Question

If SSA deems me to no longer be disables, can Standard conduct a review?

Asked on June 4th 2017 by David
I have a question about someone on LTD with Standard since 2004 with a SS offset. The SSA is requesting an in-depth review (prior reviews have upheld LTD). The insured’s condition has improved with treatment over the years but the condition is not “cured.” Additionally, some work has been possible over the last few years but not in the insured’s original field. The insured’s annual income did not exceed SSA allowable levels. If the SSA changes their own disability designation or status can Standard discontinue benefits based upon Social Securities actions?

Answer

Answered on June 6th 2017 by Attorney Stephen Jessup

David, if the SSA deems you to no longer be disabled, then it could prompt Standard to conduct a review to determine continued eligibility. It would not, in and of itself, be grounds for a denial by Standard – but it would play a part.