Dell Disability Lawyers' Client Awarded ERISA Long Term Disability Benefits After ERISA Appeal Filed
Dell Disability Lawyers was informed by Unum that a client’s claim for LTD benefits has been finally awarded. The client was previously employed as a Nuclear Security Officer for the Entergy Services, Inc. This occupation is a position of great responsibility. From controlling access, preventing intrusions, and thwarting industrial sabotage, the claimant had to be ready at all times to perform the material and substantial duties of his job. Unfortunately, the restrictions and limitations caused by lumbar radiculitis, lumbar degenerative disc disease, lumbar facet arthropathy and the related lumbar pain caused by these conditions prevented the client from performing his duties since May of 2012.
Shortly after leaving work due to these conditions, the client filed for but was denied Long Term Disability benefits by Unum.
Claimant Contacts Dell Disability Lawyers
After his initial appeal was denied, the claimant contacted Dell Disability Lawyers with the hopes that their expertise would help convince Unum that he was truly disabled with the final disability appeal he possessed.
After having a chance to review the Unum’s claim file and the client’s medical records, Dell Disability Lawyers was able to point out the strengths of the client’s claim and the weaknesses of Unum’s earlier reviews that led Unum to the previously incorrect decision to deny his benefits.
Dell Disability Lawyers’ Administrative Appeal
Armed with physician support that stated that the claimant could not perform his occupation as he could not lift more than 15 lbs, Dell Disability Lawyers was able to show Unum that there was no way this individual could ever perform the duties of a Nuclear Security Officer. Additionally, Dell Disability Lawyers pointed out that neither of the reviewers who were employed by Unum to review the medical records of the client had even treated, met with or even laid eyes on the claimant.
A few weeks after the appeal was filed, Dell Disability Lawyers was informed today that the client’s claim had finally been approved. The client will be receiving his long term disability benefits shortly. We at Dell Disability Lawyers will work to keep this client on claim until he is able to return to work or until his policy expires at age 65.
If you have a similar claim, please do not hesitate to call Dell Disability Lawyers for a free consultation to discuss your case.
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Q: Does UNUM periodically review Group Long Term Disability Insurance claims/payments? For example, do they verify medical eligibility every five or ten years?
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Reviews from Our Clients
Very satisfied with the work of this team. Took well care of my case and took all the necessary time to be responsive and attentive when I had questions. Guided me through recovery and returning to normalcy. All thanks to Jason & Tabitha, thank you!
I’m extremely satisfied with the experience I have had with this firm from day one. The lawyer who has handled my case, Alex, is very efficient and attentive to all my questions and concerns. They are always aware of how my case has gone and they care about my health. I feel optimistic with them because they are very attentive during the process of my claim. I would not hesitate to recommend families and friends if in any situation they need their services. Kathleen as well has been very well and assisted me with this case. I highly appreciate everything they have done for me.
It’s unfortunate when disability insurance companies come after older disabled policyholders just to help their bottom line. It can be a living nightmare the damage they can do to a family. Dell Disability Lawyers are polite, understanding and knowledgeable. They call you back and answer any question you have no matter how unimportant it can be. The amount of stress they took off of myself and family was incalculable. I recommend them highly to take care of any disability case whether it be filing for benefits or reversing a claim decision. They are outstanding.
I could not have been happier or more appreciative of the hard work they performed on my behalf. I was well briefed on my case and it was closed in a timely manner with a financially successful resolution.
Mr. Symonds and Sonia as well as everyone else we have worked with throughout this process have been very helpful, professional and caring to our situation. We are very thankful to have this great team on our side.
Without them my LTD company was dropping my plan with me still suffering from my accident, even with doctor’s statements I’m still disabled. The LTD company didn’t want to advance my policy to the next stage of years of pay. Dell Disability Lawyers saved my policy, and helped to enforce the LTD company’s own policy (for its policy holder, me) that I would be covered still under the LTD policy I had paid for at my previous job, when my accident occurred. These lawyers know what they are doing and can help you too. LTD companies will try to drop you when you still need coverage just because they don’t want to pay on your policy anymore. Don’t let them break contract with ya because they are trying to get out of it. Hit em with legal action to ensure the continuation of your policy you paid for. Dell Disability worked very well for me and continue to do so.
I was denied long term disability benefits from The Hartford after being on it for years. I found Dell Disability Lawyers after doing research online. In a matter of days they responded and explained to me everything that would be done. Dell Disability Lawyers were able to settle my suit against The Hartford very quickly and responded to me quickly. I would definitely recommend this team of lawyers for anyone that is fighting for their disability insurance.
I have had nothing but a great experience with Dell Disability Law Firm. Mr. Alex Palamara and his team went above and beyond my expectations. They will respond to emails and phone calls in a timely manner. Thank you once again for taking my case.
This law firm is the best so far. MetLife denied me two times, they appealed two times for me and they won of course. So if you are on disability and want a chance at winning your case use this firm Dell disability lawyers, kind courteous understanding and they get the job done. You won’t be disappointed.