Lincoln Financial Reinstates Disability Benefits Following the Submission of an Appeal for an Attorney With Wrist Injuries
Prior to filing a claim for disability, our client was a successful managing attorney at the law firm she worked for. In late 2010, she suffered a fracture of the carpal bone and a wrist dislocation that required surgery to repair. Lincoln Financial initially approved her claim and paid benefits for approximately one year. During the time she was on disability she was required to undergo surgery on her other wrist as well. In November 2011, she was notified by Lincoln that her claim was being terminated based upon Lincoln’s opinion that she should be able to perform her occupation as an attorney, which Lincoln deemed to be a “light physical capacity” occupation.
Although her job would require being able to work at a light physical demand, the true main duties of her occupation as an Attorney far exceeded the ability to simply work at a light physical level. Prior to contacting Dell Disability Lawyers, she filed her first ERISA appeal in an attempt to clarify how her medical condition limited her ability to perform each of the main duties of her occupation. Upon receipt and review of the appeal, Lincoln notified her in February 2012, that they were upholding their denial of her claim based upon the review of the information contained in the claim file.
Under her policy, Lincoln allows for a second voluntary appeal. However, the time frame for submitting this second appeal was only 60 days, as opposed to the ERISA mandated 180 days for a first appeal. Not wanting to take any additional risks, she contacted Attorneys Dell and Schafer to assist her in the filing of the second appeal. Attorneys Stephen Jessup and Gregory Dell set to work quickly to obtain a copy of the claim file and to coordinate additional testing and treatment that could prove beneficial to our client’s claim. A thorough review of the claim file indicated that Lincoln was not properly classifying her pre-disability occupation, and that the review of her medical records was insufficient, incomplete and evidenced Lincoln’s attempts to cherry pick information favorable to support its position. Attorneys Jessup and Dell prepared and submitted the final ERISA appeal in advance of the shortened 60 day deadline. Based upon the information provided and argument made, Lincoln reinstated our client’s monthly benefits, and paid almost a full year of back benefits owed to our client.
If your ERISA governed disability claim has been denied by Lincoln Financial, or any other insurance carrier, or you have questions regarding your claim, please contact Dell Disability Lawyers for a free consultation.
Resources to Help You Win Disability Benefits
Submit a Strong Lincoln Financial Appeal Package
We work with you, your doctors, and other experts to submit a very strong Lincoln Financial appeal.
Sue Lincoln Financial
We have filed thousands of disability denial lawsuits in federal Courts nationwide against Lincoln Financial.
Get Your Lincoln Financial Disability Application Approved
Prevent a Lincoln Financial Disability Benefit Denial
Negotiate a Lincoln Financial Lump-Sum Settlement
Our goal is to negotiate the highest possible buyout of your long-term disability policy.
Policy Holder Rating
Lincoln Financial made my life a living hell
Reply
Lincoln Financials wants to claw back my money
Reply
This is the second time I've been shorted in my check
Lincoln Financial denied my STD claim because one doctor didn't send them my medical information.
Reply
Lincoln cancelled my benefits because my doctor's notes were handwritten
Reply
Lincoln denied my disability claim even though Dr said I couldn't work
Reply
Lincoln doesn't think renal failute and 4 dyalisis treatments per day are enough to be. Disabled
Reply
They promised me min 10% of my salary and max 60%. I got 6%
Reply
Q: If I return to work only part time and decide I can't continue, will Lincoln Financial base my income on when I worked part time or full time?
Q: Does Lincoln Financial apply offsets to all claimants equitably?
Q: Does payback to Lincoln Financial, once approved for SSDI, include the first year?
Q: Is LF's doctor, who never spoke with me or evaluated me, allowed to clear me for work?
Q: Can LF discontinue my mental health benefits after 24 months?
Q: Can Lincoln Financial deny a total disability claim approved by a federal judge? Can I get a lump sum payout instead of fighting with them for the next 9 years?
Q: Do I have to tell Lincoln Financial that I was denied for SSDI?
Q: What do I do if LF denied my claim because depression is "mild, not severe"?
Has Lincoln Contacted You About Your Liberty Disability Claim?
Is Lincoln Relying on MDGuidelines to Review Disability Appeals?
Lincoln Financial to Buy Liberty Life - Does This Affect My Disability Claim?
What Can A Claimant Expect With A Lincoln Financial Group Disability Claim?
Do You Know The Job Requirements To Be A Lincoln Financial Disability Claim Specialist?
Disability Benefit Denial Reason #4 - Your Doctor Is Misled By the Disability Company
Disability Benefit Denial Reason #3 - Video & Social Media Surveillance
How Do You Fight a Long-Term Disability Denial?
Attorney Alexander Palamara of Dell Disability Lawyers gets LTD Benefits Reinstated for former Walmart Manager who is now found disabled from Any Occupation
Lincoln Approves Long Term Disability Benefits After Four Year Fight
Lincoln National LTD Denial for Pre-Existing Condition Reversed on Appeal
Lincoln overturned its previous denial of LTD benefits for Escalation Engineer
After Appeal, Lincoln Overturns Denial of LTD benefits for Trucking Supervisor
Dell Disability Lawyers Wins Short Term Disability Appeal Against Lincoln
Lincoln National Life Insurance Company overturned previous denial of long term disability benefits for Wyoming Professor
Dell Disability Lawyers Administrative Appeal for Cafeteria Manager Forces Lincoln to Re-Approve Disability Claim
Reviews from Our Clients






