Texas Disability Insurance Attorneys Handling Denials, Appeals, Lawsuits, and Applications
When seeking assistance from a Texas disability insurance attorney it is important to consider how much experience your lawyer has in dealing with your specific disability insurance company. Every day we deal with every major disability company and we know every action that they will take. Texas is one of the few states that has attempted to level the playing field for disability insurance claimants by abolishing discretionary clauses in ERISA disability policies. Texas is a very fair state for disability claimants. Our lawyers have helped thousands of disabled individuals to recover disability benefits.
Texas Disability Insurance Lawsuit Case Summaries
In order to help you gain a further understanding of Texas disability insurance law our lawyers have provided some simple summaries of some Texas disability lawsuits. In addition we regularly update this page with recent court decisions, lawsuits and news regarding disability denials in Texas. We handle disability claims from the application stage through the litigation of a disability lawsuit. If you are looking for assistance for your disability insurance claim, then we always offer a free consultation to discuss your options.
Unum Disability Benefit Denial Overturned for Pre-textual Investigation
Unum Life Insurance Company conducted a long term disability benefit review of a claim filed by a carpenter who had six surgeries over three years. Despite his advanced sciatica and debilitating pain, Unum denied the ERISA disability benefit claim based on its internal physicians disregard of the treating doctor’s conclusion he could not work. But Unum’s company physicians had no concrete medical evidence for their conclusion. And, during this process, Unum kept critical medical records from the internal physicians. This pre-textual investigation was only discovered when a claimant hired a Texas disability benefit lawyer to challenge the denial… continue reading
Texas Disability Insurance Companies Can Be Subject to Bad Faith Claim
Texas law protects policy holders and requires that disability insurance companies act in a certain way. Though insurance companies would like to downplay their obligations, Texas law demands more. If a disability insurance company commits bad faith then they could be subject to damages that far exceed just disability payments. Only individual disability policy holders can seek bad faith damages, as ERISA prohibits bad faith and punitive damage claims… continue reading
Do I Qualify For Total Disability Insurance Benefits In Texas?
One of the most common litigated issues involving an individual disability policy is whether a disabled claimant that is working qualifies for “total disability” benefits. The lawsuits almost always occur because the disability company claims that the claimant is not totally disabled if he or she is able to perform the major duties of his or her pre-disability occupation. The answer to this complicated scenario is almost always a question of fact that must be decided by a jury. Since 1922, the Texas state courts have addressed several different cases which clarify how “total disability” should be defined and applied. Our Texas disability lawyers handle this issue on a daily basis… continue reading
Texas Disability Insurance Lawyers Regularly Fight ERISA Disability Denials
Insurance companies know what they’re doing when they write disability insurance policies as they build in language allowing for denials of benefits and limiting a court’s ability to overturn these decisions. Does your disability benefit policy have a discretionary clause which is subject to ERISA? If it does, or if you don’t know what a discretionary clause is, then you need an experienced Texas disability insurance lawyer to protect your rights… continue reading
Texas Court Upholds Prudential Disability Insurance Denial
ERISA laws often give the insurance company the right to make critical decisions and the courts are limited in their ability to reverse a denial of benefits. A disability company is constantly monitoring a claim in search of a reason to deny a claim. A claimant always needs to understand the language of their disability policy and be careful as to how they report information to the disability company… continue reading
Texas Courts, Government and Texas Department of Insurance Information
- Texas Court System Official Website
- Clerks of the Texas Courts
- Texas Court Structure Chart
- Official Government Website of the State of Texas
Information regarding the state of Texas governmental entities resources - Texas Department of Insurance
Regulates all insurance companies that do business in Texas. According to the Texas Department of Insurance there are more than 2,000 insurance companies that sell insurance products in Texas.
Federal Courts
- U.S. Court of Appeals (5th Circuit)
This court has jurisdiction over appeals from United States District Courts located in Louisiana, Texas and Mississippi.
Texas has four Federal District Courts, which are the Eastern, Northern, Southern and Western District of Texas Federal Courts.
Resources to Help You Win Disability Benefits
Submit a Strong Appeal Package
We work with you, your doctors, and other experts to submit a very strong appeal.
Sue Your Disability Insurance Company
We have filed thousands of disability denial lawsuits in federal Courts nationwide.
Get Your Disability Application Approved
Prevent a Disability Benefit Denial
Negotiate a Lump-Sum Settlement
Our goal is to negotiate the highest possible buyout of your long-term disability policy.
Prudential terminated my LTD, so now I have no income
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Lincoln Financial made my life a living hell
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They demanded an overpayment, stopped my claim, and lied about it
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Sun Life is a real pain
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I feel like Unum is giving me the runaround!
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Payment delays!
Cigna (NYL) denied my claim
Hold up on payments!!!
Q: Can I lose my Hartford benefits if I also receive an annuity payment?
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Contracts Manager With Toxic Encephalopathy Wins MetLife Long Term Disability Denial Appeal
After Two Appeals The Standard Insurance Approves Short & Long Term Disability Benefits for Nurse
Reliance Standard overturned its previous denial of long term disability benefits for Texas Retail Store Manager
Liberty Mutual Approves Disability Benefits to Senior Vice President
After Being Offered $20,908.56 in Back Benefits and Interest, Attorney Alex Palamara Helps Disabled Nurse Receive $450,213.86 plus $5,000/mo going forward Due to Regulatory Settlement Agreement
Reliance Standard Overturns Its Decision to Deny; Dell Disability Lawyers Client Will Again Receive Long Term Disability Benefits
Sun Life Approves Claim for Long Term Disability Benefits
CIGNA Denies Long-term Disability Benefits to Customer Service Representative with Fibromyalgia
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