Aetna is shady
From all of my experience with Aetna, if you can afford a lawyer, that’s the way to go. They are shady, backed by the Harford Insurance Group. They will probably take the whole 45 days looking for a way out of paying the claim. you have the right to a copy of their records about your disability case. Unfortunately, the employers usually try and help Aetna deny your claims which is an illegal actions of fuguratory abuse on both. For this reason you may be able to also sue the employer if you can prove so. Ask the employer for all copies of corospondance with Aetna about your disability; also get copies of all forms your Dr.s filled out for Aetna and count all dates they will try to use dates against you. Also to deny benefits don’t forget to appeal if denied they are only in business to take your money and / or benefit rights!
