Standard Insurance Company is NOT here to help employees

The Standard insurance are NOT here to help an employee, although they sure don’t hesitate to take our money every month. I have been out of work since April 18th 2015 due to a back disease and for PTSD after working in a correctional facility. I was approved for the short term disability but was denied for any long term care although the issues were the same incident. I recently contacted a lady named Melissa who was the long term disability reviewer after being denied my long term claim and explained that I was still in pain and was seeing several experts to see what was going on. She emailed me and told me to get all of the medical records related to this continued pain. After several appointments and another 2 months go by, we found that my gull bladder had not been working causing fever, nausea, abdominal pain. And was referred to a surgeon. My gull bladder was removed on Monday Nov. 9th and I called my primary health care provider, my GI Doctor, and the surgeon and ask that then send Melissa what ever information she required as at this point I had been 2 1/2 months off work with no pay and the bill collectors were calling. Melissa told my doctors office that I needed to request and review and the medical records HAD TO CO ME FROM ME NOT THE DR. OFFICES. and that the review will take anywhere from 4 to 6 months. Are you kidding me? Standard refused to pay and my employer required a release to return to work. My Dr’s stated that they can not release me until I am physical able to return. So I will be losing my place to live because the standard deck jockeys believes they know more about my health then my doctor. As the VP of our union I will be requesting strongly that the state offer employees a couple options for short and long term disibility company’s as we do with our health insurance. I have talked with several coworkers who have also had the same kinds of issues. I have files another claim with Standard regarding this issue and if I am denied again I will file a complaint with the Oregon insurance commission and obtain a attorney. It’s a shame that when someone is ill and dealing with all that stress that this so called insurance company refuses to lift a finger to help. And the worst part of it all is WE PAY TO BE TREATED THIS WAY. I recently spoke with a supervisor there named Karen who not only refused to give me her last name as well as her bosses name. Cover up after cover up.