. Can MetLife cancel a claim if you refuse to update it over the phone?
  146. Can MetLife cut my monthly benefits by my benefits received from social security?
  147. Can MetLife decline my claim on the basis on a pre-existing condition? If they do, will I be in a mess with my employer?
  148. Can MetLife deduct money I withdraw from my IRA for additional income?
  149. Can MetLife deduct the ssdi benefits I receive for my dependent kids from what they pay me?
  150. Can MetLife deny my LTD claim in the final stage of getting approved?
  151. Can MetLife determine that I am capable of earning over the % of my pre disability income required to receive LTD benefits?
  152. Can MetLife end my beneifts without verifying my diagnosis (that is an exception to their 24 month clause)?
  153. Can Metlife force me back to work part time if my doctors are saying NO?
  154. Can MetLife reduce my husband's benefit if I am receiving benefits on my own award of SSDI?
  155. Can Metlife reduce my LTD benefit due to SERP payments that were not paid to me (they went directly to FICA taxes)?
  156. Can MetLife reduce their payments to me if I file early for social security?
  157. Can MetLife remove my LTD claim from their web site?
  158. Can MetLife request a printout of every payment from SSDI?
  159. Can MetLife request a second IME if I already have one that agreed with my dr's?
  160. Can MetLife request my tax information?
  161. Can Metlife stop paying my LTD? Woud I have any legal recourse?
  162. Can MetLife use a pension from a previous employer (not the employer the DI policy is received from) as an offset to reduce my benefit?
  163. Can MOO deny my claim on the basis of preexisting condition when my condition is not preexisting?
  164. Can Mutual of Omaha review my doctor records again because it's only been 1 year since my policy? Can they ask for my SS number and employer ID?
  165. Can my employer switch my job because I go on LTD?
  166. Can my Long Term Disability extension be declined because my Social Security Appeal’s Process is pending?
  167. Can New York Life refuse to give me a copy of my short term disability policy?
  168. Can New York Life refuse to start my payments again, claiming my case was closed?
  169. Can NWM rescind my policy because I forgot to disclose an illness I had 20 years ago? Do I have to sign their release to access everything about me?
  170. Can NYLG just stop payment?
  171. Can Omaha say that I'm not an active employee because I work less than 30 hours per week?
  172. Can Principal deduct my social security payment from my monthly Principal disability benefit payment?
  173. Can Principal deny me for something that has nothing to do with my preexisting condition?
  174. Can Principal request 10 years of my medical history and 5 years of tax information?
  175. Can Principal send their doctor to evaluate me?
  176. Can Principal take away my deceased husband's 3 month survivor benefit? They justified it saying he was eligible for SSDI when he didn't even apply
  177. Can Principal's independent physician determine what I can and cannot do?
  178. Can Prudential cancel or deny your claim if you are approved for social security disability benefits?
  179. Can Prudential deny me if SSDI approves me?
  180. Can Prudential discontinue benefits because my doctor hasn’t responded fast enough?
  181. Can Prudential offset my SSDI payment from my LTD payments
  182. Can Prudential reduce DSSDI from my check even if my children are not living with me?
  183. Can Prudential reduce their burden in an ERISA LTD policy for the sale of private investments (stocks/shares etc.) that have nothing to do with employment or wages of any kind?
  184. Can receiving a Unum group LTD benefit settlement lower my SSDI benefit?
  185. Can Reliance Standard offset a settlement against my disability benefits?
  186. Can Reliance Standard offset my SSD benefits before I am approved for them?
  187. Can Reliance Standard reduce my benefits due to income coming from worker's compensation?
  188. Can Reliance Standard use my son's benefits as offset after the initial offset for SSDI?
  189. Can Standard cut off my benefits after 2 years if my primary condition is physical and not mental?
  190. Can Standard decide I am no longer disabled if my condition hasn't changed at all? How do I get a copy of my policy?
  191. Can Standard legally follow someone and look through their personal stuff online?
  192. Can Standard pull my Social Security benefits from my checking account without my written knowledge?
  193. Can Standard recollect the fee awarded to my attorney? Can they recover benefits paid during a time they were also paying the claim?
  194. Can Sun Life discontinue my claim for not using the advocator group?
  195. Can SunLife deny me on the basis on a preexisting condition
  196. Can SunLife legally make me pay more than the max representatives can hold?
  197. Can SunLife offset dependent social security benefits received on account of my wife's disability?
  198. Can SunLife refuse to provide me with their review information? Is my claim worth appealing?
  199. Can SunLife take 60 days to respond? Can they deny me even when my doctor says I cannot work?
  200. Can the AGS help me regarding how Unum treated me?
  201. Can the Hartford collect short term disability payments that they say were due to their own mistakes?
  202. Can the Hartford hold my last LTD payment for a indefinite amount of time?
  203. Can The Hartford inclue my son's dependent benefits in my husbands backpay?
  204. Can The Hartford offset my LTD on my VA disability compensation or back pay?
  205. Can the Hartford reduce my long term disability payment due to a rental income?
  206. Can the LTD insurance company refuse to provide the claimant a copy of the IME report? If so what course of action can the claimant take to get a copy for their medical records?
  207. Can the Standard claim I am only entitled to one independent review?
  208. Can The Standard require a POA or Conservatorship/Guardian paperwork before releasing my daughter's benefits?
  209. Can The Standard threaten my credit?
  210. Can they offset my LTD by my whole ss retirement payment?
  211. Can UNUM characterize my deceased husband's retirement income as overpayment to cut MY benefits?
  212. Can Unum deduct any SSDI I receive? If so, why?
  213. Can Unum deduct any SSDI that my children receive?
  214. Can Unum deny me on the basis of a preexisting condition?
  215. Can Unum deny my request to pay them back (overpayment) on a monthly basis?
  216. Can Unum discontinue my benefits if I refuse to apply for RR benefits?
  217. Can Unum offset my benefits if I receive SSD?
  218. Can UNUM offset my daughter's Survival Benefits resulting from her dad's death?
  219. Can UNUM refuse to add my son's SSDI benefit to my check when he stops receiving it?
  220. Can Unum threaten for fire me at the end of FMLA's 12 week time period? Can Unum deny my benefits if my company does not offer the work Unum thinks I'm eligible to do?
  221. Can you explain why NWM is still paying me while my claim is being reviewed? They said if they don't approve it, their accomodation payment is not owed back to them.
  222. Can you provide legal support on a contingent basis?
  223. Change in Occupation
  224. Cigna only sens me a monthly check for the amount offset and refuses to apply my full monthly benefit amount to my claim. How do I fix this? Also, how do I obtain a copy of my policy?
  225. Could I get a buy out from Unum?
  226. Could I sue MetLife 4 years after my denial?
  227. Could I sue Prudential for the money I paid to my attorney? I had to wipe my 401K, was almost evicted, etc
  228. Denied by Hartford for Long-Term Disability Benefits
  229. Denied short term disability and need to file for long term with same insurer
  230. Disability Attending Physician Statement
  231. Disability claim - Terminated from job next day after asking for help due to disability
  232. Disability company dropped my monthly benefits
  233. Do I have a case for permanent disability?
  234. Do I have a case for STD? I was denied twice because a) I hadn't been a fulltime employee for 6 months and b) I had ben on FMLA since February.
  235. Do I have an option after my appeal is denied?
  236. Do I have any options to void an agreement I signed? Can Signa offset my SSDI benefits?
  237. Do I have legal recourse if Lincoln Financial mispoke to me about the status of my claim?
  238. Do I have to allow Unum access to my SSA file?
  239. Do I have to be an active employee to apply for LTD?
  240. Do I have to give Unum access to my tax file and what I receive from my church?
  241. Do I have to go back to work while waiting for SunLife's reply to my appeal? Can my employer terminate my employment while I am still waiting?
  242. Do I have to have any taxes taken out if I want a lump sum buyout or can I wait to tile taxes in April and pay them then?
  243. Do I have to pay back LTD after receiving SSDI?
  244. Do I have to pay back my STD and LTD after being approved for Widows SSD?
  245. Do I have to pay Metlife all the money I got from them?
  246. Do I have to pay Principal back once I receive back pay from SSA?
  247. Do I have to provide additional proof of my disability that's specifically requested by Reliance Standard?
  248. Do I have to repay an overpayment of benefits?
  249. Do I have to report alternative sources of passive income to Reliance Standard?
  250. Do I have to return to work despite my issues if I can still appeal the denial?
  251. Do I have to sign agreement to pay back difference in LTD payment and SSDI payment?
  252. Do I have to sign and return MetLife's authorization to disclose my info in order to continue my claim?
  253. Do I have to sign Prudential's release?
  254. Do I have to sign SunLife's Social Security Consent Form?
  255. Do I have to sign the overly broad "AUTHORIZATION TO OBTAIN AND DISCLOSE INFORMATION" form from The Hartford LTD insurance company?
  256. Do I have to tell Lincoln Financial that I was denied for SSDI?
  257. Do I meet the criteria for claiming disability if I have MS?
  258. Do I need a lawyer to move Unum's decision process along?
  259. Do I need to be completely out of work to file for disability?
  260. Do I need to worry about foreign residency limitation?
  261. Do I only get one appeal with Prudential? Do I have recourse for a STD denial?
  262. Do I still need to fill out Guardian claim forms if I am eligible for Presumptive Total Disability?
  263. Do the new Social Security work history rules make a difference with my any job LTD denial?
  264. Do Unum benefits run for a lifetime?
  265. Do we have any legal action against Unum?
  266. Do you do arbitration for short term disability denials?
  267. Do you handle cases for Aetna employees in Georgia?
  268. Do you handle closed cases only, or open ones as well?
  269. Do you handle New York Life cases in Florida?
  270. Do you have an email for contacting Sunlife?
  271. Do you have anyone you recommend in the UK?
  272. Do you help with negotiating lump sum settlements of policies?
  273. Do you still handle UNUM denial after some LTD cases?
  274. Do you take Group Disability cases?
  275. Do you work on a percentage, hourly, or lump sum basis? How much does hiring an attorney cost?
  276. Do you work with NC State Teachers Long term disability claims?
  277. Does an in-home interview mean I will get denied?
  278. Does anyone know for how long Hartford is paying LTD due to a major depression? 
  279. Does being approved by Social Security guarantee that my private disability carrier will continue to pay benefits?
  280. Does Berkshire offer lump sum buyouts of uncontested disability claims?
  281. Does Guardian not have to pay long term diss if I receives social security diss?
  282. Does Guardian reduce the qualifying income when an STD becomes a LTD?
  283. Does Hartford reduce their monthly LTD payments after 30 months?
  284. Does it matter if I received social security retirement payments before the disability claim started?
  285. Does Lincoln Financial apply offsets to all claimants equitably?
  286. Does Lincoln Financial offer lump sum settlements?
  287. Does Lincoln have a right to repayment if I am approved for social security disability?
  288. Does Lincoln negotiate lump sum settlements?
  289. Does MetLife have the right to seek repayment 20 years later?
  290. Does MetLife need my social security medical records for my long term disability claim?
  291. Does Metlife pay Disability payments ahead? Example: December payment is for January.
  292. Does moving affect my disability case?
  293. Does Mutual of Omaha offer buyouts?
  294. Does my former employee owe me for the remaining weeks of my STD?
  295. Does my former employer owe me STD that he refused to pay earlier?
  296. Does Obama care apply to pre-existing conditions in disability insurance policies?
  297. Does payback to Lincoln Financial, once approved for SSDI, include the first year?
  298. Does Principal use private investigators to conduct surveillance as part of the review of my claim?
  299. Does Prudential have to give me credit for attorney fees? Can they require me to pay them my COLA benefits?
  300. Does Prudential LTD insurance have annual cost of living increases? 
  301. Does Prudential offer lump sum buyouts? Can I move out of the country and work elsewhere and still receive payments?
  302. Does purchasing coverage automatically entitle me to benefits?
  303. Does Reliance Standard consider buy-outs for own occupation claims?
  304. Does Reliance Standard use my salary or real earnings to calculate my STD benefits?
  305. Does SunLife have a required time to make a decision? Can they request medical records that have nothing to do with my illness?
  306. Does the 180 day countdown (to appeal) start when they tell me I'll receive 24 month of benefits or when they actually cut me off?
  307. Does the insurance company have to use your income from the time of a promotion/raise until the date of injury, or can they go back 9 mos. if that’s in the policy?
  308. Does the reviewing physician (the doc hired by the insurance company) have to be licensed to practice medicine in the state where the claimant resides?
  309. Does UNUM ever deny extension of benefits due to pregnancy or on the other side would my pregnancy be considered a medical condition where they could potentially extend my benefits due to being pregnant?
  310. Does Unum have a timeline of when they must approve or deny a STD claim? 
  311. Does UNUM need to see an ever worsening series of physician reports to keep approving?
  312. Does UNUM periodically review Group Long Term Disability Insurance claims/payments? For example, do they verify medical eligibility every five or ten years?
  313. Family member, 63 years old, disabled, receives ssdi and Unum
  314. FMLA and my LTD claim
  315. Hartford investigator lied to the cops about following me. Is this legal?
  316. Has Hartford been known to pay off doctors? 
  317. Have you had any instances where, for example, Prudential requests another 45 days but you file suit because the only special circumstance is that they waited until closer to the 45 day deadline to start looking over an appeal?
  318. Have you successfully challenged Principal ignoring my physical health issues and only selecting depression so they only have to pay 2 years?
  319. How can Aetna say I am not disabled when clearly I am?
  320. How can Cigna use SSDI as an offset yet not accept me as disabled?
  321. How can I appeal Cigna's decision if there are no written communications explanation the reasons for claim termination?
  322. How can I avoid multiple offsets of my private DI policies by my SSDI amount?
  323. How can I find out how much overpayment Reliance Standard will be able to recover from me?
  324. How can I find out what Principal Life Group's definition of disabled is?
  325. How can I get copies of my policies?
  326. How can I get Metflie to send me a copy of my policy?
  327. How can I get Reliance Standard to give me a decision on my STD application?
  328. How can I get Reliance Standard to pay me the full amount of my withheld SSDI benefits?
  329. How can I mount a successful appeal to a denial of coverage under my employer's Insurance carriers EOI review for Long Term Disability. Or is it a losing battle?
  330. How can New York Life claim I have a preexisting condition when they have all of my medical records?
  331. How can New York Life get away with not answering my calls?
  332. How can Reliance Standard not coordinate with both of my disability insurance policies?
  333. How can Standard deny my claim and expect me to work when I am disabled?
  334. How can The Standard's doctors be justified in coming to a different opinion that my qualified doctor?
  335. How can UNUM’s dr.s make a judgement having never seeing me?
  336. How do I access a copy of my STD policy with Reliance Standard?
  337. How do I convince MetLife that my condition is, indeed, severe?
  338. How do I ensure Standard makes a timely decision with regard to my claim?
  339. How do I find out the statute of limitations on my LTD claim?
  340. How do I get a copy of my IME report from Principal?
  341. How do I get a copy of my policy and old pay-stubs?
  342. How do I get my Dr. to give Voya more info backing his claim
  343. How do I know what Cigna considers an earnings qualifier for an “any occupation” occupation?
  344. How do I manage the conflict between standard of care medicine and my approach to joint health and still win my LTD claim?
  345. How do I negotiate to keep some of Unum's SSDI back-pay checks?
  346. How do I proceed about Aetna STD and their denial of my claim considering my current diagnosis?
  347. How do I show Unum a C-section has a standard 8 week (not 6 week) recovery?
  348. How does change in LTD administrator affect benefit
  349. How Does Guardian Calcualutate my Long Term Disability Benefit?
  350. How does Lincoln Financial calculate their lump sum payouts? Is this an option I should even think about?
  351. How does Prudential calculate attorney fees?
  352. How does Reliance Standard classify a stroke?
  353. How does SunLife treat workmen comp?
  354. How does the disability provider look at a veteran that has multiple disabling conditions?
  355. How far behind in payments does Metlife have to be to take legal action?
  356. How frequently can MetLife request an IME?
  357. How large of a fee is your service?
  358. How likely is it that Guardian will agree to a payment plan for an overpayment of benefits? Will they demand the full amount be paid back immediately?
  359. How long can Mutual of Omaha wait to render a decision?
  360. How long do I have to file my Guardian disability appeal?
  361. How long does it take after your court hearing date to hear something?
  362. How long does it take for Hartford to gather paperwork regarding a settlement? Do they offer decent ones?
  363. How long does MetLife have to render a decision on my application for benefits?
  364. How long is a reasonable time to ask for a buy out?
  365. How long is the Elimination Period when switching from STD to LTD?
  366. How long is the ERISA disability policy statue of limitatation?
  367. How long will it take Cigna to get back to me? Will my military retiree pay be held against my policy 60%? Will Cigna exploit the disparity in the medical community over my illness?
  368. How long will it take for MetLife to approve my LTD claim?
  369. How long will it take Unum to decide if my condition is mental or physical?
  370. How many extensions is Prudential allowed to request before they make a decision?
  371. How many IMEs can Hartford make you go through?
  372. How much can Guardian Life ltd take back once you get social security disability?
  373. How Often Does Hartford Review My Disability Claim?
  374. How often should I go to the doctor?
  375. How should I best prepare for my 5-year review with Reliance Standard? Does "own" occupation turn into "any" occupation at this point?
  376. How will my social security benefits from retirement affect my LTD with Lincoln Financial?
  377. I accepted and deposited a lump sum long term disability payment installment for underpayment from Guardian. Can they ask for money back if I try to work again?
  378. I am now concerned if I am not able to return to work after 6 months Unum will stop paying me
  379. I am receiving short term disability, the math doesn't add up. My company is basing my pay on 36 hrs per week?
  380. I bought a policy that LFG says I was illegible for. They never told me or my employer this. Do I have a case?
  381. I can perform my job functions, but I can't get to work due to my disability. Can MetLife force me back to work?
  382. I filed an appeal and lost. Is it worth pursuing?
  383. I found out about my STD policy 120 days late. Can I do anything?
  384. I have been on LTD benefits for 3 years, but Cina wants an FCE. What should I expect? Do I hire a lawyer?
  385. I have been receiving LTD benefits from the Hartford since 2017 when i had a stroke.
  386. I have LTD through UNUM, can I move out of state?
  387. I have submitted my application for long term disability to Mass Mutual and I want to know how long it should take them to make a decision?
  388. I have tinnitus which has disabled me. And led to depression. They approved depression for 24 months. That time is coming to an end. My tinnitus prevents me from doing my primary job. How do I appeal
  389. I have Unum disability insurance and they are asking me to speak with them on the phone before I even submit my application. Do I need to speak with them?
  390. I made a Short term disability claim with Prudential but they right away went to consider long term disability, and have not responded yet the short term
  391. I meet 20 of LFG's requirments for disability but was still denied. What do I do?
  392. I need help understanding what MMI means in my case. I also need help because I have also been diagnosed with PTSD related to my head injury from the same accident.
  393. I need help with offsets
  394. I pay for extra disability pay but they won’t give it to me claiming comp benefits?
  395. I want to have a lawyer represent me with my application for disability benefits but I am wondering if this could be a disadvantage for me in getting approved?
  396. I want to invest in a property. Is there a chance that I could lose my disability benefits?
  397. I want to sue Aetna for all that they have put me through. What are my options?
  398. I was denied by Unum twice. What can I do?
  399. I was promised benefits until 66, but Hartford wants to cut them a year early? What do I do?
  400. I was unable to work due to my mental health
  401. I'm in jeopardy of losing everything because of MOO. Can you help?
  402. I'm waiting to hear back about my appeal. Should I hire an attorney?
  403. I’m a 69 year old er physician who has been on a unum mental health idi claim for 40 years. I have lifetime benefits.
  404. If a dependent turns 18 in December, does Lincoln subtract their dependent amount from LTD payments even though child is now an adult and receives benefits directly until graduation?
  405. If Hartford denies your coverage, do they share their findings with SSD so they also may take your name off their rolls?
  406. If I am approved for VA Disability compensation, will that amount be deducted from my short term payment amount?
  407. If I am covered by Guardian STD, why are they telling me to file with the state?
  408. If I am diagnosed with a condition 6 months into my policy, does this count as a "pre-existing condition" that won't ever be eligible for long term disability?
  409. If I attempt to return to work with restrictions due to injury and am still in pain, how do I handle my claim with Reliance Standard?
  410. If I could draw my regular Social Security and dismiss SunLife, would I still owe them?
  411. If I don't return to work after I give birth, do I need to pay back any money to Unum (after my maternity leave)?
  412. If I drop SSDI, will Standard still offset the benefit?
  413. If I drop the SSI Disability case, will Unum accept that I have been denied twice or will they make me pursue it? If I decide to cancel my Disability case will I be able to get on Medicare?
  414. if I file before my STD goes into effect, will LFG deny the claim?
  415. If I get married, will my Unum disability be affected?
  416. If I get my LTD through Met Life and then get approved on my SSD 5 months later do I still have to pay met life back even thought I could not file for SSD for the 5 months by SS regulations? 
  417. If I had a subsequent, related injury two weeks after returning to work can the insurance company use the date of the second, injury which lowered my pre-disability earnings?
  418. If I have LTD through UNUM, can I move out of state? 
  419. If I return to work only part time and decide I can't continue, will Lincoln Financial base my income on when I worked part time or full time?
  420. If I was approved for LTD through LFG but haven’t gotten a check yet, can I get a buyout to avoid drama with them?
  421. If I'm not receiving the SSDI benefits for my children from Reliance Standard due to custody, should my SSDI benefits increase?
  422. If Lincoln denies my appeal, what do I do next?
  423. If MetLife denied my statement due to Crohn's Disease and then I get hurt for a completely different reason, can I still be covered?
  424. If my wife applies for early SSA retirement due to the fact that I am on SSDI, will the Standard offset my payments by her SSA amount?
  425. If not the SPD, what document contains the official documentation for my benefits?
  426. If reasonable accommodation was denied can this play apart in long term appeal letter?
  427. If SSA deems me to no longer be disabled, can Standard conduct a review?
  428. If the insurance company admits to wrongfully stopping payments, do they owe me for those years? What if social security back paid me?
  429. If UNUM chooses to discontinue benefits, how much notice is given to the insured?
  430. If you appeal when Unum denies you, do you still receive funds?
  431. If you are denied short term and long term through Hartford, how long does it take to file a lawsuit? 
  432. If you get MRI on your back does that count as pre existing condition for back injury 8 months later?
  433. If your attorney only gets paid percentage if he wins the LTD case, who receives the ERISA approved money for winning case?
  434. Individual Aetna LTD through employer I paid all premiums I received workers' comp settlement put into non taxable annuity do i have to include that in questionnaire and will Hartford consider that an offset and stop benefits. They already have offset on my partial PERA disability benefit.
  435. Individual disability policy - mental disorder claim
  436. Is 1 year too late to add new disagnoses to my case? If it's not too late, would they be given the same amount of time payable as stated in my LTD paperwork?
  437. Is 6 month reporting normal?
  438. Is 67 the maximum benefit period for my disability insurance policy?
  439. Is a normal pregnancy and childbrith covered as a Sickness if my elimination period is 90 days?
  440. Is Aetna following me or is it SS?
  441. Is applying for Social Security disability a mandatory requirement?
  442. Is bipolar disorder considered a mental or physical condition subject to the 24 month term for mental health?
  443. Is child support arrears considered an income offset for Principal LTD?
  444. Is is strange that LFG scheduled an IME without requesting medical records for the past 6 months?
  445. Is it a good idea to get a lump sum from Unum?
  446. Is it bad practice for Unum to deny a claim because my wide was on disability prior to getting the life insurance policy? We've been paying on the policy for a year
  447. Is it best to hire an attorney first and then file a complaint with Indiana Insurance License Board or do both? How long does it usually take to resolve a case like this?
  448. Is it capricious if another person's medical information was included in my file and likely used in the determination denial? Would Cigna be liable for other other damages or does ERISA insulate them?
  449. Is It common practice for Standard to not return my calls? Should I hire an attorney?
  450. Is it common practice for SunLife to threaten vocation review if I don't take their buy outs?
  451. Is it illegal for Unum to consider every source of income as income except Vetern's Affairs Benefit Compensation?
  452. Is it legal and is there any way I can get lump sum settlement for my LTD policy?
  453. Is it legal for Cigna and my company to say they are still creating/writing my policy?
  454. Is it legal for Cigna to requent my tax returns as a condition of profit or loss?
  455. Is it legal for Hartford to set up surveillance outside of my house?
  456. Is it legal for MetLife to change the definition of disability?
  457. Is it legal for Principal to take away my benefits if my doctor says I cannot work?
  458. Is it legal for Prudential reps to call me from home with kids and people in the background to discuss my personal info?
  459. Is it likely that I can prove discrimination of coverage for mental health defects?
  460. Is it normal for “UNUM” to ask for a police report?
  461. Is it normal for LFG to ask for excessive amounts of paperword and not grant me STD benefits for over a month?
  462. Is it normal for LFG to take nearly 3 months to process a claim?
  463. Is it normal for MetLife to take 130 days to respond to my appeal?
  464. Is it not my right to have a copy of my own medical records if I request it?
  465. Is it possible to be approved for state disability but not by my insurance company?
  466. Is it possible to file for LTF for mental health (burn out) reasons?
  467. Is it possible to write me a strict authorization form for The Hartford?
  468. Is it reasonable for Unum to settle for 25% to avoid an ERISA case?
  469. Is it safe to give MetLife access to my Social Security file?
  470. Is it too late to file a claim 8 years later?
  471. Is it true that Canadian insurance companies can't limit mental issues to 2 years?
  472. Is it true that Hartford cannot use my stepchildren's SSDI payments as an offset?
  473. Is it true that I can't go on STD again for the same reason as last time?
  474. Is it uncommon for a carrier to treat TBI as a mental health condition?
  475. Is it worth fighting Cigna after they denied my claim?
  476. Is it worth is to go to court over $2500?
  477. Is LF's doctor, who never spoke with me or evaluated me, allowed to clear me for work?
  478. Is MetLife entitled to overpayment if they realized 15 years later?
  479. Is my plan governed by ERISA?
  480. Is my wife allowed to resign from her position without the resignation affecting her long-term disability benefits?
  481. Is my wife being abused?
  482. Is Principal entitled to seek payment of the portion of SSDI paid to my attorney? Will they stop paying me when I get my first Social Security check?
  483. Is Principal offering me life insurance at no cost to affect my LTD?
  484. Is the 2nd appeal process worth it or a waste of my time?
  485. Is the fact that MetLife limits mental nervous conditions to 24 months discriminatory?
  486. Is the policy that was acquired by Hartford from Aetna still the same policy? Does Hartford have a right to recover over payments made by Aetna? 
  487. Is the recipient responsible for overpayment when they had nothing to do with the reporting?
  488. Is there a limit on the number of times New York Life can send me a IME? Also, what is a fair percentage for a buy out?
  489. Is there a process for appeals not being responded to in the time given? Also, how do I access my records?
  490. Is there a specific video to help me prepare for a Hartford doctor appointment (IME)?
  491. Is there a time limit for Standard to render a decision?
  492. Is there a way I can get out of allowing Genex and Unum to contact SS?
  493. Is there any case law in which a state government employee LTD plan decided to drop the 24 month mental health limitation? Has there been any success against a state government and Standard using ADA Title I (employee) and 3 (insurance company) from a discrimination basis?
  494. Is there anything I can do to receive STD benefits for my pregnancy before my 60 day LTD elimination period ends?
  495. Is Unum a third administrator for major companies?
  496. Is Unum allowed to request my entire SS file?
  497. Is UNUM obligated to pay my children SSI amount with COLA increase to me after they turn 18 or the original award amount?
  498. Is Unum responsible for providing my claim file? How do I move the process along?
  499. It's been a year and Prudential hasn't asked for a review. What can I do to go him approved?
  500. Knee replacement surgery - Short term disability denial
  501. Knee replacement. What are my options?
  502. Licensed CPA and lawyer. Am I covered under the policy?
  503. Lifetime disability policy with Hartford?
  504. Lincoln Financial "Any Occupation" Review at 65: Will I Lose My LTD Benefits?
  505. Long Term Disability with Hartford - They are Stopping my Disability Benefits
  506. LTD canceled their request for updated med records?
  507. LTD Denial United Healthcare - Hartford
  508. LTD payment adjustment for cost of living?
  509. LTD return to work? What if I require training or want to continue education, will I continue to receive payment during this period?
  510. Lung Cancer, COPD, and LTD: What to Expect About Benefit Duration
  511. Mass Mutual Disability Insurance - Own Occupation Rider, for Dentist vs Other insurance Carrier
  512. MetLife: Mental Health and Physical Disabilities
  513. My child is over 18 and directly received part of my payment from my SSD benefits, can Reliance Standard claim that as part of the overpayment?
  514. My company sent me to a LCSW, but MetLife doesn't think she is a qualified practioner, so they won't look at the claim. What do I do?
  515. My company's disability plan was outsourced to Lincoln Financial, but shouldn't the FMLA process be the same as before?
  516. My dad needs to be on disability, but needs to work - how can we make this happen?
  517. My daughter died in 2019
  518. My doctor won't fill out a capacity questionnaire, and Prudential won't accept my PT doing it. What can I do?
  519. My employer terminated me while my LTD claim is being appealed by the Hartford. Does my appeals process get terminated as well?
  520. My father has been in STD Cigna and LTD with New York Life since Jan 2021, diagnosed Pulmonary Fibrosis due to Covid-19. Can insurance and ex job make him return to work?
  521. My group long term disability insurance allows me to work part time up to 20% of my pre-disability earnings without affecting my benefit. If I take advantage of this, will Unum use this to deny my benefit?
  522. My group LTD policy goes through payroll deduction, but my income does not fluctuate. How should I proceed?
  523. My long term disability insurer has applied a 24 month mental health limitation on my benefits. Is there any way to challenge this?
  524. My LTD company says I owe them money now
  525. My LTD lady was telling me I need to start looking for a job
  526. My mother has a John Hancock Long Term Care policy. She is in an assisted living facility in the memory care unit. Her claim has been denied.
  527. My mother paid many years for a long-term care policy. When she had to be put in an assisted care facility, Prudential won't pay. Do you accept cases like this?
  528. My policy ends after age 65, but I'm not retiring until almost 2 years later. Can I challenge this?
  529. New York Life LTD offset my disabled adult child
  530. New York Life outstanding overpayment
  531. Non-taxable benefits have become taxable
  532. NYL LTD also have LLC
  533. On October 29. My policy changes to my own occupation to any occupation not sure what that means?
  534. Orthopedic surgeon refuses to complete physicians statement form for my long term disability
  535. Overpayment from Boston Mutual
  536. Permanent Brain Injury from MVA and qualifying for LTD under the "Any Occupation" for Lincoln Financial
  537. Phi violation
  538. Prudential denied me STD due to a dr who wrote personal things about like I still drive
  539. Prudential is sending me to an IME but refuses to allow recording. Should I refuse to go to the IME?
  540. Prudential's doctor said I wasn't disabled when several others said I was. Can they reuse this doctor to terminate me months later?
  541. Reliance Standard recommended Advocator, do I have to pay their fee out of pocket?
  542. Relocation
  543. Requesting a Copy of my LTD ERISA Policy from UNUM
  544. Retirement SS or Disabilty?
  545. Sedgwick denied my STD appeal, is there anything I can do to get my money back?
  546. Short term vs long term
  547. Should I accept the buyout from Lincoln Financial? I have 7 days to decide.
  548. Should I accept Unum's lump sum pay off on a lifetime policy? How do I determine if the offer is fair?
  549. Should I add my physical illnesses to my exsisting STD claim or file a new claim?
  550. Should I ask SSDI about New York Life's surveillance?
  551. Should I be able to restrict the release of medical records to under 24 months period?
  552. Should I be concerned about my future ltd
  553. Should I be concerned about Unum denying my coverage after sending them extensive medical records?
  554. Should I be entitled to more money from my survivor benefits through Reliance Standard?
  555. Should I be worried that SunLife is trying to deny my claim by making it seem like I have a mental disorder? Can they deny my claim if I refuse to undergo this needless psychiatric assessment?
  556. Should I contact Cigna to ask for something in writing to have it on record?
  557. Should I contact you before submitting my application for a private disability benefit?
  558. Should I file an appeal if Guardian denied STD due to a preexisting condition that is not actually preexisting?
  559. Should I get an attorney if Hartford hasn't responded to my settlement demand?
  560. Should I hire a lawyer for my appeal?
  561. Should I hire a lawyer if Unum if demanding overpayment from SSD when we didn't want SSD in the first place?
  562. Should I hire an attorney for my appeal?
  563. Should I hire an attorney now or wait until after my appeal is answered?
  564. Should I hire my own lawyer or use Guardian's advocator group?
  565. Should I let MetLife handle my SSI or should I sign up myself?
  566. Should I sign a release of information form sent by Genex on behalf of Unum ?
  567. Should I tell Unum that I privately purchased their disability policy?
  568. Should I write an appeal letter? What should it include?
  569. Should my wife attend Cigna's Rehabilitation evaluation?
  570. Should the money I used to hire a lawyer be taxable? Am I allowed to contact Social Security directly or does the attorney have to contact them?
  571. Since I live in an apartment, are the common lounge and meeting spaces considered in-home (for my interview)?
  572. Since I started receiving SSD before LTD started can they legally reduce my LTD?
  573. Since I've been denied SSD will MetLife cancel my benefits (even though dr says I can only work very limited hours)?
  574. Since Unum discontinued my benefits, and I was not receiving anything from them, am I still responsible to notify them about social security?
  575. SSDI Backpay and LTD Reimbursement: What New York Life Can and Can't Claim?
  576. Sun Life just decreased my payments because I am receiving x number of dollars from my medical pension. Can they do this?
  577. Survivor's benefits
  578. Symetra STD and LTD appeals process
  579. The Hartford stopped monthly benefits for repayment due to an overpayment. Once monthly benefits end do I still have to repay remaining overpayment balance?
  580. Union 751 member
  581. Unum denied me on basis of preexisting condition and also didn't pay me for 2 years. Can I sue?
  582. Unum discontinued the "long term Buy out option" in 2014. I was never aware of or informed of this action by Unum
  583. Unum is cross plan offsetting
  584. Unum payments offset
  585. Unum reduced my benefits
  586. Unum settlement
  587. Unum stopped my COLA benefits at age 65
  588. Unum told me my benefits were their money after I spent it. Can they hold my LTD check and apply it to the balance I owe?
  589. Unum wants me to give them my SSA money for a month I didn’t receive it. Do I have recourse?
  590. Unum's surveillance was wrong, but I got denied. What can I do?
  591. Using the policy date to cancel disability benefits 3.5 months premature to insureds 65th birthday
  592. Was Unum right to stop my disability at age 65?
  593. What % offer (for a lump sum buyout) would you consider low, average, and high?
  594. What amount is New York Life obligated to provide after dependent benefits end?
  595. What can I do about my long term benefits that's ending after 2 years?
  596. What can I do if Aetna keeps denying my claim?
  597. What can I do if all of my appeals have been exhausted?
  598. What can I do if my appeal is denied?
  599. What can I do if Unum didn't pay for my injury?
  600. What can I do if Unum repeatedly says they haven't received my documents?
  601. What can I do if Unum will make me subject to a pre-exisitng confition review if I don't return to work when they want me to?
  602. What can I do to speed this process up?
  603. What can I do to stop Aetna from harassing me and realize that not all disabilities are the same?
  604. What can I legally do if Aetna isn't paying me? I'm tired of the run around
  605. What do I do if Aetna claims they haven't received my medical info?
  606. What do I do if Aetna says I'm not enrolled in their disability policies?
  607. What do I do if Aetna says they aren't receiving my medical records?
  608. What do I do if Cigna keeps denying my claim?
  609. What do I do if Cigna won't tell me which eye test they want? I only have unemployment benefits.
  610. What do I do if LF denied my claim because depression is "mild, not severe"?
  611. What do I do if LFG hasn't given me the money they owe me and won't let me speak to a supervisor?
  612. What do I do if Lincoln doesn't think SSD is strong evidence of disability?
  613. What do I do if my attending physician's office tells me it is their office policy to not fill out Attending Physician Statements for any patient for LTD benefits?
  614. What do I do if my doctor has me on no limitations, allowing Principal to cut my benefits?
  615. What do I do if my income was reported incorrectly to Principal?
  616. What do I do if my short term ran out and New York Life closed my case?
  617. What do I do if not necessarily the insurance company denied my claim but employer?
  618. What does Aetna mean when they say I must find a job that is at least 70% of my work pay? What should I do if I don't think I can work?
  619. What does it mean if my disability company called me for a verbal check in?
  620. What does it mean if my Life Insurance has been terminated because they didn't receive sufficient medical information? Does this affect my LTD payments?
  621. What does rental income qualify as in regards to "extra income" and what financial records must I report to Reliance Standard?
  622. What does Unum mean by "treatment provider"?
  623. What exactly does Northwestern mean by "not gainfully employed in any occupation"? 
  624. What happens if a policy doesn't mention something I believe I had and paid for (COLA)?
  625. What if I never received longterm policy and I never agreed or signed agreement fee with disability insurance company
  626. What is clinical review? And what are my chances of getting continual approval during the own occupation period?
  627. What is Hartford's typical M.O.?
  628. What is my "regular occupation" if I started my own business after resigning from my old job?
  629. What is the "rule of thumb" cost for an insurance company to defend against an ERISA lawsuit?
  630. What is the appeal process? How can I get a copy of my policy?
  631. What is the best LTD policy to get?
  632. What is the deadline to file an appeal with New York Life?
  633. What is the difference between having your case closed versus one that’s denied?
  634. What is the difference between long-term disability and life insurance disability? What can I do to make SunLife expedite my claim? Is it OK if I file for Social Security benefits while I am waiting?
  635. What is the difference between time period of the claim while approved and the time period of the claim while denied?
  636. What is the next step after Unum denies my appeal? Do they usually settle with a lump sum or continue monthly payment?
  637. What is the Statute of Limitations on ERISA claims in the State of California?
  638. What is your fee to cover my Hartford claim?
  639. What kind of documents I should present to the Disability claim of Licoln financial so I can get paid for the days my company put me out of work?
  640. What kind of information to be used to support my Fibromyalgia claim when there are no tests/measurements to show how much pain and fatigue I am limited by?
  641. What kind of jobs are suitable for ANY OCC when I am an OB/GYN?
  642. What percentage is usually offered for settlement?
  643. What right does CIGNA have in contradicting my own medical doctors recommendation?
  644. What should I do if Aetna denied my claim based on a social media post they saw?
  645. What should I do If Aetna has been following me?
  646. What should I do if Hartford changes their policy to terminate my LTD?
  647. What should I do if I'm not contacted once my 90 day waiting period ends?
  648. What should I do if my company can't accomade an option for me to work remotely?
  649. What should I do if Prudential's denial letter has several mistakes in in?
  650. What should I do if Unum wants to cut my mental health benefits after 2 years?
  651. What should I do when my employer refuses to prove me short term or long term plan documents?
  652. What should my next step be after New York Life tells me I am not entitled to my life insurance or waiver of premium?
  653. What type of occupational related documentation is requested by the individual carriers when a salesperson files a claim?
  654. What will Prudential do if I keep my lump sump payment?
  655. When a person is dealing with multiple insurers and needs monthly assistance, does your firm provide this service for a certain percentage of the monthly payment?
  656. When can I give notice to leave the company while on STD?
  657. When is the deadline to file for disability benefit after a job termination?
  658. When it comes to qualifying for long-term disability benefits from Sun Life, can you tell me is PTSD, short-term and long term memory loss considered a mental and physical disability with Sun Life? If I show SunLife proof that I can't work, do they have to continue my benefits?
  659. Where can I find a list of the definitions for an occupation on your website?
  660. Where does PTSD fall in to my Guardian LTD?
  661. Which Own Occupation insurance company has the best history of paying for legitimate disability claims?
  662. Which state statutes apply: the state the insured resides in or the state where the disability policy was purchased?
  663. Who are the top companies you would recommend for a surgical specialist?
  664. Who can I call if my New York Life Rep. won't answer?
  665. Who is responsible for activating the Waiver of Premium Due to disability? Me? or My employer or the insurance company?
  666. Who is responsible for giving me an accounting of the overpayment owned? Can I negotiate the amount of repayment?
  667. Who is responsible for providing a copy of my policy?
  668. Who is responsible for providing a copy of my policy? And do I have to give Guardian all of the back pay if approved for SSDI to offset payments already made?
  669. Why can a doctor that I've only seen once decide I'm okay to work? What should I do if Aetna denies me again?
  670. Why can Cigna go against their rule that states if a claimant becomes totally disabled due to a pre-existing condition after the LTD policy with Cigna has been in force for 12 months, they will waive the pre-existing condition exclusion concerning payment of benefits?
  671. Why can my employer hold my disability check after The Standard sends it to them? Can I file a grievance with them?
  672. Why can New York Life get away with not paying me anything for my disability?
  673. Why can't you sue 3rd party companies that assist Hartford in denying claims? Why can't you sue an MES doctor for medical mal-practice?
  674. Why did New York Life close my case without telling me?
  675. Why did Principal not back me when Social Security did?
  676. Why do allsups get paid more than an SSDI attorney?
  677. Why does Guardian frequently send me to a FCE, and why do they retain Genex?
  678. Why does Guardian want me to file for SSDI?
  679. Why does Hartford want my bank records?
  680. Why does my husband's Guardian policy not pay for elimination period while mine does?
  681. Why does Northwestern ask the questions they do in the "Request for Continuation of Disability Benefits" form?
  682. Why has Aetna denied my LTD claim I am objectively disabled?
  683. Why is Aetna requesting an IME? How should I handle it?
  684. Why is Aetna taking so long to review my claim?
  685. Why is CIGNA demanding that they be repaid every bit of long term disability payment because I was forced to retire early and took my pension?
  686. Why is Cigna doing a "voluntary review" under a state of federal suit?
  687. Why is Hartford asking for reimbursement?
  688. Why is Hartford asking me if I have a lawyer?
  689. Why is Hartford coming to my home, and can I request to meet somewhere else?
  690. Why is Hartford sending me an IME only 1 year into my LTD?
  691. Why is Lincoln Financial saying they are due my entire SS disability payment in order to decide what to pay me?
  692. Why is MOO saying my husband does not have MS to receive LTD when they approved his STD because of MS? Should I hire an attorney?
  693. Why is MOO trying to switch my STD to LTD after only 6 months when my policy lasts for 24?
  694. Why is my SSDI taxable income?
  695. Why is New York Life Insurance giving me a hard time?
  696. Why is NVM reviewing my claim when my condition hasn't changed? Is it strange that they requested an in-person review?
  697. Why is Principal investigating my claim 9 years later?
  698. Why is Prudential requesting weekly updates?
  699. Why is Reliance Standard trying to recover payments I was awarded through another company?
  700. Why is Unum requesting updates to my SSDI file? Will they use it against me? Also, do I have to meet with them in person?
  701. Why isn't there a class action lawsuit against Hartford? Also, if you are denied short term disability and more evidence comes up, that supports original claim, can you submit it?
  702. Why would Hartford's clinical manager call me?
  703. Why would Principal call about a procedure that has nothing to do with why I am receiving LTD benefits?
  704. Will adding physical medicinal illnesses to my mental illness case hurt it or strengthen it?
  705. Will filing a lawsuit against Standard work in my favor?
  706. Will Hartford accept my payment arrangment? Will this cancel my LTD benefits?
  707. Will Hartford deny my benefits if I was denied for SSD? Also, if Hartford has to pay 2 years unless my husband can work a job similar to his old one, will they try to make him work a less demanding job and pay the difference or will he not work for 2 years?
  708. Will I get denied due to fact I can’t afford my surgery until I get Medicare in a year?
  709. Will Lincoln Financial deny my appeal because they have taken so long to form a decision?
  710. Will Lincoln Financial Really Pay My Disability Benefits Through 2033?
  711. Will Mass Mutual pay my disability claim if I become disabled while on unemployment?
  712. Will MetLife cancel my benefits if I accept Medicare?
  713. Will MetLife consider my active duty military persion and my VA disability pension as offsets and deduct them from a pending award for group LTD policy?
  714. Will MetLife set me up on a payment plan if I have already spent my back pay from SSDI? Can they arrest me?
  715. Will moving to a different state disrupt my LTD? Am I eligible if I am not bedridden?
  716. Will my benefits be affected if I get married?
  717. Will my benefits continue until age 65 if I'm not returning to work? Will this change if I'm granted permanent disability through social security? Will my benefits change if I am granted social security benefits?
  718. Will my LTD payments be offset by my ex husband's Railroad Retirement Tier 2 benefits?
  719. Will Principal harass me if I don't accept their buyout? And, is it standard for a buyout to be lower than the full benefit paid over time?
  720. Will Prudential conduct a review of my claim after I've been denied by SSA?
  721. Will receiving a settlement from a personal injury affect my monthly Unum Disability?
  722. Will receiving my disability retirement in a lump sum affect my payments?
  723. Will Reliance Standard reduce my LTD payments due to my pension benefits or rental income?
  724. Will signing a separation aggreement affect my LTD payments from the carrier?
  725. Will telling MetLife my income make me ineligable for the premium waiver program?
  726. Will Unum stop my benefits if I fail to apply for SSDI benefits? Can I terminate my claim voluntarily?
  727. With 20 years still left on my approval, can MetLife do a lump sum buyout?
  728. Would a diagnosed condition of psoriatic arthritis qualify me for a LTD?
  729. Would any new disabling conditions be considered by Metlife when considering whether or not to continue my benefits?
  730. Would I be entitled to a refund from Unum if I was denied and fired from my job?
  731. Would I qualify for disability or other program following a planned layoff?
  732. Would it be better to continue to receive benefits from Lincoln Financial or should I seek a buyout?
  733. Would MetLife consider a buy out if my condition is idopathic and I have several years left on the disability I received through work?
  734. Would you recommend Guardian or NWM for disability insurance for a Cardiologist?
  735. Wrongfully terminate my LTD claim, AND take my qrtly bonus....?
  736. You say that NML is one of the three most credible companies selling disability insurance. What are the other two?

Lawsuit Stories

  1. Lawsuit Stories
  2. "Any occupation" disability insurance claim discussed by a California Disability Lawyer
  3. $1,000,000 in Unum Disability Benefits for an Attorney, Blackmail, and Supreme Court Denies Cert!
  4. 1<sup>st</sup> Circuit Affirms Holding That Claim Is Not Subject To Pre-Existing Condition Provision
  5. 10th Circuit Court of Appeals validates MetLife's accidental death and dismemberment denial
  6. 12 years of disability payments paid, but New York Life suddenly determines claimant can perform sedentary job
  7. 20 years of receiving disability insurance benefits and New York Life denies woman's benefits three separate times
  8. 3 Ways Hartford Wrongfully Denied Long Term Disability Insurance Benefits to Claimant with MS
  9. 30 year veteran employee of 3M Company sues company and Sedgwick Insurance for disability benefit denial
  10. 4 reasons that make a disability insurer's denial of benefits arbitrary and capricious
  11. 5 disability lawsuits recently filed against UNUM in TN, OH, MO, and MI
  12. 56-Year-Old Disabled District Manager Of Dollar Financial Group Sues Aetna For Denial Of Disability Benefits
  13. 7th Circuit Recognizes Chronic Debilitating Effects Of Fibromyalgia
  14. 8th Circuit Court of Appeal Overturns Award of LTD Benefits for Disabled Walmart Employee
  15. 9th Circuit Clarifies The Definition Of "Sedentary Work"
  16. 9th Circuit Holds That Release In Plaintiff's Wrongful Termination Lawsuit Bars Subsequent ERISA Benefits Claim
  17. A Claimant's View of a Prudential Disability Benefit Denial
  18. A Claimants View of a Standard Insurance Company Disability Benefit Claim
  19. A classic Unum Provident denial
  20. A Federal Judge's perspective on ERISA disability insurance claims
  21. A former HCBS sales manager diagnosed with lyme disease sues UNUM for disability claim denial
  22. A Judge’s 8 Reasons that Aetna Reasonably Denied Disability Benefits to Bank of America Employee
  23. A Letter to Cigna CEO Following Denial of Disability Benefits to a Wheel Chair Bound Woman
  24. A phlebotomist employed by Quest Diagnostics and diagnosed with RSD sues Aetna for denial of long term disability insurance benefits
  25. A Senator's view of ERISA disability insurance claims
  26. A Successful California Disability Insurance Claim Does Not Require "Absolute Helplessness"
  27. Accidental death & disability dismemberment; AIG reversed by Colorado Court
  28. Accidental Death Benefit Denied By National Union Fire Insurance Due To Language of Policy Exclusion
  29. Accountant Punished by SunLife for Working Part-Time During Tax Season
  30. Aetna and The Rawlings Company LLC Seek to Reduce Your Disability Benefit
  31. Aetna denial of long-term disability benefits for chronic fatigue syndrome upheld by Court
  32. Aetna denies disability benefits and claims physical therapist with back disorder can perform "reasonable occupation"
  33. Aetna Disability Benefit Denial for Former Boeing Employee is Upheld by Appeal Court
  34. Aetna Disability Denial of Marriott Employee Upheld by Louisiana Federal Judge
  35. Aetna fails to review Bank Of America employee's ERISA disability benefit appeal timely resulting in lawsuit by an Illinois disability lawyer
  36. Aetna Is Sued For Failure To Pay ERISA Benefits To Boeing Employee For Injuries Sustained In A Shooting
  37. Aetna Ordered by Federal Court to Reconsider the Claim of Amazon Employee Disabled Due to Urinary Incontinence
  38. AETNA ordered by West Virginia Federal Judge to reevaluate denial of disability benefits to Bristol-Myers Squibb Manager
  39. Aetna Ordered to Produce Internal Statements of Policies, Procedures and Guideline Relative to Claimant's Long-Term Disability Claim
  40. Aetna refuses video recording of IME and threatens to deny disability benefits unless claimant agrees to sign IME doctor's authorization form
  41. Aetna sued by Bank of America and Huhtamaki employees for failing to provide ERISA benefits
  42. AETNA sued for failure to pay out disability benefits to ex senior nurse suffering from disabling mental conditions
  43. Aetna's denial of disability benefits for human resource generalist is upheld after claimant's definition of disability changes from "own occupation" to "any occupation"
  44. Affidavit from former Unum Provident employee
  45. After being denied disability benefits, Rabbi suffering from bipolar disorder sues New York Life
  46. After paying for 13 years Unum Denies Disability Benefits to Woman with Lyme Disease and Endometriosis
  47. AIG Repeatedly Denies Disability Benefits to a Colorado Woman with Fibromyalgia After Change of Disability Definition
  48. Alabama Court Refuses To Consider Additional Medical Evidence Submitted After Metlife's Denial Of Claimant's One Mandatory ERISA Disability Appeal
  49. Ambiguous Disability Policy Language is Construed in Favor of Disability Claimant with Berkshire Life Policy
  50. American Red Cross Worker Sues Reliance Standard Life Insurance Company For Wrongful Termination of Long Term Disability Benefits
  51. American United Life Insurance disability denial reversed for woman with fibromyalgia, depression and migraines
  52. An undiagnosed pre-existing condition will not result in denial of long-term disability benefits
  53. Anesthesiologist files lawsuit against Paul Revere alleging wrongful deduction of social security retirement benefits
  54. Anesthesiologist Loses Disability Insurance Lawsuit Against Sun Life Assurance Company in Pennsylvania Federal Court
  55. Another Cigna Hired Gun Doctor To Be Exposed!
  56. Anthem Disability Claim Denial Reversed by Nevada Court
  57. Appeals Court Upholds Hartford's Termination of Disability Benefits
  58. Appellate Court Agrees with Zurich Decision to Deny Accidental Death Benefits to Wife of Man with Cardiac Condition
  59. Appellate Court denies Liberty Mutual's attempt to recover $163,661.57 in disability benefits paid to disability claimant and business owner
  60. Appellate Court finds Wachovia and Liberty Mutual's review of objective evidence of disabling migraine headaches was unreasonable (Part II)
  61. Appellate Court Rules That Hartford’s Failure to Examine Patient Was An Abuse of Discretion and Overrules Disability Denial
  62. Appellate Court upholds Prudential's decision denying disability benefits to insured when he refused to attend an IME Exam
  63. Are attorney fees payable in long term disability insurance cases governed by ERISA?
  64. Are Independent Medical Evaluation (IME) Providers Really "Independent"?
  65. Are the opinions of your treating physician's entitled to more deference?
  66. Arizona Court rules Provident wrongfully terminated disability benefits to insurance manager with CFS (Part II)
  67. Arkansas Court Reverses Liberty Life's Disability Denial for a Nurse
  68. Arkansas disability attorney filed lawsuit against SunLife on behalf of disabled Buford Media Group, LLC's Office Manager for denial of disability benefits
  69. Assistant Vice President of Meadowbrook Insurance Group files a lawsuit against New York Life for denied disability benefits claim
  70. Asurion Employee Files Lawsuit Against Life Insurance Company Of North America For Wrongful Termination Of Long-Term Disability Benefits
  71. At least five lawsuits were recently filed in Florida District Courts against Prudential for non-payment of disability benefits to deserving claimants
  72. AT&T employee with back injury sues Sedgwick for denial of short term disability benefits
  73. Attorney sues Unum to recover benefits after Unum terminates disability claim after learning attorney committed fraud; Unum counterclaims for over $1 million in overpaid benefits
  74. Bank of America, Boeing, and Cytec Industries employees file lawsuits against Aetna Life Insurance Company over disability benefits
  75. Beware of Unfavorable Language Limiting the Maximum Pay Period of Neuromuscular, Musculoskeletal or Soft tissue Disorder in MetLife Group Long-term Disability Policies
  76. Beware of unreasonable Prudential Disability Insurance lump sum buyout offer
  77. Beware: MetLife Disability Insurance Policy Only Provides Three Years to File An ERISA Lawsuit
  78. Boeing Employee Suffering From Severe Chronic Back Pain Sues Aetna For Denial Of ERISA Benefits
  79. Bon Secours Employee Wins Lawsuit Against Unum who had Denied Him Disability Benefits
  80. Boston Mutual can not recover $163,000 overpayment to long-term disability claimant (Part II)
  81. Bridgestone employee sues Liberty Life Assurance Company of Boston for long term disability benefits
  82. Broadspire and Aetna deny long-term disability benefits to manager suffering from fibromyalgia, arthritis and cervical disc disease
  83. Broadspire ordered to pay disability insurance benefits but not attorney fees
  84. Broadspire Services terminate long-term disability benefits after paying for 8 years
  85. Broadspire's attempt to deny disability benefits after paying for 10 years is denied
  86. California Consultant sues Northwestern Life Insurance Company for unpaid disability benefits
  87. California Court Agrees with MetLife's Denial of Dismemberment Claim
  88. California Court denies Plaintiff's Attempt to Introduce New Medical Information During ERISA Disability Lawsuit Against Hartford for Long Term Disability Benefits
  89. California Court Finds Anthem's Long Term Disability Denial Unreasonable
  90. California Court holds that Hartford Abused Its Discretion in Denying Amazon.com employee LTD Benefits
  91. California Court orders CIGNA to disclose amount paid to MES Solutions for medical reviews
  92. California Court Overturns Prudential Denial of Disability Benefits
  93. California Court Overturns Prudential Denial of LTD Benefits
  94. California Court Reverses Sunlife Disability Denial for Woman with Fibromyalgia
  95. California Court Rules Disability Claim Accrues When Disability Terminates
  96. California Court Rules That Hartford Acted Unreasonably and Reverses Disability Denial
  97. California disability attorney sues Standard Insurance Company for denial of long term disability benefits payments to paraplegic
  98. California Disability Insurance Attorneys Battle Discretionary Clauses Daily
  99. California disability policyholders seek class action against Unum Provident
  100. California Federal Court Finds Coverage Provision in Aetna Long-term Disability Plan to Be Ambiguous
  101. California Federal Court Finds Man Disabled, Overturns Unum's Decision that denied Long Term Disability Benefits
  102. California Federal Court Finds That MetLife Abused Its Discretion And Awards Financial Analyst Long-Term Disability Benefits
  103. California Federal Court Orders Metropolitan Life Insurance Company to reinstate benefits to disabled analyst
  104. California Federal Court Overturns MetLife’s Denial of Disability Benefits
  105. California Federal Court rejects Prudential's attempt to limit claim
  106. California Federal Judge Orders Standard Insurance Company to Pay Disability Benefits to Teacher with Lyme Disease
  107. California Judge grants disability claimant's request to investigate Hartford Life And Accident Insurance Company's relationship with hired doctors
  108. California lawmakers want to assist disability insurance claimants
  109. Can CIGNA approve disability benefits but deny life insurance waiver of premium?
  110. Can disability insurer force doctor to have surgery?
  111. Can Employer’s Transfer of Coverage Effect an Employee’s Disability Claim?
  112. Can Medical Records Created After the Eligibility Period Support a Claim for Disability Benefits?
  113. Can Standard Insurance Company’s Failure to Raise an Issue be Considered a Waiver?
  114. Can Sun Life deduct Veterans' Benefits from a monthly disability insurance benefit payment?
  115. Can UNUM Be Sued for Defamation in a Disability Insurance Case?
  116. Can UNUM Deny LTD Benefits When Plaintiff Proves Eligibility by a Preponderance of the Evidence?
  117. Can Unum Deny My LTD Benefits After Paying For 15 Years?
  118. CIGNA (LINA) terminates disability payments to woman with multiple sclerosis
  119. CIGNA / LINA fined $600,000 and required to reconsider prior disability denials
  120. CIGNA can not change ERISA standard of review
  121. CIGNA can not raise new arguments for disability insurance claim denial at the trial level
  122. Cigna Denial of LTD Benefits for Schlumberger Shop Manager Upheld
  123. Cigna Denies Disability Benefits, But Additional Information Could Have Resulted In A Victory
  124. CIGNA denies disability insurance benefits to Engineering Manager with Stage 4 cancer
  125. Cigna denies Herff Jones Inc. employee disability benefits after she is diagnosed with multiple sclerosis
  126. CIGNA destroys copy of accidental disability insurance policy but claimant is able to prove existence of policy and obtain benefits
  127. CIGNA Disability Claim Denial: A Claimant's View
  128. Cigna disability video surveillance is common but hiding the results is not
  129. CIGNA entitled to recover social security disability benefit overpayment
  130. Cigna Exposes Disability Plan Administrator To $9,900 ERISA Penalty For Failure To Produce Plan Documents
  131. Cigna failed to follow proper claim denial procedure, nurse's right to pursue disability law suit under ERISA supported by district court
  132. CIGNA Group Insurance and Subsidiaries sued in Alabama, New York and Michigan for allegedly acting arbitrarily and capriciously in denying claims for long term disability benefits
  133. CIGNA has three new lawsuits to deal with for unpaid disability benefits
  134. CIGNA long term disability denial is reversed by New York Federal Judge
  135. Cigna Long Term Disability Insurance Settlement Agreement Information
  136. Cigna Makes Disability Insurance Claim Claimant Live in Fear of Claim Denial
  137. CIGNA ordered to pay disability benefits to hr administrator diagnosed fibromyalgia
  138. Cigna ordered to re-review denial of long-term disability benefits for Senior Vice President at Salomon Smith Barney
  139. CIGNA Reaches Regulatory Settlement Agreement with Massachusetts Prompting the Review of Disability Benefit Denials
  140. CIGNA terminates disability insurance benefits as claimant's back condition gets worse
  141. CIGNA's attempt to limit claimant to a maximum of 2 years of long-term disability benefits limitation for an organic brain disorder such as bi-polar is reversed by the District Court
  142. Cigna's Disability Denial Of Woman With Chronic Pain and Depression Reversed And Not Subject to Mental Nervous Limitation
  143. Cigna's Termination of Disability Benefits was Arbitrary and Capricious
  144. CIGNA's wrongful termination of disability waiver of life insurance premium reversed by court
  145. CIGNA/LINA sued by Lockheed Martin employee for unpaid disability benefits
  146. CIGNA/LINA sued for denying waiver of life insurance premium to caretaker of disabled and mentally challenged adults
  147. City University Of Medicine & Bioscience former employee disabled by back disorder sues Reliance Standard for denial of disability benefits
  148. Claimant is Ordered to Pay Attorney Fees to Standard for Failing to Exhaust Her Administrative Remedies
  149. Claimant Unsuccessful in Disability Insurance Lawsuit against Boston Mutual Life Insurance Company in a Louisiana Lawsuit
  150. Claimant Wins Summary Judgment Motion against MetLife After Court Determined that MRI was Sufficient to Diagnose Radiculopathy
  151. Claimant with Fibromyalgia and CRPS Battles Sunlife for 5 Years Seeking Disability Benefits
  152. Claimant with Fibromyalgia and CRPS wins minor victory when U.S. Court of Appeals Vacates Judgment and Remands Case back to Sun Life for Re-evaluation
  153. Clopay Corporation Customer Service Representative Sues Prudential For The Wrongful Denial Of Long-Term Disability Benefits
  154. Colorado District Court overturns denial of benefits by Life Insurance Company of North America
  155. Companion Life wrongfully relies on 22 minutes of video surveillance to deny disability insurance benefits
  156. Continental Casualty denies sales manager's claim for disability benefits due to untimely filing of application
  157. Continental Insurance Company ordered to pay long-term disability benefits to bank employee
  158. Court Agrees with Sedgwick and Finds Plaintiff's ERISA Lawsuit is Time-Barred
  159. Court agrees with Unum's denial of long term disability benefits to man suffering with rheumatoid arthritis and osteoarthritis (Part II)
  160. Court Agrees: Principal Life Correctly Terminated Disability Benefits
  161. Court Allows Additional Evidence at Trial in ERISA Disability Case
  162. Court Allows Aetna to Use the Dictionary of Occupational Titles to Deny LTD Benefits
  163. Court Awards Attorney's Fees After Disability Insurance Claim is Remanded Back to Sun Life
  164. Court Compels Metlife To Reconsider Its Decision To Terminate Claimant's Long-Term Disability Benefits
  165. Court Criticizes Lina For Failing to Perform Independent Examination
  166. Court Denied American General's Motion for Partial Summary Judgment
  167. Court Finds Aetna Had No Credible Argument Whatsoever To Support Its Decision To Deny Benefits To Claimant With MS
  168. Court Finds Irregularities in Procter & Gamble Disability Insurance Benefit Denial
  169. Court Finds MetLife Has No Right To Request An IME After Unnecessary Delay
  170. Court Finds Multiple Errors and Orders Aetna to Pay Claimant Long Term Disability Benefits
  171. Court Finds Objective Evidence Alone, Without Supporting Subjective Evidence, Is Not Enough To Prove Disability, Rules in Favor of Hartford
  172. Court Finds Prudential Abused its Discretion in Denying LTD Benefits
  173. Court Finds Sedgwick Wrong to Deny Benefits Without Considering Claimant's Actual Job Duties
  174. Court Finds Video Surveillance Renders Claimant’s Self-Reporting Unreliable and Upholds Hartford’s Termination of LTD Benefits
  175. Court grants partial summary judgment in favor of Plaintiff, remanding claim back to Aetna to review records it failed to review during the appeals process
  176. Court Holds Plaintiff's State Claims Preempted by ERISA and Dismissed Complaint
  177. Court holds that decedent did not intentionally misrepresent a prior medical condition in his application for life insurance benefits
  178. Court of Appeals denies appeal for Business Executive claiming disability benefits due to lower back injury against Metropolitan Life Insurance Company
  179. Court of Appeals, Seventh Circuit ruled Unum is prevented from using Self-Reported Symptoms Limitation Clause to discontinue long term disability benefits payments for woman with fibromyalgia
  180. Court Ordered Aetna to Pay LTD Benefits to Computer Engineer
  181. Court Orders Aetna to Pay Disability Benefits when Plaintiff was Found Capable of Working
  182. Court Orders Aetna to Pay LTD Benefits to Plaintiff Suffering from CFS
  183. Court Orders Aetna to Reconsider Termination of Disability Benefits Where Aetna Completely Ignored Treating Doctors Records and Recommendations
  184. Court orders Citigroup and MetLife to answer discovery request exposing conflict of interest in long-term disability benefit denial
  185. Court Orders Hartford to Disclose Relationship with University Disability Consortium
  186. Court Orders Liberty to Pay LTD Benefits to Plaintiff Who Proved She was Disabled
  187. Court Orders Life Insurance Company Of North America To Pay Claimant Long-Term Disability Benefits
  188. Court Orders Metlife to Re-evaluate the Denial of Disability Benefits to Citibank Employee
  189. Court Orders Principal Life to Pay Long-Term Disability Benefits to Plaintiff
  190. Court Orders Principal Life to Reinstate Long Term Disability Benefits
  191. Court orders Prudential to re-evaluate long-term disability claim of engineer suffering from chronic fatigue syndrome and fibromyalgia
  192. Court Orders Sedgwick to Pay Disability Benefits to Claimant with Carpel Tunnel Syndrome Even though the Employer Offered Her Accommodations
  193. Court Orders United of Omaha to Pay Death Benefit, Attorney's Fees and Prejudgment Interest
  194. Court Orders UNUM to pay over one million dollars in attorney fees for long-term disability denial
  195. Court Orders Western & Southern Financial Group to Pay Short Term Disability Benefits
  196. Court overturns United of Omaha's termination of Plaintiff's benefits after performing an unfair "any occupation" review
  197. Court Rejects Expanded Mental Illness Limitation to Coverage
  198. Court Remands Fibromyalgia Case for Further Consideration after Finding MetLife Failed to Consider FCE Report and Vocational Evaluation
  199. Court Remands Finding That Reliance Arbitrarily Denied Disability Benefits
  200. Court Remands Sun Life to Consider Social Security's Decision to Award Plaintiff Disability Benefits
  201. Court Remands to Sedgwick for Reevaluation of Its Denial of Claim for Disability Benefits
  202. Court reverses MetLife's denial of long term disability benefits for graphic designer suffering with fibromyalgia
  203. Court reverses New York Life disability denial for man with knee disorder
  204. Court reverses Prudential's decision to deny long-term disability benefits to computer software engineer
  205. Court Rules Aetna Erred in Denying Long term Disability Benefits
  206. Court Rules Against United of Omaha's Determination of Disability Date
  207. Court Rules Against Unum Holding Plaintiff's Plan is Exempt from ERISA Coverage
  208. Court Rules for Paul Revere/UNUM and Holds Plaintiff is not Totally Disabled
  209. Court rules New York Life cannot use 24 month mental health limitation to deny disability benefits
  210. Court Rules Plaintiff Filed Lawsuit Before Trustmark Denied His Claim
  211. Court Rules Plaintiff's Medical Records Was Replete With Evidence Supporting Claim of MS & Was Not A Pre-Existing Condition
  212. Court Rules Proper Standard of Review is Abuse of Discretion
  213. Court Rules That Aetna’s Failure To Consider Plaintiff’s Actual Job Duties Was Arbitrary And Capricious
  214. Court Rules That MetLife Did Not Consider The Material Duties Of Claimants Occupation
  215. Court Rules That MetLife Improperly Limited Proof Of Claim To Only Objective Data
  216. Court Rules That Sun Life Did Not Properly Review a Mental Nervous Disability Claim
  217. Court Rules That Walgreens Employee's Long Term Disability Claim Lawsuit Shall Not Be Dismissed
  218. Court Sides with PNC: A Claimant Must Provide Proof of How Condition is Disabling
  219. Court stops UNUM from denying disability benefits based on the plan's "Self-Reported Symptoms Limitation"
  220. Court Takes Sun Life To Task For Denial Of Disability And Life Insurance Benefits Of Man With Brain Tumor
  221. Court Throws Out Disability Benefit Denial Based on Aetna's Internal Physicians' Review
  222. Court to hear case that could help workers claim benefits
  223. Court upheld Standard's decision to deny disability benefits
  224. Court Upholds Aetna’s Denial of Accidental Death Benefits Under Intoxication Exclusion
  225. Court Upholds Aetna’s Denial of LTD Benefits Under the “Any Occupation” Disability Definition
  226. Court upholds Hartford's denial of long-term disability benefits to a quality technical specialist suffering from cervical disc herniations and vertigo
  227. Court Upholds Principal Life's Denial of Extended Disability Benefits
  228. Court Upholds Reliance’s Denial of Disability Benefits to Riverboat Pilot
  229. Court Upholds Sedgwick's Denial of Benefits for Claimant with Chronic Fatigue Syndrome
  230. Court upholds Standard Insurance Company's denial of disability benefits, despite claimant's approval of social security disability benefits
  231. Court Upholds Standard's Termination of Long-Term Disability Benefits
  232. Credibility Judgments Without IME Lead to Remand Back to Libery Life for Full and Fair Review in Kentucky ERISA Disability Lawsuit
  233. Criminal-Act exclusion does not apply without sufficient causal nexus
  234. CUNA Mutual terminates disability benefits to woman suffering from depression and lyme disease
  235. Cytec Industries and Broadspire Services discontinue disability insurance benefits for army veteran suffering from PTSD
  236. Dearborn faces disability denial lawsuit from disabled account clerk of Katz Insurance Group diagnosed with PTSD
  237. Dearborn National/Dearborn Group denies long term disability benefits to woman with fibromyalgia and CFS
  238. Dell Disability Lawyers file class action law suit against Prudential
  239. Dell Disability Lawyers hope Governor Schwarzenegger will sign bill banning discretionary clauses in long term disability policies
  240. Dell Disability Lawyers's client takes her case to trial against Prudential in Hawaii District Court
  241. Delta Air Lines Customer Service employee files lawsuit against Sedgwick Claims Management Services, Inc. for denial of disability benefits
  242. Dental surgeon sues Paul Revere Life Insurance Company for wrongful denial of long-term disability benefits
  243. Dentist awarded $1.21 Million for past and future benefits and bad faith damages
  244. Dentist sues disability insurance carrier, third party administrator and allegedly independent medical examiner as a result of their conspiracy and bad faith actions to wrongfully deny disability benefits
  245. Dentist wins right to apply stricter standard of review in her case against Hartford for a claim for long-term disability benefits
  246. Deposition of medical consultant hired by MetLife for a disability insurance claim
  247. Diagnosis of insured's medical condition after termination of employment does not preclude disability claim
  248. Did LINA wrongfully deny disability payments to claimant with multiple sclerosis? (Part II)
  249. Did U.S. Life Breach its Contract When it Denied Total Disability Claim of ABA Policy Holder?
  250. Did UNUM insurance disability claims examiner understand physician's job duties?
  251. Director disabled by heart disease takes Prudential to Illinois Court after denial of long-term disability benefits
  252. Disability attorney and client suffering from fibromyalgia and hypertension sue UNUM for unpaid long term disability benefits
  253. Disability attorney sues Aetna for failure to pay short term disability benefits to Huhtamaki Americas employee
  254. Disability attorney wins claim for Chronic Fatigue Syndrome client against Unum Provident (Part II)
  255. Disability battle against Verizon and Broadspire long-term disability plan lingers in courts for years
  256. Disability benefit denial lawsuit against Liberty Life and HSBC can proceed
  257. Disability benefits lawsuit against Fortis Benefits Insurance Company dismissed by West Virginia Federal Court
  258. Disability Claimant's Inability to Pass Employer's Mandatory Drug Test Policy Due to Pain Medications Results in Award of Disability Benefits
  259. Disability company ignores evidence of disabling back pain and Federal Court reverses disability benefit denial
  260. Disability Denial Remanded to Anthem for Analysis of Claimant's Job Duties
  261. Disability income often require attorney expertise
  262. Disability insurance benefits lawsuit against Prudential Insurance Company is dismissed by Pennsylvania Judge
  263. Disability insurance claimant's allegation of bad faith against Unum Provident is disallowed due to ERISA regulations
  264. Disability insurance claimants may be entitled to interest if benefits are wrongfully denied
  265. Disability insurers are overloading social security by making insured's file false claims
  266. Disability lawsuit against MetLife alleges insurance company refuses to pay disabled claimant
  267. Disability lawsuit filed against The Standard Insurance Company for denial of disability benefits to man suffering with hepatitis C
  268. Disability plan administrator cannot use theoretical job as basis to deny claim
  269. Disability policy covering only employers not subject to ERISA jurisdiction
  270. Disabled attorney forced to sue UNUM for her disability benefits
  271. Disabled employee of University Of California Davis diagnosed with fibromyalgia sues Liberty Mutual for denial of disability benefits and seeks punitive damages
  272. Disabled engineer from Philips Electronics North America sues Sedgwick Claims Management Services Inc. for denial of long term benefits claim
  273. Disabled Georgia man sues Boston Mutual for denial of disability benefits
  274. Disabled IKA Works, Inc. employee sues the Prudential Insurance Company of America to compel payment of disability benefits under an ERISA plan
  275. Disabled interventional radiologist with sleep apnea and cardiac limitations sues Unum and Hartford for denial of long-term disability benefits payments
  276. Disabled project manager filed lawsuit against Unum for refusal to pay disability benefits
  277. Disabled South Carolina doctor sues Berkshire Life for disability benefits
  278. Disabled Unisys network design engineer sue Aetna Life Insurance Company seeking payment of long term disability benefits
  279. Discovery requests in ERISA disability cases are found to be limited
  280. Discretionary Clause in Boeing's Long-term Disability Plan Found to Be Legal, Despite California Statute Banning Discretionary Clauses
  281. District Court Affords Greater Weight To SSDI Award Than Surveillance Footage
  282. District Court Holds That Reliance Standard Did Not Properly Consider Whether Traveling Nurse Could Perform The Material Duties Of Her Regular Occupation
  283. District Court Ordered to Evaluate Unum's Pre-Existing Condition Claim
  284. Do Courts Require Objective Medical Tests to Support a Fibromyalgia Diagnosis?
  285. Do I Qualify For Total Disability Insurance Benefits In Texas?
  286. Do Not Sleep on Your Rights to Disability Benefits
  287. Doctor files a disability insurance lawsuit against Guardian Life Insurance
  288. Does ERISA require Plan Administrators to have my claim reviewed by an independent vocational expert?
  289. Does Fibromyalgia Have a Credibility Problem in Disability Insurance Claims?
  290. Does Policy Language of Actively at Work Include Saturday, Sunday and Holidays?
  291. Dow Chemical Employees May Always Get A Fair Review of Disability Denial
  292. DRS Technologies Employee Sues Prudential For The Wrongful Termination Of Long-Term Disability Benefits
  293. Duke University Doctor sues UNUM Life Insurance Company for long term disability benefits
  294. Eastman Chemical Company Employee Loses Lawsuit Against MetLife for Disability Benefits
  295. Eaton Corporation Employee Loses ERISA Disability Insurance Lawsuit as Court Says Ability to Perform Part-Time Works is Ability to Perform Any Occupation
  296. Electrical assembly worker for Northrop Grumman files a complaint against UNUM for denial of long term disability benefits
  297. Employees of Boeing and Bank of America sue Aetna for denying disability benefits under ERISA regulations
  298. Employees of Staples & Nortel Networks among Four Plaintiffs To Sue Prudential For Wrongful Denial Of Long-Term Disability Benefits
  299. Employees of Wells Fargo, Heinz, and Otis Elevator sue Liberty Life for denial of ERISA benefits
  300. Epileptic auto technician sues Lincoln National (formerly Jefferson Pilot Financial Insurance Company) for denial of disability benefits
  301. ERISA disability benefits denied by Lumbermens Mutual casualty due to lack of objective evidence
  302. ERISA disability claimants can receive attorney fees with "some degree of success"
  303. ERISA Plaintiff granted disability benefits from Prudential for depression and anxiety
  304. ERISA policy holders have very few legal remedies
  305. ERISA Pre-emption: When does ERISA apply to a short term disability insurance plan?
  306. Failure to file a timely ERISA disability appeal can eliminate your right to file a disability lawsuit
  307. Failure to treat your medical condition can lead to termination of long term disability benefits
  308. Federal Appeal Court Upholds District Court Order to FedEx to Pay Long Term Total Disability Benefits to Its Employee
  309. Federal Court Agrees with Aetna's Termination of Disability Benefits
  310. Federal Court Examines Vocational Reviews and ERISA Disability
  311. Federal Court Orders Aetna to Pay Long Term Disability Benefits to Their Own Employee
  312. Federal Court Orders Anthem Life & Disability to Reinstate Improperly Terminated Long Term Disability Benefits to a Fibromyalgia Claimant
  313. Federal Court Orders Principal Life Insurance Company to Pay Disability Benefits
  314. Federal Court Orders Unum to Release Documents Following Disability Insurance Denial
  315. Federal Court Overturns Aetna Denial Of Disability Benefits
  316. Federal Court provides 5 reasons CIGNA wrongfully denied disability benefits to man suffering from chronic fatigue syndrome
  317. Federal Court Reverses Unum's Denial of Long-Term Disability Benefits
  318. Federal Court rules that degenerative arthritis of claimant's knee was a "sickness" and not caused by an "injury"
  319. Federal Court Upholds Unum Disability Benefit Denial
  320. Federal District Court Overturns Hartford's Denial of Long Term Disability Benefits
  321. Federal ERISA Lawsuit Filed Against CIGNA Following Its Decision to Terminate the Long-term Disability Claim of an Insured Suffering from Severe and Chronic Lower Back Pain
  322. Federal ERISA Lawsuit Filed Against Prudential After It Denies Long-term Disability Benefits to Insured With Parkinson's Disease
  323. Federal Judge Makes Companion Life Insurance Pay Disability Benefits
  324. Federal judge OKs class action status for suit against Unum Group
  325. Federal Judge orders Sedgwick Claims Management to pay disability benefits to PNC Financial Services Group, Inc's Collection/Recovery Team Manager
  326. Federal judge orders Sun Life to re-evaluate long-term disability benefit denial
  327. Federal Judge orders Union Security (Assurant) to re-evaluate disability denial due to failure to consider risk of substance abuse relapse as disabling condition
  328. Federal judge reverses MetLife's denial of disability benefits
  329. Federal judge reverses MetLife's denial of long-term disability benefits to a senior project manager suffering from back pain
  330. Federal lawsuit against Hartford Insurance alleges company refuses to pay disabled Patriot Act analyst
  331. FedEx and Aetna Disability Benefit Claim Ruling is Great for Disabled FedEx Employees
  332. FedEx employee disability plan wrongfully denies LTD benefits without proving job exists for man to fill
  333. Fibromyalgia Claimant Wins MetLife Disability Insurance Lawsuit
  334. Fibromyalgia Claimants are Finally Being Heard: California Court Rules that Prudential May Not Deny Claim Based on Lack of Objective Evidence of Fibromyalgia or Chronic Fatigue Syndrome
  335. Fifth Circuit Court Of Appeal denied Estate Of PepsiAmericas, Inc.'s employee motion to recover accidental death and dismemberment benefits from group disability insurance plan issued by Unum
  336. First Circuit Finds for Plaintiff and Awards Retroactive Mental Health Benefits
  337. First Unum Cannot Extend Disability Appeal Review Indefinitely
  338. First Unum terminates long-term disability benefits after 4 years of paying and SSDI approval
  339. Five lawsuits recently filed in Florida Courts against Prudential for non-payment of disability benefits to deserving claimants
  340. Florida Court Holds Anthem Does Not Need to do Vocational Testing in Disability Denial
  341. Florida Court Upholds Hancock's Termination of Long Term Care Benefits
  342. Florida Courts Have A Complicated Six Step Disability Insurance Denial Protocol
  343. Florida lawsuit filed against UNUM by disabled woman for failure to pay disability benefits and to clarify plan's benefits
  344. Former Aegon USA employee suffering with multiple sclerosis sues CIGNA for denial of disability insurance benefits
  345. Former Aetna employee sues Aetna for denial of short-term disability benefits
  346. Former Charles Schwab Corporation employee sues Liberty Life Assurance Company of Boston for denial of long term disability benefits
  347. Former Employee of Procter & Gamble Loses Federal ERISA Lawsuit
  348. Former financial trader files lawsuit against Connecticut General Life Insurance (MetLife) seeking lifetime long-term disability benefits
  349. Former security guard of the Children's Hospital of Philadelphia alleges CIGNA Insurance engaged in fraudulent and malicious disability claims practices
  350. Former Zurich Insurance employee diagnosed with Crohn's disease sues Liberty Life for denial of disability benefits
  351. GE Benefit Denial Overturned For Plaintiff with Permanent Loss of Function of His Foot
  352. General surgeon files lawsuit against Provident Life and UNUM for disability benefits award
  353. Georgia disability lawyer sues Aetna for terminating disability benefits to Georgia woman with rectal cancer
  354. Government asks Supreme Court to broaden remedies under ERISA
  355. Group Health Plan Inc's Actuary sues Reliastar and ING Disability Claims Management Services for recovery of disability benefits under The Ramsey Health Care Services Short Term Disability Plan
  356. Guardian & Berskhire Life long term disability insurance claims
  357. Guardian disability insurance denial is upheld by Ohio Federal Court & Sixth Circuit Court of Appeals
  358. Guardian Life Insurance seeks overpayment of disability benefits for child social security disability benefits awarded to disabled claimant's daughter
  359. Hartford abused its discretion by relying on video surveillance and ignoring medical evidence
  360. Hartford Admits to Improper Offset, Agrees to Reimburse 10 Years of Wrongfully Withheld Money
  361. Hartford attempts to deny store clerk's claim for disability benefits on the basis of a pre-existing multiple sclerosis condition
  362. Hartford Denial of Disability Benefits to Claimant with Fibromyalgia is Reversed!
  363. Hartford Denies Disability Benefits and Then Has Claimants Lawsuit Dismissed for Failure to Submit Appeal
  364. Hartford Disability Company Field Interview Request and Video Surveillance
  365. Hartford Disability Denial of Insurance Agent with Fibromyalgia and Chronic Fatigue is Reversed
  366. Hartford Disability Lawsuit and Appeal of A Disability Insurance Denial
  367. Hartford Financial's mental nervous disorder limitation clause in disability insurance policy held ambiguous
  368. Hartford Interview Request Is A Trap Used To Support A Disability Denial
  369. Hartford is ordered to pay long-term disability benefits to a telecommunications manager
  370. Hartford Life Abused Its Discretion by Failing to Advise of Need for an FCE
  371. Hartford Life And Accident Insurance Company denies disability benefits and prevails in lawsuit filed by operator for Mohawk Inc.
  372. Hartford Long Term Disability Benefit Denial Reversed by Minnesota Federal Judge
  373. Hartford misleads disability insurance claimant's doctor which results in benefit denial
  374. Hartford ordered to pay disability benefits
  375. Hartford ordered to re-evaluate denial of disability benefits
  376. Hartford pays disability benefits for 12 years and then uses video surveillance to deny benefits
  377. Hartford Prevails in ERISA Lawsuit Demonstrating ERISA Law can be Unfair for Claimants
  378. Hartford relies on video surveillance of the insured to deny disability benefits
  379. Hartford scrutinizes long term disability benefit claim after 13 years of continuous disability payments
  380. Hartford uses video surveillance to deny disability benefits after paying for 10 years
  381. Hartford wins long-term disability case based on pre-existing condition defense
  382. Hartford wins long-term disability case, court rules that claimant failed to exhaust administrative remedies
  383. Hartford's decision to deny long-term disability benefits to a plant operator is upheld
  384. Hartford's Life Insurance companies reliance on surveillance video to terminate benefits was appropriate
  385. Hartford's refusal to provide entire claim file did not prejudice claimant's ability to dispute her denial of disability benefits
  386. Hartford's unreasonable denial of disability benefits to a hospital employee is reversed by Texas Court
  387. Harvard University ordered by Massachusetts federal court to pay long-term disability benefits to a former employee
  388. Harvard University ordered to pay $53,817.50 in attorney fees to disability insurance claimant
  389. Health insurer accused of overcharging millions
  390. Hewlett Packard's denial of disability benefits is upheld by appeals court
  391. HM Life and Broadspire wrongfully deny disability insurance benefits to a receptionist and 9th Circuit Court of Appeals reverses claim denial
  392. If You Can Afford It, Then You Should Only Buy An Individual Disability Insurance Policy
  393. If Your Long Term Disability Claim is Denied due to a Pre-Existing Condition, All May Not be Lost
  394. Illinois Insurance Law Gives Claimant A Fighting Chance Against Disability Insurance Company
  395. Indiana District Court criticizes Aetna for denying benefits to Amazon Employee
  396. Inexperienced Lawyer Handles Unum Disability Lawsuit and Fails to Provide Evidence to Support Occupational Argument
  397. Insurance company relies on manipulative video surveillance techinique to challenge disabiling condition
  398. Insurance policy intoxication exclusions are as ambiguous as they come
  399. Insurance sales agent files a disability insurance denial lawsuit against Liberty Life Assurance Company of Boston
  400. Insured denied benefits by Unum due to failure to receive "appropriate care"
  401. Insured's Lawsuit Dismissed By Massachusetts Federal Court For Being Filed Too Late
  402. Is Cigna's Medical Director John M. Mendez Licensed to practice medicine?
  403. Is De Novo Review Correct Standard When AIG Failed to Comply with ERISA Regulations in Terminating LTD Benefits?
  404. Is Plaintiff Entitled to LTD Benefits When Unable to Work in Any Occupation?
  405. Is Reliance Standard Wrongfully Offsetting Your Disability Insurance Benefit?
  406. Is Remand Required If Plaintiff Proves Disability by a Preponderance of the Evidence?
  407. Jean Pentecost and her Montana disability lawyer file a complaint against CIGNA
  408. Jefferson Pilot ordered to pay disability benefits to clinical director suffering from fibromyalgia, chronic fatigue and depression
  409. Johnson&Johnson Employee with Depression Denied Disability Benefits After Definition Change
  410. Judge Agrees that MetLife's Denial of Long Term Disability Benefits was Reasonable
  411. Judge orders Prudential to pay account manager $90,416 in long-term disability benefits
  412. Jury orders Unum Provident to pay lifetime long term disability insurance benefits to physician
  413. Kemper National fails to perform an independent medical exam and is ordered by the court to pay long-term disability benefits to a registered nurse
  414. Kentucky Court reverses CIGNA's denial of disability insurance benefits to tradesworker
  415. Kentucky Woman Wins Lawsuit Against Mutual Of Omaha Insurance
  416. KeyCorp District Manager Sues The Prudential Insurance Company Of America For Improper Termination Of Long-Term Disability Benefits
  417. Kirk & Blum/CECO Environmental Employee Files Lawsuit Against Lincoln Financial Group For Wrongful Termination Of Long-Term Disability Benefits
  418. Ladenburg Thalmann Branch Manager suffering from injured back sues New York Life for denial of disability benefits
  419. Law office bookkeeper with lupus and fibromyalgia denied disability benefits by Unum in Indiana
  420. Lawsuit Against IME Physician Alleging Fraudulent Misrepresentation By IME Physician Dismissed by US District Court
  421. Lawyers Discuss CIGNA Disability Insurance Company
  422. Lawyers Discuss Hartford Disability Insurance Company Claim Handling
  423. Liberty Life Assurance Company of Boston sued under ERISA in three different cases for denial to pay disability benefits
  424. Liberty Life Assurance ordered to pay long term disability benefits but not attorney fees
  425. Liberty Life faces disability benefit lawsuits in Florida and Maryland for denying disability benefits
  426. Liberty Life Has a Conflict of Interest and Court Orders Reinstatement of Long-Term Disability Benefits
  427. Liberty Mutual and Wachovia interpret migraine headaches to be psychiatric and not disabling (Part I)
  428. Liberty Mutual denies disability benefits for depression despite two hospitalizations by claimant
  429. Liberty Mutual Disability Denial Of Wachovia Employee Upheld By Appellate Court
  430. Liberty Mutual Ignores SSDI Approval and Denies LTD Benefits Wrongfully
  431. Liberty Mutual is sued for denial of long term disability benefits to woman suffering with fibromyalgia
  432. Liberty Mutual Long Term Disability Insurance Claims
  433. Liberty Mutual must consider disability appeal submitted 2.5 years after denial
  434. Liberty Mutual Ordered to Pay Attorney Fees in Disability Denial Lawsuit
  435. Liberty Mutual ordered to pay interest & attorney fees following disability insurance claim denial
  436. Liberty Mutual sued in Tampa Federal Court for denying long term disability insurance benefits
  437. Liberty Mutual wins long-term disability case because of video surveillance - backdrop for an unsuccessful LTD claim (Part 1)
  438. Liberty Mutual wins long-term disability case because of video surveillance - how District and Appeals Courts drew conclusions (Part II)
  439. Liberty Mutual's denial of disability benefits to a bank employee is reversed
  440. Liberty Mutual's denial of LTD benefits to woman with back disorder is reversed by Minnesota Court and affirmed by Appellate Court
  441. Liberty Wrongfully Denies Long Term Disability Benefit Depression Claim Based on Filed Review
  442. Life Insurance Company of North America (CIGNA) ordered to supply information to disability insurance attorneys
  443. Life Insurance Company Of North America (CIGNA) wrongfully denies disability benefits to a Kentucky repairman
  444. Life Insurance Company Of North America denies disability benefits and battles claimant for 4.5 years in Federal Court
  445. Life Insurance Company of North America sued under ERISA in three different cases for denial to pay disability benefits
  446. Life Insurance Company of North America, part of CIGNA Corporation, sued for refusing disability insurance benefits for mentally ill teacher
  447. LINA (CIGNA) denies long-term disability benefits to yellowbook Account Executive
  448. LINA and CIGNA need to listen to the Federal Courts and stop denying disability insurance claims for people disabled by fibromyalgia
  449. Lincoln Financial Beats to Their Own Drum With Long Term Disability Claims
  450. Lincoln Financial Disability Denial: Determining a Date of Disability is Critical
  451. Lincoln National denies accidental death benefits after jet ski accident and Court agrees
  452. Lincoln Nebraska man suffering from fibromyalgia and chronic fatigue syndrome sues UNUM when he is denied disability benefits
  453. Lloyd's of London ordered to pay over 6 million dollars to long term disability claimant
  454. Lockheed Martin Systems Integration Analyst Wins Long-term Disability Lawsuit against New York Life
  455. Long Term Disability Insurer the Standard May Seek Recoupment for an SSDI Overpayment from a Claimant Who Declared Bankruptcy
  456. Long time Bank of America employee sues AETNA for denial of disability benefits
  457. Long-term disability claim against Provident almost lost because of untimely appeals
  458. Louisiana Disability Attorney Attempts to Reverse a Hartford ERISA Denial for CVS Manager
  459. LTD Claimant's Failure to Submit Timely Appeal Was Fatal to His Disability Insurance Claim
  460. Man with fibromyalgia faces Prudential Insurance in appeals court (Part II)
  461. Mass Court Finds Johnson&Johnson Abused Its Discretion In Long Term Disability Claim
  462. Massachusetts court overturns Unum's decision to terminate disability benefits after paying for nearly ten years
  463. Massachusetts Court Reverses Liberty Disability Denial for Failure to Examine or Consider Subjective Pain
  464. Massachusetts Disability Attorney filed a lawsuit against Aetna on behalf of Biogen Idec, Inc.'s IT Technical Ops Lead for denial of long-term disability benefits
  465. Mechanic Loses Claim For Benefits Against Reliance Standard After Employer Makes Oral Misrepresentations Concerning Disability Insurance Coverage
  466. Medical Doctor sues Guardian / Berkshire for $1.2 million dollars following denial of disability insurance benefits
  467. Medical Doctor Suffering From Disabling Chronic Conditions Sues AXA Equitable For Wrongful Denial Of Disability Benefits
  468. Medical opinion by treating physician unreliable and unsupported by objective test
  469. Medical Secretary suffering from "failed back syndrome" and leukemia sues The Standard Insurance Company for disability benefit denial
  470. Met-Life Denies Benefits when Claimant Fails to Present Evidence to Support His Claim
  471. MetLife abused its discretion when it terminated long-term disability benefits
  472. MetLife Denial of Disability Benefits For Woman With Fibromyalgia Remanded By Massachusetts Federal Judge
  473. Metlife Denial of Long Term Disability Benefits For Heart Disease Claimant is Reversed
  474. MetLife denies benefits to stockbroker disabled by depression, yet Pennsylvania Federal Judge awards disability benefits
  475. MetLife denies chronic fatigue syndrome long term disability claim
  476. MetLife denies long term disability benefits to sears store manager with heart disease and knee problems (Part I)
  477. MetLife denies long-term disability benefits to a consultant after approving them
  478. MetLife denies LTD disability benefits to multiple sclerosis woman alleging a 3 year Statue of Limitation in Washington
  479. MetLife denies physician's long-term disability claim as a result of late application filing
  480. MetLife Denies Third Claim for Disability Benefits After Approving Two Separate Prior Claims for Disability Benefits for Chronic Fatigue Syndrome Sufferer
  481. MetLife Disability Claim Limited to 24 Months of Benefits Results in ERISA Lawsuit
  482. MetLife Disability Denial of MetLife Employee Upheld by California Court
  483. MetLife disability denial reversed by court for unreasonable claim handling
  484. MetLife Disability Denial Upheld when Claimant Files Lawsuit Without ERISA Appeal
  485. MetLife Disability Insurance Company - Handling of Long Term Disability Insurance Claims
  486. MetLife disability insurance plan has terrible language, but it complies with ERISA
  487. MetLife Improperly Applies Limitation For "Neuromusculoskeletal and Soft Tissue Disorder" to Long Term Disability Claim
  488. MetLife Loses Case Over Unfair Life Insurance Disbursement Practices
  489. MetLife must reconsider denial of benefits for former MetLife employee
  490. MetLife ordered to pay disability benefits beyond 24 months for a claimant with both mental and physical disabilities
  491. MetLife Ordered to Pay Disability Insurance Benefits to MetLife Employee with Lyme's Disease
  492. MetLife ordered to reverse denial of long-term disability insurance benefits
  493. MetLife Pre-Existing Condition Disability Benefit Denial for Back Injury Reversed
  494. MetLife releases priveleged documents prior to entry of ruling by court
  495. MetLife Slammed by California Judge for Long Term Disability Denial
  496. MetLife terminates long-term disability benefits to woman with fibromyalagia
  497. Metlife Wrongfully Denies Disability Benefits to Walgreens Manager with Knee Injury
  498. MetLife's attempts to stop paying total disability benefits after paying claimant for 10 years is denied
  499. MetLife's denial of disability benefits can not be challenged due to claimant's statute of limitation non-compliance
  500. Metlife's denial of disability benefits to an event coordinator is upheld
  501. MetLife's Denial of LTD Benefits Was Based on Substantial Evidence
  502. MetLife's denial of short-term disability benefits found arbitrary and capricious
  503. Metlife's wrongful denial of long-term disability benefits to a Wells Fargo employee is reversed
  504. Michigan Court Agrees With Anthem's Denial of Long Term Disability Benefits
  505. Michigan Court determines Sedgwick wrongly terminated woman's disability benefits and awards Michigan disability attorney his fees
  506. Michigan Court Finds Plaintiff Eligible for Long Term Disability Benefits
  507. Michigan Court Remands Aetna to Reconsider Disability Benefit Denial
  508. Michigan Court Reverses AT&T's Denial of Plaintiff’s Two Claims for Short Term Benefits
  509. Michigan Court Upholds Metlife Denial of Benefits as Claimant Failed to Prove Disability
  510. Microsoft employee denied disability benefits by Prudential
  511. Microsoft employee forced to sue Prudential for denial of ERISA disability benefits
  512. Microsoft Employee Sues Prudential For Wrongful Denial Of Long-Term Disability Benefits
  513. Minnesota Disability Claimant Filed Suit Against Employer Over Terminated Disability Benefits
  514. Misrepresentation By Claimant Results in Unum Disability Claim Denial
  515. Missouri Court Awards Full Disability Benefits in Mental Nervous Condition Case Against Hartford
  516. Missouri Court denies MetLife's motion to dismiss long-term disability claim for failure to exhaust administrative remedies
  517. Missouri Court Orders New York Life to Pay LTD Benefits to Medical Sales Executive
  518. Missouri Court reverses Prudential Insurance Company's wrongful denial of disability insurance benefits for former pharmacy technician
  519. Missouri Court Rules New York Life Wrongfully Terminated Disability Benefits
  520. Missouri disability lawyer files ERISA lawsuit against Lincoln National Life Insurance Company for denying LTD benefits
  521. Missouri District court must reconsider Dearborn's LTD denial under a de novo standard
  522. Mutual of Omaha disability denial remanded for wrongful evaluation of occupation
  523. Mutual of Omaha Disability Denial Upheld by Appellate Court
  524. National Life (UNUM) agrees to pay long-term disability benefits to a chiropractor following a skiing accident
  525. Nestle Waters employee sues Assurant for denial of disability benefits under ERISA
  526. Nevada disability lawyer and COX Enterprises Inc's customer service rep sue AETNA for denial of disability benefits
  527. New Jersey BankUnited employee files suit against Lincoln National
  528. New Jersey claimant files suit against New York Life, Unum and Paul Revere for miscalculated disability benefits
  529. New Jersey disability attorney filed lawsuit against Prudential Insurance Company of America to compel payment of long term disability benefits to disabled client
  530. New Jersey Federal Court Rules Against Aetna and in Favor of Systems Analyst Disabled by Degenerative Joint Disease of the Lumbar Spine
  531. New York Court orders CIGNA to pay over $100,000 in attorney fees following long term disability denial
  532. New York Court Recognizes Unum Insurance Company's History of Biased Claims Administration and Permits Discovery Into a Potential Conflict of Interest
  533. New York court rules that MetLife abused discretion when it denied chronic fatigue claim (Part II)
  534. New York Court upholds Hartford Insurance Company's denial of disability benefits but denies $86,000 overpayment claim
  535. New York Federal Court Denies MetLife's Motion To Dismiss Lyme Disease Victim's Petition For Disability Benefits
  536. New York Federal Court Orders Aetna to Pay Long Term Disability Benefits
  537. New York Judge's 168 Page Ruling Finds In Favor Of Hartford's LTD Benefit Denial In ERISA Lawsuit
  538. New York Life denies disability benefits to former Healthsouth Corporation nurse after paying for 11 years
  539. New York Life denies disability benefits yet social security disability benefits are approved
  540. New York Life denies disability claim and gets sued by neurologist
  541. New York Life faces a lawsuit by American Homecare Supply Respiratory therapist for termination of disability benefits
  542. New York Life pays disability benefits for 10 years, offers a lump sum buyout and then denies disability claim
  543. New York Life under fire in Minnesota Federal Court for termination of claimant's disability benefits
  544. New York Life wrongfully relies upon surveillance video to deny long term disability insurance benefits
  545. NFL Disability Review Board Ignores Evidence of Disability and Appeal Court Reverses Lower Court Decision
  546. North Carolina Court Determines That Sedgwick Abused Their Discretion And Wrongfully Denied Disability Benefits For BellSouth Employee
  547. North Carolina disability attorney is unsuccessful in obtaining disability insurance benefits for former TYCO employee
  548. North Carolina Federal Appeals Court Dismisses Disability Lawsuit Against Prudential As Untimely
  549. Northern District of Illinois determines the exception to The Standard's "limited conditions" provision does not apply when plaintiff failed to provide current positive MRI evidence of a herniated disc
  550. Northwestern Mutual denies partial disability benefits to trial attorney resulting in lawsuit for violations of Washington Insurance Fair Conduct Act
  551. Northwestern Mutual Disability Claim Denial Reversed By Court
  552. Northwestern Mutual rescinds disability policy after claimant paid premiums for 15 years
  553. Northwestern Mutual sued by shareholder attorney for underpaying and denying long-term disability benefits
  554. Nurse anesthetist denied long-term disability benefits for drug addiction by Continental casualty loses at trial and on appeal
  555. Nurse wins opportunity for reassessment of claim with Liberty Life for long-term disability benefits based on her fibromyalgia
  556. Objective medical evidence of fibromyalgia may not always be required to prove total disability
  557. Objective versus Subjective: Evidence Requirements in ERISA Disability Lawsuits
  558. Office Depot employee files suit against employer and Aetna for unpaid disability benefits
  559. Office medical specialist suffering with fibromyalgia and CFS hires Arizona Disability Attorney to sue New York Life for denial of disability benefits
  560. Ohio Court Allows Investigation Into Reliance Standard Conflict of Interest After Disability Denial
  561. Ohio National Life Insurance Company denies claim after 7 years of disability payments
  562. Ohio National Sued for Not Paying Brokers Who Sold Annuities
  563. Oklahoma Court Remands to Give Plaintiff the Opportunity to Respond to Unum's Allegations
  564. One Year Period to File Lawsuit Following Liberty Life Insurance Denial is Valid
  565. Oregon Court Orders Standard to Pay Plaintiff Prejudgment Interest
  566. Oregon Judge orders Standard Insurance Company to pay disability insurance benefits beyond the 24 month mental disorder limitation
  567. Over $500,000 of disability insurance benefits will be paid to disabled store manager following MetLife's wrongful denial (Part II)
  568. Own Occupation to Any Occupation definition change leads CIGNA to deny disability insurance benefits
  569. Panasonic and Microsoft employees sue Prudential in Tennessee and Indiana for denying their disability claims
  570. Pennsylvania class action disability insurance suit against Reassure and Swiss Re dismissed due to lack of subject matter jurisdiction
  571. Pennsylvania Court Awards Long Term Disability Benefits To Claimant, Finds Aetna Abused Discretion By Failing To Consider Self-Reported Symptoms
  572. Pennsylvania Court Awards STD Benefits And $27,000 In Attorneys' Fees To Phlebotomist
  573. Pennsylvania Court rules that CIGNA disability insurance policy allows for offset of lost wages from auto insurance policy
  574. Pennsylvania Court rules Unum did not abuse its discretion in denying LTD benefits to woman who claimed she could not work for her employer under her current supervisor
  575. Pennsylvania Federal Court denies Unum's attempts to dismiss a physician's bad faith disability lawsuit
  576. Pennsylvania Federal Judge orders Prudential to pay disability benefits to woman diagnosed with RSD
  577. Pennsylvania Pharmacy Owner Learns The Hard Way That Accuracy Is Everything When Applying for Disability Insurance Benefits
  578. Physician who cannot perform one material and substantial duty of his occupation is totally disabled
  579. Pizzeria owner suffering from Celiac disease filed lawsuit against Berkshire for breach of contract in refusing to pay disability benefits
  580. Podiatrist sues Northwestern Mutual seeking disability insurance benefits and bad faith damages
  581. Postal worker loses long-term disability claim against Hartford Insurance
  582. Principal Life denies disability benefits to a physician and then seeks attorney fees after physician's disability denial is affirmed by Texas Judge
  583. Principal Life Disability Denial of Truck Driver Reversed by Washington Federal Judge
  584. Programmer Denied LTD Benefits by MetLife Upheld by Court
  585. Provident sued for denying lifetime disability benefits to former attorney
  586. Prudential and Reassure reconsider the occupation of insured at the time he claims disability
  587. Prudential breaches disability contract and jury awards claimant $15.2 million in damages
  588. Prudential Claimants Unsuccessful At Challenging The Offsetting Of Dependents' SSDI Benefit Award
  589. Prudential Denial of Disability Benefits to Employee that Was Disabled While Working is Reversed
  590. Prudential denies disability benefits despite FCE Exam stating former Data Distributor Inc. employee with heart condition cannot perform sedentary occupation
  591. Prudential denies disability benefits to KPMG employee suffering from "sick sinus" syndrome
  592. Prudential denies disability benefits to man with fibromyalgia after paying benefits for 10 years
  593. Prudential denies long term disability benefits and then objects to releasing information during litigation
  594. Prudential Denies Long Term Disability Claim Due to Insurance Fraud
  595. Prudential denies long-term disability benefits to a breast cancer survivor and Dell Disability Lawyers file appeal challenging denial
  596. Prudential denies long-term disability benefits to a college professor, but the California District Court reverses the claim denial
  597. Prudential Disability Claim Denial is Reversed For Relying on Paper Medical Review to Deny Benefits
  598. Prudential Disability Insurance Company
  599. Prudential fails to recognize pain caused by fibromyalgia as a long term disability
  600. Prudential Insurance Company of America recently sued three times under ERISA for denying disability benefits
  601. Prudential Insurance Company's denial of short-term disability benefits to attorney is reversed
  602. Prudential Insurance pays disability benefits for 12 years to former Prudential employee then denies claim
  603. Prudential Insurance sued by disabled HNI Corporation employee for denial of disability insurance benefits after 7 years
  604. Prudential ordered by Michigan Court to reconsider long term disability insurance denial
  605. Prudential sued for denial of disability benefits to former U.S. FoodService Inc. sales analyst with back disorder
  606. Prudential sued for denying claim for disability benefits to disabled individual suffering from chronic back and leg pain
  607. Prudential terminates disability benefits of traumatic brain injury claimant in a case of mistaken identity
  608. Prudential wrongfully denies disability insurance benefits to man with fibromyalgia
  609. Prudential Wrongfully Relies on Neuropsychological Report to Deny LTD Benefits After 12 Years
  610. Prudential's denial of disability benefits to a computer programmer is reversed by the appellate court
  611. Prudential's denial of disability benefits to a salesperson is reversed
  612. Prudential's failure to provide documents weighs in long term disability claimant's favor
  613. Prudential's motion to dismiss claimant's disability benefits is denied
  614. Prudential's summary judgment ruling is reversed twice by the 7th Circuit US Court of Appeals
  615. Question writer for Jeopardy/Sony Pictures files suit against Prudential
  616. Radio personality files lawsuit against UNUM to recover disability benefits
  617. Registered nurse & her California disability lawyer sue Unum for failure to pay disability benefits
  618. Registered nurse at Temple University Hospital denied disability benefits, sues Cigna
  619. Registered Nurse Disabled By Plantar Fascitis Wins Long-term Disability Lawsuit Against United of Omaha After Judge Finds Evidence of "Cherry Picking"
  620. Reliance Erred in Denying Disability Benefits When Physical Conditions Caused Disability
  621. Reliance Standard and Lincoln National attempt to avoid payment of disability benefits by ignoring claimant's application
  622. Reliance Standard denies Diversified's Director of National Account Sales long-term disability benefits despite long history or cardiac problems
  623. Reliance Standard Disability Denial Upheld Due to Claimant's Lack of Strong Medical Record Support
  624. Reliance Standard Disability Insurance Denial Upheld by California Court
  625. Reliance Standard is ordered by Arizona Court to pay long-term disability benefits to technology consultant with fibromyalgia
  626. Reliance Standard limits disability insurance benefits to 24 months for mental nervous disorder, despite claimant's diagnosis of multiple sclerosis
  627. Reliance Standard long-term disability benefits decision affirmed by Circuit Court
  628. Reliance Standard makes disability claimant take them to court twice in 5 years
  629. Reliance Standard sued by occupational therapist for denial of disability insurance benefits
  630. Reliance Standard terminates long-term disability benefits after receiving the results of an IME and FCE
  631. Reliance Standard Wrongfully Denies Life Insurance Waiver of Premium and Must Pay $188,000
  632. Reliance Termination of Benefits Is Upheld When Evidence Was Conflicting
  633. Reliance's Delay in Denying Disability Claim May Affect Standard of Review
  634. Reliance's Termination of Disability Benefits was Arbitrary and Capricious When it Discounted Supporting Medical Evidence Without Reason
  635. ReliaStar reduces monthly disability insurance benefits to veteran due to VA benefits
  636. Salesman's disability benefits are denied by Hartford due to claimant's failure to communicate with Hartford
  637. Sappi Company's Difficult Definition of Disability is Not Illegal According to Minnesota Federal Court
  638. Sedgwick And AT&T Disability Denial Scheme Exposed In ERISA Lawsuit
  639. Sedgwick and AT&T sued as a result of SSDI Overpayment
  640. Sedgwick Continues monitoring application for SSDI benefits even after terminating disability claim
  641. Sedgwick continues to deny disability benefits to AT&T employee
  642. Sedgwick Disability Denial of AT&T Employee Reversed Once Again
  643. Sedgwick Terminates PNC Compliance Specialist's Long Term Disability Benefits
  644. Seven pieces of medical evidence and disability company still denies claim for lack of "objective evidence"
  645. Shaw Industries Group employee suffering with fibromyalgia and lupus sues Unum Life Insurance Company for denial of disability benefits
  646. Six year disability lawsuit against Sun Life: long term disability claimant wins benefits plus interest
  647. Social Security Approval Does Not Mean Disability Insurance Benefits Must be Approved
  648. Social Security Disability Benefits Approval the First Time
  649. Sometimes a Unum disability denial is correct, even after 5 years of payments
  650. South Carolina disability attorneys sue Liberty Mutual three times in one week for denial of disability insurance benefits
  651. Standard denies disability insurance benefits to woman with brain hemorrhage and headaches
  652. Standard Insurance Company's attempt to dismiss disability insurance lawsuit is denied in-part by Florida Federal Judge
  653. Standard Insurance Company's denial of long-term disability benefits to an attorney is reversed by federal court
  654. Standard Insurance denies disability claim to a wheelchair bound woman
  655. Standard Insurance Wins Appellate Remand for Claimant's Own Occupation Disability Determination
  656. Standard Motor Products Employee file an ERISA Lawsuit against Prudential Insurance for denied disability benefits
  657. Standard's decision to deny doctor's disability benefits due to the 24-month mental/nervous limitation upheld
  658. Statute of Limitations Provision In Disability Policy Enforceable under ERISA
  659. Steel fabricator suffering from disability wins lawsuit against Lincoln National
  660. Sun Life Assurance Company of Canada sued by gunshot victim for failure to pay long term disability benefits
  661. Sun Life deducts veteran disability benefits from claimant's monthly long term disability check
  662. Sun Life denies disability insurance benefits to Alabama man with heart problems
  663. Sun Life Disability Claim - Sun Life Ignores Medical Information
  664. Sun Life disability insurance benefit denial is reversed after 8 years
  665. Sun Life Financial Disability Insurance Claims
  666. Sun Life Insurance Co. wrongfully denies disability insurance benefits following disability claimant's failure to respond timely
  667. Sun Life is sued for disability benefits in two separate cases for arbitrary and capricious denial of disability claims
  668. Sun Life Pays Disability Benefits For Three Years To A Claimant Who Wasn't Actually Covered Under A Sun Life Policy
  669. Sun Life Terminates Benefits After 24 Months Based on Nine Days of Surveillance
  670. Sun Life's Video Surveillance Backfires & is Ordered to Pay Disability Benefits
  671. SunLife & Aetna sued for denial of disability benefits
  672. Sunlife denies disability benefits to Wise Foods employee disabled by cancer and shoulder surgeries
  673. SunLife Released From Any Lawsuits Due To Claimant Giving Up Right To Sue In Severance Agreement
  674. Systems support specialist wins disability benefits case against Coca-Cola and Broadspire
  675. Tempur employee suffering from chronic fatigue syndrome sues Union Central Life for denial of disability benefits
  676. Tenet Healthcare Corporation employee sues UNUM under ERISA for wrongfully denying disability benefits by disregarding attending physician's medical opinion
  677. Tennessee Court Rules That Hartford's Failure to Examine Patient Was An Abuse of Discretion and Overrules Disability Denial
  678. Texas Ban on MetLife's Discretionary Clause is Great for Long Term Disability Claimants
  679. Texas claimant takes Reliastar to task for denied disability benefits
  680. Texas Court Dismisses ERISA Lawsuit due to Judicial Estoppel
  681. Texas Court Orders Union Central to Provide Discovery to Plaintiff
  682. Texas Court Upholds Prudential Disability Insurance Denial
  683. Texas Disability Insurance Attorney Regularly Fight ERISA Disability Denials
  684. Texas Disability Insurance Companies Can Be Subject to Bad Faith Claim
  685. Texas Judge Disagrees with Cigna and Applies Claimant Friendly Disability Standard of Review
  686. Texas Judge Rules No New Medical Evidence Allowed Post ERISA Disability Appeal
  687. The Standard Disability Insurance Company loses motion to prevent Dell Disability Lawyers from deposing six of the Standard's employees
  688. The Standard Insurance Company loses their battle to enforce discretionary clauses in long-term disability policies
  689. The Standard's Denial of LTD Benefits for Financial Planner Upheld by Ohio Court
  690. To Remand or Not to Remand: One Court's Opinion on When to Remand a Claim for Long Term Disability Benefits under an ERISA Aetna Policy
  691. Total Knee Replacement, Yet Sedgwick Still Denies AT&T Employee's Disability Claim
  692. Toyota Quality Assurance Monitor Sues Life Insurance Company Of North America For Denial Of Long-Term Disability Benefits
  693. Tribal court retains jurisdiction for tribal member's disability insurance lawsuit against Assurant and Union Security
  694. Truck driver denied disability benefits for chronic fatigue syndrome by Aetna
  695. TRW Automotive Holdings Corporation financial analyst suffering from Type II diabetes and heart condition sues Prudential
  696. Two Comcast employees and a registered nurse file three ERISA lawsuits against Liberty Life Insurance in Pennsylvania for denial of disability benefits
  697. Two Yellow Book employees sue Liberty Life Assurance Company of Boston for failing to pay ERISA disability benefits
  698. U.S. judge orders Broadspire to reinstate a former bank employee's disability benefits
  699. United of Omaha criticized for relying on in-house medical review and failing to obtain independent examinations
  700. United of Omaha Life Insurance Co. Denial of Long Term Disability Benefits Reversed By Alabama Judge
  701. United States District Judge Rules that Unum's Decision to Deny Continued LTD Benefits Was Wrong because It Failed to Consider Relevant Evidence
  702. UnitedHealth Group, Inc. Recruiting Manager suffering from depression and anxiety denied benefits
  703. Unum / Provident / Paul Revere Long & Short Term Disability Claims
  704. Unum attempts to hide California disability insurance attorney's attempt to obtain Unum employee reviews
  705. Unum Calculation Of Monthly Earnings Results In Loss Of $10,000 Monthly For Quadripeligic Disability Claimant
  706. Unum claims no object evidence exist and denies disability benefits to St. Anthony Central Hospital nurse suffering from fibromyalgia
  707. UNUM class action filed by New York disability insurance attorneys is dismissed by Federal Judge
  708. Unum Denial of Disability to Claimant with Lyme Disease Remanded by Washington ERISA Judge
  709. Unum Denies Disability Benefits to 53 Year Old Woman After Paying for 16 years
  710. Unum denies disability benefits to a Minnesota legal secretary with pre-existing condition
  711. UNUM denies disability insurance benefits to disabled nurse with fibromyalgia and osteoarthritis
  712. Unum Disability Beneft Denial Overturned for Pre-textual Investigation
  713. Unum Disability Claim Dismissed For Failure To File a Timely Claim
  714. Unum Disability Denial For 24 Month Self Reported Pain Limitation Due to Migraines Upheld By Virginia Court
  715. Unum Disability Denial With Medical Record Review Only
  716. UNUM employee deposition in a disability insurance claim denial lawsuit
  717. Unum found guilty of social security disability fraud by a federal jury
  718. Unum Group Corp. to pay $676 million in extra benefits to claimants
  719. Unum has no right to recover $207,894.88 overpayment of long term disability benefits to attorney
  720. Unum Motion to Deny Total Disability Benefits to OB/GYN Denied by Tennessee Judge
  721. Unum ordered to pay disability benefits to attorney suffering from sick building syndrome
  722. UNUM ordered to pay disability benefits to legal secretary
  723. Unum Provident denies short-term disability claim to woman with chronic fatigue syndrome (Part I)
  724. Unum Provident terminates disability benefits to woman with chronic fatigue syndrome (CFS) (Part I)
  725. Unum Provident's appeal of long-term disability benefits awarded to a New York tax attorney is denied
  726. Unum relies on independent medical exam as basis for denying long-term disability benefits (Part I)
  727. Unum settles allegations of wrongful claims handling
  728. Unum Sued By An Ophthalmologist And A BJC Healthcare Employee Who Both Were Denied Disability Benefits
  729. UNUM sued by California Disability Lawyer after denial of benefits for a school custodian
  730. UNUM sued by Ohio disability attorney for failure to pay disability insurance benefits to ex-nurse restricted to using a cane or motorized scooter to get around
  731. UNUM sued by resident of Carroll County, Arkansas for denying disability benefits under ERISA plan
  732. Unum sued for claiming social security child benefits as part of the reimbursement for overpayment of long term disability benefits
  733. Unum sued for denying disability benefits to Florida woman with fibromyalgia, neuropathy, and hepatitis
  734. UNUM Sues Long Term Disability Claimant for Overpayment and Wins
  735. Unum Tells a Pharmacist On Narcotics That She Is Not Disabled and Denies Benefits
  736. Unum Tries To Hide Fact That Its "Independent" Medical Advisors Are Actually Employees Of Unum
  737. Unum Wrongfully Terminated Disabled Lawyer’s Disability Claim of Depression and Anxiety Despite Improvement in His Condition
  738. Unum's claim handling exposes them to a multi-million dollar bad faith disability lawsuit
  739. UNUM's decision to deny disability benefits on the basis of a pre-existing condition for primary lateral sclerosis is reversed on appeal
  740. Unum's denial of disability benefits to a registered nurse ("RN") and trial court victory is reversed by the appellate court
  741. Unum's denial of disability claim is upheld after court finds claimant failed to respond in a timely manner
  742. Unum's disability claims handling tactics are exposed in New York Federal Court
  743. UnumProvident continues DI settlement talks with California
  744. US court of appeals upholds denial of disability benefits by MetLife
  745. US supreme court attempts to clarify the standard of review in denial of long term disability benefits
  746. US Supreme Court to Hear Disability Insurance Case Against Hartford Insurance Company
  747. Utah Judge Reverses MetLife's Denial of Mental Disability Long Term Benefits
  748. Vermont Federal Court Makes ING / Reliastar Reevaluate its Denial of LTD Benefit Under Any Occupation Definition
  749. WARNING: Lincoln Financial Disability Denial Requires Two ERISA Appeals before Filing Suit
  750. Was Boston Mutual's decision to terminate long-term disability insurance correct? (Part I)
  751. Was Eaton’s Denial of LTD Benefits for Ehlers-Danlos Syndrome Arbitrary and Capricious?
  752. Washington attorney sues CIGNA for denying disability benefits during any occupation stage and seeking to collect SSDI overpayment
  753. Washington Court Finds Liberty Erred in Terminating Disability Benefits
  754. Washington Court Finds Omaha Wrongfully Relied on Video Surveillance to Deny Disability Benefits
  755. Washington disability attorney filed lawsuit against the Hartford Insurance Company for denial of long term disability benefits to mentally disabled woman
  756. Wells Fargo disability claimants in Alabama and Florida file lawsuits against Liberty Life Assurance Company of Boston for unpaid long term disability benefits
  757. Weston Engineering employee sues AETNA Life Insurance Company for denied disability benefits
  758. What is Complete Disablity?
  759. What is Liberty Life Assurance Company of Boston trying to hide in denial of disability benefits?
  760. What you should look for in a denial letter: disability insurance company's inadequate denial letter causes court to reinstates insured's disability benefits
  761. When neither the Insurance Company nor the Claimant Can Produce the Original Disability Policy, the Burden is on the Plaintiff to Prove the Terms of His or Her Policy
  762. Who makes the final decision to approve or deny disability insurance benefits?
  763. Will Life Insurance Company of America have to pay long-term disability benefits?
  764. Wisconsin disability attorney and client sue Prudential Life Insurance for its "baseless" denial of ERISA disability benefits
  765. Wisconsin man sues Liberty Life for termination of disability insurance benefits
  766. Wyeth Pharmaceutical/Pfizer Senior Attorney suffering from disability sues Ohio National Life Insurance Company for denial of disability benefits
  767. Xerox employee is denied her long term disability benefits and sues Sedgwick and Xerox

Videos

  1. Videos
  2. 10 Reasons ERISA is an Unfair Law for Disability Insurance Claimants (Ep. 15)
  3. 10 Things To Expect When Your Disability Insurance Company Asks For An IME Exam (Ep. 16)
  4. 24 Month Self Reported Symptoms Limitation in Unum Disability Policy Case Study
  5. 3 Hartford Disability Denials and 3 Appeals for IT Business Analyst with Cognitive Impairment
  6. 3 Important Steps to Take Following a CIGNA / LINA Disability Denial
  7. A Disability Benefit Denial Lawsuit Should be Filed Quickly (Disability Lawyer Tip #32)
  8. A disability insurance claim caused by a pain disorder is not a depression disability claim
  9. A Disability Lawyer Guide For an ERISA Disability Benefit Denial Lawsuit
  10. A Disability Lawyer's View Of The Largest Disability Insurance Companies
  11. A Disability Lawyers' View of Cigna Disability Claim Handling
  12. A Disturbing Prudential Disability Denial Reversed for the 4th Time
  13. A Federal Judge's Perspective on ERISA Disability Insurance Claims (Ep. 21)
  14. A Functional Capacity Exam FCE Can Help Win Disability Benefits (Disability Lawyer Tip #33)
  15. A Guide For Doctors Seeking Total or Residual Disability Benefits
  16. A Guide to Writing a Disability Benefit Appeal
  17. A Hartford Disability Benefit Lawsuit Victory for Truist Banker with Lupus
  18. A Long-Term Disability Success Story for a Teacher with MS that was Denied Benefits by New York Life
  19. A Mental Health Limitation disability benefit denial by Principal Financial after 24 months
  20. A private disability policy is better than an Employer provided policy (Disability Attorney Tip #35)
  21. A Senator's View of ERISA Disability Insurance Claims (Ep. 20)
  22. A Sexton at Princeton University Denied Prudential Disability Benefits After Neck Surgery
  23. A Strategy Can Maximize A Disability Lump Sum Buyout (Long Term Disability Lawyer Tip #30)
  24. A Surgeon Seeking Disability Benefits Needs These Tips To Collect Benefits
  25. Accident vs. Sickness Provision in Disability Insurance Policy Requires Immediate Attention
  26. Accountants & AICPA Disability Insurance Claim Tips
  27. ADP Admin With Amputated Leg Denied Hartford Long Term Disability Benefits Wins Appeal
  28. Aetna Claim Denial Reversed After Aetna Disability Appeal Submission
  29. Aetna Denial Of Disability Benefits For Boeing Employee With MS Reversed By Washington Federal Court
  30. Aetna Denies LTD Benefits To Software Engineer With Cognitive Difficulties Following A Stroke
  31. Aetna Disability Benefit Denial for Former Boeing Employee is Upheld by Appeal Court
  32. Aetna Disability Insurance Claims - A Disability Attorney's View
  33. Aetna Disability Insurance Denial of a Boeing Employee Results in Bankruptcy
  34. Aetna Disabilty Denial to Woman With MS Reversed Following ERISA Appeal
  35. Aetna Insurance Denies Disability Benefits to Fed-EX Employee Approved for SSDI Benefits
  36. Aetna Long Term Disability Claim Denial Information
  37. Aetna Long Term Disability Lump Sum Buyout or Settlement
  38. Aetna LTD Denial Reversed for Failure to Address Medication Side Effects
  39. Aetna Ordered To Pay Attorney Fees Following Denial of Disability Benefits
  40. Aetna Pre-Existing Condition Disability Denial Reversed By Massachusetts Federal Judge
  41. After Paying IT Professional for 5 Years The Standard Disability Benefit Denial is Reversed
  42. AIG American General Disability Benefits Overview & Tips to Get Approved
  43. AIG Disability Insurance Claim, Denial, Appeal and Lawsuit Information
  44. Airline Pilots Disability Benefit Claim Tips to Avoid Denial
  45. Alex Palamara Wins Long Term Disability ERISA Appeal Against Mutual of Omaha
  46. Always be Honest About Your Limitations (Long Term Disability Attorney Tip #2)
  47. Always Deal with the Disability Company in Writing (Long Term Disability Lawyer Tip #14)
  48. Always Disclose Your Disability Policy if You File for Bankruptcy (Disability Attorney Tip #26)
  49. Am I Required to Have Surgery in Order to Collect Long Term Disability Benefits?
  50. Amazon Operation Managers With Back Disorder Wins Hartford Disability Appeal
  51. American Express Team Leader Wins Metlife Disability Appeal
  52. Ameritas Disability Benefit Claim and Denial Help
  53. Ameritas Disability Benefit Denial Options
  54. Ameritas Disability Benefit Overview
  55. An Amazon Long Term Disability Insurance Claim Against Aetna
  56. An American United Life Insurance Company Disability Lawsuit
  57. An ERISA Appeal for Disability Insurance Benefits Must Be Perfect
  58. An ERISA Long Term Disability Appeal Is Challenging
  59. An Overview of Guardian Disability Insurance Claims
  60. Anesthesiologist Approved for Long Term Disability Benefits Plus an Extra 9 Months of Benefits
  61. Anesthesiologist Disability Insurance Claim Actions You Must Know
  62. Apple VP of Sales with Knee Disorder Wins New York Life Long Term Disability Appeal
  63. Application Process for Short and Long Term Disability Insurance Benefits
  64. Application Tips: Lloyd's of London Disability Benefits - Top Denial Reasons
  65. Application Tips: Northwestern Mutual Disability Benefits - Top Denial Reasons
  66. Applying for Cigna Disability Benefits? Top 5 Reasons for Claim Denial
  67. Applying For Disability Benefits: Individual or Group Disability Policy
  68. Applying For Disability Insurance Benefits
  69. Applying for Guardian or Berkshire Disability Benefits is Challenging
  70. Applying for Prudential Disability Benefits? Top 5 Reasons for a Denial
  71. Applying for short or long term disability insurance benefits should not be done alone
  72. Applying for Standard Disability Benefits? Top 5 Claim Denial Reasons
  73. Appropriate Medical Doctor is Key to Long Term Disability Approval
  74. Architect with Lyme & Chronic Fatigue Wins Lincoln Financial Disability Benefits Following a Denial
  75. Are All Disability Claims Denied?
  76. Are Attorney's Fees Recoverable in an ERISA Disability Denial Case?
  77. Are Disability Insurance Company Doctors Fair?
  78. Are Functional Capacity Exams (FCE) in Long Term Disability Claims Good or Bad?
  79. Are There Any Penalties if a Disability Insurance Company Violates ERISA?
  80. Arizona: Disability Lawyer Wants You to Know that Disabilty Benefit Denial Help Is Available
  81. Arthritis is Disabling but Will Your Disability Insurance Company Pay Disability Benefits?
  82. Assume You Are Being Watched Outside (Long Term Disability Lawyer Tip #4)
  83. Assurant or Union Security Disability Benefit Appeal, Denial. Lawsuit, and Claim
  84. Assurity Disability Benefit Overview and Legal Tips To Get Paid
  85. Assurity Life Insurance Company - Disability Insurance Lawsuits Information
  86. Attorney Alex Palamara Secures Standard Long Term Disability Benefits For DC Police Officer
  87. Attorney Alex Palamara Wins Aetna Long Term Disability Appeal for Woman with Brain Injury
  88. Attorney Alex Palamara wins disability appeal against Cigna for Lockheed Martin employee
  89. Attorney Gregory Dell - A National Disability Insurance Attorney
  90. Attorney Tips for Hartford & Aetna Disability Denials, Appeals & Lawsuits
  91. AXA Equitable Disability and DMS Disability Insurance Help From Lawyers
  92. Back Pain And Long Term Disability Insurance Claims
  93. Back Pain and Securing Long Term Disability Benefits
  94. Back Pain is one of the top reasons for filing a LTD Insurance Claim
  95. Bad Faith Disability Claim Denial and Lawsuits
  96. Banker with Cirrhosis Wins Sun Life Disability Benefit Denial Appeal
  97. Be Aware of Limited Disability Benefit Periods (Long Term Disability Attorney Tip #11)
  98. Berkshire Life - Guardian Life Disability Appeal Tips for Disability Insurance Denials
  99. Best Buy Manager with Heart Disease Wins Hartford Disability Appeal
  100. Beware of Disability Insurance Company Interview Request At Your Home
  101. Beware of Hired Gun Doctors in Disability Insurance Claims (Ep. 23)
  102. Beware of Interview Request By Disability Insurance Companies (Ep. 3, part 1)
  103. Beware of Interview Request By Disability Insurance Companies (Ep. 3, part 2/2)
  104. Beware of Mental Nervous Limitations in Long Term Disability Benefit Policies?
  105. Beware of Outside IME Companies Hired by Disability Insurance Companies
  106. Billing Manager With Back Disorder Wins Unum Long Term Disability Denial Appeal
  107. Bipolar Disorder - Disability Insurance Benefit Tips from Disability Insurance Lawyers
  108. Blood and Vascular Disorders Disability Benefit Claim Legal Tips to Get Approved
  109. Blue Cross Blue Shield LTD Denial Reversed For Failing To Give Weight To FCE Exam
  110. Boston Mutual Life Insurance Company Disability Claim Tips
  111. Bring The Attending Physician Statement to Your Doctor Visit (Disability Attorney Tip #17)
  112. Broadspire Disability Insurance Claim and Denial
  113. Building Engineer Wins Lincoln Financial Disability Appeal
  114. Business Overhead Expense Disability Insurance Claim Information Video
  115. Business Owner Disability Benefit Claim Tips
  116. Business Owner With DID Gets MetLife Disability Approval
  117. California Court Reverses Sunlife Disability Denial For Woman With Fibromyalgia
  118. California Disability Insurance Denial Lawyers Discuss CA Disability Laws
  119. California Judge Reverses MetLife Disability Benefit Denial Due To Neuromusculoskeletal Limitation
  120. Can A Disability Attorney Manage All Aspects Of My Disability Insurance Claim?
  121. Can a Disability Company Require Objective Evidence of Disability if None Exist?
  122. Can a Disability Company Video or Conduct Surveillance of Me Anywhere?
  123. Can A Long Term Disability Lawyer Prevent A Disability Benefit Denial?
  124. Can A Severance Package Prevent Me From Getting Long Term Disability?
  125. Can Disability Benefits be Approved if you Work with a Disabling Condition?
  126. Can I Add To My Claim File After An Insurance Company Enters A Final Denial Of Benefits?
  127. Can I Collect Disability Insurance Benefits if I Have Heart Disease?
  128. Can I collect disability insurance benefits if my professional license is suspended?
  129. Can I Collect Workers' Compensation and Long Term Disability Benefits?
  130. Can I Do Volunteer Work While I Am Collecting Disability Benefits?
  131. Can I Earn Money While I Collect Long Term Disability Benefits?
  132. Can I get around a pre-existing condition limitation in a disability policy?
  133. Can I Get Unemployment and Disability Insurance Benefits?
  134. Can I Hire A Disability Lawyer to Help with my ERISA Appeal?
  135. Can I receive disability benefits while my appeal or lawsuit is pending?
  136. Can I Sue My Long Term Disabilty Insurance Company for Bad Faith or Punitive Damages?
  137. Can I Volunteer And Still Receive Long Term Disability Insurance Payments
  138. Can I Work And Collect Disability Insurance Benefits?
  139. Can My Disability Claim Be Denied if My Doctor Has Not Released Me to Return to Work?
  140. Can My Insurance Carrier Deny My Benefits Even If There Is No Change In My Medical Condition?
  141. Can My Long Term Disability Claim Be Denied for a Pre Existing Condition?
  142. Can the disability insurance company call my doctors without telling me?
  143. Can Unum Deny Disability Benefits Without Examining a Claimant?
  144. Can Unum Use their Own Hired Doctors to Deny Disability Insurance Benefits?
  145. Can You Sue Lincoln Financial Without Submitting a Disability Appeal?
  146. Can You Sue UNUM?
  147. Can You Win a New York Life Disability Appeal?
  148. Can You Win a Sun Life Disability Appeal?
  149. Canada Life Assurance & Great West LTD Benefit Info You Must Know
  150. Cancer Long Term Disability Claim Video
  151. Cardiologist Disability Insurance Claim Challenges & Tips
  152. Carpal Tunnel Short & Long Term Disability Insurance Claim Tips
  153. CEO, CFO & Director Long Term Disability Benefit Claim Tips
  154. Cesar Gavidia -A Nationwide Disability Insurance Attorney
  155. Change of disability definition used to deny long term disability benefits
  156. Chronic Fatigue Syndrome Long Term Disability Claim Information
  157. Chronic Fatigue Syndrome Long Term Disability Insurance Claim Tips
  158. Chronic Pain And How it Relates to Disability Insurance Claims For Long Term Benefits
  159. Chronic Pain Syndrome and Tips for Proving Long Term Disability
  160. Chubb Disability Insurance Claim Help To Get Paid Benefits
  161. Cigna / LINA Long Term Disability Insurance Settlement Agreement Information
  162. Cigna & New York Life Strategies & Tips for a Disability Benefit Lawsuit After an Appeal Denial
  163. Cigna and California Department of Insurance Long Term Disability Settlement Agreement
  164. Cigna Disability Agreement for Massachusetts Residents Video
  165. Cigna Disability Appeal Tips Following Disability Benefit Denial
  166. Cigna Disability Benefit Denial Reversed For Woman With EDS Syndrome
  167. Cigna Disability Benefit Denial Won on Appeal by Alex Palamara
  168. Cigna Disability Claim Review and Assessment Appears to Have Started?
  169. Cigna Disability Insurance Denial to Woman with Sjogren's Disease
  170. Cigna Disability Insurance Settlement for Maine Residents Informational Video
  171. Cigna Disability Regulatory Settlement Agreement for Pennsylvania Residents
  172. Cigna ERISA Disability Benefit Lawsuits
  173. Cigna Long Term Disability Agreement Info for Connecticut Residents Video
  174. CIGNA Long-Term Disability Insurance Company (Ep. 6, part 1/2)
  175. CIGNA Long-Term Disability Insurance Company (Ep. 6, part 2/2)
  176. Cigna Lump Sum Buyout & Settlement Disability Claim Assistance
  177. CIGNA Ordered To Pay Disability Insurance Benefits Beyond 24 Month Mental Nervous Limitation
  178. Claimant Statements Should Have an Addendum (Disability Attorney Tip #6)
  179. Clinton and Trump Agree that Disability Insurance Companies are Bad
  180. Cognitive Disorder & Neuropsych Testing In Long Term Disability Insurance Claims
  181. Cognitive Dysfunction and Disorders in Long Term Disability Claims
  182. Cognitive Limitations Create Difficult Issues In Obtaining Disability Insurance Benefits
  183. Colorado Court Reverses Cigna Disability Denial of Geico Employee
  184. Commercial Real Estate Agent with Lyme Wins Northwestern Mutual Appeal
  185. Common Issues with Total v. Residual Disability Benefit Claims
  186. Common Reasons for A Disability Insurance Company to Delay Disability Benefit Payments
  187. Common Reasons for Guardian Disability Denial
  188. Companion Life Insurance Company Uses Video Surveillance to Deny Disability Benefits
  189. Computer Programmer With Depression Wins Lincoln Financial Disability Benefit Appeal
  190. Consider These Tips Before Filing for Long Term Disability Benefits
  191. Consultant Long Term Disability Basics You Should Know
  192. Consultant with Spinal Injury and Cognitive Disorder Wins New York Life Long Term Disability Appeal
  193. Contracts Manager With Toxic Encephalopathy Wins MetLife Long Term Disability Denial Appeal
  194. Corporate Attorney with Long COVID & Cognitive Limitations Wins Lincoln Disability Benefit Appeal
  195. Court Criticizes Mutual Of Omaha & Rules on the Side of Policy Holder
  196. Court Overturns Mutual of Omaha's Denial of Benefits
  197. Court reverses Aetna denial of disability benefits for a Southwest Airlines employee
  198. Court Rules That First UNUM Cannot Extend Disability Appeal Review Indefinitely
  199. Crohn's Disease Long Term Disability Claim
  200. Customer Service Rep with Men1 Wins Prudential Disability Appeal
  201. Davies Group and Disability Insurance Claim Help
  202. Davita Registered Nurse Wrongfully Denied LTD Benefits By Prudential Wins Appeal
  203. Dearborn Group Disability Benefit Claim Tips
  204. Dearborn National Disability & Lawsuit Tips
  205. Dearborn National Fights to Deny Disability Insurance Benefits
  206. Decoding Your Disability Definition
  207. Dell Disability Lawyers Client Testimonials
  208. Dell Disability Lawyers Commitment To Our Clients
  209. Dell Disability Lawyers Free Consultation Video
  210. Dell Disability Lawyers Help Disability Insurance Claimants Nationwide
  211. Dell Disability Lawyers Helping The Disabled Since 1979
  212. Dell Disability Lawyers Legal Services
  213. Dell Disability Lawyers Wins MetLife ERISA LTD Appeal After Prior Lawyer Rejects Claim
  214. Dell Disability Lawyers: Legal Representation For Disability Insurance Claims
  215. Dell Disability Lawyers: Representing Disability Insurance Claimants Nationwide
  216. Denied by Metlife? Lawsuit & Claim Denial Tips For a Metlife Disability Insurance Appeal
  217. Denied by Metlife? Tips from Disability Insurance Attorneys for ERISA Disability Appeal Claim Help
  218. Denied Disability by The Standard?
  219. Denied LTD Benefits by The Standard? Lawyer Tips to Win an ERISA Appeal
  220. Dental assistant wins disability lawsuit in Oklahoma Against Aetna
  221. Dental Hygienist with Wrist Injury Wins a Standard Disability Appeal
  222. Dentist Disability Benefit Claim Information Video
  223. Dentist With Neck and Back Disorder Wins Unum and Protective Life Claim
  224. Dentists Can Receive Disability Insurance Benefits While Working
  225. Deposition of Insurance Co. Employee in a Disability Insurance Benefits Denial Lawsuit (Ep. 19)
  226. Depression & Anxiety Disability Insurance Claim Help & Tips
  227. Difference Between Residual vs Total Disability Benefits
  228. Digestive Disorders Disability Benefit Claim Lawyer Tips to Get Paid
  229. Disability Attending Physician Statements Are Biased Toward Claim Denial
  230. Disability Attorney Gregory Dell Appears on the Ed Tyll Radio Show
  231. Disability Benefit Lawyers Helping Disability Claimants in Illinois and Nationwide
  232. Disability Business Buyout Insurance Claim Tips & Legal Help
  233. Disability Companies Challenge Cancer Long Term Disability Claims
  234. Disability Company Medical File Reviews By Hired Gun Doctors Are A Sham
  235. Disability Insurance - Definitely Get It
  236. Disability Insurance Adjuster Meets With His Supervisor
  237. Disability Insurance Attorneys Can Keep The Insurance Companies Honest
  238. Disability Insurance Benefits For Mental Disorder Claims
  239. Disability Insurance Benefits Information For People with Diabetes
  240. Disability Insurance Challenges For Doctors That Work While Disabled
  241. Disability Insurance Claim Co-Counsel for Lawyers and Attorneys Nationwide
  242. Disability Insurance Claim Tips For Disabling Back & Lumbar Pain
  243. Disability Insurance Claims Dealing with Neck Pain and Disorders
  244. Disability Insurance Claims Is What Our Lawyers Do
  245. Disability Insurance Co. Interview Request FAQ #2
  246. Disability insurance companies have to consider Social Security disability benefit award
  247. Disability Insurance Companies Love Video Surveillance (Ep. 2, part 1)
  248. Disability Insurance Companies Love Video Surveillance (Ep. 2, part 2/3)
  249. Disability Insurance Companies Love Video Surveillance (Ep. 2, part 3/3)
  250. Disability Insurance Company Interview Request FAQ #1
  251. Disability Insurance Company Reviews and Information
  252. Disability Insurance Current News and Information
  253. Disability Insurance Denial - What Should Be in a Claim File?
  254. Disability Insurance Denial and ERISA Appeal Deadlines Prior to Lawsuit
  255. Disability Insurance IME Exams Are on the Rise
  256. Disability Insurance Independent Medical Exams (IME) FAQ #1
  257. Disability Insurance Independent Medical Exams (IME) FAQ #2
  258. Disability Insurance Independent Medical Exams (IME) FAQ #3
  259. Disability Insurance Independent Medical Exams (IME) FAQ #4
  260. Disability Insurance Independent Medical Exams (IME) FAQ #5
  261. Disability Insurance Tips for Financial Advisers and Planners
  262. Disability Lawyers Helping Insurance Claimants in Georgia & Nationwide with LTD Benefits
  263. Disability Management Services Long Term Disability Claims
  264. Disabling Conditions and Long Term Disability Benefit Information
  265. Do disability insurance companies deny all claims for disability benefits?
  266. Do I Have to File an Appeal Before I Can File a Lawsuit?
  267. Do I Have To File An ERISA Appeal Of A Disability Insurance Denial Before I Can File A Lawsuit?
  268. Do I Have to Quit My Job Before Applying for Disability?
  269. Do I have to sign the social security reimbursement agreement requested by the disability company?
  270. Do I Need a Lawyer for a Long Term Disability Claim?
  271. Do Not Use Social Media (Disability Lawyer Tip #5)
  272. Do you have to sign the disability insurance company authorization form?
  273. Do You Know How Your Disability Insurance Company Thinks?
  274. Doctor Support Is Essential In A Disability Insurance Claim
  275. Does Cancer Qualify For Long Term Disability Insurance Benefits?
  276. Does Hartford Pay Disability Insurance Claims?
  277. Does Having A Disability Insurance Attorney Raise A Red Flag?
  278. Does Having a Disability Insurance Attorney Raise a Red Flag?
  279. Does It Matter Who Pays My Disability Insurance Premiums?
  280. Does Social Security Always Deny Disability Claimants the First Time They Submit a Claim?
  281. Does Social Security Disability Approve Claims That Are Based on Subjective Medical Conditions?
  282. Don't Handle Your Disability Insurance Claim Without An Attorney
  283. Don’t Apply For Disability Benefits Without a Lawyer
  284. Don’t Fear Video Surveillance in Disability Insurance Benefit Claims
  285. Electrician with Neck and Back Disorders Denied Lincoln Financial Disability Benefits After 5 Years
  286. Elementary Teacher Wins MetLife Disability Benefit Appeal
  287. Endocrine Disorders - What to Expect in a Long Term Disability Claim
  288. Engineer Disability Insurance Claim Tips For Claim Approval
  289. Engineer wins long term disability benefits lawsuit against Prudential
  290. ENT - Otolaryngologist Disability Benefit Claim Assistance
  291. Equitable Disability Claim Benefits Overview and Legal Tips
  292. ER Physician Disability Insurance Claim Tips For Benefit Approval
  293. ERG International Customer Service Rep Wins Two MetLife Disability Appeals
  294. ERISA Disability Appeal - 5 Reasons You Should Have A Disability Attorney
  295. ERISA Disability Benefits Lawsuits - What You Must Know
  296. ERISA Disability Insurance Appeals
  297. ERISA Disability Lawsuit Challenges
  298. ERISA Lawsuits & Trials
  299. Estes Express Diesel Mechanic Wins NY Life Disability Appeal After Prior Law Firm Sucked
  300. Everything You Must Know About Your Disability Insurance Company
  301. Executive Director with Meniere’s Disease Denied Disability Benefits By Hartford
  302. Eye / Visual Disorder Disability Insurance Benefit & Claim Information
  303. Eye Disorders and Long Term Disability Insurance Claim Help
  304. Family Medicine & Internal Medicine Doctor Disability Insurance Claim
  305. Fibromyalgia and Chronic Fatigue Disability Benefit Legal Update
  306. Fibromyalgia Disability Insurance Claim Help & Information
  307. Fibromyalgia Long Term Disability Benefit Claim Tips
  308. Fibromyalgia: Are Courts Starting To Favor Long Term Disability Claimants?
  309. File for Disability Benefits Timely if You Have a Pre Existing Condition (Disability Benefit Tip 23)
  310. File Your ERISA Disability Benefit Appeal Timely (Disability Attorney Tip #31)
  311. Filing For Unemployment Benefits Could Jeopardize Disability Benefits (Disability Lawyer Tip #27)
  312. Financial Advisor with Fibromyalgia & Depression Wins Unum Long Term Disability Benefit Appeal
  313. Five Ways We Help Get Your Disability Benefit Paid
  314. Florida Disability Insurance Denial Lawyers Discuss Florida Disability Laws
  315. Follow Through with All of Your Doctors Suggestions (Long Term Disability Lawyer Tip #15)
  316. Former Cigna Employee Denied By New York Life Wins Disability Appeal After Back Surgery
  317. FPL Lineman Wins Lincoln Disability Denial Appeal
  318. Free Legal Consultation with Dell Disability Lawyers
  319. Free Pain Journal Provided by Dell Disability Lawyers
  320. Frequently Asked Questions About Disability Insurance Claims
  321. General Electric Manager Wins Metlife Long Term Disability Appeal
  322. GIC Executive Wins Mass Mutual Disability Benefit Appeal
  323. Great-West Life Assurance Company - Disability Insurance Claim & Denial
  324. Group / ERISA Claim Denial
  325. Guardian & Berskhire Life Long Term Disabilit Insurance Claims (Ep. 9)
  326. Guardian Denies Disability Benefits By Using Deceptive Claim Form
  327. Guardian Disability Benefit Claim Handling Tips
  328. Guardian Disability Benefits Approved for Pediatrician with Eye Disorder
  329. Guardian Disability Denial and Appeal Questions
  330. Guardian Disability Lawsuit & Benefit Denial Legal Options
  331. Guardian Disability Reviews: Good or Bad?
  332. Guardian Life Disability And What To Expect When Seeking Disability Benefits
  333. Guardian Long Term Disability Denial Legal Help (Disability Attorney Tip #46)
  334. Hardford Denies Republic Services Truck Driver Disability Benefits
  335. Hartford - Aetna Lawsuit & Denial Tips. What to Do After You have Been Denied Disability Benefits.
  336. Hartford Denies Disability Benefits to Theater Technician with Vestibular Disorder After 6 Years
  337. Hartford Denies Disability Claim After 7 Years of LTD Payments
  338. Hartford Denies Long Term Disability Benefits After Paying for 22 Years
  339. Hartford Disability Appeal Victory for Amazon Employee with Back Condition
  340. Hartford Disability Appeal Won by Lawyer Alex Palamara
  341. Hartford Disability Benefit Denial - Three Important Tips From A Disability Attorney
  342. Hartford Disability Benefit Denial Victory for Phillips 66 Manager with Rheumatoid Arthritis
  343. Hartford Disability Claim Help - Attorney Tips
  344. Hartford Disability Claim Problems
  345. Hartford Disability Company Field Interview Request And Video Surveillance Usage
  346. Hartford Disability Denial At Any Occupation Stage Reversed
  347. Hartford Disability Denial of Woman with Sjögren's Syndrome Reversed by California Court
  348. Hartford Disability Denial Reversed for Oracle Manager and Veteran with Cardiovascular Disease
  349. Hartford Disability Insurance Appeal Do’s & Dont's
  350. Hartford Disability Insurance Company (Ep. 5, part 1/2)
  351. Hartford Disability Insurance Company (Ep. 5, part 2/2)
  352. Hartford Disability Insurance Denials and Lawsuits Appear to Be On the Rise
  353. Hartford Disability Lawsuit and Appeal of A Disability Insurance Denial
  354. Hartford Disability Reviews - Good or Bad?
  355. Hartford Disability Settlement and Lump Sum Buyout Help
  356. Hartford Has Some Sneaky Disability Claim Handling Practices
  357. Hartford Insurance attempts to dismiss disability insurance lawsuit claiming Statute of Limitations
  358. Hartford Long Term Disability Appeal Victory for Truck Driver with Hip, Back and Cardiac Disorders
  359. Hartford Long Term Disability Denial and Appeal Tips
  360. Hartford’s 24 Month Any Occupation Disability Denial Reversed For Office Administrator
  361. Has Trustmark Disability Advisors Requested An Interview About Your Disability Claim?
  362. Headache and Migraine Disability Insurance Claims Are Challenged By Disability Companies
  363. Headaches & Migraines Disability Insurance Claim Help & Information
  364. Heart Disease Disability Insurance Claim Information & Help
  365. Heart Surgery and Back Disorder Doesn’t Stop MetLife from Wrongfully Denying Disability Benefits
  366. Help & Tips for a Sun Life ERISA Disability Appeal
  367. Help for claimants with a Lincoln Financial or Liberty Mutual Appeal for Disability Insurance Denial
  368. Help for Prudential Disability Benefit Denial & Lawsuit
  369. Help From Attorneys for Ohio National Claims: Denials, Appeals & Lawsuits
  370. Helping People with Disability Claims Handled By Trustmark Disability Advisors Video
  371. Hiring A California Disability Attorney For A Disability Insurance Claim or Denial is Important
  372. Hitachi Software Engineer With Cognitive Issues Wins Two Standard Disability Benefit Appeals
  373. HIV or AIDS Disability Insurance Benefits Claim Information
  374. Home Depot Employees Gets Hartford Disability Benefit Denial Reversed
  375. Hospitalist at Kaiser Permanente Disabled by Knee & Back Pain Wins New York Life Disability Appeal
  376. How Can A Disability Insurance Company Deny My Claim If My Doctor Hasn't Returned Me To Work?
  377. How Can Covid-19 Affect a Disability Insurance Claim?
  378. How Can One Disability Company Approve My Claim But My Other Disability Company Has Denied My Claim?
  379. How Do Disability Insurance Companies Calculate Lump-Sum Buyouts?
  380. How Do Disability Insurance Companies Evaluate Your Occupation?
  381. How Do I Ask My Doctor For Disability?
  382. How Do I Collect Long Term Disability Benefits If I Have Back Pain?
  383. How Do I Determine My Date of Disability for a Long Term Disability Insurance Claim?
  384. How Do I Determine my Date of Disability? (Disability Lawyer Tip #1)
  385. How Do I Know if My Disability Policy is Subject to ERISA?
  386. How Do I Qualify for Disability Insurance Benefits?
  387. How Do You Fight a Long Term Disability Benefit Denial?
  388. How Does an Individual Disability Claim Differ From an ERISA Group Disability Claim?
  389. How Does Hartford Long Term Disability Work?
  390. How Does New York Life Deny Disability Benefits Without Examining Claimants?
  391. How Does Prudential Use Video Surveillance and Social Media to Deny Disability Benefits?
  392. How Does The Social Security Administration Determine If a Person Is Eligible for Social Security?
  393. How Does UNUM Define Disability?
  394. How Does Unum Evaluate a Claim for LTD Insurance Benefits?
  395. How Does Workers Compensation Benefits Affect a Claimant's Disability Insurance Benefits?
  396. How Important Is The Support Of My Doctor In Obtaining Disability Insurance Benefits?
  397. How Important Is the Support of My Treating Physician?
  398. How Important Is The Support Of My Treating Physician?
  399. How long do I have to be disabled before I can file a claim for Social Security disability benefits?
  400. How Long Do You Have To Be Out Of Work To Apply for Disability?
  401. How Long Does a Hartford Short Term or Long Term Disability Claim Last?
  402. How Long Does it Take to Get a Decision on an Application for Disability Insurance Benefits?
  403. How Long Does Long Term Disability Take to Process?
  404. How Long Does Prudential Pay Long Term Disability Benefits?
  405. How Long Does UNUM Long Term Disability Last?
  406. How Long Will I Receive Disability Benefits Once My Disability Claim is Approved?
  407. How Long Will My Disability Insurance Benefits be Paid?
  408. How Much Neck Pain Does it Take to Qualify for Long Term Disability Benefits?
  409. How often can my disability insurance company require a Claimant Statement?
  410. How Often Does A Disability Insurance Company Expect A Disability Claimant To Treat With A Doctor?
  411. How Often Does the Social Security Administration Evaluate a Claimant's Eligibility?
  412. How Often Is a Disability Claimant Expected to Treat With a Doctor?
  413. How Our Disability Lawyers Get Long Term Disability Benefits Approved
  414. How Should You Present Your Medical Condition in a Long Term Disability Claim?
  415. How to Apply for Disability Benefits with Lincoln Financial
  416. How To Apply For MetLife Short & Long Term Disability Insurance Benefits
  417. How to Apply for New York Life Disability Benefits & Get Approved
  418. How to Apply for Principal Disability Benefits?
  419. How to Apply for Reliance Standard Disability Benefits & Top 5 Reasons for a Claim Denial
  420. How To Avoid A Lincoln Financial Disability Benefit Denial
  421. How to Challenge a Lincoln Financial Disability Denial
  422. How to file a New York Life Disability Benefit Appeal
  423. How to File a Reliance Standard Disability Appeal Following a Long Term Disability Benefit Denial
  424. How to Get A Disability Insurance Settlement
  425. How to Handle a Hartford Disability Denial (Disability Attorney Tip #40)
  426. How To Prepare A Unum Disability Appeal With A Lawyer
  427. How to Prepare and Tips for Attending A Disability Insurance Medical Exam (IME)
  428. How to Prevent Standard Insurance Company from Denying Disability Benefits
  429. How To Protect Against a Prudential Disability Benefit Denial
  430. How to Protect Your Ameritas Long Term Disability Benefits
  431. How to Protect Your Unum Disability Benefits
  432. How to Prove A Knee Disorder Disability Benefit Claim
  433. How to Win a New York Life Disability Benefit Lawsuit
  434. How to Win a NY Life Disability Appeal
  435. HR Manager with Fibromyalgia wins Lincoln Financial Disability Denial Appeal
  436. IBM Executive with Occipital Neuralgia & Headaches Wins Metlife Disability Appeal
  437. If I Am A Physician Claiming Long Term Disability Can I Treat Myself?
  438. If I Am Approved for Social Security Benefits Does That Mean My Disability Claim Will Be Approved?
  439. If I Am Physician Claiming Long Term Disability Can I Treat Myself?
  440. If I can not afford medical treatment can I still collect Disability Insurance Benefits?
  441. If I Can Not Afford Medical Treatment Can I Still Collect Disability Insurance Benefits?
  442. If I'm fired from my job can I still file for LTD insurance benefits?
  443. If My Short Term Disability Claim Is Denied Do I Need To File A Separate Long Term Disability Claim?
  444. If my social security disability claim was denied will my disability insurance claim be denied?
  445. Illinois Mutual Denies Disability Benefits to Tire Service Manager
  446. Illinois Mutual Disability Income & Benefit Claim Denial Information, A Lawyer’s View
  447. Illinois Mutual Disability Insurance Claim & Denial Attorneys
  448. IME doctors MAY NOT be independent
  449. IME Exam Requested By Disability Insurance Companies Can Be Dangerous (Ep. 4, part 1/2)
  450. IME Exams Requested By Disability Insurance Companies Can Be Dangerous (Ep. 4, part 2/2)
  451. Important Steps to Take for an ERISA Disability Benefit Appeal
  452. Important Steps to Take If Aetna Has Denied Your Disability Insurance Benefits
  453. Indiana: Our Disabilty Insurance Lawyers Help People With Disability Benefits Nationwide
  454. Individual Disability Claim Denial
  455. Inexperienced ERISA disability attorney ordered to pay $4,000 to Prudential Insurance Company
  456. Insomnia Disability Insurance Claim Information & Tips
  457. Insurance Agent with Neuropathy Wins Reliance Standard Disability Appeal
  458. Insurance Claim Adjusters Are Often Denied Long Term Disability
  459. Insurance Companies Don't Want You to Have a Long Term Disability Attorney
  460. Irritable Bowel Syndrome Long Term Disability Claims
  461. Is A Claimant's Complaints Of Pain Enough To Qualify For Short Or Long Term Disability Benefits?
  462. Is ERISA a Fair Law for Disability Claimants?
  463. Is it Easy To Get Disability Benefits Paid?
  464. Is It Hard To Get Approved For Long Term Disability Insurance?
  465. Is it Legal for A Disability Insurance Company to Force A Social Security Disability Application
  466. Is it safe for a disability claimant to be on Facebook or other social media?
  467. Is The Hartford Disability Purchase Of Aetna Bad For Aetna LTD Policy Holders?
  468. Is There A Time Limit To File An ERISA Disability Lawsuit?
  469. Is Unum a Good Insurance Company?
  470. Is Unum Denying More Disability Benefit Claims Than Usual?
  471. IT Manager Overcomes Pre Existing Condition LTD Denial
  472. IT Professional Long Term Disability Claim Information
  473. Jackson National Disability Insurance Claim Help Video
  474. JB Hunt Truck Driver Wins Unum Long Term Disability Appeal
  475. JP Morgan Chase Banker with Back Disorder Wins Prudential Long Disability Benefit Appeal
  476. JP Morgan Chase IT Manager with Shoulder Disorder & Bipolar Wins Sedgwick Disability Appeal
  477. Keys to Winning A Unum Disability Appeal
  478. Knee Disorders Long Term Disability Claims Help & Information
  479. KPMG Employee With Depression Wins Prudential Long Term Disability Appeal
  480. KPMG Tax Consultant Wins Prudential Disability Appeal
  481. LA Police Officer with COPD & Back Disorder Wins Reliance Standard Long Term Disability Appeal
  482. Law Enforcement Police Officer Long Term Disability Claim Tips
  483. Law Firm Recruiter with Migraines Wins Unum Disability Appeal
  484. Lawyer Overview of Lincoln Financial Disability Denials, Appeals, Applications & Lawsuits
  485. Lawyer Tips for a MetLife Disability Denial, Appeal & Lawsuit
  486. Lawyer Tips for UNUM Disability Insurance Benefits Claim Approval
  487. Lawyer Wins 24 Month Mental Nervous Prudential Disability Denial
  488. Legal Help: Mutual of Omaha LTD Insurance Denial, Appeal & Lawsuits
  489. Legal Remedies for a Guardian Disability Denial
  490. Legal Representation During Your Disability Insurance Claim By Disability Insurance Attorneys
  491. Legal Secretary with Depression Wins Unum Short and Long Term Disability Benefit Appeal
  492. Legal Tips For Applying For Hartford Disability Insurance Benefits
  493. Legal Tips for Dentists Seeking Disability Benefits
  494. Legal Tips for Pharmacists Seeking Disability Benefits
  495. Legal Tips for The Standard Disability Lawsuits & Claim Denial from Disability Insurance Lawyers
  496. Liberty Life Disability Denial Claim Help
  497. Liberty Mutual Denial of Disability Benefits to Allstate Employee is Reversed
  498. Liberty Mutual Disability Denial Reversed For Failure To Consider Proper Occupation
  499. Liberty Mutual Long Term & Short Term Disability Insurance Claims (Ep. 12, part 1)
  500. Liberty Mutual Long Term & Short Term Disability Insurance Claims (Ep. 12, part 2)
  501. Liberty Mutual Of NY Disability Benefit Denial Reversed After Two Denials In One Year
  502. Liberty Mutual Relies On Video Surveillance to Deny Disability Benefits
  503. Liberty Mutual Wrongfully Denies Disability Benefits for a Pediatrician with Depression
  504. Like Our Facebook Page and Lets Protect Your Disability Income Benefits
  505. Limit the Scope of the Authorization Form
  506. Lincoln Denies Disability Benefits to 66 Year Old Software Developer with Long Covid
  507. Lincoln Financial Approves Disability Benefits after 2nd Appeal For Woman With Multiple Sclerosis
  508. Lincoln Financial Denial Of LTD Benefits After Paying For 9 Years Is Reversed On Appeal
  509. Lincoln Financial Disability Appeal Tips and Claim Help for a Disability Benefit Denial
  510. Lincoln Financial Disability Denial - Who Makes Final Decision?
  511. Lincoln Financial Disability Denial Lawyer Tips (Disability Benefit Tip #50)
  512. Lincoln Financial Disability Denial of Hotel Manager with Colon Cancer Reversed
  513. Lincoln Financial Disability Denial Reversed For Project Manager With Cardiac Condition
  514. Lincoln Financial Disability Lawsuit & LTD Benefit Denial Info
  515. Lincoln Financial Disability Reviews - Good or Bad?
  516. Lincoln Financial Group and Jefferson Pilot Corporation Disability Claims
  517. Lincoln Financial Group Disability Insurance Claim Trends
  518. Lincoln Financial Long Term Disability Appeal Questions & Tips
  519. Lincoln Financial Reverses Disability Denial of Patient Care Manager
  520. Lincoln Life Denies Disability Benefits to Operations Manager
  521. Lincoln LTD Denial Reversed for an Occupational Therapist that was Denied Benefits After 24 Months
  522. Lincoln National disability denial reversed for failure to review SSDI approval
  523. Lloyd's of London Long Term Disability
  524. Lloyds of London Athlete and Business Professional Disability Benefit Claim Help, Denials, Lawsuits
  525. Lloyds of London Disability Denial Claim Options
  526. Lloyds of London Disability Insurance Claims
  527. Long Covid Disability Benefit Tips
  528. Long Term Disability Benefit Denial Reason #3 - Video & Social Media Surveillance
  529. Long Term Disability Benefit Denial Reason #4 - Your Doctor Is Misled By the Disability Company
  530. Long Term Disability Benefit Denial Reason #5 – Your Medical Evidence is Weak
  531. Long Term Disability Benefits Can Be Denied at Anytime (Disability Lawyer Tip #47)
  532. Long Term Disability Benefits Trends in 2023
  533. Long Term Disability Denial - What to Do?
  534. Long Term Disability Denial Options for Doctors Disability
  535. Long Term Disability Denial Reason #1 – Medical Review & IME
  536. Long Term Disability Denial Reason #2 – Change of Disability Definition & Vocational Review
  537. Long Term Disability Insurance Application Process for Doctors, Surgeons & Dentists
  538. Long Term Disability Insurance Denial Trends in 2025
  539. Long Term Disability Lump Sum Buyout or Settlement Information
  540. Louisiana State College Director Wins Unum LTD Appeal But Then Denied Again
  541. LTD Benefits Can be Approved Even if Short Term Disability is Denied (Disability Benefit Tip #39)
  542. LTD Claim Approved By Lincoln For Former Bioment, Inc Employee Suffering From Meniere's Disease
  543. Lump-Sum Disability Policy Buyouts
  544. Lupus Disability Insurance Benefit Claim Information
  545. Lyme Disease Disability Insurance Benefit Claim Tips
  546. Lyme Disease Long Term Disability Insurance Claim Tips
  547. Malingering and Disability Insurance Claims - What Does It Mean?
  548. Manager Long Term Disability Benefit Claim Tips
  549. Mass Mutual Disability Benefit Application Tips - Top Denial Reasons
  550. Mass Mutual Disability Claim Handling
  551. Mass Mutual Disability Lawsuit and Benefit Claim Denial Information
  552. Mass Mutual Financial Disability Insurance Claims (Ep. 11)
  553. Mass Mutual Long Term Disability Claim Information
  554. Massachusetts Disability Attorney Helps Claimants Denied Disability Benefits Nationwide
  555. MassMutual Disability Insurance Claim Overview & What to Expect
  556. McKinsey & Company Employee With Mental Illness Wins Unum Disability Lawsuit
  557. Medical Device Manager With Shoulder Injury Wins Mutual of Omaha Disability Benefit Appeal
  558. Medical Treatment Requirements for Disability Benefit Approval
  559. Meniere's Disease and Vestibular Disorder Disability Insurance Claim Help
  560. Menieres Disease Long Term Disability Claim
  561. Mental Disorders and How to Collect Your Long Term Disability Benefits
  562. MetLife Approves Disability Benefits for ER Doctor Impacted by COVID-19
  563. Metlife Denial Of Long Term Disability Benefits For Heart Disease Claimant Is Reversed
  564. MetLife Disability Benefit Denial Tactics
  565. Metlife Disability Denial Disability Benefit Lawyer Tip (Disability Attorney Tip #37)
  566. MetLife Disability Denial Reversed By Court For Unreasonable Claim Handling (Ep. 14)
  567. Metlife Disability Field Interview Request Are On The Rise
  568. Metlife Disability Insurance Claim Information From Lawyers
  569. MetLife Disability Insurance Company (Ep. 7, part 1/2)
  570. MetLife Disability Insurance Company (Ep. 7, part 2/2)
  571. MetLife Disability Lawsuit Strategies
  572. Metlife Disability Reviews - Good or Bad?
  573. MetLife ignores its own doctors finding of radiculopathy & Court remands long term disability denial
  574. Metlife Long Term Disability Appeal Questions & Tips
  575. Metlife Long Term Disability Lump Sum Buyouts
  576. MetLife Musculoskeletal Limitation Denial Reversed for Senior Research Associate With Back Disorder
  577. MetLife Relationship with Brighthouse Financial
  578. MetLife Request for a Disability Insurance IME Exam Denied By California Judge
  579. MetLife Throws The Kitchen Sink of Disability Denial Reasons At ABInBev Manager
  580. Metlife Wrongfully Tells a Disabled Truck Driver It Is Safe For Him To Drive
  581. Michigan: A Disability Lawyer Helps Insurance Claimants With Long Term Disability Benefits
  582. Microsoft Manager Denied Prudential Long Term Disability Benefits
  583. Minnesota Judge Reverses Hartford Disability Benefit Denial
  584. Monarch Insurance Company Disability Claims & Lump Sum Buyouts
  585. Mr. Disability: A Warning for Disability Insurance Claimants
  586. MS / Multiple Sclerosis Disability Insurance Claim Help & Information
  587. Multiple Sclerosis Disability Insurance Claim Help & Tips
  588. Musculoskeletal Disorders Disability Benefit Claim Lawyer Tips to Get Approved
  589. Mutual of Omaha - Disability Insurance Benefit Denials, Appeals, Lawsuits & Claims
  590. Mutual of Omaha Disability Appeal Tips to Win Benefits
  591. Mutual of Omaha Disability Benefit Denial Reversed for Building Manager with Back Disorders
  592. Mutual Of Omaha Disability Denial (Disability Benefit Tip #56)
  593. Mutual of Omaha Disability Reviews: Good or Bad?
  594. Mutual of Omaha Lawsuit Help for Disability Income Benefit Denial
  595. Mutual of Omaha Reverses Long Term Disability Benefit Denial
  596. Navigating the Complexities of Sun Life Disability Insurance Claims
  597. Neck Pain And Long Term Disability Insurance Claim Help
  598. Network Engineer with Neck Disorder Wins a Standard Long Term Disability Benefit Appeal
  599. Neurological Disorders and How to Get Your Long Term Disability Insurance Benefits Paid
  600. Never Handle Your Disability Benefit Appeal Without a Lawyer (Long Term Disability Attorney Tip #43)
  601. Never Sign a Severance Agreement That Waives Your Disability Benefits (Disability Lawyer Tip #25)
  602. Never Speak to Disability Insurance Company Without an Attorney
  603. New ERISA Disability Law Helps Claimants To Level The Playing Field During Appeal
  604. New Jersey: Disability Insurance Lawyers Helping Disability Claimants Nationwide
  605. New York Disability Insurance Lawyer - LTD and ERISA Disability Benefits
  606. New York Life Denies LTD Benefits to 64 Year Old Sales Manager
  607. New York Life Disability Benefit Claim Tips to Avoid Denial
  608. New York Life Disability Claim Overview
  609. New York Life Disability Denial (Long Term Disability Lawyer Tip #38)
  610. New York Life Disability Denial Claim Help
  611. New York Life Disability Denial Lawsuit Guide
  612. New York Life Disability Insurance Denial is Reversed
  613. New York Life Disability Reviews - Good or Bad?
  614. New York Life Disability STD Appeal Won For Waste Management Trash Collector With Back Disorder
  615. New York Life's Number One Reason to Deny Disability Benefits
  616. NFL Player Disability & Neurocognitive Benefit Claim Help
  617. North Carolina: How Can A Disability Lawyer Help With A Disability Claim?
  618. Northwestern Mutual Approved Disability For Lawyer with Gastroparesis
  619. Northwestern Mutual Disability Benefit Lawsuit Expectations & Legal Tips
  620. Northwestern Mutual Disability Denial Lawyer Help
  621. Northwestern Mutual Disability Denial Legal Help (Long Term Disability Lawyer Tip #55)
  622. Northwestern Mutual Disability Reviews: Good or Bad?
  623. Northwestern Mutual Doctor & Dentist Disability Benefit Legal Help
  624. Northwestern Mutual Group Disability Denial Appeal Legal Help
  625. Northwestern Mutual Insurance Disability Claims
  626. Northwestern Mutual Long Term Disability Claim Tips
  627. Northwestern Mutual Pays Disability Benefits to Ophthalmologist With Neck Disorder
  628. Nurse Disability Insurance Claims Tips to Get Disability Benefits Approved
  629. Nurse Wins Lawsuit Against United of Omaha Life Insurance Company
  630. Nurse with Fibromyalgia & Depression Wins Hartford Disability Benefits
  631. Nurse With Gastro Issue Wins Lincoln Disability Appeal
  632. Nurse With Knee and Back Disorder Wins Hartford Disability Appeal
  633. Nurse with Neck, Back and Hip Disorders Wins Standard Disability Appeal
  634. NY Life Commonly Denies LTD Benefits After 24 Months of Payments
  635. NY Life Wrongfully Denied Disability Benefits to Lockheed Martin Employee with Eye Disorders
  636. OB/GYN Resolves Unum Long Term Disability Claim With Confidential Settlement
  637. Obstetric & Gynecologist OBGYN Doctor Long Term Disability Tips to get Approved
  638. Obtain "Objective" Evidence to Win Benefits (Disability Attorney Tip #18)
  639. Ohio National Disability Benefit Denial Options
  640. Ohio National Life Insurance Company - A Disability Attorney's View
  641. Ohio: How Can A Disability Insurance Attorney Help Me To Collect STD or LTD Benefits?
  642. One America Disability Denial Legal Help (Long Term Disability Lawyer Tip #54)
  643. Onsite Construction Manager Wins STD Appeal Against Reliance Standard
  644. Operations Planner With Osteoarthritis & Anxiety Wins Prudential Disability Appeal
  645. Ophthalmologist Disability Insurance Claim Tips For Benefit Approval
  646. Orthopedic Surgeon Approved for Long Term Disability Benefits by Guardian and Berkshire
  647. Orthopedic Surgeon Disability Insurance Claim Tips
  648. Osteoarthritis Long Term Disability Claim
  649. Our Disability Lawyers Can Maximize Your Disability Lump Sum Buyout or Settlement
  650. Our Disability Lawyers Help Write Your ERISA Disability Appeal Letter
  651. Our Disability Lawyers Help You Apply for Disability Benefits
  652. Our Lawyers Help Great West Life Disability Insurance Claimants
  653. Paralegal Wins Principal Financial Disability Appeal
  654. Paralegal with Back & Neck Disorder Wins Unum Disability Appeal
  655. Parkinson's Disease and Long Term Disability Insurance Claim Tips
  656. Parkinsons Disease Long Term Disability Claims Information & Help
  657. Pediatrician Disability Benefit Claim Assistance
  658. Pennsylvania - A Disability Lawyer Helping Insurance Claimants Nationwide
  659. Peripheral Neuropathy Disability Insurance Benefit Tips from Disability Lawyers
  660. Physical and Mental Disabilities: Can Disability Benefits Be Limited?
  661. Physician Assistant Long Term Disability Policy Tips to get Approved
  662. Plastic Surgeon Disability Insurance Tips to Prevent Disability Benefit Denial
  663. Podiatrist Long Term Disability Benefit Claim Tips
  664. Prepare For Change in Definition of Disability (Long Term Disability Lawyer Tip #8)
  665. Principal Denies Disability Benefits to Software Engineer with Non 24 Sleep Disorder
  666. Principal Disability Benefit Claim, Denial, Appeal and Lawsuit Information from Disability Lawyers
  667. Principal Disability Benefit Denial Options
  668. Principal Disability Denial (Disability Benefit Tip #49)
  669. Principal Disability Denial Reversed for Director with Heart Attack
  670. Principal Disability Lawsuit & Benefit Denial Tips To Get Paid
  671. Principal Financial Approves Long Term Disability Benefits for Employment Litigation Lawyer
  672. Principal Financial Disability Benefit Denial Reversed for Customer Service Employee
  673. Principal Financial Disability Denial Reasons
  674. Principal Financial Disability Reviews: Good or Bad?
  675. Principal Financial Group - Disability Insurance Claims, Denials & Lawsuits Help
  676. Principal Life Long Term Disability Appeal Questions & Tips
  677. Principal Life Wrongfully Denys LTD Benefits to Truck Driver After Change of Definition
  678. Private Disability Insurance Benefit Denial Legal Options
  679. Private Disability Insurance Claim Denial Options
  680. Project Manager Denied Disability Benefits by Hartford After 15 Years
  681. Project Manager with Migraines Gets NY Life Disability Benefit Denial Reversed
  682. Provide Medical Records to The Disability Company Often (Disability Lawyer Tip #20)
  683. Prudential and Liberty Life Reverse Disability Benefit Denial for Two Stroke Victims
  684. Prudential Denies Long Term Disability Benefits Due to Lack of Medical Evidence
  685. Prudential Denies LTD Benefits to JP Morgan Financial Advisor With Jaw Cancer
  686. Prudential Disability Appeal Claim Help for a Disability Denial
  687. Prudential Disability Benefit Denials Are Common
  688. Prudential Disability Claim Overview Tips From Disability Lawyers
  689. Prudential Disability Denial (Long Term Disability Attorney Tip #41)
  690. Prudential Disability Denial For Chronic Headaches Reversed By California Judge
  691. Prudential Disability Insurance Benefit Denial Not Subject to 24 Month Mental Nervous Limitation
  692. Prudential Disability Insurance Buyout or Lump-Sum Settlement
  693. Prudential Disability Insurance Claim Denials Resulting In Lots of Appeals & Lawsuits
  694. Prudential Disability Insurance Claim Trends, Lyme Disease and Neck Disorders
  695. Prudential Disability Insurance Company (Ep. 8, part 1/2)
  696. Prudential Disability Reviews - Good or Bad?
  697. Prudential ERISA Disability Lawsuits
  698. Prudential Long Term Care Claims
  699. Prudential Long Term Disability Appeal Questions & Tips
  700. Prudential Long Term Disability Denial Reversed for IT Professional with Cancer
  701. Prudential Long Term Disability Insurance Claims (Ep. 8, part 2/2)
  702. Prudential Lump Sum Disability Policy Buyout Options
  703. Prudential Pays Disability Benefits For 12 Years, Then Denies Based On Neuro-Psych Report
  704. Prudential Relies on Paper Medical Reviews to Deny Long Term Disability Benefits
  705. Prudential Relies on The Change of Disability Definition to Deny Benefits
  706. Prudential Reverses Decision to Terminate LTD Benefits of MRI Tech with MS
  707. Prudential Reverses Disability Denial for Engineer with Depression
  708. Psychologist & Psychiatrist Disability Insurance Claim Tips
  709. PTSD Long Term Disability Insurance Claim Information
  710. Radiologist With Depression & Anxiety Approved for Long Term Disability By Unum
  711. Real Estate Salesperson Disability Benefit Claim Strategies
  712. Reassure America Disability Insurance Claims, Benefit Denials & Lawsuits
  713. Registered Nurse Wins Appeal of Lincoln Financial Denial
  714. Registered Nurse with Hand and Back Issues Wins New York Life LTD Appeal
  715. Reliance Standard Denial of Disability Benefits for an Attorney Reversed by Kansas Judge
  716. Reliance Standard Denies Long Term Disability After Paying for 16 Years
  717. Reliance Standard Denies LTD Benefits 4 times in 24 Months for 64 Year Old Insurance Agent
  718. Reliance Standard Disability Appeal Success Story for a Colorado Police Officer
  719. Reliance Standard Disability Benefit Denial Help (Long Term Disability Attorney Tip #52)
  720. Reliance Standard Disability Denial and Appeal Tips
  721. Reliance Standard Disability Denial Reversed For Claimant With Fibromyalgia & CFS
  722. Reliance Standard Disability Insurance Claim Denial ERISA Appeal Tips
  723. Reliance Standard Disability Lawsuit and Claim Denial Options with a Disability Lawyer
  724. Reliance Standard Disability Lawsuit Results in Payment of Disability Benefits For an HR Manager
  725. Reliance Standard Disability Overview of Denials, Appeals, Applications & Lawsuits
  726. Reliance Standard Disability Reviews - Good or Bad?
  727. Reliance Standard Life Insurance - Disability Benefit Claim Attorneys-Appeals, Lawsuits and Claims
  728. Reliance Standard Pays for Three Years & Then Denies LTD to Project Manager with Brain Injury
  729. Reliastar & ING Disability Benefit Claims, Denial, Appeals and Lawsuit Claim Tips from Lawyers
  730. Required Medical Documentation for Disability Insurance Benefits Approval
  731. Research Epidemiologist with chronic fatigue / ME wins LTD appeal against Prudential
  732. Residual Disability Insurance Claims and Applying For Disability Benefits
  733. Resolved Disability Insurance Cases by Dell Disability Lawyers
  734. Respiratory Therapist with Fibromyalgia Wins Hartford Short and Long Term Disability Benefit Appeal
  735. Review Your Medical Records After Every Doctor Visit (Disability Lawyer Tip #12)
  736. Rheumatoid Arthritis Long Term Disability Claim Tips
  737. Sales Representative Disability Benefit Claim Tips
  738. SAP Employee with Neck Surgery Wins Hartford Disability Appeal
  739. Sedgwick Disability Benefit Claims
  740. Sedgwick Ignores Medical Records and Denies Disability Benefits
  741. Senior Project Manager with Cognitive Limitations Wins Unum Long Term Disability Denial Appeal
  742. Services Offered By Dell Disability Lawyers
  743. Seven Surgeries and The Standard Still Denies Long Term Disability Benefits
  744. Should I Allow My Disability Insurance Company to Interview Me in My Home?
  745. Should I Let My Doctor Be Interviewed by the Disability Insurance Company?
  746. Should I Return the "Medical Authorization Release" Form to the Disability Insurance Company?
  747. Should I Stop Paying My Disability Insurance Premiums Even Though My Claim Decision Is Pending?
  748. Shoulder Disorders Long Term Disability Insurance Claim Help & Information
  749. Sleep Apnea & Long Term Disability Insurance Claim Tips
  750. Social Security Disability Offsets in Disability Insurance Claims
  751. Software Developer Disability Benefit Claim Assistance
  752. Software Engineer With Back Disorder Wins Multiple Battles For Prudential Disability Benefits
  753. Software Engineer with Ehlers Danlos Syndrome Resolves NY Life Disability Lawsuit
  754. Some disability insurance lawyers file ERISA lawsuits that are pointless
  755. Speak With a Disability Insurance Attorney Before You File Your Claim
  756. SSDI Approval and Mutual of Omaha Still Denied Disability Benefits for an IT Service Desk Engineer
  757. SSDI Approval Does Not Mean LTD Disability Insurance Benefits Will Be Paid
  758. SSDI Benefits versus Long Term Disability Insurance Benefits (Ep. 1)
  759. Standard Insurance Company Ordered By Judge To Pay LTD Benefits For Multiple Reasons
  760. Stephen Jessup Wins Hartford Appeal For HR Director With Rheumatoid Arthritis
  761. Stroke Long Term Disability Claims Information & Help
  762. Substance Abuse Disability Insurance Claims For Doctors
  763. Sun Life Approves Disability Benefits for Orthopedic Surgeon with Ankylosis Spondylosis
  764. Sun Life Denies LTD Benefits to Construction Sales Manager with Neck & Back Disorder
  765. Sun Life Disability Denial Help (Long Term Disability Lawyer Tip #58)
  766. Sun Life Disability Denial Reversed on Appeal
  767. Sun Life Disability Lawsuit & Benefit Denial Tips
  768. Sun Life Financial Disability Insurance Claims (Ep. 10, part 1/2)
  769. Sun Life Financial Disability Insurance Claims (Ep. 10, part 2/2)
  770. Sun Life Wrongfully Denies Disability After Paying For 23 Months
  771. SunLife Insurance Company Lump-Sum Benefit Buyout Offers
  772. Symetra Disability Denial (Disability Attorney Tip #36)
  773. Tennessee Court Reverses UNUM Denial for a 59 year old Woman with Fibromyalgia
  774. Texas Disability Lawyer Helping Disability Insurance Claimants Nationwide
  775. The 5 Most Common Reasons for a Disability Insurance Claim Denial
  776. The Importance Of A Disability Insurance Attorney
  777. The Importance Of A Disability Insurance Attorney
  778. The Importance of Regular Doctor Visits for Long-Term Disability Claims
  779. The Standard Disability Appeal Victory for Nurse with Knee Surgeries and Fibromyalgia
  780. The Standard Disability Denial Help (Long Term Disability Attorney Tip #57)
  781. The Standard Disability Reviews - Good or Bad?
  782. The Standard Insurance Company - Disability Buyout or Lump Sum Offer?
  783. The Standard Insurance Company Long Term Disability Benefit Claims, Denials, Appeal and Lawsuit Help
  784. The Standard Long Term Disability Denial and Appeal Tips
  785. The Standard, Ameritas and Sun Life Agree to Pay Residual Disability Benefits to General Surgeon
  786. The Standard: What To Expect With A Long Term Disability Benefit Claim
  787. Things to Expect if Your Disability Insurance Claim was Denied and a Lawsuit Must be Filed
  788. Third Party Administrator Role in Disability Insurance Claims
  789. Three Important Things to Consider When Applying for Disability Insurance Benefits
  790. Time to File an ERISA Disability Appeal?
  791. Timing Is Critical In Filing A Long Term Disability Lawsuit Against Hartford
  792. Tips About a Unum Medical Examination in a Disability Benefit Claim
  793. Tips for a Radiologist Seeking Disability Benefits
  794. Tips for Applying for Sun Life Disability Insurance Benefits
  795. Tips For Doctors Seeking Long Term Disability Insurance Benefits, Application & Denial
  796. Tips for handling a denial of a Waiver of Life Insurance Premium due to a disability
  797. Tips to Avoid a Long Term Disability Lawsuit
  798. Tips To Prevent a Cigna Disability Benefit Denial
  799. Tips To Prevent a MetLife Disability Benefit Denial
  800. Tips to Prevent a Unum Disability Benefit Denial & Monthly Claim Handling Help
  801. Tips to Prevent Disability Insurance Benefit Denial Due to a Change of Disability Definition
  802. Tips To Prevent Hartford From Denying Your Disability Benefits
  803. Tips to Protect Your Northwestern Mutual Long Term Disability Benefits
  804. Tips To Win a Unum Lawsuit
  805. Tips: Filing A Principal Disability Benefits Appeal After LTD Denial
  806. Top 5 Causes of Disability Insurance Claims
  807. Top 5 Reasons for Disability Insurance Denial
  808. Treat With the Appropriate Doctor (Disability Lawyer Tip #1)
  809. Trinity Health Care Registered Nurse Wins Cigna Long Term Disability Appeal
  810. Trustmark Disability Claim Benefits Overview & Legal Tips
  811. Two Disability Lawsuits Against UNUM & Court Awards Benefits To Claimant Without Diagnosis
  812. UCLA Social Worker with Trigeminal Neuralgia wins Lincoln Financial Disability Benefit Appeal
  813. Union Central Insurance Disability Benefit Application, Appeal, Denial, Lawsuit, Claim
  814. United Airlines Flight Attendant Wins Prudential Long Term Disability Benefit Appeal
  815. United Healthcare Disability Denial (Long Term Disability Attorney Tip #44)
  816. Unum / Provident / Paul Revere Long & Short Term Disability Claims (Ep. 13)
  817. Unum Approves LTD Benefits for Pharmacist with Eye Disorder
  818. Unum Denied Disability Benefits to Lawyer After Paying for 18 Years
  819. UNUM denies disability benefits after 9 years for woman with Fibromyalgia and Court reverses
  820. Unum Denies LTD Benefits to Pharmacist on Narcotics and Oklahoma Court Reverses
  821. UNUM Disability Appeal Strategy for a Disability Benefit Denial
  822. Unum Disability Appeal Victory for a Transportation Manager with a Brain Injury
  823. Unum Disability Appeal Victory for Golf Course Supervisor with Stroke
  824. Unum Disability Benefit Denial Trends, A Legal Perspective
  825. Unum Disability Company Forced to Extend Disability Insurance Coverage to Doctor
  826. Unum Disability Denial & Appeal Tips
  827. Unum Disability Denial Lawyer Tips (Disability Benefit Tip #45)
  828. Unum Disability Denials Are On The Rise
  829. Unum Disability Reviews: Good or Bad?
  830. UNUM ERISA Disability Lawsuits
  831. Unum Long Term Disability Appeal Questions & Tips
  832. UNUM Lump Sum Settlement / Disability Lump Sum Buyout
  833. Unum Motion To Deny Disability Benefits To OB-GYN Denied By Tennessee Judge
  834. Unum Using the Same Doctors To Deny Disability Claims
  835. USAble Life Disability Denial Legal Help (Disability Attorney Tip #51)
  836. Video Surveillance FAQ #1
  837. Video Surveillance FAQ #2
  838. Video Surveillance FAQ #3
  839. Video Surveillance FAQ #4
  840. Video Surveillance FAQ #5
  841. Virginia: A Disability Lawyer Helps Disability Insurance Claimants At All Stages
  842. VOYA and Reliastar Disability Insurance Benefit Denials and Claim Help
  843. Voya Disability Denial? First Steps to Take (Disability Attorney Tip #42)
  844. Voya Financial Disability Denial Tips
  845. VP of Sales with Psoriatic Arthritis Wins Guardian Long Term Disability Denial Appeal
  846. WalMart employee wins disability benefit claim in Arkansas District Court & loses on Appeal
  847. Warn Your Doctor About Speaking With Your Disability Company (Disability Lawyer Tip #7)
  848. Washington Court Orders Hartford To Pay Long Term Disability Benefits After Wrongful Denial
  849. Washington: Disability Lawyer Help With Disability Insurance Benefits Nationwide
  850. Watch Out For a Disability Benefit Denial Strategy Used By Cigna Insurance Co.
  851. We Win Long Term Disability Appeal Against Cigna For Cardiac Cath Technician
  852. What are Bad Faith Damages in Long Term Disability Claims
  853. What Are My Options If My Long Term Disability Insurance Claim Has Been Denied?
  854. What Are Self Reported Condition Limitations in a Disability Insurance Policy?
  855. What Are the Most Common Disabling Conditions for a Long Term Disability Claim?
  856. What are the remedies in an ERISA long term disability benefit lawsuit?
  857. What Are The Top 5 New York Life Disability Benefit Denial Reasons?
  858. What Can I Do If The Disability Insurance Company Is Delaying Disability Payments?
  859. What Can I Do When The Insurer Fails To Make A Decision On My Appeal Within The Required Timeframe?
  860. What Does A Long Term Disability Lawyer Do?
  861. What Does Payment of Disability Benefits Under "Reservation of Rights" Mean?
  862. What Does the New York Life Insurance Company Buyout of Cigna Mean for Policyholders?
  863. What Happens if I File My Long Term Disability Claim Late?
  864. What Happens If My Hartford Short Term Disability Claim is Denied?
  865. What is a Functional Capacity Exam (FCE) & Should I Go to an FCE?
  866. What Is a Lump Sum Buyout?
  867. What Is a Residual Disability Income Claim?
  868. What is an "Own Occupation" definition of disability?
  869. What is an Attending Physician Statement and how should it be completed?
  870. What is an ERISA Disability Lawyer?
  871. What is Bad Faith in Long Term Disability Insurance Claims?
  872. What is Disability Insurance?
  873. What is the "any occupation" definition of disability?
  874. What Is The Administrative Record In An ERISA Disability Appeal?
  875. What Is the Appeal Process if My Social Security Disability Claim Has Been Denied?
  876. What is the Difference Between a Disability Insurance Lawyer & a Social Security Disability Lawyer?
  877. What is Unum Relying Upon to Deny Disability Benefits?
  878. What relationship does UNUM have with hired doctors in disability insurance claims?
  879. What Should I Do When Transitioning From Short to Long Term Disability?
  880. What should you do when the disability insurance company does not respond to your ERISA Appeal?
  881. What To Expect At An IME Exam Requested By The Hartford
  882. What To Expect From Disability Insurance Companies in 2021
  883. What to Expect in a Long Term Disability Lawsuit?
  884. What To Expect In a UNUM Disability Lawsuit After a LTD Denial
  885. What Type of Doctor Should I Be Treating With in Order to Claim Disability Benefits?
  886. What Types of Medical Conditions Are Most Commonly Challenged by Disability Insurance Companies?
  887. When is the best time to file for STD or LTD disability insurance benefits?
  888. When Should You Hire A Disability Attorney?
  889. Who Are The Largest Disability Insurance Companies? (Disability Benefit Tip #59)
  890. Who Are the Largest Private and Group Disability Insurance Companies?
  891. Who Makes The Decision To Deny A Long Term Disability Insurance Claim?
  892. Who Makes The Final Decison To Approve Or Deny Disability Insurance Benefits? (Ep. 17)
  893. Why Are Disability Insurance Policies Difficult to Understand?
  894. Why Are Sun Life Disability Claims Difficult?
  895. Why are the duties of my pre-disability occupation important when seeking LTD benefits?
  896. Why Consider a Lump-sum Buyout of Your Disability Insurance Policy?
  897. Why Do Disability Insurance Companies Manipulate Your Occupational Duties?
  898. Why Do Disability Insurance Companies Never Stop Asking?
  899. Why Does the Disability Insurance Company Request My Tax Returns?
  900. Why Is It Important Not To Rush Your ERISA Disability Appeal?
  901. Why Is It Important to Have a Disability Attorney When Applying for Disability Insurance Benefits?
  902. Why Is It Important To Hire A Disability Attorney Experienced With ERISA Disability Claims?
  903. Why Its Important To Hire A Lawyer For A MetLife Disability Claim
  904. Why Keeping a Pain Journal Matters in Your Disability Claim
  905. Why Must Your Disability Insurance Lawyer Understand Your Disabling Conditions?
  906. Why Our Disability Lawyers Should Handle Your Long Term Disability Benefit Claim Monthly
  907. Why should I hire a disability attorney to submit my ERISA Appeal?
  908. Why Was ERISA Created?
  909. Why You Need a Long Term Disability Appeal Lawyer
  910. Will The Cigna Disability Insurance Settlement Agreement Cost Cigna $77 Million?
  911. Will the Disability Insurance Company Pay My Doctor to Complete an Attending Physician Statement?
  912. Will the new ERISA disability regulations help disability claimants?
  913. Winning a Prudential Disability Denial Lawsuit
  914. Winning a Reliance Standard Disability Appeal
  915. Winpak Manager With Back Issues Wins New York Life Appeal
  916. You Don't Have to Undergo Surgery To Collect Disability Benefits (Disability Lawyer Tip #34)
  917. You Must Attend the IME Exam (Long Term Disability Attorney Tip #19)
  918. You Must File for SSDI With a Group Disability Policy (Long Term Disability Attorney Tip #22)
  919. Your Date of Disability Must be Prior to Your Employment Ending (LTD Lawyer Tip #28)
  920. Your Date of Disability Must be Supported (Long Term Disability Attorney Tip #9)
  921. Your Disability Policy May Be Governed by ERISA Law (Disability Lawyer Tip #53)
  922. Your Doctor Must Document All Complaints (Disability Attorney Tip #3)
  923. Your Doctors Failure to Document All of Your Complaints Can Result in Denial of LTD Benefits
  924. Your ERISA Disability Benefit Appeal Must Include Everything
  925. Your Own Occupation Disability Definition May Not Be What You Think (Disability Attorney Tip #29)
  926. Your Retirement Benefits Can Offset Your Disability Benefits (Long Term Disability Lawyer Tip #24)
  927. Zurich Disability Denial Help. What To Expect. (Long Term Disability Lawyer Tip #48)

Claim Tips

  1. Claim Tips
  2. 10 Reasons ERISA is an Unfair Law for Disability Insurance Claimants
  3. 10 things to expect when your disability insurance company asks for an IME exam
  4. 5 Frequently Asked Questions About Disability Insurance, Answered
  5. A New Bait and Switch Tactic by Unum Disability Insurance Company
  6. Application Tips: Northwestern Mutual Disability Benefits - Top Denial Reasons
  7. Applying for Standard Disability Benefits? Top 5 Claim Denial Reasons
  8. Are all LTD claimants considered for alternative professions as part of the "any occupation" investigation?
  9. Are All Medical File Reviews By Disability Insurance Companies a Sham?
  10. Are Cigna Short Term Disability Denials on the Rise?
  11. Are Disability Business Overhead Expense Policies Worthless if You Close Your Business?
  12. Are disability insurance benefits taxable?
  13. Are independent medical examiners hired by a disability insurance company truly independent?
  14. Are the outside companies hired by disability insurance companies to locate IME doctors independent?
  15. Are there any penalties if a disability insurance company violates ERISA?
  16. Are There Exceptions to the Mental Illness Limitation in a Disability Insurance Policy?
  17. Are You Entitled to Lifetime Disability Benefits from Ohio National?
  18. Back Pain and Long Term Disability Insurance Claims
  19. Beware of buried language in Prudential long term disability insurance policy
  20. Beware of Hired Gun Doctors in Disability Insurance Claims
  21. Beware of interview request by disability insurance companies
  22. Beware of the CIGNA "Vocational Rehabilitation Assistance Program"
  23. Beware of Traveling While on Disability with Unum
  24. Can a disability attorney manage all aspects of my long-term disability insurance claim?
  25. Can a Disability Claimant Refuse to Attend an IME During an Appeal?
  26. Can a disability company sue me to recover an SSDI overpayment?
  27. Can a disability insurance carrier claim an overpayment if a claimant receives worker compensation benefits?
  28. Can a disability insurance company claim overpayment for SSDI payable to a child as result of the parent's disability?
  29. Can a disability insurance company conduct video surveillance of a claimant whenever and wherever they want?
  30. Can a disability insurance company conduct video surveillance of me without my permission?
  31. Can a disability insurance company deny LTD and/or SSDI disability insurance benefits if a claimant is prescribed medical marijuana by their doctor & obtains a medical marijuana card?
  32. Can a disability insurance company rely on a Functional Capacity Exam ("FCE") to deny long-term disability benefits?
  33. Can a disability insurance company rely upon a nurse to review my disability claim?
  34. Can a LTD insurance company claim overpayment if claimant is approved for SSDI?
  35. Can a stress-induced heart attack be considered an "injury" under a disability insurance policy?
  36. Can Hartford be punished for wrongful denial of a disability insurance claim?
  37. Can I add more information to my claim file in anticipation of filing a lawsuit after an insurance company enters a final denial of benefits?
  38. Can I collect disability insurance benefits if I am collecting unemployment benefits?
  39. Can I do volunteer work while I am collecting long term disability benefits?
  40. Can I earn money while I collect long term disability benefits?
  41. Can I file for disability insurance benefits if I was fired before I stopped working?
  42. Can I Hire A Disability Lawyer to Help with my ERISA Appeal?
  43. Can I live outside of the United States and collect long-term disability insurance benefits under my individual or group long-term disability insurance policy?
  44. Can I recover attorney fees if my long-term disability claim is governed by ERISA?
  45. Can I submit a long-term disability claim if my employment has been terminated?
  46. Can I Sue My Disability Insurance Company For Video Taping Me Without My Permission?
  47. Can I sue my long term disabilty insurance company for bad faith or punitive damages?
  48. Can I Volunteer and Still Receive Long Term Disability Insurance Payments?
  49. Can my disability claim be denied if my disability company never conducted an IME exam?
  50. Can my Disability Company Rely on Its Own Nurse to Deny Disability Benefits?
  51. Can my disability insurance benefits be denied if I am approved for Social Security Disability Benefits?
  52. Can my disability insurance policy be exempt from ERISA?
  53. Can my disability insurer offset pension or retirement benefits that I'm drawing from a previous employer?
  54. Can my insurance carrier deny my benefits even if there is no change in my medical condition?
  55. Can My Insurance Company Selectively Review Certain Medical Records While Ignoring Others In Considering My LTD Benefits?
  56. Can My Insurance Company Terminate My Disability Benefits After 24 Months if My Mental Nervous Disorder Contributes to But is Not The Sole Cause of My Disability?
  57. Can my long term disability claim be denied for a pre-existing condition?
  58. Can my severance agreement eliminate my right to claim disability insurance benefits?
  59. Can one application be submitted if the same insurance company administers both my Group Long-term Disability Plan and my Individual Disability Policy?
  60. Can the disability company limit my disability benefits to 24 months if I have been diagnosed with depression as a result of my physical disability?
  61. Can the Disability Insurance Company Call My Doctors Without Telling Me?
  62. Can the disability insurance company require me to have surgery in order to collect disability insurance benefits?
  63. Can The Hartford Characterize Cognitive Impairment Due to Chronic Pain a Mental Condition?
  64. Can Veteran Disability Benefits be deducted from my monthly long term disability insurance check?
  65. Can You Sue UNUM?
  66. Can you work in a different occupation while collecting disability income payments?
  67. Can your ERISA disability benefits be garnished?
  68. Cancer and Long Term Disability Insurance Policies
  69. Cigna's latest strategies for handling and denying disability benefit claims
  70. Dearborn National Disability & Lawsuit Tips
  71. Dentist and doctors: beware of the Standard Insurance Company Group's long-term disability policy
  72. Department of Labor Issues New Disability Claims Regulations Under ERISA Affecting Disability Claims Filed in 2018
  73. Disability Benefit Denial Reason #3 - Video & Social Media Surveillance
  74. Disability Benefit Denial Reason #4 - Your Doctor Is Misled By the Disability Company
  75. Disability Benefit Denial Reason #5 – Your Medical Evidence is Weak
  76. Disability Companies Are Wrongfully Using the 24 Month Mental Nervous Limitation
  77. Disability Denial Reason #1 – Paper Review & IME
  78. Disability Denial Reason #2 - Change of Disability Definition & Vocational Review
  79. Disability Income Benefits: The Complex Application Process
  80. Disability Insurance Challenges for Doctors
  81. Disability Insurance Companies Deny Claims Based on Non-Compliance
  82. Disability insurance companies love video surveillance
  83. Disability Law and Video Surveillance
  84. Do Disability Insurance Companies Continue to Challenge a LTD Claim After an "Any Occupation Definition of Disability Investigation" Is Completed and Benefits Have Been Extended?
  85. Do disability insurance companies deny all claims for disability benefits?
  86. Do disability insurance companies handle a claim differently when a lawyer is involved?
  87. Do Disability Insurance Companies Pay Bonuses or Commissions to Case Managers if They Deny a Short Term or Long Term Disability Benefit Claim?
  88. Do Federal Courts Nationwide Differ on the Meaning of Regular Occupation in ERISA Long Term Disability Plans?
  89. Do I always have to repay Social Security disability benefits to my disability insurance company? Maybe not!
  90. Do I Have a Bad Faith Disability Claim Against My Disability Insurance Company?
  91. Do I Have A Time Limit To File An ERISA Disability Lawsuit?
  92. Do I Have To Allow My Disability Insurance Company To Contact My Employer?
  93. Do I have to attend an IME exam requested by my disability insurance company?
  94. Do I have to cooperate during a neuropsychological IME Exam requested by the disability insurance company?
  95. Do I Have to File an ERISA Appeal of a Disability Insurance Denial Before I Can File a Lawsuit?
  96. Do I have to pay tax on my SSDI overpayment if I already paid tax on the disability insurance benefits for the same period of time?
  97. Do I Have to Quit My Job Before Applying for Disability?
  98. Do I have to sign the Social Security reimbursement agreement requested by disability company?
  99. Do I have to sit home all day in fear that my disability insurance company will videotape me and then deny my disability benefits?
  100. Do I Need a Lawyer For Long Term Disability?
  101. Do I Need to Consult an Attorney Before I File an Application for Long Term Disability Benefits?
  102. Do I need to disclose my disability insurance claim if I filed for bankruptcy?
  103. Do I need to send the "medical authorization release" form to the disability insurance company?
  104. Do the rules of evidence apply to ERISA disability insurance cases?
  105. Do You Know The Job Requirements To Be A Lincoln Financial Disability Claim Specialist?
  106. Do You Know What Is Needed To File An ERISA Appeal?
  107. Do you need to suffer a loss of income to collect disability income payments?
  108. Doctors with “Own Occupation” Group Disability Policies Beware
  109. Does a disability carrier need to consider my Social Security Disability approval after they have made a final decision on my final ERISA appeal?
  110. Does a disability insurance company need to consider the side effects of my medications?
  111. Does A Letter From A Disability Insurance Company Misstating Policy Language Modify The Terms Of A Disability Insurance Policy?
  112. Does Hartford Pay Disability Insurance Claims?
  113. Does having a disability insurance attorney raise a red flag?
  114. Does It Matter Who Pays My Disability Insurance Premiums?
  115. Does my disability insurance lawsuit need to be filed in State or Federal Court?
  116. Does my insurance company have to consider my SSDI award if I received the award after my ERISA appeal was denied?
  117. Does Social Security always deny disability claimants the first time they submit a claim?
  118. Does Social Security Approval Mean Disability Insurance Benefits Will Be Paid?
  119. Does social security disability approve claims that are based on subjective medical conditions?
  120. Does the 2013 Cigna Long Term Disability Regulatory Settlement Agreement Require My Disability Benefit Denial to Be Reconsidered?
  121. Does the claimant, after getting a request to a field interview, have to do it?
  122. Does the Mental Nervous Disorder Limitation in an ERISA Long Term Disability Plan Violate ADA Laws?
  123. Don’t Ignore Disability Insurance. Here’s What to Buy.
  124. Gregory Dell and Stephen Jessup discuss their experience in handling Liberty Mutual claims at all stages
  125. Guardian Disability Benefit Claim Handling Tips
  126. Hartford continues to use video surveillance to wrongfully deny long-term disability claims
  127. Hartford Disability Claim Problems
  128. Has Lincoln Contacted You About Your Liberty Disability Claim?
  129. How can a claimant exclude their disability insurance benefit payments from Federal Income Tax?
  130. How Can I Protect Myself At A Hartford IME Exam?
  131. How can one disability company approve my claim but my other disability company has denied my claim?
  132. How can the disability insurance company deny my claim if my doctor has not released me to return to work?
  133. How do disability insurance companies calculate lump-sum buyouts?
  134. How Do I Ask My Doctor for Disability?
  135. How do I determine my date of disability?
  136. How Do I Know If My Disability Company Is Conducting Video Surveillance of Me?
  137. How do I know if my disability policy is subject to ERISA?
  138. How do I obtain a copy of my long term disability insurance policy or disability plan?
  139. How do I prepare for an IME Exam requested by Disability Insurance Company?
  140. How Do I Qualify for Disability Insurance Benefits?
  141. How Do You Fight a Long-Term Disability Denial?
  142. How does a disability insurance company determine my Regular Occupation?
  143. How does an individual disability claim differ from an ERISA group disability claim?
  144. How Does Hartford Long Term Disability Work?
  145. How Does Having A Disability Lawyer Help Me Fight For Metlife Disability Benefits?
  146. How does the Social Security Administration determine if a person is eligible for social security disability benefits?
  147. How Does UNUM Define Disability?
  148. How Important is Doctor Support in Securing Disability Insurance Benefits?
  149. How important is the support of my treating physician?
  150. How long do I have to be disabled before I can file a claim for social security disability benefits?
  151. How Long Do You Have To Be Out Of Work To Apply For Long Term Disability?
  152. How Long Does a Hartford Short Term or Long Term Disability Claim Last?
  153. How Long Does Long Term Disability Take to Process?
  154. How long does the disability insurance company have to make a claim decision once the application for ERISA long term disability benefits is submitted?
  155. How Long Does UNUM Long Term Disability Last?
  156. How long is the disability insurance company required to pay once my disability claim is approved?
  157. How Much Time Does Prudential Have to Make A Determination On an ERISA Disability Appeal?
  158. How often can my disability insurance company require a Claimant Statement?
  159. How often does the disability insurance company expect a disability claimant to treat with a doctor?
  160. How often does the Social Security Administration evalaute a claimant's eligibility for SSDI benefits?
  161. How to Appeal a Long Term Disability Benefit Denial in 7 Steps
  162. How to Apply for Reliance Standard Disability Benefits & Top 5 Reasons for a Claim Denial
  163. How To Get Long Term Disability Benefits Approved Due To Neck Pain
  164. How to Prevent Standard Insurance Company from Denying Disability Benefits
  165. How will I know if my Long Term Disability Policy contains a limited pay period for physical or mental disabilities and is there any way to get around these limitations?
  166. How Will Sale of Cigna Disability Division to New York Life Insurance Co. Affect Disability Claimants?
  167. I have both an individual disability insurance policy, which I purchased on my own, and a group disability insurance policy through my employer. Will I be able to recover benefits from both insurance policies if I become disabled?
  168. If a disability insurance claimant dies can any family members continue to collect the decedent's long term disability benefits?
  169. If disability benefits are assigned to my ex-spouse following a divorce, are the disability benefits taxable to the ex-spouse?
  170. If I am already receiving long-term disability benefits, what actions can I take to help prevent denial of disability benefits?
  171. If I am approved for Social Security does that mean the disability insurance company must approve my disability claim?
  172. If I am physician claiming long term disability, can I treat myself?
  173. If I am receiving disability insurance benefits, can the disability insurance company use my spouse's income or retirement benefits to offset my monthly disability benefit payment?
  174. If I can not afford medical treatment can I still collect disability insurance benefits?
  175. If I Convert my Former Employee Disability Policy to a Private Policy Does ERISA Govern?
  176. If I File A Short Term Disability Claim With My Carrier And My Claim Is Denied, Do I Also Need To File A Separate Long Term Disability Claim?
  177. If I File For Bankruptcy Can I Still Pursue a Claim for ERISA Long Term Disability Benefits?
  178. If I Have Physical and Mental Disabling Conditions Will My Disability Benefit Be Subject to a Limited Pay Period?
  179. If I have two different disability insurance policies and I am approved for Social Security Disability, can both disability companies deduct my monthly benefit by the amount of the SSDI payment?
  180. If I Sue Unum for a Disability Insurance Denial, What Should I Anticipate?
  181. If my disability insurance claim denial is reversed will I receive interest?
  182. If my disability insurance claim has been denied do I have to file an Appeal before I can file a lawsuit?
  183. If my long term disability benefits are governed by ERISA and I win at trial, does the insurance company have to pay me for the remainder of the policy life, or a lump sum amount?
  184. If my long term disability claim is wrongfully denied will the insurance company pay my attorney's fee if I win my case?
  185. If My Pre-Disability Job Was Sedentary, Will the Disability Insurance Company Suggest an Alternative Sedentary Job That I Should Be Able to Perform?
  186. If my social security disability claim was denied will my disability insurance claim be denied?
  187. IME Exams from Disability Insurance Companies are on the Rise
  188. Independent medical exams requested by disability insurance companies can be dangerous
  189. Is a Claimant's Complaints of Pain Enough to Qualify for Short or Long Term Disability Insurance Benefits?
  190. Is a Field Interview Request By A Disability Insurance Company a Bad Thing?
  191. Is a Long-Term Disability Policy Buyout A Good Option?
  192. Is an FCE Exam Good or Bad for a Long Term Disability Insurance Claimant?
  193. Is Cigna Seeking To Offset Disability Benefit by Social Security Survivor Benefit?
  194. Is Cigna's Denial of Your Appeal Really a Denial?
  195. Is Exhaustion of Remedies Required before filing an ERISA Lawsuit?
  196. Is It Hard To Get Approved For Long Term Disability Insurance?
  197. Is it legal to limit disability insurance benefits to 24 months for mental nervous claims?
  198. Is It Unusual for a Disability Insurance Company to Request an Attending Physician Statement (APS) Once a Year?
  199. Is Lincoln Relying on MDGuidelines to Review Disability Appeals?
  200. Is My "No-Fault" Auto Insurance Settlement an Offset Under My Long Term Disability Insurance Policy?
  201. Is my disability insurance company required to offer me a lump sum buyout of my disability policy?
  202. Is my disability insurance policy subject to or governed by ERISA?
  203. Is My Insurance Company Allowed to Take An Offset of My Monthly LTD Benefit for Social Security Benefits My Kids Receive As A Result of My Disability?
  204. Is the Hartford Disability Purchase of Aetna Bad for Aetna LTD Policy Holders?
  205. Is there an advantage to filing an ERISA disability lawsuit after the expiration of the 45 day deadline and before the disability insurance carrier makes a decision on an ERISA Appeal?
  206. Is there new support for fibromyalgia disability insurance claims?
  207. Is UNUM a Good Insurance Company?
  208. Is Unum Denying More Disability Benefit Claims Than Usual?
  209. Is video surveillance of a disability claimant engaged in non-work related activities sufficient evidence for a disability insurance company to deny disability benefits?
  210. Is Your Disability Insurance Claim a Physical or Mental Disability Condition?
  211. Lincoln Financial to Buy Liberty Life - Does This Affect My Disability Claim?
  212. Long Term Disability Claims Due to Back Pain
  213. Maintaining Approval of Your Long Term Disability Benefits Requires Care and Treatment
  214. Mass Mutual Financial Disability Insurance Claims
  215. Metlife - Latest trends seen in handling ERISA and private disability insurance claims
  216. MetLife Disability Buyout and Lump Sum Settlements are Back
  217. Neck Pain and Long Term Disability Insurance Claim Help
  218. Neuropsychological Testing in Long Term Disability Insurance Claims
  219. New Department of Labor Regulations for ERISA Disability Claims
  220. New Research Reveals Potential "Cause" of Fibromyalgia and Objective Test
  221. Principal Disability Benefit Denial Options
  222. Prudential Lump Sum Disability Policy Buyout Options
  223. Recent Disability Insurance Company Trends
  224. Rheumatoid Arthritis And The Cognitive Dysfunction Connection In Disability Insurance Claims
  225. Should bipolar disorder be classified as a mental nervous condition and limited to 24 months of benefits?
  226. Should I allow my disability insurance company to interview me in my home?
  227. Should I Let My Doctor Be Interviewed By The Insurance Company?
  228. Should I speak with an attorney prior to filing my long-term disability insurance claim?
  229. Should I stop paying my disability insurance premiums even though my claim decision is pending?
  230. Since my policy contains a Waiver of Premium While Disabled Provision, should I still pay the premium for my long-term disability insurance policy while my long-term disability claim is under review?
  231. SSDI benefits versus long-term disability insurance benefits
  232. Stephen Jessup and Gregory Dell discuss their experience in handling claims with Principal Financial
  233. Substance Abuse Disability Insurance Claims Are Challenging when the Claimant is a Doctor
  234. The Dangers of Social Media and Disability Insurance Claims
  235. The evolution of denying fibromyalgia and chronic fatigue syndrome claims in group long term disability policies
  236. The Institute of Medicine (IOM) Proposes New Diagnostic Criteria and name for Chronic Fatigue Syndrome
  237. The Long-term Disability Medical Consultant review. What is it? What can be expected?
  238. Tips for Applying for Sun Life Disability Insurance Benefits
  239. Tips to Protect Your Northwestern Mutual Long Term Disability Benefits
  240. Top 5 Causes of Disability Insurance Claims
  241. Top 5 Reasons for Disability Insurance Denials
  242. Total v. Residually Disability Benefits: The Ongoing Battle?
  243. Unum Disability Benefit Denial Trends, A Legal Perspective
  244. Unum Disability Denial and Unum Appeal Tips
  245. What Are My Options Following A Private Disability Insurance Claim Denial?
  246. What are my options if my long term disability insurance claim has been denied?
  247. What are my options if the disability insurance company does not respond to my ERISA appeal within 45 days?
  248. What are self reported condition limitations in a group long term disability insurance policy?
  249. What are the differences between an individual disability insurance policy and an ERISA / Group disability policy?
  250. What are the ERISA disability appeal deadlines and why 180 days?
  251. What are the five most common reasons for a long term disability insurance claim denial?
  252. What are the important steps to take when filing an ERISA disability denial appeal?
  253. What are the most common disabling conditions for a long term disability claim?
  254. What Are The Top 10 Reasons a Long Term Disability Insurance Claim is Denied?
  255. What Can A Claimant Expect With A Lincoln Financial Group Disability Claim?
  256. What can I do if the disability insurance company is delaying disability payments?
  257. What can I do to protect myself during an IME exam requested by my disability insurance company?
  258. What can I do when the insurer fails to make a decision on my appeal within the required timeframe?
  259. What Can I Expect When Seeking Long Term Disability Benefits from Northwestern Mutual?
  260. What does Dell Disability Lawyers charge for the representation of disability insurance claimants?
  261. What Does It Mean If My Disability Insurance Company Says I Am Malingering?
  262. What Does it Mean if My Waiver of Life Insurance Premium Has Been Denied?
  263. What does it mean when a disability insurance company pays disability benefits under a "reservation of rights"?
  264. What Happens if I Sue Dearborn Before They Decide on My Long Term Disability Benefit Appeal?
  265. What Happens If My Hartford Short Term Disability Claim is Denied?
  266. What happens when a long term disability insurance company requests to do a field interview regarding your claim?
  267. What is a "Gainful Occupation" under a Disability Insurance Policy?
  268. What is a Functional Capacity Exam (FCE)? Should I go to a FCE?
  269. What is a lump sum buyout?
  270. What Is A Medical Consultant Review Request By A Disability Insurance Company?
  271. What is a REMAND in an ERISA Disability Insurance Lawsuit?
  272. What is a residual disability income claim?
  273. What is an "any occupation" definition of disability?
  274. What is an "own occupation" definition of disability?
  275. What is an Attending Physician Statement and how should it be completed?
  276. What is An ERISA Disability Lawsuit and What Should I Expect?
  277. What is disability insurance? What type of disability income policy should you buy?
  278. What is ERISA?
  279. What is the Accident v. Sickness provision in my disability insurance policy?
  280. What is the Administrative Record in an ERISA disability appeal?
  281. What is the appeal process if my Social Security Disability Claim has been denied?
  282. What is the Difference Between a Disability Insurance Lawyer and a Social Security Disability Lawyer?
  283. What is the discretionary clause in a disability insurance policy?
  284. What medical criteria does a disability company rely upon in order to determine if a claimant qualifies for a specific disabling condition?
  285. What Must I Do If My ERISA Disability Claim Is Denied?
  286. What Should a Claimant Expect When Suing Cigna or any Other Disability Company for Long Term Disability Benefits?
  287. What Should a Dentist Expect When Filing a Long Term Disability Benefit Claim?
  288. What should I be aware of if I am buying a disability insurance policy?
  289. What Should I be Aware of if I Have Cognitive Limitations and I Am Receiving Disability Insurance Benefits?
  290. What should I expect at a medical examination requested by Unum disability insurance company?
  291. What should I expect if I apply for residual disability insurance benefits?
  292. What Should I Expect if Metlife Wants to Send Someone to Interview me?
  293. What should I expect when I attend an IME exam requested by my disability insurance company?
  294. What Should I Expect When Suing Prudential for a Disability Insurance Benefit Denial?
  295. What time frames apply to an ERISA disability appeal?
  296. What To Expect From Disability Insurance Companies in 2021
  297. What type of doctor should I be treating with in order to claim long term disability benefits?
  298. What types of medical conditions are most commonly challenged by disability insurance companies?
  299. What You Should Be Aware of When Purchasing a Lloyd's of London Disability Insurance Policy
  300. When Is The Best Time To File A Long Term Disability Benefit Claim?
  301. When is the Best Time to Submit a Claim for either STD or LTD insurance benefits?
  302. When should a disability claimant suspect that their disability insurance company is doing video surveillance?
  303. When Should You Hire A Disability Insurance Attorney?
  304. Which states have laws or regulations abolishing discretionary clauses in erisa disability insurance policies?
  305. Who are the largest private and group disability insurance companies?
  306. Who Makes The Decision To Deny A Long Term Disability Insurance Claim?
  307. Who may I sue if my long-term disability benefits are denied, my employer, the insurance company, or both?
  308. Why are disability insurance policies difficult to understand?
  309. Why are the duties of my pre-disability occupation important when seeking LTD benefits?
  310. Why consider a lump-sum buyout of your disability insurance policy?
  311. Why do disability insurance companies challenge disability claims filed by attorneys and business professionals?
  312. Why do disability insurance companies conduct secretive video surveillance?
  313. Why does Mass Mutual want to hide its disability insurance claim forms?
  314. Why does the disability insurance company request my tax returns?
  315. Why is a different company handling my claim for short or long term disability benefits?
  316. Why is ERISA an unfair law for disability insurance claimants?
  317. Why is it important to have a disability attorney handle my ERISA disability appeal?
  318. Why is it important to have a disability attorney when applying for disability insurance benefits?
  319. Why is it important to hire a disability attorney experienced in handling ERISA disability claims?
  320. Why is my disability insurance company requesting an IME exam?
  321. Why Must AN ERISA Disability Appeal Be Filed Within 180 Days?
  322. Why Must Your Disability Insurance Lawyer Understand Your Disabling Condition?
  323. Why Should A Claimant Take Their Time Filing an ERISA Disability Appeal Letter?
  324. Why should I have a disability insurance attorney participate in an interview requested by the disability insurance company?
  325. Why should I hire a disability insurance attorney to submit my ERISA Appeal?
  326. Why was ERISA created?
  327. Will a disability insurance company watch me on Facebook or other social media sites?
  328. Will my disability insurance company give me a copy of the IME report?
  329. Will the disability insurance company pay my attorney fees and cost if I win my Appeal?
  330. Will the disability insurance company pay my doctor to complete an Attending Physician Statement?
  331. Will the insurance company pay me long term disability benefits while my appeal or lawsuit is pending?
  332. Will your COVID-19 Stimulus Money be an Offset to your LTD Benefits?

Insurer Reviews

  1. Insurer Reviews
  2. Disability Insurance Companies Comparison
  3. Write a Review
  4.  Everyone needs to flood New York Life, the media and the public.
  5.  It’s a shame for them to use the word integrity in their mission statement or use the name “Lincoln” to compare the company to. Pathetic.
  6. $7k and 3 months later and Guardian is still "working on it" and asking me to "be patient"
  7. 2 days before Christmas, LFG told me my benefits would be discontinued. They didn't contact me before and never told me why
  8. 2 ways Principal harms disabled employees
  9. 90 days and still waiting
  10. Add my name to Unum's list of those fraudulently turned down by Unum
  11. Aerna has denied my claim 4 times
  12. Aetna cut off my benefits 5 days early
  13. Aetna denied me and then I got fired from my job
  14. Aetna denied my appeal and now I'm out of money
  15. Aetna denied my claim, so I can't afford my medical treatments or house bills
  16. Aetna denied my premium waiver despite being diagnosed with Phenochromocytoma and having tumors
  17. Aetna has been giving me the run around and denied my claim
  18. Aetna has given every excuse in the book to not pay me
  19. Aetna ignored my very detailed medical information and denied my claim
  20. Aetna is a bunch of hypocrites and your typical slimy, rip off, no pay insurance company.
  21. Aetna is a horrible company to work for
  22. AETNA IS A THIEF!!
  23. Aetna is definitely committing a crime and they need to be stopped.
  24. Aetna is shady
  25. Aetna kept getting a 45 day extension to review my appeal. They are incompetent!
  26. Aetna leaves me at risk of losing my job and without compension
  27. Aetna makes me bug my physician to sent stuff he already sent
  28. Aetna people are thieves, crooks and liars.
  29. Aetna puts their clients through hell with their games
  30. Aetna really left me in a terrible bind.
  31. Aetna seems to be crying for a class action suit. Make sure I’m on the list! 
  32. Aetna STD has been a nightmare since the beginning
  33. Aetna sucks!!
  34. Aetna thought my orthopedia surgeon's restrictions weren't good enough
  35. Aetna won my case by saying I had a pre-existing condition when I didn't
  36. Aetnas thinks they can get away with not paying you for weeks on end
  37. After all the fraud and stress they put us through, Hartford should get investigated
  38. After receiving SSDI, Reliance Standard delayed their payment adjustment and I can't get a hold of my case worker.
  39. After they miscalculated my salary and overpaid my benefits, Reliance Standard is now attempting to make me pay back their overpayment.
  40. After two successful approvals of my STD claim, Lincoln Financial suddenly denied my STD claiming I had no certified medical condition.
  41. All I can say is that I will never use MetLife again
  42. All I need is unpaid leave for about 50 hours not 12 entire weeks. Worst customer service in history of time.
  43. All Lincoln Financial does is STEAL YOUR MONEY
  44. All Reliance Standard does is stall payments, and now I've lost other medical insurance because of it.
  45. ARE THEY CRAZY?!?!?
  46. As disabled persons we need someone fighting for us against corporate and government greed.
  47. At some point, SunLife needs to be held accountable for their tactics against people without the means to fight back
  48. At this point, Aetna is questioning my disability
  49. AT&T Was Great and Sedgwick Horrible
  50. BAD FAITH
  51. Battle with MetLife is like battle with cancer
  52. Beyond stress after MetLife denied my STD claim
  53. Can a disability insurance company claim an overpayment for social security disability benefits payable to a child as result of the parent's disability?
  54. Can Hartford make me turn over my joint tax returns and SS statements? If they came to see me, are they going to deny my claim?
  55. Chronic pain patients should file a class action stuit against LFG
  56. Claiming They Are Not Receiving Paperwork
  57. Deadlines for you while theirs are ignored
  58. Dealing with Lincoln Financial was a struggle, and they cut me off even though I have a proven disability.
  59. Dealing with Unum made me depressed and want to give up
  60. delaying a decision forcing me to keep paying them premiums for a policy I believe they never had any intention of paying.
  61. Denial for benefits, Sedgwick is the worst
  62. Denial of treatment for injuries that therefore become a permanent disability
  63. Denied but Not Denied but I am Denied
  64. Denied by Hartford after 20 years of Payments
  65. DENIED PRE-EXISTING
  66. Despite my various medical conditions, I've only received partial benefits from Reliance Standard and am on the verge of another denial.
  67. Despite overwhelming evidence to support my husband's claim, Lincoln Finacnial keeps prolonging a decision on his appeal.
  68. Did Not Receive Payment
  69. Different Unum representatives told me my claim was both approved and denied?!
  70. Disability Insurance is a rip off
  71. Disappointed with NY Life Disability Excuses
  72. Do not truest these crooks!
  73. Do not use Aetna! They ruined my life
  74. Do not use Reliance Standard's reccomended Social Security Lawyers
  75. Do not use this terrible, unethical company. My daughted died waiting for their claim.
  76. Doctors intimidated by plethora of Guardian paperwork
  77. Does this company really think I'll be ready to return to work one month after a major surgery??
  78. Don't buy insurance from this company. You may really need it, and – trust me – it won't be there for you
  79. Don't count on New York Life!!! You will be very disappointed!!!
  80. Don't trust them, they like to play games
  81. Even my employer doesn’t understand why New York Life denied my claim. I don't know what to do
  82. Even though I have enough medical evidence to prove my disability, Lincoln Financial keeps denying my claim.
  83. Even though my spinal illness is very well-documented, Reliance Standard has yet to transfer me to LTD.
  84. Every month I get paid on a different date
  85. Everyone gets paid but the one person who needs it most
  86. Everytime SunLife receives my information they ask for another 7 to 10 business days
  87. Extension
  88. Filling out MetLife's detailed application could make me ineligable to premium waiver program
  89. FMLA denial after doctor who specializes in my syndromes submitted proper medical records and forms
  90. Former Hartford employee has had life insurance and accidental death policy's revoked for one late premium payment
  91. Frustrating
  92. Generally the people you contact are helpful and courteous, but those who work in the background are NOT at all. QUESTION EVERYTHING!
  93. Get your own medical records, mail them certified mail, and pay for the copies so they don’t deny you on their time frame limits!!
  94. Got the run around for 9 months. My quality of life is gone
  95. Guardian cancelled my husband's claim without checking his medical records. Do better. We have children to feed and bills to pay.
  96. Guardian dropped me and now, no one will hire me
  97. Guardian has built-in denial for self-employed individuals
  98. Guardian has the least helpful folks I have ever met
  99. Guardian is designed to get claims denied rather than approved
  100. Guardian just plain refused to settle
  101. Guardian not being flexible during Covid
  102. Guardian thinks people with lupus miraculously recover
  103. Hartfford should live with the pain I have. I'm more sick because of them
  104. Hartford ajuster won't return my calls. I might have to move back to California
  105. Hartford basically told us that we were out of luck
  106. Hartford beats you down
  107. Hartford changed criteria of how they determine I'm disabled
  108. Hartford denied me after their "doctor" thought I was fine after 15 years of payments
  109. Hartford denied my appeal even after Dr. said I couldn't work and after I qualified for govt disability
  110. Hartford did every dirty trick in the book
  111. Hartford didn't give me increased benefits as my income increased
  112. Hartford dragging their feed on my STD
  113. Hartford gives my son $59 a month even though his treatment is almost $10k per month
  114. Hartford has brought me so much stress
  115. Hartford has denying claims down to an artform
  116. Hartford has financially crippled us. I was so mislead
  117. Hartford Insurance Company is a bunch of unpassionate people
  118. Hartford is a company of thieves. They should be ashamed of how many people they've caused hardships
  119. Hartford is a joke
  120. Hartford is a joke. Their favorite word is "denied'
  121. Hartford is a ripoff
  122. Hartford is the worst Insurance company I have ever dealt with
  123. Hartford keeps saying they haven’t gotten my paperwork
  124. Hartford LTD Co. is worthless.
  125. Hartford never paid me
  126. Hartford people are rude, difficult to deal with, etc
  127. Hartford rep felt so guilty over how the company treated me that she quit
  128. Hartford takes advantage of disabled people. My experience has been exhausting.
  129. Hartford terminated my benefits after they sent my forms to the wrong address
  130. Hartford terminated my benefits just like that
  131. Hartford told me TODAY my benefits are stopped effective TODAY
  132. Hartford's doctor was a joke. I think they're trying to cancel my benefits.
  133. Hartford's lack of help has left me struggling to pay my bills
  134. Hats off to New York Life for making another segment of a person's life miserable!
  135. Haven't been paid since MetLife denied my appeal months ago
  136. Having difficulty seeking a lump sum buyout of my LTD with Lincoln Financial.
  137. Hold up on payments!!!
  138. Hopefully something can be done to stop Hartford's greedy claims!
  139. Horrible STD Service. Run !!!!
  140. How can anyone live on Hartford's miniscule benefits?
  141. I am about to lose my money to these thieves
  142. I am beyond unhappy with New York Life
  143. I am in need of help in handling my appeal with Lincoln Financial.
  144. I am physically not able to work, but Hartford wants me to
  145. I am sick and tired of getting ignored
  146. I am sick of dealing with them!!! They are crooks!!!
  147. I am so angry that Prudential can get away with this
  148. I am so stressed out I can’t sleep at night. 
  149. I am so tired of dealing with Aetna
  150. I am so tired of fighting for the benefits that I deserve based on the policy I paid for.
  151. I am tired of waiting on Met Life
  152. I asked LFG head of appeals if he'd ever Googled the company and seen the pages upon pages of their shady practices. He changed the subject
  153. I call every day and am met with rude workers who do not care about you in the least. Horrible company.
  154. I can not stand their horrible business practices. New York Life is a bunch of mean jerks that reduce their liabilities by any means.
  155. I can't do anything, but New York Life says I can work and they are denying me what I paid for for several years.
  156. I can't get in touch with New York Life
  157. I can't get someone to be honest with me from MetLife.
  158. I can't handle the constant harrassment from Lincoln Financial for my medical information.
  159. I can't walk but Standard thinks I can work
  160. I can’t see how a company can legally do this
  161. I can’t understand why I am being penalized for their incompetence
  162. I cant but feel I am being starved out and given the runaround.
  163. I couldn't force Unim to pay up because they strategically kept me in limbo, never denying my claim
  164. I couldn't get an urgent surgey because of Aetna. Now, I have permanent neck damage, and I lost my job/house/car
  165. I do not understand how a “medical review team” who has never laid eyes on my wife can say she is able to return to work when her doctors who see her on a regular basis have documented that she can't
  166. I do not understand why people who really need the benefit cannot receive it
  167. I don't know what to do because they keep telling me different things. It’s ridiculous
  168. I don't trust New York Life
  169. I don't understand how a company so big can be so hard to deal with
  170. I don't understand how Aetna can do this. I'm scared!!!
  171. I don't understand how Prudential has the right to treat me like this
  172. I don't understand SunLife's overpayment letter
  173. I don't understand why Unum terminated my benefits
  174. I don’t have anybody financially able to take care of me. I need my disability back!
  175. I don’t know if I'm more upset about being denied or being denied without being told
  176. I don’t see how Sun Life can deny continued benefits.
  177. I don’t think it is right for New York Life to require you to apply for SSDI and even assist with the process and then after approval from SSDI drop you
  178. I don’t understand how they can get away with this
  179. I feel as if my husband was robbed by Aetna
  180. I feel like I have been scammed!! BEWARE
  181. I feel like my hands are tied with MetLife
  182. I feel like Unum is giving me the runaround!
  183. I feel stuck
  184. I feel that I was robbed
  185. I feel that this is age discrimination
  186. I feel very much in the dark & filled with stress & anxiety
  187. I got nowhere trying to play New York Life's appeal games. Thank You, Dell Disability Lawyers for resolving my case!!
  188. I hate Aetna
  189. I hate these people
  190. I have 11 conditions, and Hartford is going to cut me off
  191. I have a chronic illness that will never get better, yet Standard thinks I can work
  192. I have been severely harmed by Lincoln Financial. Action must be taken against them.
  193. I have been so shocked about Hartford’s lies – it is disgusting.
  194. I have given New York Life all that they request. Now it seems like they are giving me the run-around.
  195. I have lost everything due to non payment of my claim.
  196. I have lost my car, credit, and family
  197. I have NO money coming in. I'm so frustrated I could cry.
  198. I have nothing but praise for Lincoln Financial Group and for Mr. Dell
  199. I haven't been denied, but LFG quit paying me. I think I was treated wrong by them and my employer
  200. I haven't received a single check my Sun Life
  201. I hope I never have to deal with these people in life!!! They lie as easy as they breathe not to pay off claims.
  202. I keep getting the run around
  203. I know Standard's denial letter is coming
  204. I lost everything when Principal terminated my benefits without calling or emailing me
  205. I lost my job after New York Life denied my FMLA
  206. I lost my job in the 2 years I fought MOO
  207. I lost my job, I can't go back to work, I have an appeal deadline approching fast and no one will take my case… thanks New York Life
  208. I need a lawyer against Aetna. I am so stressed out!
  209. I need help in appealing my claim with Lincoln Financial.
  210. I need help on an appeal against Prudential
  211. I never can get the same person on the phone and it’s just a run around.
  212. I only needed Unum once and to no aviail. I got denied
  213. I pay them for my service. And they treat me like this. Shame on them.
  214. I promptly sent my overpayments to Lincoln Financial, but now I haven't heard from them in months.
  215. I suddenly stopped receiving my STD benefits from Lincoln Financial because my therapist could not give them sufficeint information.
  216. I take 9+ prescriptions every day but New York Life still denied me
  217. I think Hartford scheduled a docotors appointment for me (without telling me). Weird??
  218. I think what New York Life did is illegal
  219. I tried working a small job my friends offered me, and instead of offsetting my benefits Lincoln Financial is terminating them.
  220. I used to have a career. After Standard, I'm homeless with no income
  221. I waited 5 weeks just to be told I can't receive benefits
  222. I want to sue New York Life
  223. I want to sue this company for all the stress they've caused me
  224. I want to sure Mutual of Omaha for the stress they've caused me
  225. I was approved unpaid medical leave by Wells Fargo, but was denied LTD after Lincoln Financial mis-represented and misquoted my doctor.
  226. I was denied LTD coverage by Reliance Standard because my cancer was deemed a pre-existing condition.
  227. I was disabled 2003 by SS. I got SSDI 7 years too late.
  228. I was harassed while working for Aetna
  229. I was left with no choice but to return to work
  230. I was receiving LTD from Reliance Standard due to breast cancer until they suddenly denied me my benefits.
  231. I was receiving STD and LTD from Reliance Standard without a problem until they suddenly denied my benefits without warning.
  232. I was sold a policy that I cannot use and no one will show me the policy
  233. I was wrongfully targeted by Reliance Standard and went to prison because of it.
  234. I went from being on top with my career, having all material needs met to losing everything because I’ve gone the last 7 months with no income
  235. I went trhrough pure hell to get approved and now Prudential wants more info
  236. I will be LITERALLY living in my car if Aetna persists with their games
  237. I wish SunLife had to pay for the hunger and humiliation they caused me
  238. I won my appeal but have no recourse for attorney fees
  239. I would encourage anyone who has problems with Mutual of Omaha or United of Omaha to immediately contact an attorney.
  240. I would not trust MassMutual in any service they offer 
  241. I'’m disabled and I will sure stay away from this company.
  242. I'm appealing MOO's decision and I expect much more run around
  243. I'm dealing with a battle with cancer. Add a legal battle with Lincoln Financial
  244. I'm dreading and fearing this mess
  245. I'm fed up with this insurance company
  246. I'm going bankrupt after Hartford rejected all my medical tests/records
  247. I'm just tired of all this harassment
  248. I'm living in a moblile home because of Prudential
  249. I'm not very confident that Standard sent my records for physician review based on what I'm reading in this comment section
  250. I'm unable to return to work because Lincoln Financial won't track my calls after claiming I never called them.
  251. I'm using my off time off when it should be under my New York Life short term disability
  252. I've been fighting SunLife for STD for 2 months and I've only received one week of payment
  253. I've been in a battle with SunLife for 5 years
  254. I've been trying to care care of my Unum benefits for over a year. They’ve been so rude
  255. I've been trying to get a MOO claim paid for 8 YEARS
  256. I've been with Unum for more than 10 years and they still treated me terribly
  257. I've gotten nothing but the run around for over a month. Beyond frustrating and stressful!
  258. I've never seen such poor communication and such a slow process
  259. I've never worked with people that are so obviously stalling before. Bunch of crooks
  260. I've paid for STD for 20+ years. Now, I'm actually sick and can't get paid
  261. I've sent Aetna every single piece of paperwork that I have but they keep asking for more, refusing to listen to me
  262. I’m not disabled in MetLife’s eyes, even though I cannot do daily tasks and am on over 5 medicines.
  263. I’m sure New York Life's shareholders made a nice profit while my life was flushed into a 10 year nightmare that will never end.
  264. I’m very disappointed with Aetna!
  265. If Hartford wants an interview, have someone else with you and ask to see their video of you before the meeting!!
  266. If I am unable to pay the full lump sum of overpayment to Prudential, can they just with hold my LTD checks till it is paid off?
  267. If Metlife is using ridiculous stall tactics over $12.00, I can't imagine what they do over full price
  268. If you work for a company who offers Guardian, tell them NO and get a non ERISA provider. Guardian lied about my options and then tried to tell me I'm not disabled
  269. Inappropriate conduct!! Rude, discriminatory, etc
  270. Incompetent "Support"
  271. Interacting with Lincoln Financial has gone well so far, looking for advice on how to improve my chances of being approved for LTD.
  272. Is it worth keeping up with all of the paperwork when Reliance Standard is only giving me $100 a month?
  273. Is this fair?? I'm owed for each time Metlife denied my claims, as well as wrongful termination.
  274. It is sad that an insurance company can be so dishonest/tricky.
  275. It would cost me more to fight Prudential than to let them get away with their games
  276. It's been over 3 months, and I've only received one payment from Aetna
  277. It's ridiculous that Unim can make me pay for money that went to my ex-wife
  278. Just another big company screwing the little people. It is sad that they can get away with what they do.
  279. Just got denied. Don't know what to do next.
  280. Keeps claiming they will not approve claim for pre existing conditions but my illness is not preexisting
  281. Lack of respect, consideration, compassion and professionalism
  282. Lesson learned, disability insurance is a complete waste of money
  283. LFG cherry picks whatever information benefits their needs to deny my claim
  284. LFG claimed my documents got lost – even when I sent them proof of delivery by U.S. Postal tracking
  285. LFG has been nothing but a headache
  286. LFG holding "dependent allowance" out of my checks when I don't have any dependents
  287. LFG is nothing but a scam ripping people off. Flush your money
  288. LFG made me lose all hope
  289. LFG made my PCP – who said he was not qualified – complete my forms
  290. LFG nurses can question the decisions of my neurosurgeon. What a joke
  291. LFG paid my brother's claim in 2013, but they are refusing now – for the same condition
  292. LFG told me "pain doesn't stop you from working"
  293. Lincoiln Financial denied my STD claim because one doctor didn't send them my medical information.
  294. Lincoln cancelled my benefits because my doctor's notes were handwritten
  295. Lincoln denied my claim because my doctor wasn't in the office – on his day off!!! – to answer their call
  296. Lincoln denied my disability claim even though Dr said I couldn't work
  297. Lincoln doesn't think renal failute and 4 dyalisis treatments per day are enough to be. Disabled
  298. Lincoln Financial approved my claim after I was denied WC, but now they won't pay me.
  299. Lincoln Financial continuously offsets my son's LTD benefits. It is upending his already difficult life.
  300. Lincoln Financial denied my benefits because they claim I can work a desk job, even though that is the very job I had to leave previously.
  301. Lincoln Financial denied my daughter's claim on the basis of repeated calls to the doctor's office, when in reality they had never contacted them.
  302. Lincoln Financial denied my LTD claim, but I didn't appeal it within 180 days. Looking to potentially appeal now.
  303. Lincoln Financial disregarded my wife's dopctor's diagnosis and denied her STD claim.
  304. Lincoln Financial does nothing but give you hoops to jump through.
  305. Lincoln Financial doesn't want to know the truth about your disability, they just want to find ways to say you're not disabled.
  306. Lincoln Financial found a doctor purely to contradict my husband's doctor's orders.
  307. Lincoln Financial Group follows no rules or policies.
  308. Lincoln Financial Group is, by far, the worst company I’ve ever dealt with. 
  309. Lincoln Financial Group suddenly decided that I was no longer disabled In spite of no evidence that I had gotten any better
  310. Lincoln Financial illegally used a nurse to close my claim for a disease that medical science knows very little about
  311. Lincoln Financial incorrectly cut my check and then unjustly denied my LTD claim.
  312. Lincoln Financial is a bunch of crooks.
  313. Lincoln Financial is a joke, no doubt about that
  314. Lincoln Financial is taking months to provide me with my benefit checks. I'm unsure where to go from here.
  315. Lincoln Financial is threatening to deny my benefits because I haven't yet provided them with my restrictions/limitiations as a result of GI complications.
  316. Lincoln Financial is trying to pay for only a fraction of the time I'm supposed to be out of work, and requests more records in order to extend the coverage.
  317. Lincoln Financial keeps denying my LTD claim even though multiple doctors say I can't work.
  318. Lincoln Financial made my life a living hell
  319. Lincoln Financial pressured me to return to work amid the pandemic
  320. Lincoln Financial won't provide me with any updates or information regarding extending my claim.
  321. Lincoln Financials wants to claw back my money
  322. Lyme Disease Disability Claim Denial
  323. Major financial suffering because Reliance Standard wrongfully denied my disability benefits.
  324. Mental health LTD should be covered under the Mental Health Parity Act
  325. Met Life has the power to ruin your career
  326. Met Life insensitively thinks "everyone has back pain"
  327. Met Life is legalized extortion
  328. Met Life took my stress to an entirely new level
  329. Met Life, being clean shaven doesn't mean I'm not depressed
  330. Met-Life lied to my face. They know I don't have the money for these constant visits, but they don't care
  331. MetLife changes their mind about my payments
  332. MetLife claims my doctor didn't send them the needed info. I watched him do it.
  333. MetLife closed my disability claim on short notice with no explanation
  334. Metlife closed my STD claim amid several injuries
  335. MetLife cut me off from my job COLD
  336. MetLife decided I was no longer disabled 6 weeks into my 13 week plan
  337. MetLife drags claims out because people become tired and give up. I will fight them.
  338. MetLife for disability? Avoid the surgery unless it's life-threatening
  339. MetLife forgot that women can't lift 20 pounds while pregnant
  340. MetLife hiring a pi to follow me + denying my claims heightens my anxiety
  341. MetLife is a joke
  342. MetLife is unresponsive to my emails but expects me to respond to theirs
  343. MetLife justifying denying my claim with a condition I never had
  344. MetLife received all my medical records but still denied my claim
  345. MetLife refused to pay me for 8 weeks
  346. MetLife stopping my benefit plan. I'm still disabled
  347. MetLife trying to find reasons not to pay. I'm so frustrated and stressed
  348. MetLife turned one hour of testing into the decision that I could work 8 hours a day, 5 days a week
  349. MetLife wants to end my benefits at age 62
  350. Metlife's COLA recalculation cut my payments with no explanation why
  351. MetLife's games have made me lose the car
  352. Money is going in their direction everything is OK, but the minute they have to give any out it’s good luck Charlie.
  353. MOO attempted to strong arms me with collection tactics. Now, they're stalling
  354. MOO said they didn't receive my fax when I know for a fact they did
  355. MOO stopped my husband's benefits before telling him. They handled his claim terribly
  356. Mutual of Omaha is a rip off.
  357. My bank is overdrawn, I ruined my credit, I am accumulating late fees… thanks New York Life
  358. My claim was handled so unprofessionally – almost no written communication from NW Mutual
  359. My claim with Lincoln Financial has been denied twice, and I'm at a loss as to what to do now.
  360. My coverage got denied after meeting with Unum's doctor
  361. My disability monthly payments have been unlawfully cut off
  362. My doctor checked the wrong box, so Aetna denied me and refuses to listen
  363. My doctor of 2 years changed his mind abt my disability after speaking with Lincoln Financial…
  364. My doctor put me on bed rest, but Lincoln Financial said "nope, you can work"???
  365. My doctor signed paperwork and they still denied my pregnancy claim
  366. My doctor’s office stated they have never dealt with such difficult people before
  367. My Dr. never gave New York Life my medical records, so I lost my car
  368. My experience with Guardian/Berkshire was appalling and ridiculous
  369. My experience with New York Life has been a complete headache
  370. My experience with Reliance Standard and how to save yourself a lot of trouble dealing with them.
  371. My fiance wants to lie to his doctor so he can go back to work because we can't live off of SunLife
  372. My husband has 2-5 yrs to live, yet MetLife has been giving him the run around
  373. My husband's claim with Reliance Standard was denied because his employer never mentioned the financial eligibility requirements for the policy.
  374. My husband's STD claim is close to switching over to LTD. We want to know more about the process, but Lincoln Financial won't provide any information.
  375. My knees have gotten so bad that I just had knee replacement. Meanwhile I've been waiting to receive my benefits from Lincoln Financial, and my case worker is no help.
  376. My partner and I have been continuously harrassed by Reliance Standard for paperwork, and now want to pursue a lump sum for undue stress.
  377. My specialist took me out of work, but Lincoln Financial denied my claim on the grounds of not seeking consultation, which was never part of the original claim.
  378. My STD claim with Lincoln Financial has been in medical review for a long time. I'm beginning to get worried.
  379. My time with Reliance Standard has been terrible!
  380. My Unum case workers told me "people that have seizures work everyday. What makes you any different?" I feel useless
  381. My work place has put me in a tough spot with Lincoln Financial.
  382. Ne York Life expects me to do a range of motion tests when every time I try to move I want to cry
  383. Need advice on how to best deal with Reliance standard.
  384. Never in my life have I been treated with such disrespect
  385. Never received a single payment from Unum
  386. Never received benefits my entire leave - or help with them
  387. New York Life and their employees are a disgrace.
  388. New York Life cares more about their shareholds than you
  389. New York Life claiming they never got the forms I sent them
  390. New York Life closed my case because they didn't have my info; yes they did. I'm not waiting for a review
  391. New York Life cut back my payments because I had a pension
  392. New York Life denied and said they needed more medical info … wow
  393. New York Life denied me and I had no other choice but to go back to work when I wasn't ready
  394. New York Life denied me one week before heart surgery
  395. New York Life denied my claim after agreeing that I am functionally impaired
  396. New York Life denied my claim because they thought there wasn't enough evidence. I haven't had a life in months
  397. New York Life denied my disability claim because they didn't read the "continued on next page"
  398. New York Life denied my LTD claim after my serious car wreck
  399. New York Life denied my STD claim
  400. New York Life dropped me as soon as Social Security was approved. I am not giving up.
  401. New York Life forces people to not follow their physician's orders
  402. New York Life gets away with age discrimination on a routine basis
  403. New York Life gets away with denying STD when LTD is denied
  404. New York Life has not paid me a dime in months
  405. New York Life is a joke!
  406. New York Life is denying my wife's benefits even though she is unable to go back to nursing or make 80% of her income.
  407. New York Life is full of crap
  408. New York Life is giving me the run around. They dropped me like a rock after Social Security paid the back pay
  409. New York Life is not there in time of need Had to go back to work with no surgery and a ruined credit score
  410. New York Life is quick to send me letters expounding on my obligations but they make no mention of what THEIR obligations are under the policy.
  411. New York Life is the worst insurance company I have ever had to deal with.
  412. New York Life left me with no choice but to return to work – even though I shouldn't have
  413. New York Life left me with no income; no one is gonna hire me
  414. New York Life LTD DISABILITY IS A SCAM! They are making me crazy
  415. New York Life made my anxiety 10x worse
  416. New York Life needs to be banned from selling insurance in the USA
  417. New York Life only paying me my earned income instead of base income
  418. New York Life paid me, denied me, then demanded overpayment, and then refused to conver mental health
  419. New York Life promised me 60% of my income and gave me nothing
  420. New York Life said if I had gotten a knee replacement I would have been eligible for benefits. Sorry New York Life, my knee had to wait when I was in the hospital 4 times for my bipolar disorder
  421. New York Life says I am well and able to work. I wish my brain and body got their memo.
  422. New York Life says they are working on it but I don’t feel my welfare is their concern.
  423. New York Life scammed me
  424. New York Life thinks it's ok to mess with my life
  425. New York Life thinks my Parkinsons got better. It's a progressive debilitating disease.
  426. New York Life thinks that just because my husband does not have active cancer he can work. What kind of knowledge does their medical staff have?
  427. New York Life thinks they know how I feel inside my head
  428. New York Life thought I wasn't physically impaired when I was on BED REST
  429. New York Life told me to just "go back to work"
  430. New York Life took a snipped of my medical record and ran with it. They didn't care that my CHILD had just been killed.
  431. New York Life used another person's medical info to deny my claim and ignored my doctors
  432. New York Life will claim you have a pre-existing condition to deny your claims
  433. New York Life will probably deny my claim again
  434. NML says I have no limitarion and is refusing my benefits
  435. No matter how I send my medical records, Reliance Standard consistently claims to have never received them.
  436. Northwestern is the Quiet Company that silently screws its policy holders but is too big to fail
  437. Northwestern thinks I can walk even though my left leg is paralyzed
  438. Not getting paid on time
  439. Not sure if it’s worth fighting these corporate vultures
  440. NW said my relatives' claim was "not justified" and double the premium for no reason
  441. NWM refused to have a hematologist review my claim since my "numbers are currently normal." They ignored my primary concern of relapsing
  442. NY Life Short Term Disability Team is Terrible
  443. NYL denied my claim
  444. Omaha's nurses can override my doctor and state disability office
  445. Our worst experience ever!
  446. Over a year passed with zero notification from Hartford
  447. Paid Family Leave
  448. Payment delays!
  449. People are Standard are such big liars and they are not trained in the field
  450. Please, don’t take insurance out with this company.
  451. Principal determines the length of your disability. NOT YOUR DOCTOR OR YOUR RECOVERY RATE. 
  452. Principal is absolutely ridiculous. I'm in financial harship after not receiving my full pay from work and exhausting my long term sick
  453. Principal nurses try to override my doctor
  454. Principal owes me 4k
  455. Principal owes me 60k
  456. Principal told me not to appeal
  457. Principal will do anything not to pay
  458. Principal’s short term disability insurance is all lies. They will deny your claim any way they can
  459. Prudential knowingly asked me to attempt to break the law
  460. Prudential cancelled my policy amid COVID crisis
  461. Prudential claims I owe them money when I don't
  462. Prudential continually harasses me and my family
  463. Prudential has caused so much stress on me sometimes I just breakout crying.
  464. Prudential is an absolute disagrace
  465. Prudential is basically waiting for my boyfriend to die
  466. Prudential is the most dishonest and immoral company ever!
  467. Prudential is the worst insurance company I've had to deal with
  468. Prudential terminated my LTD, so now I have no income
  469. Prudential told me I would have a decision today, and now the need another week. Guess what, I'm still broke
  470. Prudential verbally approved my claim and then sent me a denial letter
  471. Prudentials overpayment paperwork makes no sense and they are trying to get my kids involved in my claim
  472. Ran me Around for Months
  473. Rather than helping customers with their claims, Aetna finds ways to deny them
  474. Really unethical company!
  475. Reliance Standard continues to harrass me about denying my benefits, even though I'm clearly unable to return to work.
  476. Reliance Standard cut off my LTD benefits claiming I'm fit enough to work even though I'm more sick than before.
  477. Reliance Standard denied my LTD based off of an inaccurate job requirement.
  478. Reliance Standard denied my LTD benefits because COVID-19 limited my ability to provide proof of continued disability.
  479. Reliance Standard has yet to give me the correct benefit amount, even after pointing it out to them myself.
  480. Reliance Standard is a scam!
  481. Reliance Standard is attempting to doctor shop and send me to an unqualified specialist.
  482. Reliance Standard is inconsistent with their payments.
  483. Reliance Standard is insitent upon holding up my benefit checks.
  484. Reliance Standard is making me jump through hoops to receive my benefits, and I lost my house because of it.
  485. Reliance Standard is seeking reimbursement for alternative benefits they are falsely claiming I received.
  486. Reliance Standard is trying to claim I owe an offset of nearly double what I actually was awarded.
  487. Reliance Standard is trying to claim SSDI payments we never received as offset for my husband's LTD benefits.
  488. Reliance Standard is trying to reduce my LTD benefits because of once-a-month work in the military reserve.
  489. Reliance Standard is unbearable!
  490. Reliance Standard is unreasonably prolonging the transition from STD to LTD for my boyfriend.
  491. Reliance Standard keeps putting off their decision on my STD/LTD claims with them.
  492. Reliance Standard never answers or returns my calls, has not provided me my benefits, and falsely claims I never provided necessary paperwork.
  493. Reliance Standard notified me that my benefits were being stopped with no warning or reason.
  494. Reliance Standard offset SSDI benefits I never received, and now won't give them to me due to initial refusal.
  495. Reliance Standard pays measly benefits at the cost of constant requests for paperwork.
  496. Reliance Standard refuses to give my recently deceased aunt's life insurance benefits to my family .
  497. Reliance Standard says that I owe them $8,000 in offsets from benefits I never claimed/recieved.
  498. Reliance Standard should be paying for my STD claim, but they won't return my calls.
  499. Reliance Standard unfairly denied my LTD claim due to a pre-existing condition.
  500. Reliance Standard wants me to see an IME that's biased towards my employer and the insurance companies.
  501. Reliance Standard witheld payments from us due to their own miscalculations
  502. Retain legal counsel before applying a band-aid to MetLife's wounds
  503. Review from Allen Cox - only care about $$$$$
  504. Review from Autumn - Reliant standard cut off LTD suddenly claiming I could do sedentary work after 10 plus years…no paperwork sent to appeal.
  505. Review from Cezes - Not getting paid
  506. Review from D Larson - Standard insurance just dropped me with no communication with me.
  507. Review from Dennis Taylor - Lame
  508. Review from Dorothy - Low payments
  509. Review from Dustin G - Bad Faith
  510. Review from Fed up in PA - Hartford Stopped Payments
  511. Review from Hana K - This company is a scam!
  512. Review from J
  513. Review from Jeff Allsop - They falsify documents and avoid contact as much as possible.
  514. Review from Kara - They leave you unable to fight
  515. Review from MartyG - California State Disabilty "OFFSET" never mentioned or outlined when enrolling for STD coverage.
  516. Review from Steve -
  517. Review from Unknown - What a mess
  518. RUN WHILE YOU CAN! I was scammed.
  519. Sedgwick will use the false need for discovery to deny your claim for as long as possible to wear you down because you are out of work and need the money
  520. Seeking relief against Reliance Standard through the Insurance Fair Conduct Act.
  521. Seems unfair and illegal that an employer can fire someone for being disabled and then the insurance carrier can turnaround and deny benefits on a case that began prior to termination
  522. Sent 122 pages of paperwork, but MetLife still need more info
  523. Sent my direct deposit to a strangers bank acct
  524. SHAME ON YOU SUNLIFE.
  525. Short Term Disability Claim/Inconsistent to NO Communication
  526. So appalled and frustrated with how New York Life is allowed to get away with this!
  527. Sorry, Principal. My residual and renewal commissions aren't "earned"
  528. Staff Lie
  529. Standard based their denial on a confition that I do not have
  530. Standard denied me because I didn't report my injury immediately. Sorry, I didn't realize it would be disabling…
  531. Standard denied my claim even though my doctor said I couldn't work
  532. Standard had someone watch me for a week
  533. Standard has keep me jumping through hoops for years
  534. Standard Insurance Company is NOT here to help employees
  535. Standard is one of, if not the worse, company in the industry now
  536. Standard is one of, if not the worse, company in the industry Standard hasn't approved or denied my claim in over a year. They keep promising to look at it 'next week'
  537. Standard made my leave a living hell
  538. Standard's sudden denial was inexplicable
  539. Stanfrod declined my MS claim
  540. Stay away from buying any Long Term Disability from Aetna
  541. Still waiting for LFG to approve my claim
  542. Stress over Guardian caused my heart attack
  543. Stress over New York Life is making me so much worse!!
  544. Sun Life doesn't tell you about their STD criteria, not do they let you know when your claim is denied
  545. Sun Life is a real pain
  546. Sun Life is the absolute worst company I have ever dealt with
  547. Sun Life should have to pay dearly for their screw up
  548. Sun Life’s reputation of delay of claim processing is inexcusable and one of the worst in this industry
  549. SunLife cut me off even though I was stage 4 cancer. BEWARE
  550. SunLife knows people are going to be disgusted and just give up
  551. SunLife repeatedly claims they have not received my faxes
  552. SunLife said if I don't apply for SSI they will lower my payments
  553. SunLife said my condition is more mental than physical (it's not) and said I've have to take a lump sum
  554. SunLife said they were too busy to talk and then tweeted my daughter in law
  555. SunLife screwed me one week after a C-section
  556. Sunlife sucks. They’re trying to bleed me dry, hoping I’ll go away, but that’s not going to happen.
  557. SunLife took 4 months after I declined their lump sum to deny me
  558. SunLife took away my husband's VA Disability payment
  559. SunLife's behavior is outlandish and criminal to say the very least
  560. SunLife's hipster with zero medical experience thought he knew more than my doctor
  561. Terrible Company
  562. Thank goodness for your law firm. I hope you are able to help others receive the support they need.
  563. THANK YOU SO MUCH ATTORNEY STEPHEN JESSUP!
  564. Thank you so very much for your website, and for educating the public about this ugly, evil corporation.
  565. Thanks for having this comment section – it helped me to understand some of what New York Life was trying to do. God bless you.
  566. Thanks for nothing, Aetna!!!
  567. Thanks to Prudential, my family will be living under a bridge soon
  568. The appeals process with Reliance Standard is very frustrating. I'm not sure how to get an answer from them.
  569. The financial stress that New York Life puts on people should be against the law
  570. The Hartford’s favorite word is “NO"!
  571. The IRS should know that Guardian refuses to send my W-2 form
  572. The people making decisions at New York Life aren’t even physicians
  573. The public has had enough of companies like Hartford!!
  574. The Standard thought my condition was preexisting and denied me
  575. The Standard will threaten to withhold your pay until you sign every document that they send you. The worst part is when they consider back payment for SSDI benefits
  576. The stuff UNUM made up about me is unbelievable
  577. The system Aetna has in place is very BROKEN.
  578. There's what I learned:
  579. These people are thieves
  580. These people must not be human, they have no regard for people, they are just case about saving the company money
  581. These people/company are horrible. No one should suffer from their greed
  582. They are crooks who don’t care about anything except making sure they deny claims and save money.
  583. They are liars, spies, and theives.
  584. They are making me crazy from the stress and anger.
  585. They are playing games
  586. They closed my claim and I have been without income since they closed it
  587. They cut my husband off without telling him. I can't believe our government allows this company to continue with their fraud
  588. They demanded an overpayment, stopped my claim, and lied about it
  589. They don’t care how you feel. They want you at work and will even trick your doctor to send you back
  590. They don’t return your calls. And when they do they try to trick you into making a false statement.
  591. They FULL OF ****
  592. They promised me min 10% of my salary and max 60%. I got 6%
  593. THEY SCAMMED ME AND DID NOT CARE
  594. They should all rot in hell
  595. They suck!
  596. They will constantly come up with anything to delay paying you
  597. They will do anything to avoid paying
  598. They will do anything to not approve your claim
  599. This “company” should be brought before the Dept. Of Justice for their TOTAL disregard for the law.
  600. This company is a bunch of thieves.
  601. This company is a scam
  602. This company is a total ripoff
  603. This company is awful
  604. This company is horrible
  605. This company is purposely denying claims
  606. THIS COMPANY IS RUTHLESS. NEVER AGAIN WILL I BUY ANYTHING FROM AETNA.
  607. This company is very corrupt, Be aware
  608. This company makes the process impossible. They're terrible
  609. This company needs to be put in their place. Even my doctors are upset with their harassing nature
  610. This company needs to be sued for their unethical practices!
  611. This company uses bad faith practices
  612. This company’s behavior is despicable and, frankly, cruel.
  613. This crap with Hartford long term short disability has been going on for years.
  614. This experience with the Hartford is one of the worst things I’ve ever had to deal with
  615. This fraudulent company is such a joke
  616. This has been a very long and hard road
  617. This is a horrible place to work for.
  618. This is a very deceptive company…
  619. This is criminal.
  620. This is definately a company thats in it for the bucks!! I hope bad karma catches up to them
  621. This is robbery of the poor.
  622. This is the second time I've been shorted in my check
  623. This is the worst ran company for people in need I have ever seen.
  624. This is the worst!!
  625. This process has been so difficult that I couldn’t focus on getting better
  626. Through fraudulent practices both of my appeals were denied!
  627. Total INCOMPETENCE!!!
  628. Truly Horrible and Immoral Company with No Customer Service
  629. Unscrupulous Tactics
  630. UNUM are bold face liars and cheats
  631. Unum claimed I was self-insured when I wasn't
  632. Unum Closed My Case Today
  633. Unum demanded I give them my children's money without ever telling me I would have do to that
  634. Unum demanded to see all information on my checking account to monitor if I'm getting extra income. Seems illegal to me
  635. Unum denied my claim for not returning to work after 3 days when they had already approved 3 weeks
  636. Unum denied my claim over nonsense. They lack respect
  637. UNUM denied my LTD claim after 6 months although my health continues to decline
  638. Unum denied our claim because of "lack of diagnosis" leaving us bankrupt. Sorry, Unum, but some conditions don't have a diagnosis yet.
  639. Unum denied reinstating my disability payments after I was diagnosed with arthritis
  640. Unum does not act as a fiduciary
  641. Unum has been consistently lying to me. At least I'm not the only one.
  642. UNUM has been stailling by saying they're waiting on medical records. Same old tactics
  643. Unum has devious ways to diss you completely. I'm contacting my Reps, Senators, and the President
  644. Unum has made me feel like a criminal
  645. Unum has no sympathy for disabled people!!
  646. Unum has repeatedly abused their obligation to accomodate both injured and sickly claimants to save their company’s money
  647. Unum is a big joke. They're dragging their feet to avoid paying me
  648. Unum is evil
  649. Unum is in the business of denying claims and maximizing profits – with no paper trail to prove their criminal operations because they don't answer calls or emaisl
  650. UNUM is trying to intimidate and strong arm me
  651. Unum keeps prolonging the process to approve my LTD benefits
  652. Unum ranked 2nd on Wall Street Journal's list of companies that would noy pay their claims
  653. Unum refuses to approve my STD
  654. Unum should be ashamed of the lies they put in my denial letter
  655. Unum should be put under federal watch list
  656. Unum stopped my disability benefits at age 65 after telling me they would never stop
  657. Unum terminated my benefits with no warning
  658. Unum thought I was fine to work. I wasn't
  659. Unum won’t return my calls. Going to be a long fight.
  660. Unum's "experts" contradicted what my Umichigan doctors say
  661. Unum's stalling will force me to either sell the house or the car
  662. Uses every dirty trick in the book
  663. Verizon won't let me back to work due to confusion over Met Life doctors
  664. We are dumbfounded!
  665. We have dealt with Lincoln Financial for nearly two months to no success
  666. We have sent over all of the medical records Lincoln Financial has requested, yet they keep saying they haven't gotten any of it from my sister's doctors.
  667. We want our money, not the run around!
  668. Well Documented correspondence
  669. What a pathetic company
  670. What can I do if Unum has declined my clain twice?
  671. What LFG is doing can't be legal
  672. What New York Life does to us is horrible
  673. When you talk to Guardian agent, you feel like your talking to a corpse
  674. Why are they handling it this way?
  675. Why are we allowing LFG to get away with such nonsense??
  676. Why do I pay to have such misery in dealing with a company??
  677. Why do they want me to give extra info on a condition that will never get better? It feels like bullying
  678. Working with New York Life has been a nightmare
  679. Worst company ever
  680. Worst Company Ever
  681. Worst experience ever
  682. Yet another person screwed by Guardian's corporate greed
  683. You have to be well versed in your rights when dealing with them
  684. Your decision making process is absurd!

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  71. Attorneys Dell & Schaefer Discover Undisclosed Disability Appeal Procedures and Files Class Action Law Suit Against Prudential (PDF)
  72. Attorneys Dell & Schaefer Discuss Breast Cancer Disability Benefits Denial (PDF)
  73. Beware the "medical occupation" definition of total disability (PDF)
  74. Can disability insurer force doctor to have surgery? (PDF)
  75. Cigna May Have to Pay Over $77 Million in Long Term Disability Benefits Which Were Wrongfully Denied (PDF)
  76. Clients Benefit from Dell Disability Lawyers' Expertise in Complex Disability Claims (PDF)
  77. Collecting disability insurance benefits is not like buying a disability policy (PDF)
  78. Court Nixes Putative Class's Claim Alleging Voluntary Appeals Need 'Full and Fair Review' (PDF)
  79. Dell Disability Lawyers Recover $960,000 for Disabled Attorney (PDF)
  80. Dell Disability Lawyers Win $334,000 in Owed Disability Benefits for Illinois Surgeon (PDF)
  81. Dentist Misled By Deceptive Disability Insurer Tactics (PDF)
  82. Did Insurer Cheat Disabled Clients? (PDF)
  83. Disability ERISA appeal won on behalf of a man who was twice-denied long-term disability status (PDF)
  84. Disability Income Benefits for Chiropractors: The Complex Application Process (PDF)
  85. Disability Income Benefits: The Complex Application Process (PDF)
  86. Disability Income Claims Often Require Attorney Expertise (PDF)
  87. Does State or Federal Law Govern a Disability Insurance Claim and What is ERISA? (PDF)
  88. Federal Judge Allows Improper Claims Allegations On Breach Of Contract Claim To Proceed (PDF)
  89. Florida Insurance Law And Practice (PDF)
  90. Gregory Dell discusses Reliance Standard Insurance Company's use of the 24 month mental nervous limitation (PDF)
  91. Gregory Dell Invited To Lecture at National Disability Insurance Claim Conference (PDF)
  92. Lessons in disability insurance, Case Study II: How a disabled doctor-turned-lawyer still collects benefits (PDF)
  93. MetLife Asks Disability Insurance Attorneys Dell & Schaefer to Remove Disability Claim Forms from Website (PDF)
  94. Michigan Court Upholds Metlife Denial of Long Term Disability Benefits as Claimant Failed to Prove Disability (PDF)
  95. Podiatric Surgeon Sues for Denial of Occupation Disability Benefits (PDF)
  96. Prudential, Disability Claims, And ERISA (PDF)
  97. Supreme Court eases standard for attorney fees in ERISA claims (PDF)
  98. Videotape of functioning 'disabled' doctor misleading (PDF)
  99. What if your disability benefits were suddenly cut off? (PDF)
  100. What is Long-Term Disability Insurance And Can You Collect Disability Benefits? (PDF)
  101. When Disability Denied, Lawyer Pulls Out All Stops (PDF)

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