Disability Insurance is a rip off

Disability Insurance is a rip off. I worked for Wendover Fianancial Company for over 14 years and had a disability policy which was deducted out of my paycheck for years for extra coverage. I filed a Worker’s Compensation Claim in North Carolina and it was the 2nd time that I had filed one. My employer did not want me to file them and told me so. Well, I had my surgery on Dec. 13, 2005 and was laid off on Dec. 15, 2005. Since I had filed the worker’s compensation claim the company did not file my disability claim, but instead laid me off. They eventually also denied the worker’s compensation claim too, so I was left high and dry. Here is hoping that everyone will think twice about taking out disability insurance. They will find a way to deny the coverage. My health coverage was with New York Life. It should be against the law.