Lincoln Financial
Despite overwhelming evidence to support my husband's claim, Lincoln Finacnial keeps prolonging a decision on his appeal.
My husband worked in the oil-fields of ND, he came home 10 months ago with severe breathing problems- (he has had two neumothoraxes, collapsed lungs, also while working there), Lincoln Financial denied his claim, and we had a local attorney appeal this (he is not a disability attorney), Lincoln Financial said they would have a decision w/in 45 days (he has OVERWHELMING evidence from his Dr and has gone for aptmts every 3 months for 2 years to his pulmonologist, who clearly writes he CANNOT work in the oilfields, and that he never had breathing problems before), they now have requested an additional 45 days while they obtain additional information. Help! What do we do if they deny our appeal?
Reply
Kris, the law does provide for one 45 day extension to render a decision on the appeal. Lincoln Financial typically only provides one level of appeal so in the event the claim is denied the only option would be to file a lawsuit.
