Question

What is the difference between time period of the claim while approved and the time period of the claim while denied?

Asked on August 14th 2020 by Mark F.
I had a total hip replacement surgery that was delayed pending a dental clearance, which took a couple months. The first notice of claim denial came the day before surgery and was only the first of many to come. The claim was approved for a short period of time. The surgery had some complications from a staph infection that set healing process back delaying the physical therapy program. My question is what is difference between time period of claim while approved and time period of claim while denied as I received nothing from either time period until today when I got a check in the amount of $11.94,gross and after taxes was $8.02, under the heading of "short term disability".

Answer

Answered on August 14th 2020 by Attorney Alex Palamara

Mark, please gather all the correspondence concerning your claim and please contact us for a free consultation to see if we can make sense of why Principal has paid what it has and if there are any avenues to challenge their determinations.