Standard Disability Help

Question

Do I have to pay back LTD after receiving SSDI?

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

Asked on September 21st 2023 by Birgit

Hello,
I finally received SSDI after receiving Long Term Disability Insurance for two years. The Standard wants the money back which I received from SSDI as back pay.
I used to work for the local School District, and before for the state. In both organizations, I had LTD with The Standard. Now to my question, do I have to pay the money back to the Standard, after all, I never:
1. received a policy (state and SD)?
2. signed anything?

Almost all school district and state employees who have LTD Insurance do not know that they have to pay the money back. Neither the School District, the state nor the Insurance company discloses this. Could this be a class action claim?

Thank you,
Birgit

Answer

Answered on September 21st 2023 by Attorney Gregory Dell

Hello. In most group disability policies there is offset language which states you must pay back any LTD that overlaps with a payment for social security disability benefits. You need to review your disability policy.

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Sent on October 4th 2023 by Attorney Gregory Dell

I am sorry to hear about your experience. Do you currently have a denial letter from them that you can email to me?

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S.B., this sounds extremely unusual and unreasonable, I suggest you contact our office and speak with one of the attorneys to address the specific questions you have regar...

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Sent on June 11th 2019 by Attorney Gregory Dell

Marissa, I am sorry to hear of your diagnosis and the troubles Standard is giving you. Please contact our office at once for a free consultation. We would love to speak wi...

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Answered Questions by Our Lawyers

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Q: Do I have to pay back LTD after receiving SSDI?

Answered on September 21st 2023 by Attorney Gregory Dell

A: Hello. In most group disability policies there is offset language which states you must pay back any LTD that ...

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A: I am sorry to hear what you are going through. We have seen you exact fact pattern with tax on ssdi when you w...

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9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

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I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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Question

Do I have to pay back LTD after receiving SSDI?

Answer

Resources to Help You Win Disability Benefits

Submit a Strong Standard Appeal Package

Sue Standard

Get Your Standard Disability Application Approved

Prevent a Standard Disability Benefit Denial

Negotiate a Standard Lump-Sum Settlement

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