Question
Are there things that can be done proactively to ensure that LFG's 2 year evaluation does not disqualify an insured?
Answer
If your definition of disability changes from own occupation to any occupation than Lincoln will definitely take a very close look at your claim. You should watch our video on the Top Five Reasons That Disability Claims Are Denied. You need to make sure that your treating doctors are aware of the change of the definition. You need to continue treating with your doctors regularly and document that you cannot do any work as a reliable employee. If your definition changes at two years, then the disability company will usually begin their change of definition evaluation at 18 months. We regularly represent clients on a monthly basis in order to prepare for changes in definition and dealing with the carrier on a daily basis.
Resources to Help You Win Disability Benefits
Submit a Strong Lincoln Financial Appeal Package
We work with you, your doctors, and other experts to submit a very strong Lincoln Financial appeal.
Sue Lincoln Financial
We have filed thousands of disability denial lawsuits in federal Courts nationwide against Lincoln Financial.
Get Your Lincoln Financial Disability Application Approved
Prevent a Lincoln Financial Disability Benefit Denial
Negotiate a Lincoln Financial Lump-Sum Settlement
Our goal is to negotiate the highest possible buyout of your long-term disability policy.
Policy Holder Rating
Uses every dirty trick in the book
Every month I get paid on a different date
Never received benefits my entire leave - or help with them
Well Documented correspondence
Lincoln Financial made my life a living hell
Reply
Lincoln Financials wants to claw back my money
Reply
This is the second time I've been shorted in my check
Lincoln Financial denied my STD claim because one doctor didn't send them my medical information.
Reply
Q: Can I be denied from short term disability insurance for postpartum? Or can I fight this?
Q: If a dependent turns 18 in December, does Lincoln subtract their dependent amount from LTD payments even though child is now an adult and receives benefits directly until graduation?
Q: LTD return to work? What if I require training or want to continue education, will I continue to receive payment during this period?
Q: What if I never received longterm policy and I never agreed or signed agreement fee with disability insurance company?
Q: Should I accept the buyout from Lincoln Financial? I have 7 days to decide.
Q: Change in Occupation
Q: If I return to work only part time and decide I can't continue, will Lincoln Financial base my income on when I worked part time or full time?
Q: Does Lincoln Financial apply offsets to all claimants equitably?
Has Lincoln Contacted You About Your Liberty Disability Claim?
Is Lincoln Relying on MDGuidelines to Review Disability Appeals?
Lincoln Financial to Buy Liberty Life - Does This Affect My Disability Claim?
What Can A Claimant Expect With A Lincoln Financial Group Disability Claim?
Do You Know The Job Requirements To Be A Lincoln Financial Disability Claim Specialist?
Why Must Your Disability Insurance Lawyer Understand Your Disabling Condition?
Disability Benefit Denial Reason #5 – Your Medical Evidence is Weak
Disability Benefit Denial Reason #4 - Your Doctor Is Misled By the Disability Company
Nurse Denied Long-term Disability Benefits by Lincoln After the Definition of Disability Changed
Lincoln Reverses Decision to Terminate LTD Benefits of Corporate Attorney after Dell Disability Lawyers Appeals the Decision
Lincoln Denies Disability Insurance Benefits to 66 Years old Software Developer with Long Covid and MS
Lincoln LTD Denial Reversed for an Occupational Therapist that was Denied Benefits After 24 Months
FPL Lineman Wins Lincoln Disability Denial Appeal
Attorney Alexander Palamara of Dell Disability Lawyers gets LTD Benefits Reinstated for former Walmart Manager who is now found disabled from Any Occupation
Lincoln Approves Long Term Disability Benefits After Four Year Fight
Lincoln National LTD Denial for Pre-Existing Condition Reversed on Appeal
Reviews from Our Clients






