Principal

I am so tired of fighting for the benefits that I deserve based on the policy I paid for.

Reviewed by Erika on August 6th 2015   Verified Policyholder
I have a short and long term disability policy with Principal through my employer. After the birth of my son, I suffered from postpartum depression which prevented me from returning to work for 10 months. Despite supporting evidence and letters provided by my medical doctor and psychotherapist, my claim was denied. I appealed and was denied again. I am currently in the process of filing my final “voluntary” appeal as afforded to me under EIRSA, however I am unsure how to proceed. I requested, and received, a copy of every single document they used to make a determination on my claim. From what I can tell, they are taking issue with the fact that my doctor did not better document my condition in my medical file, specifically including “objective evidence” and “testing” to confirm the diagnosis they provided me and substantiating my functional impairments. I am so tired of fighting for the benefits that I deserve based on the policy I paid for. Any advice would be greatly appreciated.
Reply
Sent on August 6th 2015 by Attorney Gregory Dell

Erika, as your claim history is detailed, please feel free to contact our office to discuss how we may be able to assist you with your voluntary appeal.