I’m sure New York Life's shareholders made a nice profit while my life was flushed into a 10 year nightmare that will never end.

My LTD claim was denied while my STD claim was still being paid though nearly expired. New York Life then denied my LTD claim. I was very ill and they’re were no ERISA attorneys near and I couldn’t travel. I ended up losing my home, wife and became homeless and disabled. I’m still disabled and will likely remain as I am since I cannot afford the necessary care. This is the ultimate betrayal of a insurance company. Since I still qualify for their insurance under the rules they set. Now that I am able to think reasonably clearly I will spend the rest of my days trying to help others not end up like me. Especially after paying for insurance to prevent this. I’m sure their shareholders made a nice profit while my life swirled the bowl and was flushed into a 10 year nightmare that will never end.