If a disability insurance claimant dies, can family members continue to collect the decedent's long-term disability benefits?

In the unfortunate event that a disability insurance claimant dies while on disability, there is no right to continue to collect the disability benefit on an ongoing basis for the remainder of the policy. However, many policies do provide a “survivor” benefit that will pay a certain number of months’ worth of the benefit to the eligible survivor. The survivor benefit is usually 1-3 months of disability benefit payments.


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