Our Long Term Disability Lawyers Help You Collect Disability Insurance Benefits in Georgia

If you’re a resident of Georgia grappling with denied short or long-term disability benefits, navigating the legal landscape can be complex. Whether you’re just starting the claims process, appealing a denial, or contemplating a lawsuit, it’s usually best to seek guidance from a disability insurance lawyer and carefully go through your options. Understanding the nuances of Georgia law is crucial, as state-specific aspects can impact your case significantly.

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Legal Avenues for Georgia Residents

Georgia residents facing denied disability insurance claims have several legal avenues to explore:

  • State Courts: Disability claimants in Georgia can file a lawsuit in the state’s appellate courts, including the Court of Appeals and the Georgia Supreme Court. However, specific criteria must be met.
  • Federal District Court: If the disability insurance company is located in another state, and the disability benefits amount exceeds $75,000, the lawsuit can be filed in Georgia’s Federal District Court.
  • ERISA Claims: Employer-provided disability insurance policies governed by ERISA must be filed in federal court. Georgia has three Federal District Courts that handle such cases.

It’s worth noting that ERISA-governed disability claims can usually be filed in any state where the insurance company operates, providing claimants with flexibility.

Selecting an Experienced Disability Insurance Lawyer in Georgia

When seeking assistance from a disability insurance attorney in Georgia, it’s crucial to evaluate their experience with your specific disability insurance company. At the Law Offices of Dell Disability Lawyers, we have an extensive track record of dealing with major disability insurance companies, earning recognition for our aggressive, competent, and reliable representation. We understand the strategies these nationwide companies employ, allowing us to advocate effectively for disability insurance claimants.

Nationwide Representation

Our commitment extends beyond Georgia. We offer attorney representation across the United States. You won’t need to visit our office; we’re here to assist you remotely. If, for any reason, we can’t assist you, we’ll make every effort to connect you with someone who can. Explore our comprehensive website and download our free E-brochure to learn more about our legal services.

If you require attorney representation for your disability benefits claim, please don’t hesitate to contact us for a free phone consultation. We handle all aspects of the claims process, from initial applications to appeals and litigation, ensuring you have the legal support you need.

Attorneys for Georgia Disability Insurance Claims

Answers to Questions About Working With Us

I need a disability insurance lawyer near me. Do you work in Georgia?

Yes. We are a national disability insurance law firm with extensive experience and we are available to represent you regardless of where you live in Georgia or anywhere else in the United States. We have partner disability lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits, and we deal with clients who have a wide variety of medical conditions or have experienced injury. There is nothing that our lawyers have not seen in the disability insurance world, so please do not hesitate to give us a call for a free initial consultation.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim, we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the clients to make our attorney fees as affordable as possible. The three available fee options are a contingency fee basis (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate. In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. Someone from our legal team is are certainly available to meet with you at any of our satellite offices located in either Georgia or another state. However, following a review of your disability policy, medical records, or any other pertinent documents and a free telephone conversation we are usually able to make a determination. It is our job to try to get our clients paid their disability insurance benefits as quickly as possible; therefore we prefer to have an initial consultation via telephone to review your benefits claim. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting, please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office. Whether you need help with the initial application process, ERISA-governed policy issues, employer-sponsored Long-Term Disability (LTD) Insurance problems, insurance company denial, appeals, or litigation processes, we are happy to help remotely.

How can I contact you?

When you call us during normal business hours, you will immediately speak with a disability insurance attorney. We can be reached at 800-698-9159 or by email. Because we have extensive resources, our lawyers and staff return all client calls the same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Georgia Disability Insurance Lawyers

Top 5 Disability Insurance Cases Resolved by Dell Disability Lawyers in Georgia

Dell Disability Lawyers’ Appeal forces Lincoln re-approve cafeteria manager’s disability claim — A cafeteria manager in Worth County School District had her long-term disability insurance claim approved by The Lincoln National Life Insurance Company. However, after two years, the company stopped her benefits, stating that she was capable of performing a job. She appealed this decision but was unsuccessful. She then hired Attorney Alexander Palamara from Dell Disability Lawyers. With the support of her doctors and evidence, the lawyer made a strong appeal against Lincoln’s decision. Lincoln agreed to reverse its denial and reinstate her benefits from December 4, 2017. She will now receive her benefits until she turns 65.

Aetna overturns their previous decision to deny long-term disability benefits for Georgia assistant — An executive assistant from Georgia was initially denied long-term disability benefits by Aetna. The client, referred to as Ms. A, stopped working in 2014 due to multiple physical conditions and filed for disability benefits under her employer’s Long-term Disability (LTD) Policy, which was facilitated and funded by Aetna. After receiving LTD benefits for two years, Aetna denied Ms. A continued benefits, stating that she was not completely disabled according to the policy definition. Attorney Jay Symonds contested Aetna’s denial of Ms. A’s disability benefits. He raised concerns about faulty health and vocational reviews and false claims regarding the client’s potential work capabilities. The appeal addressed each of Aetna’s reasons for denial and highlighted their inaccurate assessment of her ability to perform sedentary work. Eventually, a financial resolution was reached for Ms. A’s claim after extensive review.

Lincoln approves LTD claim for former Biomet employee with Meniere’s Disease— Lincoln has approved and paid a long term disability claim for a former Project Manager of Biomet, Inc. The claimant had her claim initially denied, but after two appeals, it was approved. Dell Disability Lawyers, led by Attorney Alexander Palamara, conducted both appeals against Lincoln’s denial. Palamara collected supportive statements from all of her treating doctors to strengthen the case. The second appeal was filed in April 2017 with updated medical documentation and letters of support from physicians. Finally, in August 2017, Lincoln approved the claim and the client has received all the due benefits from December 20, 2015, and is now receiving monthly disability benefits.

Prudential overturns denial for Dell Disability Lawyers’ client suffering with serious Back Conditions — A client with back conditions had his Long Term Disability (LTD) benefits reinstated by insurer Prudential. The client, a former Vessel Pilot, has lumbar spondylosis, lumbar radicularopathy, tendonitis, and muscle spasms affecting his capacity to work. Initially, Prudential accepted his claim and paid LTD benefits from August 2013 to 2014. However, they terminated his benefits after an independent medical examination and surveillance footage. After consulting with Dell Disability Lawyers and filing an appeal, Prudential overturned its decision 45 days later, reinstating the client’s benefits. Dell Disability Lawyer continues to represent the client is his ongoing fight for benefits

Sedgwick reinstates long term disability claim following Appeal — A Field Engineer applied for disability benefits because of chronic pain. However, the benefits were denied even though there was medical evidence. Dell Disability Lawyers helped with the appeal and provided job demand information. The denial of short term disability was reversed, but long term disability remained denied. Another appeal pointed out contradictions in Sedgwick’s decisions. Eventually, long term disability benefits were granted. Sedgwick has a track record of trying to deny clients their benefits, so it’s important to stay vigilant.

Disability insurance attorneys in Georgia

Reviews From Georgia Clients

Choosing a disability law firm to represent you in the application, appeals, or lawsuit stages is no easy task. You want to look for a law office with legal experts who have extensive experience in dealing with initial disability claims, appeals processes, and litigation, and have handled thousands of claims. It’s vital that your chosen disability lawyers of Georgia have extensive legal resources, a well-earned reputation, and a high client satisfaction rate. Be sure to read some of the client recommendations to make the best decisions:

Melissa from Atlanta

I wanted to thank you for taking a chance on my husband’s case when no one else would. I knew it would be an uphill battle, but I’m pleased with the outcome. As I said, it’s like found money. I really do appreciate everything that Mr. Alex Palamara and Vanessa did during this process.

Christopher G. from Sandy Springs

I am very pleased with the job done by Dell Disability Lawyers. From start to finish the team that worked with me was very thorough, professional and communicated with me frequently. They really took the time to understand my situation and came up with an effective strategy to win my appeal. I would not hesitate to recommend Dell Disability Lawyers to anyone needing this type of legal support.

Ron K. from Savannah

I was on disability with a major insurance company for five years without any problems, upon a field rep’s visit to my home, I let him know that I was planning to try to go back to work. I did try to go back to work but with my severe sleep apnea and depression and several medications that made me very tired, the work day became impossible, when I let the case manager know that I couldn’t work without getting very tired and having to take a nap after a few hours on the job, he told me that the claim would be reexamined. I waited 9 months without any monthly benefit benefits being paid to me, the company gave me several excuses and I was in a real pickle, I researched long term disability insurance attorneys since I was in the insurance business and was told that the very best in the business for representation of my issues was a firm called Dell Disability Lawyers.

I reached out to the firm and was put in touch with an attorney named Steve Jessup, from that point forward, my problems seemed to fall off my shoulders and into the firms hands, I can’t explain in words what this firm did for me and my family.

Steve Jessup & Gregory Dell began working on my case immediately and I felt confident with every action they took. The insurance company as most wanted to settle my case for pennies on the dollar, but with the skill of the two attorneys, I was able to settle my case for a once in a lifetime lump sum payment from the disability insurance company that will take care of me and my family for life. All I can say is that these guys were like a machine grinding away in the trenches agains the insurance companies attorneys and getting me a great settlement. I would highly recommend this firm for anyone who felt like I did up against bad odds with a large insurance company and no where to turn to.

The best experience I have ever had with any attorneys.

Brett C. from Atlanta

I have been on LTD, since Aug 2016, and Cigna is my LTD Insurance Company. I received a couple of payments from Cigna, without any issues, but then the payments stopped in Oct, at which time I was informed by Cigna that they were “looking into” my claim. Cigna stopped contacting me, would not even return calls or emails, but finally contacted me in mid-December to inform me that they would not be continuing with my claim.

I contacted Dell Disability Lawyers in January, at which time I began working with Attorney Alex Palamara, Disability Appeal Specialist Randa Escayg, and Legal Assistant Kathy Bordes. These folks were always kind, professional, understanding, did a great job of explaining everything to me, and most importantly I could tell that they truly cared about the situation my wife and I had unfortunately found ourselves in.

I fully understand the feeling of being overwhelmed, when you are first denied, that David vs Goliath feeling of you against some huge conglomerate, that powerless and helpless feeling that overcomes you when you are sick and injured and at your most vulnerable. The only things that you are able to focus on are saving your family’s home, doing whatever you can to take care of them, all while you should be focusing your energy on getting better, as much as you are able, so that you can recover your life to what it once was, returning your current life of overwhelming stress and chaos to some semblance of normalcy. Well, as soon as I began working with Alex, Randa, and Kathy, I immediately felt better, like I finally had someone in my corner fighting for me, somebody who cared, and somebody who would stand up to that giant corporation, and make things right.

Alex won my appeal for me, and Cigna is in the process of restoring my full benefits, retro back to October. I cannot describe to you the feeling of joy and elation the moment my wife and I were notified we had won. To those currently dealing with a LTD company, and all of the madness that entails, just know that there is a light at the end of the long dark tunnel. You do still have hope, and you can certainly do no better than to have the wonderful folks at Dell Disability Lawyers in your corner fighting for you!!!!

From my initial contact, to current time, all of my dealings with Alex, Randa, and Kathy have been very professional, and I always felt that my case mattered, that what my family and I were being put through, knowingly and intentionally by Cigna, mattered. The feeling of security cannot be overstated, especially during a time when you need to be focusing on healing, and not on how your next mortgage payment is going to be made.

Shaun D. from Columbus

I can’t thank Rachel and Machal enough, my disability case was stopped by the insurance company on Veterans Day 2016 so at that point I went for the appeal myself. Each level of appeal I lost even though I needed back surgery again, my only regret is not contacting Dell Disability Lawyers sooner.

Disability companies are not your friend and when they play their paper work games and medical reviews, that’s when you want an attorney like Rachel on your side. Anyone reading this and wondering what to do if you have a denial letter from the disability company or an upcoming review, please call Rachel and let her handle everything. This firm works hard and it shows with their attention to detail and the concern for the client.

Answers to Questions Regarding Disability Insurance in Georgia

How does short and long-term disability insurance work in Georgia?

In Georgia, disability insurance offers vital financial protection for individuals facing illness or injury that renders them unable to work. To navigate this complex terrain effectively, you need a clear understanding of short-term and long-term disability insurance.

Short-term Disability Insurance:

  • What it covers: Short-term disability insurance provides a safety net by replacing a portion of your income for periods typically ranging from three months to a year.
  • Eligibility: Available if you cannot work due to an illness or injury.
  • Acquiring Coverage: Obtainable through your employer or via a private policy.

Long-term Disability Insurance:

  • Coverage and Duration: Long-term disability insurance goes further, furnishing a more substantial portion of your salary for extended periods, often spanning five years or more. It becomes active after a 90-day waiting period.
  • Procuring Coverage: Similar to short-term disability insurance, you can secure long-term coverage through your employer or by purchasing a private policy.

In the Peach State, it’s worth noting that long-term disability insurance also extends a helping hand in covering medical expenses related to your disability. This includes doctor visits, prescription medications, and essential equipment such as wheelchairs. Ensuring you comprehend the intricacies of your policy is crucial, as it prepares you for the unexpected and empowers you to manage your financial stability effectively. Keeping meticulous records of your medical treatments and associated expenses can prove invaluable when the need arises.

What qualifies you for disability insurance benefits in Georgia?

In Georgia, eligibility for short and long-term disability insurance benefits hinges on your ability to engage in substantial and gainful activity. In other words, if a physical or mental condition prevents you from participating in activities that would typically generate income through wages or salary, you may qualify for these essential benefits.

When seeking long-term disability insurance benefits in Georgia, thoroughness is paramount. A well-prepared application should include a comprehensive medical history, documenting all treatments and medications prescribed. It should also incorporate any relevant medical records and evidence of income loss due to your disability. Accuracy and currency of information are critical to ensure you receive the benefits to which you are entitled.

Why are disability insurance benefit claims denied in Georgia?

In Georgia, denial of short and long-term disability insurance claims can occur for various reasons. Understanding these common pitfalls can help you navigate the claims process successfully:

  • Insufficient Medical Evidence: To substantiate your claim, provide comprehensive medical records that clearly support your disability.
  • Failure to Meet Policy Requirements: Familiarize yourself with your policy’s specific requirements to avoid potential pitfalls during the claims process.
  • Pre-existing Conditions: Some policies exclude coverage for pre-existing conditions, which can lead to a denial if your disability has such a component.
  • Failure to Comply with Policy Rules and Regulations: Ensure strict adherence to your policy’s rules and regulations, including timelines for document submission and medical appointments.

When filing a disability insurance claim in Georgia, meticulous attention to detail is your best ally. Understanding potential obstacles, such as Activity of Daily Living (ADL) questionnaires, requested documents, and treatment compliance, can help you steer clear of unnecessary complications.

How do you fight a disability insurance benefit denial in Georgia?

In the unfortunate event of a denial, taking proactive steps can be instrumental in securing the benefits you deserve:

  1. Contact the Insurer: Begin by requesting a detailed explanation for the denial from the insurance company, along with all relevant paperwork.
  2. File an Appeal: If necessary, file an appeal with the insurer, ensuring you include comprehensive supporting documents and evidence.
  3. Negotiate a Settlement: Consider negotiation with the insurance company to resolve the dispute without court involvement, with the guidance of an experienced disability lawyer in Georgia.
  4. Legal Action: If all else fails, legal action may be required. In Georgia, you can file a lawsuit in either state or federal court, with your disability insurance attorney guiding you through the process.

A robust legal team is invaluable when your case enters the courtroom. An experienced disability insurance lawyer in Georgia will craft a compelling argument, navigate the legal intricacies, and ensure that your rights are upheld throughout the proceedings.

What is the appeals process for disability insurance benefit denials in Georgia?

The appeals process for denied short and long-term disability insurance benefits in Georgia involves several steps:

  1. Filing an Appeal: Start by filing an appeal with the insurance company, providing additional documentation to bolster your claim.
  2. Review by the Insurer: The insurance company will review the submitted information and make a final determination on your benefits.
  3. Negotiation: If necessary, consider negotiating a settlement with the insurer to resolve the dispute amicably.
  4. Legal Action: As a last resort, you may need to pursue legal action. This entails presenting your case in court, supported by comprehensive documentation and evidence.

Your choice of legal representation can significantly impact the outcome of your appeal. An experienced disability lawyer in Georgia will ensure your case is presented effectively and in adherence to the law.

Do I have to file my disability insurance denial lawsuit in Georgia?

When filing a disability insurance lawsuit in Georgia, the specific circumstances of your case will dictate whether you can pursue your claim in other states. Many disability policies, particularly those governed by the federal Employee Retirement Income Security Act (ERISA), allow for lawsuits in federal courts across multiple states. However, if your policy falls under state law, you will typically need to file your lawsuit in the state where the policy was issued.

Why work with a disability insurance lawyer in Georgia?

Engaging the services of a disability insurance lawyer in Georgia offers numerous advantages:

  • Expert Guidance: Disability insurance attorneys possess in-depth knowledge of the law and can guide you through the complex appeals process.
  • Evidence Management: They can help compile and present comprehensive medical and legal evidence to support your case effectively.
  • Legal Representation: An experienced attorney will represent your interests vigorously, ensuring your rights are upheld.
  • Negotiation Skills: In settlement negotiations, a skilled lawyer can work on your behalf to secure a favorable outcome.
  • Legal Insight: Your attorney can demystify legal terms and concepts, helping you make informed decisions.

Having a reputable law firm by your side in the disability appeals process enhances your chances of obtaining the benefits you rightfully deserve. It’s an investment in your financial stability during challenging times.

Georgia Courts, Government and Georgia Department of Insurance Information

Federal Courts

Resources to Help You Win Disability Benefits

Disability Benefit Denial Options
Submit a Strong Appeal Package

We work with you, your doctors, and other experts to submit a very strong appeal.

Learn more

Sue Your Disability Insurance Company

We have filed thousands of disability denial lawsuits in federal Courts nationwide.

Learn more

Protect Your Benefits
Get Your Disability Application Approved
We help claimants throughout the entire application process.

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Prevent a Disability Benefit Denial
We manage every aspect of your disability claim following claim approval.

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Negotiate a Lump-Sum Settlement

Our goal is to negotiate the highest possible buyout of your long-term disability policy.

Learn more

Disability Company Reviews
Showing 8 of 642 Reviews

AT&T Was Great and Sedgwick Horrible

Reviewed by From a great job to a complete nightmare on March 20th 2024   Verified Policyholder | March 2024 date of disability
My Physician recommended that I take some time from a toxic environment after several deaths in my family coupled with AT&T trying to run tenured employees out of the door... read more >
New York Life

Keeps claiming they will not approve claim for pre existing conditions but my illness is not preexisting

Reviewed by M.T. on February 15th 2024   Verified Policyholder | May 2023 date of disability
I have been appealing a claim for LTD for 8 months! New York Life keeps claiming they will not approve claim for pre existing conditions but my illness is not preexisting ... read more >
Reliance Standard

Staff Lie

Reviewed by Tanya on February 12th 2024   Verified Policyholder | August 2021 date of disability
I had my disability cut off the day I was scheduled to find out whether I should have surgery. The claims examiner was aware that I had an appointment on that date and sai... read more >
Sent on February 12th 2024 by Attorney Gregory Dell

I am sorry to hear about your experience. It’s crazy that Reliance Standard would deny your disability benefits when you are suffering so badly that you need surgery.... read more >


Former Hartford employee has had life insurance and accidental death policy's revoked for one late premium payment

Reviewed by Becky H. THOMAS on February 12th 2024   Verified Policyholder | February 2024 date of disability
Dislike how they are constantly interrupting the lives of their disabled EE's whom are entitled to benefit which they paid into out of there pay check every pay period onl... read more >
Sent on February 12th 2024 by Attorney Gregory Dell

Thank you for your review of Hartford and we appreciate you sharing.  It’s sad they don’t take care of their own employees.

Lincoln Financial

Never received benefits my entire leave - or help with them

Reviewed by Anna on December 19th 2023   Verified Policyholder | November 2023 date of disability
I used my short term disability insurance for maternity leave and started the process beforehand knowing when I would be out (scheduled induction.) It took a little over a... read more >
Sun Life

Unscrupulous Tactics

Reviewed by Misseekayy on December 19th 2023   Verified Policyholder | May 2023 date of disability
Sunlife uses unscrupulous tactics in order to prevent payment of claims. They wait until it is close to the 30 day mark and then they ask for another form of information o... read more >


Reviewed by Dennis T. on December 11th 2023   Verified Policyholder | March 2022 date of disability
My experience with Sedgwick and personell is as follows: Unhelpful, unprofessional and an overall unpleasant experience.

Low payments

Reviewed by Dorothy on November 30th 2023   Verified Policyholder | November 2023 date of disability
I was injured at work. I did house keeping in a hospital. I tore just about everything imaginable in my knee. I was let go from my job, because I was no longer able to do ... read more >
Answered Questions by Our Lawyers
Showing 1 of 1 Answered Questions

Q: Do you handle cases for Aetna employees in Georiga?

Answered on September 25th 2015 by Attorney Stephen Jessup
A: Jo Anne, yes, we represent claimants nationwide. Please feel free to contact our office to discuss your claim ... Read More >
Helpful Videos
Showing 12 of 896 Videos
Disability Benefit Tips
Showing 8 of 331 Benefit Tips

Can a disability company sue me to recover an SSDI overpayment?

This case shows how a long-term disability insurance company can claim an overpayment once a claimant is approved for social security disabili... Read More >

Why Must Your Disability Insurance Lawyer Understand Your Disabling Condition?

When it comes to securing your long term disability benefits, it's vitally important that you... Read More >

Disability Benefit Denial Reason #5 – Your Medical Evidence is Weak

If you're seeking long term disability benefits from an insurance company, you may be concern... Read More >

Disability Benefit Denial Reason #4 - Your Doctor Is Misled By the Disability Company

When you're seeking disability benefits under a long term disability policy, your medical rec... Read More >

Disability Benefit Denial Reason #3 - Video & Social Media Surveillance

One thing many long term disability claimants don't know about (or expect) from the claims re... Read More >

How Do You Fight a Long-Term Disability Denial?

Getting a denial letter from your disability insurance company is one of the ultimate insults... Read More >

Disability Denial Reason #2 - Change of Disability Definition & Vocational Review

One of the top reasons for terminating a claimant's long term disability benefits involves th... Read More >

Disability Denial Reason #1 – Paper Review & IME

At Dell Disability Lawyers, we've seen insurance companies give countless reasons to deny lon... Read More >
Dell Disability Cases
Showing 8 of 375 Dell Disability Cases

Dell Disability Lawyers Administrative Appeal for Cafeteria Manager Forces Lincoln to Re-Approve Disability Claim

On August 26, 1988, our now client was hired by the Worth County School District. She worked as the School Nutrition Manager, essentially a Ca... Read More >

Aetna overturned previous denial of long term disability benefits for Georgia Assistant

Our client, Ms. A, formerly worked as an executive assistant for a town administrator. In April 2014 a number of co-morbid physical conditions... Read More >

LTD claim approved by Lincoln for former Biomet, Inc. employee suffering from Meniere's Disease

Although it took two separate appeals to convince Lincoln to approve our client's long term disability claim, we are happy to announce that ou... Read More >

Sedgwick Reinstates Long Term Disability Claim Following Appeal

Like many disability claimants, our client’s experience in dealing with Sedgwick was less than a pleasurable experience. After finding himse... Read More >

Prudential Overturns Denial for Dell Disability Lawyers Client Suffering With Serious Back Conditions

Our client previously worked as a Vessel Pilot for the Ingram Barge Company. Besides being a Vessel Pilot, our client is a husband and a fathe... Read More >

Seven Surgeries and The Standard Still Denies Long Term Disability Benefits

Our client was employed with the State of Oregon as a Technical Support Representative. She s... Read More >

Sun Life Wrongfully Denies Disability After Paying For 23 Months

We represent a 57 year-old claimant who’s occupation was selling commercial vehicles for ma... Read More >
Disability Lawsuit Stories
Showing 8 of 765 Lawsuit Stories

MetLife Loses Case Over Unfair Life Insurance Disbursement Practices

In Owens v. Metropolitan Life Insurance, Judge Richard Story of the Northern District of Georgia Federal Court found that MetLife breached its... Read More >

Federal Court Orders Aetna to Pay Long Term Disability Benefits to Their Own Employee

A Georgia Federal Court recently concluded that Aetna abused its discretion in denying long term disability benefits to an Aetna employee who ... Read More >

Office Depot employee files suit against employer and Aetna for unpaid disability benefits

An Office Depot employee and her Georgia disability attorney filed suit against her employer and Aetna Life Insurance for unpaid disability be... Read More >

Disabled Georgia man sues Boston Mutual for denial of disability benefits

A Georgia disability attorney recently filed a federal ERISA disability lawsuit against Boston Mutual Insurance Company of America and Disabil... Read More >

Disability attorney and client suffering from fibromyalgia and hypertension sue UNUM for unpaid long term disability benefits

On July 5, 2011, Annie T. Merion and her disability attorney filed a lawsuit against UNUM Life Insurance Company of America in the United Stat... Read More >

Georgia disability lawyer sues Aetna for terminating disability benefits to Georgia woman with rectal cancer

Many long-term disability companies have a clause in their disability plans which change the definition of disability after 24 months. For the... Read More >

Standard Insurance Company's denial of long-term disability benefits to an attorney is reversed by federal court

The case we are going to discuss here highlights one of the ways an insurance company attempts to justify discontinuance of benefits after the... Read More >

Reliance Standard Disability Denial Upheld Due to Claimant's Lack of Strong Medical Record Support

In the case of Amy Wright v. Reliance Standard Life Insurance Company (Reliance), Plaintiff was the vice-president of... Read More >

Reviews from Our Clients

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5 Ways We Help Get Your Benefits Paid

Get Your Disability Application Approved

Our goal is to get your application for disability income benefits approved. Applying for disability benefits can be a difficult process and the information you provide is critical. Most disability insurance companies look at your application in hopes of finding a reason to deny your claim. Your disability company will ask you to complete numerous forms, interview you, request lots of information, speak with your doctors and possibly request to have you examined by their "hired gun" doctor.

Through our experience of having helped thousands of disability insurance claimants, our lawyers will guide you through the entire application process and give you the best chance to get your disability claim approved the first time.

Submit A Strong Appeal Package

If your disability insurance benefits have been wrongfully denied, then our lawyers know exactly what it takes to get your disability claim approved. You only get once chance to submit an Appeal, therefore every piece of evidence that will support your disability claim must be included. The goal is to win your disability benefits at the Appeal level, but while preparing your Appeal you must consider how a federal judge will review your disability claim if your benefit denial is upheld.

Preparing a strong disability appeal package is an art that requires you to understand how the courts interpret your disability policy language, ERISA regulations / laws, and how to strategically present evidence in support of your definition of "disability". We encourage you to contact any of our lawyers for a free immediate review of your disability denial.

Sue Your Disability Company

98% of the disability insurance lawsuits filed by our law firm have resulted in either the payment of benefits or a lump-sum settlement agreement. Our disability lawyers have filed ERISA governed and private policy long term disability insurance lawsuits against every major disability insurance company in state and federal courts nationwide and we love fighting for the "little guy" against the multi-billion dollar insurance company giants.

We have recovered hundreds of millions of dollars for our clients and we would like the opportunity to provide you with a free review of your disability benefit denial. There are many complex factors in a disability benefit lawsuit and the legal battle to win long term disability benefits can be fierce.

Prevent A Disability Benefit Denial

Approval of long-term disability is a continuous process as every disability insurance company will evaluate your eligibility for benefits on a monthly basis. You can never let your guard down and assume that your disability company will continue to pay your benefits for as long as you think you need them.

Our law firm offers a reasonable flat fee monthly claim handling service in which we handle every aspect of your long-term disability claim and do whatever it takes to make sure you are paid every month.

Negotiate a Lump-Sum Settlement

Let's discuss if a lump-sum settlement or buyout of your disability insurance claim is both available and makes financial sense for you. Our lawyers have negotiated more than five-hundred million dollars in disability insurance buyouts and we know how to get you a maximum settlement. A disability insurance company is not required to offer a buyout and not every disability company offers them.

Questions About Hiring Us

Who are Dell Disability Lawyers?

We are disability insurance lawyers that know how to get your short or long term disability benefits paid. As a nationwide law firm we have helped thousands of disability insurance claimants throughout the United States to collect hundreds of millions of dollars of disability insurance benefits from every major disability insurance company.

In more than 98% of our cases, our lawyers have been able to either get our clients paid monthly disability benefits or obtain a one-time lump-sum settlement. Our lawyers have seen it all when it comes to disability insurance claims and we know exactly what it takes for your disability claim to be approved.

We welcome you to contact any of our attorneys for a free immediate review of your disability claim. We also invite you to visit and subscribe to our YouTube channel where we have more than 700 videos and regularly provide tips to help protect your disability benefits.

Who do you help?

Our lawyers help individuals that have either purchased a long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer. We have helped individuals in almost every type of occupation with monthly disability benefit payments ranging from $1,500 to $50,000.

Our clients include all types of employees ranging from retail associates, sales representatives, government employees, police officers, teachers, janitors, nurses, pilots, truck drivers, financial advisors, doctors, dentists, veterinarians, lawyers, consultants, IT professionals, engineers, professional athletes, business owners, and high level executives.

A strong understanding and presentation of the duties of your occupation is essential for securing disability insurance benefits.

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via phone, email, fax, GoToMeeting sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-698-9159 or by email. Lawyers and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.