LINA overturned its previous LTD denial for Medical Technologist
Our client, Ms. H, formerly worked as a Medical Technologist for a National Clinical Laboratory. In July 2017 a number of medical issues, including psoriatic arthritis and osteoarthritis forced Ms. H to stop working and submit her claim for disability benefits under her employer’s long-term disability (LTD) policy, which was funded and administered by LINA. Under her employer’s disability policy she would be considered totally disabled if she was unable to perform, with reasonable continuity, the material of her regular occupation in the usual or customary way.
After paying Ms. H just 1 month of benefits under the Policy’s “own occupation” definition of disability, LINA denied continued LTD benefits on the basis that she allegedly no longer met the policy definition of disability. Specifically, LINA “concluded that she is not medically unable to perform the duties of her Own Occupation.” After receiving the denial, Ms. H contacted Dell Disability Lawyers and discussed her case with Attorney Jay Symonds. Attorney Symonds identified several significant issues in LINA’s denial letter and in the evidence it relied on and agreed to prepare and submit Ms. H’s ERISA appeal with the assistance of his appeal team.
The LTD appeal addressed all of LINA’s short-comings and reasons for denial, with a special focus on the medical records on and around the date of LINA’s denial and significant inconsistencies with its medical reviewer’s findings. In particular, the appeal addressed the fact that, LINA’s medical reviewer mischaracterized and misstated the record evidence to support her purported medical opinions. Further, Ms. H’s Attending Physician completed a report which confirmed that her pain was reasonable and supported by the objective testing as well as the fact that the side effects from her many medications limited Ms. H’s ability to work with reasonable continuity and affected her ability to concentrate, which was crucial to her continued success in her regular occupation as a Medical Technologist. And finally, LINA did not properly consider the requirements of Ms. H’s occupation, which required long hours of eye and hand coordination, and the ability to perform repetitive tasks with dominant hand constantly throughout the day.
Just over five weeks later, and after reviewing both the appeal and hundreds of pages of exhibits and medical records, LINA overturned its decision to terminate benefits, paid full LTD back benefits and reinstated Ms. H’s LTD benefits. Attorney Symonds continues to represent our client to best ensure that LINA will not terminate her benefits again. Feel free to call our disability attorneys for a free consultation regarding any matter relevant to your disability claim.
Resources to Help You Win Disability Benefits
Submit a Strong Cigna Appeal Package
We work with you, your doctors, and other experts to submit a very strong Cigna appeal.
Sue Cigna
We have filed thousands of disability denial lawsuits in federal Courts nationwide against Cigna.
Get Your Cigna Disability Application Approved
Prevent a Cigna Disability Benefit Denial
Negotiate a Cigna Lump-Sum Settlement
Our goal is to negotiate the highest possible buyout of your long-term disability policy.
Policy Holder Rating
Payment delays!
Cigna (NYL) denied my claim
Hold up on payments!!!
Paid Family Leave
They should all rot in hell
They will constantly come up with anything to delay paying you
Don't count on Cigna!!! You will be very disappointed!!!
They will do anything to avoid paying
Q: Why can Cigna get away with not paying me anything for my disability?
Q: Do I have to be an active employee to apply for LTD?
Q: Can Cigna refuse to give me a copy of my short term disability policy?
Q: Is my plan governed by ERISA?
Q: Can I add a physical disability claim to my mental health one without seeing a doctor (hard to get an appointment with COVID)?
Q: Do you handle CIGNA cases in Florida?
Q: How can Cigna get away with not answering my calls?
Q: Do you handle closed cases only, or open ones as well?
Is Cigna Seeking To Offset Disability Benefit by Social Security Survivor Benefit?
Is Cigna's Denial of Your Appeal Really a Denial?
What Should a Claimant Expect When Suing Cigna or any Other Disability Company for Long Term Disability Benefits?
Are Cigna Short Term Disability Denials on the Rise?
Cigna's latest strategies for handling and denying disability benefit claims
Is a Claimant's Complaints of Pain Enough to Qualify for Short or Long Term Disability Insurance Benefits?
Is My Insurance Company Allowed to Take An Offset of My Monthly LTD Benefit for Social Security Benefits My Kids Receive As A Result of My Disability?
Is My "No-Fault" Auto Insurance Settlement an Offset Under My Long Term Disability Insurance Policy?
Cigna Sued For Failing To Make A Timely Decision on Appeal
CIGNA Overturns a Waiver of Premium for Group Life Insurance Policy
Cigna Admits Error In Denying Disability Benefits
CIGNA Overturned Their Denial of LTD Benefits for Nevada Healthcare Coordinator
CIGNA Denies Technology Manager under the Own Occupation Provision & Dell Disability Lawyers Wins Appeal
CIGNA overturned previous denial of waiver of life insurance premiums
Dell Disability Lawyers successfully appeal denial of benefits to claimant with CRPS/RSD
LINA overturned its previous LTD denial for Medical Technologist
Reviews from Our Clients






