How Can Dell Disability Lawyers Help You?

Five Ways We Help Get Your Disability Benefit Paid

Dell Disability Lawyers offers disability insurance lawyer representation anywhere you live in the United States. Our long term disability insurance attorneys can represent you at all stages of a claim for disability insurance benefits in both private policy and group disability (ERISA) claims.

Our law firm has over 45 years of litigation experience against every major disability insurance company in courts throughout the country and has achieved successful outcomes for tens of thousands of clients. We have the financial resources, skill and determination to battle the multi-billion dollar disability companies that we face on a daily basis. We are committed to delivering you the highest quality legal work and client service whether you are hiring us to help you apply, manage your claim, appeal a denial, file a lawsuit or negotiate a buyout settlement.

Submit A Strong Appeal Package
Our Disability Lawyers Help Write Your ERISA Disability Appeal Letter

If your disability insurance benefits have been wrongfully denied, then our LTD attorneys know exactly what it takes to get your disability claim approved.

You only get once chance to submit an Appeal, therefore every piece of evidence that will support your disability claim must be included. The goal is to win your disability benefits at the Appeal level, but while preparing your Appeal you must consider how a federal judge will review your disability claim if your benefit denial is upheld.

Preparing a strong disability appeal package is an art that requires you to understand how the courts interpret your disability policy language, ERISA regulations / laws, and how to strategically present evidence in support of your definition of disability. We encourage you to contact any of our disability insurance attorneys for a free immediate review of your disability denial.

Disability Insurance Appeal
Sue Your Disability Insurance Company
A Disability Lawyer Guide For an ERISA Disability Benefit Denial Lawsuit

98% of the disability insurance lawsuits filed by our law firm have resulted in either the payment of benefits or a lump-sum settlement agreement.

Our disability insurance lawyers have filed ERISA-governed and private policy disability insurance lawsuits against every major disability insurance company in state and federal courts nationwide. We love fighting for the little guy against the multi-billion dollar insurance company giants.

We have recovered over two billions of dollars for our clients and we would like to provide you with a free review of your disability benefit denial. There are many complex factors in a disability benefit lawsuit and the legal battle to win long term disability insurance benefits can be fierce.

Disability Insurance Lawsuit
Get Your Disability Application Approved
Don’t Apply For Disability Benefits Without a Lawyer

Our goal is to get your application for disability insurance benefits approved.

Applying for disability insurance benefits can be a difficult process and the information you provide is critical. Most disability insurance companies look at your application in hopes of finding a reason to deny your claim. Your disability company will ask you to complete numerous forms, interview you, request lots of information, speak with your doctors and possibly request to have you examined by their hired gun doctor.

Our disability insurance attorneys have helped thousands of claimants throughout the United States. We will guide you through the entire application process to give you the best chances of getting your claim approved on the first attempt.

Apply for Disability Insurance Benefits
Prevent A Disability Benefit Denial
Why Our Disability Lawyers Should Handle Your Long Term Disability Benefit Claim Monthly

Approval of long-term disability benefits is a continuous process as every disability insurance company will evaluate your eligibility for benefits on a monthly basis. You can never let your guard down and assume that your disability company will continue to pay your benefits for as long as you think you need them. Our team has been managing disability claims for thousands of clients with disability insurance benefits for over 45 years.

Dell Disability Lawyers provides a flat-fee monthly service for managing claims. We will handle every aspect of your long-term disability claim and do whatever it takes to make sure you are paid every month.

Monthly Claim Handling
Negotiate a Lump-Sum Settlement
Our Disability Lawyers Can Maximize Your Disability Lump Sum Buyout or Settlement

Let's discuss if a lump-sum settlement or buyout of your disability insurance claim is both available and makes financial sense for you.

Our long-term disability lawyers have negotiated more than five-hundred million dollars in disability insurance buyouts and we know how to get you a maximum settlement. A disability insurance company is not required to offer a buyout and not every disability company offers them. We work closely with actuaries, financial consultants and treating physicians in order to maximize a buy-out offer.

Disability Buyout Settlement

Dell Disability Lawyers Know What It Takes To Get Your Disability Benefits Paid

The Dell Disability Lawyers team of 	disability insurance attorneys

We have helped tens of thousands of claimants throughout the United States to collect over two billions of dollars in disability insurance benefits from every major disability insurance company.  In more than 98% of our cases, our long term disability attorneys have been able to either get our clients paid monthly disability benefits or obtain a one-time lump-sum settlement.

Our attorneys have seen it all when it comes to disability insurance claims and we know exactly what it takes for your disability claim to be approved. We welcome you to speak with a disability insurance lawyer for a free immediate review of your disability claim. We also invite you to visit and subscribe to our YouTube channel where we have more than 1000 videos and provide weekly tips to help protect your disability benefits.

Everything You Must Know About Your Disability Insurance Company

Learn How Your Disability Insurance Company Acts and Thinks

You can greatly increase your chances of disability insurance benefit approval by learning all about the claim handling tactics of your disability insurance company. Every disability insurance lawyer working with us has contributed tons of helpful information available and we are constantly updating our site on a weekly basis.


How Do Disability Insurance Companies Evaluate Your Occupation?

Discover How your Disabling Condition Should Be Presented to the Insurer

Disability insurance companies always argue that “diagnosis does not equal disability”. Proving that your medical condition is disabling is the most challenging aspect of any disability insurance claim. Our LTD insurance attorneys are experienced with every type of disabling medical condition and we work closely with you and your doctors to provide the best evidence in support of your limitations.


How Should You Present Your Medical Condition in a Long Term Disability Claim?

Explore How Disability Insurers Evaluate Your Occupation

Disability insurance companies are well-known for minimizing your occupational duties. This technique is employed as a tool to demonstrate that you can perform duties that differ from the job you were performing while working. Our long term disability insurance lawyers have represented claimants across a wide range of occupations and they possess the expertise and experience necessary to navigate the complex landscape of disability insurance claims, ensuring that your rights are protected and that you receive the benefits you are entitled to.


Resources to Help You Win Disability Benefits

412 Our Resolved Claims

Our Resolved Claims

Showing 4 of 412 Resolved Claims
Tata Consultancy Engineer with Back Disorder Wins NY Life Disability Appeal

Tata Consultancy Engineer with Back Disorder Wins NY Life Disability Appeal

Learn how our attorneys helped a Technical Lead suffering from paraplegia win a New York Life LTD insurance appeal & get a free legal review of your case.
New York Life LTD Denial for Daikin Applied Americas Safety Manager Reversed on Appeal

NY Life LTD Denial for Daikin Applied Americas Safety Manager Reversed on Appeal

Our law firm helped a Technical Trainer with Rheumatoid Arthritis win a New York Life LTD insurance appeal. Learn how & get a free legal review of your case.
Osmose Director of Business Development with Neck Disorder Wins Reliastar Voya LTD Appeal

Osmose Director of Business Development with Neck Disorder Wins Reliastar Voya LTD Appeal

Learn how our attorneys helped a Senior Director suffering from Cervical Spondylosis win a Voya LTD insurance appeal & get a free legal review of your case.
ADP Payroll Manager with Migraines Wins MetLife LTD Appeal

ADP Payroll Manager with Migraines Wins MetLife LTD Appeal

Learn how our attorneys helped a Payroll Director suffering from Chronic Migraines win a MetLife LTD insurance Appeal & get a free legal review of your case.
739 Answered Questions by Our Lawyers

Answered Questions by Our Lawyers

Showing 4 of 739 Answered Questions

Q: Broadspire has denied claim after brain surgery. No one has responded back. What can we do?

Answered on June 15th 2026 by Attorney Stephen Jessup
A: First, we hope that your wife is recovering. Broadspire acts as a third party administrator for her employer...

Q: Lumbar stenosis & radiculopathy disability. How do I proceed?

Answered on June 11th 2026 by Attorney Stephen Jessup
A: The best place to start to determine your options with filing for disability would be with getting copies of y...

Q: If I move my FRS money will it be considered income?

Answered on June 10th 2026 by Attorney Stephen Jessup
A: Generally, if you rollover a retirement into another account and do not touch it the carriers do not see it as...

Q: SS Routine Review - Should I participate in this?

Answered on June 8th 2026 by Attorney Gregory Dell
A: Are they asking you to confirm the benefit amount or do they want something else? You should write them and as...
681 Disability Insurance Company Reviews

Disability Insurance Company Reviews

Showing 4 of 681 Reviews
Mutual of Omaha

DENIED PRE-EXISTING

Reviewed by Blackmon on March 19th 2026   Verified Policyholder | February 2026 date of disability
I filed a claim with Mutual of Omaha because I had a hip replacement surgery. My family doctor referred me to an orthopedic surgeon. Mutual of Omaha denied my claim saying...
Hartford

Total INCOMPETENCE!!!

Reviewed by Bryan on January 23rd 2026   Verified Policyholder | December 2025 date of disability
They don't answer or return calls... lack of communication... unorganized... takes 3-4 weeks after approval to recieve a check... they mail checks on a friday... mailed me...
Sun Life

Worst company ever

Reviewed by Danyette on January 23rd 2026   Verified Policyholder | December 2025 date of disability
I hate them, nothing else to say.
Lincoln Financial

Not getting paid on time

Reviewed by Jim on January 7th 2026   Verified Policyholder | October 2025 date of disability
From the very start they have not tried to work with me at all. So I went out for a knee surgery and it took a month and a half to get my first check. When I had turned al...
955 Helpful Videos

Our Recent Disability Videos

Showing 12 of 955 Videos
766 Disability Lawsuit Stories

Disability Lawsuit Stories

Showing 4 of 766 Lawsuit Stories

Reliance Standard Disability Denial Upheld Due to Claimant's Lack of Strong Medical Record Support

Reliance Standard’s denial of LTD benefits was not arbitrary and capricious when Florida Plaintiff’s medical evidence did not support her claim.
Unum Denied Disability Benefits to Lawyer After Paying for 18 Years

Unum Wrongfully Terminated Disabled Lawyer’s Disability Claim of Depression and Anxiety Despite Improvement in His Condition

Unum denies benefits to a lawyer after paying for 18 years and the appellate court reverses Unum’s wrongful disability denial.
Can A Severance Package Prevent Me From Getting Long Term Disability?

SunLife Released From Any Lawsuits Due To Claimant Giving Up Right To Sue In Severance Agreement

Never sign a severance agreement without considering the impact it will have on either your short or long term disability benefit claim.

Federal Court Overturns Aetna Denial Of Disability Benefits

In the recent case of Ferrin v. Aetna Life Ins. Co. a federal judge from the Northern District of Illinois determined that Aetna improperly terminated Ferrin’s...
333 Disability Benefit Tips

Disability Benefit Tips

Showing 4 of 333 Benefit Tips
Your Doctor Should NEVER Talk to a Disability Company Without Permission

Your Doctor Should NEVER Talk to a Disability Company Without Permission

Disability insurers often cold-call your treating doctor and use quick, out-of-context answers to deny your claim. Learn why you should never let your doctor speak to the insurance company without your permission.
Waiver of Life Insurance Premium Denials Can Lead to LTD Denial

Waiver of Life Insurance Premium Denials Can Lead to LTD Denial

A waiver of premium denial on your group life insurance is often a warning sign that a long-term disability denial is next. Learn why these denials matter and how to respond.
Why Must Your Disability Insurance Lawyer Understand Your Disabling Conditions?

Why Must Your Disability Insurance Lawyer Understand Your Disabling Condition?

Choosing a disability lawyer? Find out why your attorney’s understanding of your medical condition is critical to your case’s success.
Long Term Disability Benefit Denial Reason #5 – Your Medical Evidence is Weak

Disability Benefit Denial Reason #5 – Your Medical Evidence is Weak

Disability claims often require strong medical documentation. Learn what insurers look for and how to strengthen your claim with better evidence.