I feel like I have been scammed!! BEWARE

I was admitted to the hospital unconscious and in a coma for several months, I was first denied my LTD benefits until my children on my behalf submitted all medical records. I have now been off work for two years. Lincoln first requested an abilities form from my doctor, my medical insurer d does not provided abilities forms. They gave me a letter to submit to Lincoln. They did not accept that, they insisted on an abilities form or they would close my claim. I begged my Neurologist to fill out the form. He did, now they requested I attend an FCExam thru a company called ECM these people harassed me with phone calls at least 6 times a day until I agreed to an appointment time. I was told d by Lincoln if I did n o t attend the appointment my claim would be closed. I have not been paid since May 2016it is now Sept. Well I went to my exam the PT kept insisting it was a Workman Comp Exam, which it was not, also this company is shady!!! I asked for a business card and license number of the PT he had neither No name badge either I looked up the Calif. Law for Physical Therapists and this is against the law!!!!! I can not stand or sit for l o Nguyen periods due to nerve damage the PT insisted that I do not sit!!!! Also he did. It have an office it was a rental office in a large businesses complex. I feel like I have been scammed!!!!! BEWARE!!!!!!!