Question

Is it true that I can't go on STD again for the same reason as last time?

Asked on January 18th 2016 by Melissa
I have been on STD before for the same reason of mental illness. I have bipolar and my meds have become immune I have dropped into a manic depression episode. Hartford says I can’t go on STD again for the same reason? is this true? My doctor took me off work.

Answer

Answered on January 19th 2016 by Attorney Stephen Jessup

Melissa, It depends on the language of the policy. If the policy will only ever cover a certain period of time for the life of the policy due to a mental health condition then you may not be eligible for additional benefits. Do you have a copy?