A National Disability Insurance Law Firm

Nationwide Leaders In Protecting Your Disability Insurance Benefits | Est. 1979

No Fees or Costs Unless You Collect Benefits

Disability Insurance Lawyer Services
Free Consultation with a Disability Insurance Lawyer Now:
800-698-9159Contact Us
Disability Insurance Attorney Representation Nationwide
  • How We Help
    Our Lawyers Get Your Long-Term Disability Benefits Paid

    98% percent of our clients collect disability insurance benefits. We have helped thousands of disability insurance claimants throughout the USA to collect hundreds of millions of dollars of disability insurance benefits. Thank you for considering our law firm to help you.

    Disability Denial Options
    Submit A Strong Appeal Package
    We work with you, your doctors, and other experts to submit a very strong appeal
    Sue Your Disability Company
    We have filed thousands of disability insurance lawsuits in federal Courts nationwide against every major disability insurance company.
    Protect Your Benefits
    Get Your Disability Application Approved
    We help claimants throughout the entire application process
    Prevent A Disability Benefit Denial
    We manage every aspect of your disability claim following benefits approval
    Negotiate a Lump-Sum Settlement
    Our goal is to negotiate the highest possible buyout of your long-term disability policy
    Other Insurance Claims
    Long Term Care Benefits
    We help you apply for long term care benefits, manage your claim on a monthly basis, and handle denials
    Life Insurance Benefits
    We help families & beneficiaries to collect life insurance death benefits as result of the loss of a loved one or life insurance policy holder
  • Your Disability Company
    Learn How Your Disability Company Acts and Thinks

    You can greatly increase your chances of long term disability insurance benefit approval by learning all about the claim handling tactics of your disability insurance company.

    View All Disability Companies

    Select your disability company below:
    Aetna
    AIG
    American United
    Ameritas
    Anthem
    Assurant
    Assurity Life
    AXA Equitable
    Berkshire
    Boston Mutual
    Broadspire
    Chubb
    Cigna
    Colonial
    Companion
    Davies
    Dearborn
    DMS
    Great West
    Guardian
    Hartford
    HM Life Insurance
    Illinois Mutual
    Jefferson Pilot
    Liberty Mutual
    Lincoln Financial
    Lloyd's of London
    Mass Mutual
    MetLife
    Monarch
    Mutual of Omaha
    New York Life
    Northwestern Mutual
    Ohio National
    Paul Revere
    Principal
    Provident
    Prudential
    Reassure
    Reliance
    Sedgwick
    Standard
    Sun Life
    Trustmark
    Union Central
    Unum
    Voya
  • Your Disabling  Condition
    Discover How Your Disabling Condition Should be Presented to Your Disability Company

    Disability insurance companies always argue that diagnosis does not equal disability. Proving that your medical condition is disabling is the most challenging aspect of any long term disability insurance claim.

    View All Disabling Medical Conditions

    Select your disabling condition below:
    Anxiety / Depression
    Ataxia
    Back Disorders
    Bipolar Disorder
    Cancer
    Carpal Tunnel Syndrome
    Cerebral Atrophy
    Chronic Fatigue Syndrome
    Chronic Pain
    COPD
    Cognitive Limitations
    Covid-19
    Crohn's Disease
    Diabetes
    Ehlers-Danlos Syndrome
    Epilepsy
    Epstein-Barr Virus
    Eye Disorders
    Fibromyalgia
    Gastrointestinal Disorders
    Headaches & Migraines
    Hearing Impairment
    Heart Disease
    Hepatitis C
    HIV / AIDS
    Insomnia
    IBS
    Kidney Disease
    Knee Disorders
    Lupus
    Lyme Disease
    Macular Degeneration
    Macular Edema
    Meniere's Disease
    Multiple Sclerosis
    Neck / Cervical Disorders
    Osteoarthritis
    Parkinson's Disease
    Peripheral Neuropathy
    Psychosis
    PTSD
    Rheumatoid Arthritis
    RSD
    Non-Epileptic Seizures
    Shoulder Disorders
    Sleep Apnea
    Speech Disorders
    Stroke
    Substance Abuse Disorder
    Syncope
    Vestibular Dysfunction
  • Your Occupation
    Explore How Disability Companies Evaluate Your Occupation

    Disability insurance companies are notorious for minimizing your occupational duties. This technique is used as a tool to prove that you can perform duties which differ from the job you actually performed while working.

    View All Occupations

    Select your occupation at the time you became disabled:
    Accountant & AICPA
    Airline Pilot
    Anesthesiologist
    Business Owner
    Cardiologist
    CEO, CFO & Director
    Consultant
    Dentist
    Doctor
    Emergency Room Doctor
    Engineer
    Family and Internal Medicine Doctor
    Financial Advisor & Planner
    Insurance Claim Adjuster
    IT Professional
    Law Enforcement Officer
    Manager
    NFL Player
    Nurse
    OBGYN
    Ophthalmologist
    Otolaryngologist
    Pediatrician
    Pharmacist
    Physician Assistant
    Podiatrist
    Psychologist & Psychiatrist
    Radiologist
    Real Estate Broker
    Salesperson
    Software Developer
    Surgeon
  • Resources to Help You Win
    Knowledge is Power. Learn Everything About Disability Insurance Claims

    We hope you enjoy these great resources and we invite you to ask our disability insurance lawyer any questions or to leave a review about your experience with your disability insurance company

    View All Resources

    Select from these categories to learn more:
    Disability Company Reviews
    Read reviews or write a review about your disability insurance company
    Disability Company Comparison Tool
    Select Disability Insurance Companies to Compare
    Dell Disability Cases
    Learn how we helped our clients to win long-term disability benefits
    Answered Questions
    Ask or search questions answered by our disability insurance attorneys
    Disability Lawsuit Stories
    Review disability denial lawsuit decisions from courts nationwide
    Disability Benefit Tips
    Helpful tips to get your disability insurance benefits paid and prevent denial
    Helpful Videos
    Watch or search hundreds of disability insurance claim videos. New videos weekly!
  • Ask Our Lawyers
  • About Us
    Experienced, Reliable, Compassionate

    Established in 1979, we are a national disability insurance law firm that helps individuals collect disability insurance benefits. We have helped thousands of claimants throughout the USA collect over $800 million in disability benefits and we know exactly what it takes to get your benefits paid. We welcome you to contact us for a free phone consultation with one of our disability insurance lawyers.

    Get to Know Us
    Overview
    Our Law Firm Reviews
    Dell Disability Cases
    Our Youtube Channel
    Locations
    Contact Us
    Media
    Radio Interviews
    Publications & Lectures
    Awards & Recognition
    Community & Charity
    Our Lawyers
    Gregory Dell
    Steven Dell
    Alex Palamara
    Cesar Gavidia
    Jay Symonds
    Rachel Alters
    Stephen Jessup
Mutual of Omaha Disability Help
Denial Options
Protect Your Benefits
Reviews (15)
Questions (18)
Videos (910)
Resources (1,471)
Disability Benefit Tips (331)
Disability Lawsuit Stories (765)
Dell Disability Cases (375)
Your Disability CompanyMutual of OmahaVideos

Mutual of Omaha Disability Benefit Denial Reversed for Building Manager with Back Disorders


Related: Mutual of Omaha | Mutual of Omaha Appeal | Back Disorders | Stephen Jessup
Did you find this helpful?
Helpful (0)Unhelpful (0)

Resources to Help You Win Disability Benefits

Disability Benefit Denial Options
Submit a Strong Mutual of Omaha Appeal Package

We work with you, your doctors, and other experts to submit a very strong Mutual of Omaha appeal.

Learn more

Sue Mutual of Omaha

We have filed thousands of disability denial lawsuits in federal Courts nationwide against Mutual of Omaha.

Learn more

Protect Your Benefits
Get Your Mutual of Omaha Disability Application Approved
We help claimants throughout the entire application process.

Learn more

Prevent a Mutual of Omaha Disability Benefit Denial
We manage every aspect of your disability claim following claim approval.

Learn more

Negotiate a Mutual of Omaha Lump-Sum Settlement

Our goal is to negotiate the highest possible buyout of your long-term disability policy.

Learn more

Mutual of Omaha Reviews
(15)

Policy Holder Rating

Write a Review
1.7 out of 5
Read 15 reviews
0%would recommend
Write a Review
5
0%
4
0%
3
0%
2
66%
1
33%
Timely Payments
2.4out of 5
Handling Claim
1.9out of 5
Customer Service
1.8out of 5
Dependable
1.8out of 5
Value
2.1out of 5
Showing 8 of 15 Reviews
Mutual of Omaha

I do not understand how a “medical review team” who has never laid eyes on my wife can say she is able to return to work when her doctors who see her on a regular basis have documented that she can't

Reviewed by Dwight on November 14th 2017   Verified Policyholder
My wife fell three years ago and broke her back. She has been found permanently disabled and receives Social Security Disability Benefits. She has also been receiving Bene... read more >
Reply
Sent on November 14th 2017 by Attorney Stephen Jessup

Dwight, please feel free to contact our office to discuss the denial of your wife’s claim. It is unfortunately all too common that an insurance company denies benefit... read more >

Related:  Mutual of Omaha
Timely Payments
Handling Claim
Customer Service
Dependable
Value
Mutual of Omaha

THEY SCAMMED ME AND DID NOT CARE

Reviewed by Debbie on January 31st 2017   Verified Policyholder
We have had life insurance with Mutual of Omaha since 1998 with a chronic illness rider that we decided to use in 2016. Our policy was for 500k, they approved us for 66,95... read more >
Related:  Mutual of Omaha
Timely Payments
Handling Claim
Customer Service
Dependable
Value
Mutual of Omaha

This company is awful

Reviewed by Mike on December 17th 2015   Verified Policyholder
I think there should be laws put in to place to cover the average Joe. This company is awful. They say so much they don’t even know what lies they have told. My husband ... read more >
Related:  Mutual of Omaha
Timely Payments
Handling Claim
Customer Service
Dependable
Value
Mutual of Omaha

I would encourage anyone who has problems with Mutual of Omaha or United of Omaha to immediately contact an attorney.

Reviewed by Robbie Winder on July 24th 2015   Verified Policyholder
I would encourage anyone who has problems with Mutual of Omaha or United of Omaha to immediately contact an attorney. I want to talk about a specific situation in which I ... read more >
Related:  Mutual of Omaha
Timely Payments
Handling Claim
Customer Service
Dependable
Value
Mutual of Omaha

MOO attempted to strong arms me with collection tactics. Now, they're stalling

Reviewed by Jeff on February 11th 2015   Verified Policyholder
I was disabled in 2009 with a multitude of medical problems. I started a process with Mutual Of Omaha Disability. After months of jumping through hoops they finally decide... read more >
Related:  Mutual of Omaha
Timely Payments
Handling Claim
Customer Service
Dependable
Value
Mutual of Omaha

MOO stopped my husband's benefits before telling him. They handled his claim terribly

Reviewed by Jerry on January 30th 2015   Verified Policyholder
My husband has been on claim for disability insurance since July, 2008. He was found to be able to do sedentary work but had no transferrable skills in 8/2009 and benefits... read more >
Reply
Sent on January 30th 2015 by Attorney Gregory Dell

Jerry, you and your husband are certainly not alone in your dealings with Mutual of Omaha. Please feel free to contact our office to discuss how we may be able to assi... read more >

Related:  Mutual of Omaha | Submit A Strong Appeal Package
Timely Payments
Handling Claim
Customer Service
Dependable
Value
Mutual of Omaha

This company is very corrupt, Be aware

Reviewed by M. Girmes on January 28th 2014   Verified Policyholder
Please hesitate & educate yourself when deciding on short term or long term disability insurance via Mutual Of Omaha. The company is very corrupt. They speak to you like y... read more >
Related:  Mutual of Omaha
Timely Payments
Handling Claim
Customer Service
Dependable
Value
Mutual of Omaha

Mutual of Omaha is a rip off.

Reviewed by Genita Hill on November 13th 2013   Verified Policyholder
Mutual of Omaha is a rip off. When my husband died in 2011, they refused to pay his death benefit because they said he was disabled when I insured him. He retired from his... read more >
Related:  Mutual of Omaha
Timely Payments
Handling Claim
Customer Service
Dependable
Value
Write a ReviewSee All Reviews
Answered Questions by Our Lawyers
(18)
Showing 8 of 18 Answered Questions

Q: Can I ask for another appeal?

Answered on July 13th 2020 by Attorney Alex Palamara
A: Giovanna, you should consult with the attorney(s) that represented you in your appeal to the Third District Co... Read More >
Related:  Mutual of Omaha | Submit A Strong Appeal Package

Q: I'm in jeopardy of losing everything because of MOO. Can you help?

Answered on March 3rd 2020 by Attorney Alex Palamara
A: Amy, first and foremost, I am sorry to hear of MOO’s delay tactics and the fact that they sound like they mi... Read More >
Related:  Mutual of Omaha

Q: Can MOO deny my claim on the basis of preexisting condition when my condition is not preexisting?

Answered on October 27th 2018 by Attorney Gregory Dell
A: Doomed, if your claim has been denied then Mutual of Omaha will give you the right to appeal. Pre-existing con... Read More >
Related:  Mutual of Omaha | PTSD

Q: What is my "regular occupation" if I started my own business after resigning from my old job?

Answered on September 1st 2018 by Attorney Gregory Dell
A: Rachel, the answer depends on when you became disabled. If you became injured after resigning from your accoun... Read More >
Related:  Mutual of Omaha

Q: Am I able to work part time at a different job that is nothing like the one I was at when I was injured?

Answered on June 5th 2018 by Attorney Gregory Dell
A: Russell, whether you can work part time in a different occupation depends on the specific language of the Grou... Read More >
Related:  Mutual of Omaha

Q: Can I get a lump sum check from MOO?

Answered on May 10th 2017 by Attorney Stephen Jessup
A: Pam, Mutual of Omaha may be willing to negotiate a lump sum buyout of the remaining time on your policy, but t... Read More >
Related:  Mutual of Omaha | Negotiate A Disability Buyout Settlement

Q: Should I be able to restrict the release of medical records to under 24 months period?

Answered on March 20th 2017 by Attorney Jay Symonds
A: Connie, although you could attempt to limit the medical records to be released to Mutual of Omaha, the likely ... Read More >
Related:  Mutual of Omaha

Q: Should I write an appeal letter? What should it include?

Answered on March 3rd 2017 by Attorney Jay Symonds
A: Cam, if you are still within your 180 timeline to file an appeal it is imperative that you go through the appe... Read More >
Related:  Mutual of Omaha | Depression & Anxiety | Irritable Bowel Syndrome | Submit A Strong Appeal Package
Ask Our Lawyers a QuestionSee All Answered Questions
Helpful Videos
(910)
Showing 12 of 910 Videos
Mutual of Omaha Disability Reviews: Good or Bad?

Mutual of Omaha Disability Reviews: Good or Bad?

We encourage you to share your experience about Mutual of Omaha and read Mutual of Omaha R...

Related:  Mutual of Omaha | Alex Palamara
SSDI Approval and Mutual of Omaha Still Denied Disability Benefi...

SSDI Approval and Mutual of Omaha Still Denied Disability Benefi...

This is another great long term disability appeal victory by Dell Disability Lawyers. In t...

Related:  Mutual of Omaha | Mutual of Omaha Appeal | IT Professional | Alex Palamara
Mutual Of Omaha Disability Denial (Disability Benefit Tip #56)

Mutual Of Omaha Disability Denial (Disability Benefit Tip #56)

In this video long term disability attorneys Cesar Gavidia and Gregory Dell discuss import...

Related:  Mutual of Omaha | Mutual of Omaha Appeal | Cesar Gavidia
Mutual of Omaha Disability Benefit Denial Reversed for Building ...

Mutual of Omaha Disability Benefit Denial Reversed for Building ...

This Mutual of Omaha long term disability denial is an example of how Mutual of Omaha reli...

Related:  Mutual of Omaha | Mutual of Omaha Appeal | Back Disorders | Stephen Jessup
Medical Device Manager With Shoulder Injury Wins Mutual of Omaha...

Medical Device Manager With Shoulder Injury Wins Mutual of Omaha...

Two shoulder surgeries and Mutual of Omaha tells our client that she is no longer disabled...

Related:  Mutual of Omaha | Mutual of Omaha Appeal | Shoulder Disorders | Cesar Gavidia
Mutual of Omaha Lawsuit Help for Disability Income Benefit Denia...

Mutual of Omaha Lawsuit Help for Disability Income Benefit Denia...

Attorneys Gregory Dell and Alex Palamara discuss what you should expect when filing a laws...

Related:  Mutual of Omaha | Sue Mutual of Omaha | Alex Palamara | Gregory Dell
Mutual of Omaha Disability Appeal Tips to Win Benefits

Mutual of Omaha Disability Appeal Tips to Win Benefits

Attorneys Gregory Dell and Alex Palamara discuss tips to win a Mutual of Omaha Disability ...

Related:  Mutual of Omaha | Submit A Strong Appeal Package | Alex Palamara | Gregory Dell
Legal Help: Mutual of Omaha LTD Insurance Denial, Appeal & Lawsu...

Legal Help: Mutual of Omaha LTD Insurance Denial, Appeal & Lawsu...

Attorneys Gregory Dell and Rachel Alters discuss what you need to know when filing for dis...

Related:  Mutual of Omaha | Mutual of Omaha Appeal | Sue Mutual of Omaha | Gregory Dell | Rachel Alters
Alex Palamara Wins Long Term Disability ERISA Appeal Against Mut...

Alex Palamara Wins Long Term Disability ERISA Appeal Against Mut...

Disability insurance attorneys Gregory Dell and Alex Palamara discuss our client's "win" a...

Related:  Mutual of Omaha | Mutual of Omaha Appeal | Alex Palamara | Gregory Dell
Court Overturns Mutual of Omaha's Denial of Benefits

Court Overturns Mutual of Omaha's Denial of Benefits

In this video Attorneys Gregory Dell & Rachel Alters discuss the courts decision to overt...

Related:  Mutual of Omaha | Gregory Dell | Rachel Alters
Nurse Wins Lawsuit Against United of Omaha Life Insurance Compan...

Nurse Wins Lawsuit Against United of Omaha Life Insurance Compan...

In this video Disability Insurance Attorneys Gregory Dell & Cesar Gavidia discuss a recent...

Related:  Mutual of Omaha | Sue Mutual of Omaha | Nurse | Cesar Gavidia | Gregory Dell
Court Criticizes Mutual Of Omaha & Rules on the Side of Policy H...

Court Criticizes Mutual Of Omaha & Rules on the Side of Policy H...

In this video we discuss a Illinois District court ruling in which Mutual of Omaha was cri...

Related:  Mutual of Omaha | Illinois | Gregory Dell
See All Videos
Disability Benefit Tips
(331)
Showing 8 of 331 Benefit Tips

What is a "Gainful Occupation" under a Disability Insurance Policy?

The overwhelming majority of employer provided group long term disability insurance policies governed by ERISA contain two definitions of disability depending on what stage your claim is in. As discussed in depth throughout our website the two definitions of disability are what are commonly known as the “Own Occupation” and “Any Occupation” definition of disability. As they imply, the former is an eval... Read More >
Related:  Mutual of Omaha | Illinois | Stephen Jessup

Can my insurance carrier deny my benefits even if there is no change in my medical condition?

Insurance companies frequently terminate long term disability benefits after paying a claim for several years, even when the claimant's condition remains the same. It would seem unfair that one's benefits can be cut off when their disabling condition has not improved or changed in any way. However, it is quite common that a person who has been on disability for several years, who has been approved for "any occ... Read More >
Related:  Mutual of Omaha | Chronic Pain | Arkansas | Rachel Alters

Why Must Your Disability Insurance Lawyer Understand Your Disabling Condition?

When it comes to securing your disability insurance benefits, it's vitally important that your disability insurance lawyer thoroughly understands the symptoms and impact of your disabling condition. Doctors can help you create strong medical records, but they're not accustomed to dealing with the rigorous documentation disability insurance companies require. Lea... Read More >
Related:  Gregory Dell

Disability Benefit Denial Reason #5 – Your Medical Evidence is Weak

If you're seeking long term disability benefits from an insurance company, you may be concerned that you're facing an uphill battle. Fortunately, the stronger your medical evidence, the greater the odds that your claim will be approved. On the other side of the coin, one of the most common reasons for denial of long term disability benefits involves too-weak med... Read More >

Disability Benefit Denial Reason #4 - Your Doctor Is Misled By the Disability Company

When you're seeking disability insurance benefits, your medical records and treating physician's statement are two of the most important components of your claim. But because the insurance company has a vested interest in denying your disability insurance claim, it often will rely on tactics like ambushing your doctor with a phone call in an attempt to get them ... Read More >
Related:  Gregory Dell

Disability Benefit Denial Reason #3 - Video & Social Media Surveillance

One thing many disability insurance claimants don't know about (or expect) from the claims review process involves video and social media surveillance. Disability insurance carriers often hire people to follow claimants around with a telephoto lens - or even send social media friend requests from fake accounts - to glean whatever information they can about the c... Read More >
Related:  Gregory Dell

How Do You Fight a Long-Term Disability Denial?

Getting a denial letter from your disability insurance company is one of the ultimate insults. You are sick and not able to work, yet your disability insurance company is telling you to return to work. The disability insurance company has denied your disability benefit claim and is basically calling you a liar. When receiving a disability denial letter or a ph... Read More >
Related:  Gregory Dell

Disability Denial Reason #2 - Change of Disability Definition & Vocational Review

One of the top reasons for terminating a claimant's long term disability benefits involves the change in the disability insurance policy's definition of "disability." This definition change often happens in conjunction with a vocational review, or an analysis of a claimant's medical records that tells the insurance company which jobs the claimant should be able ... Read More >
Related:  Stephen Jessup
See All Benefit Tips
Dell Disability Cases
(375)
Showing 8 of 375 Dell Disability Cases

After appeal filed by Attorney Jay Symonds, Mutual of Omaha overturned previous denial of short term disability benefits for Maine Senior Software Engineer

Our client, Mr. C, formerly worked as a Senior Software Engineer for a large computer technology company. In April 2016 a number of medical issues including, chronic pain syndrome, failed back syndrome, chronic low back pain, chronic sciatica, and severe lumbar radiculopathy forced Mr. C to stop working and submit his claim for disability benefits under his employer’s short-term disability (STD) policy, whic... Read More >
Related:  Mutual of Omaha | Chronic Pain | Software Developer | Mutual of Omaha Appeal | Maine | Jay Symonds

After an appeal, a former Director of Information Security, gets disability benefits approved for mental health disorder. The fight for long term disability benefits for client’s physical limitations continues

After a very long fight, a former employee of the National Student Clearinghouse is now on claim after an administrative appeal filed by Dell Disability Lawyers. Prior to filing for disability, our client was a Director of Information Security responsible for security strategy, security programs oversight, and security development for an online national student degree and enrollment verification database. Howe... Read More >
Related:  Mutual of Omaha | COPD | Mutual of Omaha Appeal | Virginia | Alex Palamara

United of Omaha overturns decision to deny benefits to disabled Quality Assurance Manager after Appeal discredits its medical review and vocational assessment

In 2016, Cathy, a Quality Assurance Manager for a medical device company, sought surgery for a tear in her right rotator cuff. Cathy fully expected to heal, recover and return to work. However, disappointingly, things did not turn out quite like she expected. After continuing to experience pain, discomfort and restriction in her right shoulder range of motion, she discovered that her shoulder did not heal prop... Read More >
Related:  Mutual of Omaha | Shoulder Disorders | Mutual of Omaha Appeal | Connecticut | Cesar Gavidia

After appeal filed by Attorney Jay Symonds, Mutual of Omaha overturned its previous denial of short term disability benefits for Colorado Senior Manager

Our client, Ms. J, formerly worked as a Senior Manager of a treatment facility. In October 2016 a number of medical issues, including fibromyalgia, chronic pain syndrome, chronic fatigue and depression forced Ms. J to stop working and submit her claim for disability benefits, first under her employer's short-term disability (STD) policy and then continuing under its long-term disability (LTD) policy. The STD c... Read More >
Related:  Mutual of Omaha | Chronic Fatigue Syndrome | Fibromyalgia | Mutual of Omaha Appeal | Colorado | Jay Symonds

Mutual of Omaha Reinstates Benefits of Business Development Manager after Appealing the Termination of Her LTD Benefits

Our Client, a successful Business Development Manager began experiencing severe physical limitations resulting from fibromyalgia, low back pain, L4-5 spondylolisthesis, L4-5 degenerative disc disease and chronic fatigue. As a result she was unable to perform with reasonable continuity at least one of the material duties of her regular occupation on a part-time or full-time basis.Denial Based Solely on Nurs... Read More >
Related:  Mutual of Omaha | Fibromyalgia | Manager | Mutual of Omaha Appeal | Rachel Alters

Dell Disability Lawyers Successfully Appeals Denial of Benefits to Quality Control Inspector

Pre-disabilityBefore going on disability, Mr. M was working as a quality control inspector for Tam International. In 2009, after years of service, Mr. M sustained an injury while at work and he was forced to file a claim for disability with his employer sponsored disability plan. His claim was based on low back pain, osteoarthritis, neuralgia, radiculitis, neck pain, shoulder pain, muscle spasms, headaches... Read More >
Related:  Mutual of Omaha | Back Disorders | Osteoarthritis | Mutual of Omaha Appeal | Gregory Dell

Mutual of Omaha Approves Dell Disability Lawyers Client for Short Term Disability Benefits After Administrative Appeal

Our client previously worked as a Senior Accountant/Office Manager for Maccaferri, Inc. Due to her employment at Maccaferri, she was covered under both a Short Term Disability Insurance Policy and a Long Term Disability Insurance Policy that insured that should she become disabled she would be able to receive a percentage of her prior monthly earnings. Although that day was never expected to occur, due to seve... Read More >
Related:  Mutual of Omaha | Headaches & Migraines | Mutual of Omaha Appeal | West Virginia | Alex Palamara

Mutual Of Omaha Overturns Denial of Short Term Disability Benefits for Software Developer With Chronic Back Pain

Regardless of how hard a person attempts to continue working with a disability, it is an effort that gets taken advantage of by the disability insurance company. Prior to filing for disability insurance benefits under her employer provided Short Term Disability Policy administered by Mutual of Omaha, our client was a successful Software Developer with a history of chronic back pain and prior surgery. She was t... Read More >
Related:  Mutual of Omaha | Back Disorders | Software Developer | Mutual of Omaha Appeal | Virginia | Stephen Jessup
See All Dell Disability Cases
Disability Lawsuit Stories
(765)
Showing 8 of 765 Lawsuit Stories

Mutual of Omaha Disability Denial Upheld by Appellate Court

In Giovanna Reichard v. United of Omaha Life Insurance Company (Mutual of Omaha or Omaha), Plaintiff, a nurse employed by a hospital, suffered from headaches, arthritis, Crohn's disease, and fibromyalgia. She eventually had to quit work because of her illnesses and applied for long-term disability (LTD) benefits through her employer's group-disability plan administered by Mutual of Omaha.... Read More >
Related:  Mutual of Omaha | Nurse | Sue Mutual of Omaha | Gregory Dell

Court Rules Against United of Omaha's Determination of Disability Date

The case of Greggory B. Owens v. United of Omaha Life Insurance Company demonstrates what a difference a day makes. All parties agreed that claimant Owens was entitled to long term disability benefits. The sole question in controversy was the date upon which he became disabled.On July 1, 2013, Owens suffered a debilitating back injury while moving furniture at work. At the time, his annual salary was $83,1... Read More >
Related:  Mutual of Omaha | Back Disorders | Sue Mutual of Omaha | Rachel Alters

United of Omaha criticized for relying on in-house medical review and failing to obtain independent examinations

This case was decided by a district court in Illinois and involved United of Omaha Life Insurance Company. An ERISA action was filed by the Plaintiff, Gina Tassone, after her LTD benefits were terminated. She had been paid two-years of regular-occupation benefits for her inability to work as a Finance Manager and like many group disability policies, her insurance policy’s definition of disability changed aft... Read More >
Related:  Mutual of Omaha | Illinois | Rachel Alters

California Court Rules Disability Claim Accrues When Disability Terminates

In Gray v. United of Omaha Life Insurance Co. (United), after working for a southern California television station for 15 years and rising to the position of Vice President of Sales, plaintiff was injured in a car accident. He was completely bedridden for two months and was left with limited use of his limbs and suffered from chronic pain. He attempted to return to work, using a wheelchair part-time, but it wa... Read More >
Related:  Mutual of Omaha | Sue Mutual of Omaha | California | Rachel Alters

Court overturns United of Omaha's termination of Plaintiff's benefits after performing an unfair "any occupation" review

In the case of Mokbel-Alijahmi v. United of Omaha Life Ins. Co., the 6th Circuit Court of Appeals affirmed the lower court's determination that United of Omaha improperly terminated the plaintiff's benefits after an unfair "any occupation" review. The Plaintiff in this case was a welder who spoke no English but was fluent in Arabic. His previous job required him to be able to lift 40 lbs.; however he did not n... Read More >
Related:  Mutual of Omaha | Rachel Alters

Registered Nurse Disabled By Plantar Fascitis Wins Long-term Disability Lawsuit Against United of Omaha After Judge Finds Evidence of "Cherry Picking"

From 2002 until 2010, Julia Sun worked as a Registered Nurse caring for quadriplegic patients. Her occupation could not be considered, as far as strength demand was concerned, anything less than a “medium” physical demand level occupation. The substantial and material duties of her occupation included caring, bathing, feeding, dressing and transferring patients. She administered their medications and asses... Read More >
Related:  Mutual of Omaha | Nurse | Sue Mutual of Omaha | Cesar Gavidia

Court Orders United of Omaha to Pay Death Benefit, Attorney's Fees and Prejudgment Interest

In Brown v. United of Omaha Life Insurance, United unsuccessfully tried to avoid paying a death benefit to Lloyd Brown III, the beneficiary of a life insurance policy chosen by his father, Lloyd Brown II. Ultimately, Brown III won, but the case was remanded to the district court to determine the exact monetary amount of his award as well as the amount of attorney’s fees and prejudgment interested to which Br... Read More >
Related:  Mutual of Omaha | Sue Mutual of Omaha | Gregory Dell

Washington Court Finds Omaha Wrongfully Relied on Video Surveillance to Deny Disability Benefits

The court discounted the video surveillance, finding "The video surveillance footage was of marginal, if any, relevance." The court continued, "The surveillance video of Ms. Young does not depict activity inconsistent with her reported limitations. The video does not demonstrate Ms. Young has the ability to work full-time in her regular occupation." The court ordered that the plaintiff was entitled to long ter... Read More >
Related:  Mutual of Omaha | Neck Pain | Washington | Rachel Alters
See All Lawsuit Stories

Reviews from Our Clients

Keith G.

They were very professional with their responds and on time with keeping you inform about everything with your case. I would recommend My lawyer Stephen Jessup, he was on point with everything, thank you. You guys are awesome people to work with. God bless you guys.

Related:  Stephen Jessup
Keith L.

I was not able to work as a physician for about 14 months due to neck/back issues. Even though I had 3 medical doctors explicitly state that I was not to work AT ALL as a physician at that time, New York Life (NYL) Disability Insurance denied my long term disability claim (which apparently they deny a high percentage of people similar to me- only they know why they do this to so many- I have my own suspicions). I was in pain from my medical issues and so frustrated with NYL considering I had many bills coming due. I then decided to call Dell Disability Lawyers. One of their attorneys, Alex Palamara, spoke to me on the phone right then to hear and understand my story and then offer ways he could help. Long story short, within a few months of me returning back to work, he was able to persuade NYL to pay me my long term disability claim. He (and his kind assistant, Tabitha) were always very helpful, informative, and available to me. I feel quite certain that NYL would NEVER have paid me what was appropriate based on my insurance agreement/ contract with them without the help of Alex. I highly recommend him/Dell Disability Lawyers. If you find yourself in a similar situation of disability insurance denial of your own personal/group policy, especially if you are a medical provider/physician like me, then consider contacting them for advice/direction PRIOR to appealing your claim on your own.

Related:  New York Life | Alex Palamara
Kyle D.

Jay Symonds and his assistant, Sonia helped me tremendously. The insurance company that worked for my former employer did everything they could to make my life literally miserable. That all changed when I hired Jay. He and Sonia fought for my rights and forced the insurance company to pay what they should have.

If you have a disability claim hire Jay as if you go it alone the insurance company will screw you. Jay and Sonia will fight for everything you are entitled for. I couldn’t recommend them more highly.

Related:  Jay Symonds
Frank R.

I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

Related:  Stephen Jessup
Wesley D.

I have been able to help others as a soldier, a police officer, and a pharmacist. I needed help forcing the insurance company to keep their commitment to take care of me and my family. I called Dell. Alex, Tabitha, and their entire team were very compassionate, extremely patient, and extraordinarily knowledgeable. Many thanks Dell!

Related:  Alex Palamara
Samar A.

My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

We could not recommend better representation and are indebted to them for making us whole again. Thank you so much Rachel and team!

Jam

Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

Related:  Alex Palamara
G.T.

9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

Related:  Gregory Dell
Misty A.

I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

Related:  Alex Palamara
View All Reviews (503)
Super Lawyers award badgeMartindale Client Platinum award badgeMartindale AV award badge5 star Google reviews award badgeBest Law Firms award badgeBBB A Rating award badgeAvvo Rating award badge

Request a Free Consultation

Our Lawyers Respond Same Day

By submitting this form you agree to receive SMS from Dell Disability Lawyers. Carrier and Data rates may apply. Message frequency may vary. Reply STOP at any time to end messaging or Reply HELP for more information.

5 Ways We Help Get Your Benefits Paid

Get Your Disability Application Approved

Our goal is to get your application for disability insurance benefits approved. Applying for disability insurance benefits can be a difficult process and the information you provide is critical. Most disability insurance companies look at your application in hopes of finding a reason to deny your claim. Your disability company will ask you to complete numerous forms, interview you, request lots of information, speak with your doctors and possibly request to have you examined by their hired gun doctor.

Through our experience of having helped thousands of disability insurance claimants, our disability insurance lawyers will guide you through the entire application process and give you the best chance to get your disability claim approved the first time.

Learn More Contact Us
Submit A Strong Appeal Package

If your disability insurance benefits have been wrongfully denied, then our disability insurance lawyers know exactly what it takes to get your disability claim approved. You only get once chance to submit an Appeal, therefore every piece of evidence that will support your disability claim must be included. The goal is to win your disability benefits at the Appeal level, but while preparing your Appeal you must consider how a federal judge will review your disability claim if your benefit denial is upheld.

Preparing a strong disability appeal package is an art that requires you to understand how the courts interpret your disability policy language, ERISA regulations / laws, and how to strategically present evidence in support of your definition of disability. We encourage you to contact any of our long-term disability attorneys for a free immediate review of your disability denial.

Learn More Contact Us
Sue Your Disability Company

98% of the disability insurance lawsuits filed by our law firm have resulted in either the payment of benefits or a lump-sum settlement agreement. Our disability insurance attorneys have filed ERISA governed and private policy long term disability insurance lawsuits against every major disability insurance company in state and federal courts nationwide and we love fighting for the little guy against the multi-billion dollar insurance company giants.

We have recovered hundreds of millions of dollars for our clients and we would like the opportunity to provide you with a free review of your disability benefit denial. There are many complex factors in a disability benefit lawsuit and the legal battle to win long term disability benefits can be fierce.

Learn More Contact Us
Prevent A Disability Benefit Denial

Approval of long-term disability is a continuous process as every disability insurance company will evaluate your eligibility for benefits on a monthly basis. You can never let your guard down and assume that your disability company will continue to pay your benefits for as long as you think you need them.

Our disability insurance law firm offers a reasonable flat fee monthly claim handling service in which we handle every aspect of your long-term disability claim and do whatever it takes to make sure you are paid every month.

Learn More Contact Us
Negotiate a Lump-Sum Settlement

Let's discuss if a lump-sum settlement or buyout of your disability insurance claim is both available and makes financial sense for you. Our disability insurance lawyers have negotiated more than five-hundred million dollars in disability insurance buyouts and we know how to get you a maximum settlement. A disability insurance company is not required to offer a buyout and not every disability company offers them.

Learn More Contact Us

Questions About Hiring Us

Who are Dell Disability Lawyers?

We are disability insurance attorneys that know how to get your short or long term disability benefits paid. As a nationwide law firm we have helped thousands of disability insurance claimants throughout the United States to collect hundreds of millions of dollars of disability insurance benefits from every major disability insurance company.

Our attorneys have been able to either get our clients paid monthly disability benefits or obtain a one-time lump-sum settlement in more than 98% of our cases. Our disability insurance lawyers have seen it all when it comes to disability insurance claims and we know exactly what it takes for your disability claim to be approved.

We offer disability insurance attorney representation nationwide and we welcome you to contact any of our LTD lawyers for a free immediate review of your disability claim. We also invite you to visit and subscribe to our YouTube channel where we have more than 900 videos and regularly provide tips to help protect your disability benefits.

Who do you help?

Our disability insurance attorneys help individuals that have either purchased a long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer. We have helped individuals in almost every type of occupation with monthly disability benefit payments ranging from $1,500 to $50,000.

Our clients include all types of employees ranging from retail associates, sales representatives, government employees, police officers, teachers, janitors, nurses, pilots, truck drivers, financial advisors, doctors, dentists, veterinarians, lawyers, consultants, IT professionals, engineers, professional athletes, business owners, and high level executives.

A strong understanding and presentation of the duties of your occupation is essential for securing disability insurance benefits.

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability insurance lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via phone, email, fax, or video conferencing sessions. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability insurance attorney. We can be reached at 800-698-9159 or by email. Lawyers and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Free Consult Now800-698-9159
Get to Know Us
800-698-9159OverviewReviews from Our ClientsDell Disability CasesNationwide RepresentationVisit Our YouTube ChannelRadio Interviews
How We Help
Get Your Disability Application ApprovedSubmit a Strong Appeal PackageSue Your Disability CompanyPrevent a Disability Benefit DenialNegotiate a Lump-Sum Settlement
Site MapPrivacy PolicyTerms of Use© 2001 - 2025 Dell Disability Lawyers

Let's discuss your disability insurance claim

Call 800-698-9159 now to speak with one of our disability insurance lawyers or email one of our attorneys for an immediate response.

No ThanksRequest a Free Consultation

Popular Searches

how do I appeal a disability denial?I want to sue my disability companydo I qualify for disability benefits?disability claim denied, now what?erisa disability claim deniedquit job before applying?

Helpful Resources

Disability Company ReviewsAsk Our LawyersDisability Benefit TipsHelpful VideosDell Disability CasesDisability Lawsuit StoriesOur Client Testimonials