General Surgeon wins Long Term Disability Insurance Trial Against Unum
Our client, a general surgeon with chronic back pain, will finally receive the long-term disability benefits that he has been denied since October 2004. The United States District Court for the Central District of Illinois entered a final judgment of $402,268.00 against UNUM (formerly known as Paul Revere Life Insurance Company). In addition to the $402,000 our client’s disability policy will pay him more than $3.9 million over his lifetime.
After several years of attempting to handle the disability claim on his own, Dell Disability Lawyers was retained in 2007. A lawsuit was filed shortly thereafter and after a 4 day jury trial in December 2009, a jury verdict in favor of our client was obtained. Unum offered a nominal amount of money prior to trial which was rejected.
Unum believed that they would win this case at trial because our client had been to the doctor for only 3 visits in a 5 year period to treat his back pain. Our client and his physician explained at trial that additional medical treatment was not necessary and our client testified that he would do daily home exercises.
While our client is no longer able to physically perform the material duties of a general surgeon, his disability policy permits to continue working as a medical doctor and collect his disability benefits. Our client’s trial team included Gregory Dell, Gregory Denes, and Cesar Gavidia.
Dell Disability Lawyers were paid an attorney fee of $154,000 and the litigation expenses were $28,000. The client continues to retain our law firm on a contingency fee basis.
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Low payments
They closed my claim and I have been without income since they closed it
I feel like Unum is giving me the runaround!
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Unum terminated my benefits with no warning
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I've been trying to care care of my Unum benefits for over a year. They’ve been so rude
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I've paid for STD for 20+ years. Now, I'm actually sick and can't get paid
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Unum thought I was fine to work. I wasn't
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Unum has made me feel like a criminal
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Q: FMLA and my LTD claim
Q: Is the recipient responsible for overpayment when they had nothing to do with the reporting?
Q: Does UNUM periodically review Group Long Term Disability Insurance claims/payments? For example, do they verify medical eligibility every five or ten years?
Q: Unum is cross plan offsetting
Q: Unum reduced my benefits
Q: My group long term disability insurance allows me to work part time up to 20% of my pre-disability earnings without affecting my benefit. If I take advantage of this, will Unum use this to deny my benefit?
Q: Can I sue Unum for financial stress and emotional stress?
Q: Am I required to file for Social Security family/dependent benefits if I don't want to?
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