Have you had any instances where, for example, Prudential requests another 45 days but you file suit because the only special circumstance is that they waited until closer to the 45 day deadline to start looking over an appeal?

Is there anything out there that defines what those special circumstances actually are? It feels like whenever I have to wait for a decision from them that they’re dragging their feet, almost as an intimidation tactic (might not be the right term). Your last paragraph mentions whether a lawsuit should be filed after 45 days. Have you had any instances where, for example, Prudential requests another 45 days but you file suit because the only special circumstance is that they waited until closer to the 45 day deadline to start looking over an appeal?