Question
I pay for extra disability pay but they won’t give it to me claiming comp benefits?
Answer
Jimmy:
Private disability policies have deductible source of income provisions. Worker comp benefits for wages are usually a deductible source of income in most disability policies. As a result of the language your workers comp payments will offset and sometimes wipe out the private disability benefit payment. The disability company can request and seek an overpayment if they have paid you already. You must review your disability policy to determine the types of income that the insurance company can deduct from what they owe you.
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