Got the run around for 9 months. My quality of life is gona

Same here got the run around for 9 months …long term disability got hurt went to Doctor found I had a torn rotor cuff. Doctor took me off work had surgery no work what so ever every week I had to prove this to New York Life I went weeks without a pmt paper work would get lost after fax it was so frustrating we lost almost everything we owned the New York Life nurse would over rule what a top notch surgeon would say and deny my claim. I don’t see how she could do this. The Dr said I would be off work for at least a year in a half no movement, he said this will take time to heal. She over ruled this, how????? With therapy …well I forced into going back to work after this 9 months because of this I received a letter from my employer telling I would have to come back to work by Friday gave a date or I would be terminated from my job because of New York Life well my shoulder never healed properly and now have a permanent disability and pain every day my shoulder is so messed up there’s nothing that can be done to fix it but be drugged up on pain meds everyday for the rest of my life now is the fair NO!!!!!!! because of New York Life and what it put my wife through, it hurt man watching her cry and lose everything we owned. Having break downs it was worse then the pain from my shoulder, my quality of life is gone... there’s more, where do I start or where do I stop.