Question
Do I only get one appeal with Prudential? Do I have recourse for a STD denial?
Answer
Prudential typically provides a voluntary level of appeal. Following the denial of the appeal you would have the right to bring a lawsuit under ERISA to secure benefits at this time-however, I wouldn’t necessarily suggest that at this time as the rules for litigation under ERISA are very restrictive. If your appeal did not provide adequate evidence of disability due to your diagnoses and you were to file a lawsuit now, under ERISA you would not be allowed to supplement the administrative record with additional information. Please feel free to contact our office to discuss how we may be able to assist you.
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Policy Holder Rating
Denied but Not Denied but I am Denied
California State Disabilty "OFFSET" never mentioned or outlined when enrolling for STD coverage.
Prudential terminated my LTD, so now I have no income
Reply
Prudential cancelled my policy amid COVID crisis
Reply
I was sold a policy that I cannot use and no one will show me the policy
Reply
Prudential verbally approved my claim and then sent me a denial letter
Reply
It would cost me more to fight Prudential than to let them get away with their games
Prudential told me I would have a decision today, and now the need another week. Guess what, I'm still broke
Reply
Q: I made a Short term disability claim with Prudential but they right away went to consider long term disability
Q: Prudential denied me STD due to a doctor who wrote personal things about me, like I still drive.
Q: Prudential is sending me to an IME but refuses to allow recording. Should I refuse to go to the IME?
Q: What can I do about my long term benefits that’s ending after 2 years?
Q: My mother paid many years for a long-term care policy. When she had to be put in an assisted care facility, Prudential won't pay. Do you accept cases like this?
Q: Can Prudential deny me if SSDI approves me?
Q: How does Prudential calculate attorney fees?
Q: Can I sue my PRUDENTIAL LTD for the cost of hiring a disability attorney to get my benefits reinstated?
Prudential Lump Sum Disability Policy Buyout Options
Is Exhaustion of Remedies Required before filing an ERISA Lawsuit?
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Do I need to disclose my disability insurance claim if I filed for bankruptcy?
Can I submit a long-term disability claim if my employment has been terminated?
How Much Time Does Prudential Have to Make A Determination On an ERISA Disability Appeal?
If I File A Short Term Disability Claim With My Carrier And My Claim Is Denied, Do I Also Need To File A Separate Long Term Disability Claim?
Can the disability company limit my disability benefits to 24 months if I have been diagnosed with depression as a result of my physical disability?
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Engineer With Depression Wins Prudential LTD Appeal
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Lawyer Wins 24 Month Mental Nervous Prudential Disability Denial
Research Epidemiologist with chronic fatigue / ME wins LTD appeal against Prudential
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