New York Life Disability Lawyer Representation for Your LTD Insurance Claim
What is New York Life’s Experience with Long Term Disability Benefit Claims?
New York Life insurance company became one of the largest group disability insurance companies when they purchased Cigna’s disability income and life insurance division in December 2019 for $6.3 billion. New York Life is not a stranger to the insurance business as they have been around since 1845 and are the largest mutual insurer in the U.S. with over $300 billion in assets under management. Prior to the purchase of Cigna, New York Life handled long term disability insurance claims but it was almost exclusively individual disability policies and not employer provided disability coverage.
Employer provided disability policies are governed by ERISA, which is a horribly unfair pro-insurance company federal law governing all employer provided benefits. New York Life had very little experience with ERISA prior to buying Cigna, but with Cigna employees joining New York Life through the merger, we anticipate that the same unreasonable claim denials that took place at Cigna will continue at New York Life.
How can I get my New York Life disability benefits paid?
The answer is not simple because every New York Life disability policy contains different language, and the disabling medical condition(s) and occupation of each claimant differ. Every disability claim is unique and we need to review your policy and determine the issues that are specific to your disability claim. The ultimate goal is to get your New York Life long term disability benefits paid for as long as you need them. Our disability insurance lawyers have helped thousands of New York Life claimants nationwide to collect disability benefits and we would like the opportunity to provide you with a free initial phone consultation to discuss your disability claim.
What should you expect with a New York Life disability benefit claim?
There are multiple stages of a claim for disability benefits and our disability lawyers help claimants with everything from the initial application for disability benefits through the filing of either an ERISA appeal or disability lawsuit in Federal Court. Each stage of your claim requires unique strategies and different laws are applicable at each stage. We invite you to watch our New York Life disability benefit videos in order to gain helpful tips for protecting and securing your long term disability benefits.
As you can see below we are constantly sharing insights about New York Life as part of our Protect Your Benefits Community. The more that you can think like New York Life insurance company, the better chance you will have to get your benefits paid and keep them from being denied. We encourage you to view below reviews about New York Life, answers to questions about New York Life, and Cases and Claim Tips about New York Life. Any of our disability lawyers are available to discuss your claim and you will always speak with an attorney when you contact our office.
