MetLife

If Metlife is using ridiculous stall tactics over $12.00, I can't imagine what they do over full price

Reviewed by Bryan on August 20th 2018   Verified Policyholder
Metlife requested a ridiculous amount of paperwork for both the STD and LTD claims. The STD was not too bad since it was paid thru my employer. Metlife used numerous stall tactics on my LTD claim when they thought they were going to have to pay the full amount. Then when they received word that my SSDI claim was approved in 3 weeks and the amount that I and my daughter received on SSDI exceeded what they would have had to pay, then it was approved quickly. I did have a minimum of $100.00 a month pay out from Metlife, however you have to pay a minimum of $88.00 a month in Federal (sick pay) taxes, so the net pay from Metlife to me is $12.00 a month. Now after I received my first $12.00 payment, they send me a notice that I have to send all of my files that were sent to SSDI to them AT MY EXPENSE or they will have to review my claim. One of the documents you MUST sign for the LTD application is a release form giving Metlife the right to all files DIRECTLY from the SSA. Now why would Metlife demand that you give them a release for all your SSA files and then tell you that you MUST send them all your SSDI file or be subject to a review after one month of claim which again was a whopping $12.00. If Metlife if doing this to me over $12.00, I can only imagine what they are doing to people that they have to pay the full amount. It is obvious that Metlife has deep political roots involved in being able to run the company this way. I would love to know who the politicians are that they own before the mid-term elections.