Lincoln Admits It Was Wrong To Deny Disability Insurance Claim
Our client was the director of Volunteer Services for a large healthcare system for many years who had received numerous accolades and awards during her tenure. She had every intention to continue down her chosen career path until her life was tragically turned upside down when she suffered a blow to her head that resulted in permanent Epileptic seizure activity, cognitive impairment, difficult speaking and extreme fatigue. Unable to perform the duties of her job she filed for disability benefits under her employer’s group disability insurance policy with Lincoln National Life Insurance Company. Initially, Lincoln had approved her claim for benefits based on the medical information it received that it determined was sufficient proof of disability. However, within a year of the initial award of benefits, Lincoln had a change of heart and determined that the medical evidence it had once deemed proof of disability was no longer supportive of our client’s inability to return to her former occupation. After receiving her denial letter, she contacted attorneys Dell Disability Lawyers and spoke with Attorney Stephen Jessup.
In the denial letter Lincoln argued that the basis of our client’s disability and the source of all of her symptoms were nothing more than a Vitamin B-12 deficiency. Lincoln went on to note that due to the fact her medical records indicated that the B-12 deficiency was resolved she no longer met the definition of disability. It was clear that Lincoln was cherry picking information from her medical records while disregarding information that supported her ongoing disability.
Attorney Jessup quickly obtained a copy of the claim file along with a copy of her complete medical records. Review of the information only made Attorney Jessup realize how ridiculous Lincoln’s denial of our client’s claim for benefits was as there was a plethora of information supporting disability from a physical and emotional standpoint. Attorney Jessup coordinated with her treatment providers to address Lincoln’s contention and to mount a comprehensive front to ensure our client’s claim had the best chance of being reinstated. Following the submission of the appeal, our client’s claim for benefits was reinstated well in advance of the 45 days allotted under the law to Lincoln to render a decision.
Has your insurance company ignored your medical history?
It is not uncommon for insurance companies to cherry pick information from medical records that is favorable to their position, all while ignoring the information that supports disability. If your disability insurance carrier has denied your claim or you feel that they are not properly reviewing and considering your medical conditions, please feel free to contact Dell Disability Lawyers to discuss how we may be able to assist you.
Resources to Help You Win Disability Benefits
Submit a Strong Lincoln Financial Appeal Package
We work with you, your doctors, and other experts to submit a very strong Lincoln Financial appeal.
Sue Lincoln Financial
We have filed thousands of disability denial lawsuits in federal Courts nationwide against Lincoln Financial.
Get Your Lincoln Financial Disability Application Approved
Prevent a Lincoln Financial Disability Benefit Denial
Negotiate a Lincoln Financial Lump-Sum Settlement
Our goal is to negotiate the highest possible buyout of your long-term disability policy.
Policy Holder Rating
Lincoln Financial made my life a living hell
Reply
Lincoln Financials wants to claw back my money
Reply
This is the second time I've been shorted in my check
Lincoln Financial denied my STD claim because one doctor didn't send them my medical information.
Reply
Lincoln cancelled my benefits because my doctor's notes were handwritten
Reply
Lincoln denied my disability claim even though Dr said I couldn't work
Reply
Lincoln doesn't think renal failute and 4 dyalisis treatments per day are enough to be. Disabled
Reply
They promised me min 10% of my salary and max 60%. I got 6%
Reply
Q: If I return to work only part time and decide I can't continue, will Lincoln Financial base my income on when I worked part time or full time?
Q: Does Lincoln Financial apply offsets to all claimants equitably?
Q: Does payback to Lincoln Financial, once approved for SSDI, include the first year?
Q: Is LF's doctor, who never spoke with me or evaluated me, allowed to clear me for work?
Q: Can LF discontinue my mental health benefits after 24 months?
Q: Can Lincoln Financial deny a total disability claim approved by a federal judge? Can I get a lump sum payout instead of fighting with them for the next 9 years?
Q: Do I have to tell Lincoln Financial that I was denied for SSDI?
Q: What do I do if LF denied my claim because depression is "mild, not severe"?
Has Lincoln Contacted You About Your Liberty Disability Claim?
Is Lincoln Relying on MDGuidelines to Review Disability Appeals?
Lincoln Financial to Buy Liberty Life - Does This Affect My Disability Claim?
What Can A Claimant Expect With A Lincoln Financial Group Disability Claim?
Do You Know The Job Requirements To Be A Lincoln Financial Disability Claim Specialist?
Disability Denial Reason #1 – Paper Review & IME
How to Apply for Reliance Standard Disability Benefits & Top 5 Reasons for a Claim Denial
Applying for Standard Disability Benefits? Top 5 Claim Denial Reasons
Lincoln Approves Long Term Disability Benefits After Four Year Fight
Lincoln National LTD Denial for Pre-Existing Condition Reversed on Appeal
Lincoln overturned its previous denial of LTD benefits for Escalation Engineer
After Appeal, Lincoln Overturns Denial of LTD benefits for Trucking Supervisor
Dell Disability Lawyers Wins Short Term Disability Appeal Against Lincoln
Lincoln National Life Insurance Company overturned previous denial of long term disability benefits for Wyoming Professor
Dell Disability Lawyers Administrative Appeal for Cafeteria Manager Forces Lincoln to Re-Approve Disability Claim
Computer Programmer is back on claim receiving LTD Benefits after Attorney proves to Lincoln it acted wrongly
Reviews from Our Clients






