About Us:

Dell Disability Lawyers

We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

My name is Gregory Dell and as the managing attorney of Dell Disability Lawyers my legal team and I are thankful that you are considering our law firm to help with your disability insurance claim. I often find it misleading when I come across a competing law firm that calls themselves the best law firm in America or Voted #1, but since no one officially ranks disability insurance law firms we want to show you why thousands of clients across the country have relied on us since 1979 to help them collect long term disability benefits. After spending some time on our website, watching some of our videos and then speaking with one of our disability insurance lawyers during a free initial phone consultation, I am confident that you will want our law firm to represent you.

Our Experience

While every case is unique, there is a high likelihood that we have handled numerous disability claims just like yours.

The disability income division of Dell Disability Lawyers, led by managing attorney Gregory Michael Dell, focuses exclusively on the representation of long term disability insurance claimants in both private policy and group disability (ERISA) claims.

We currently have ten disability insurance lawyers, a staff of 30, and an established network of disability lawyers in every state.

Insurance companies have paid our clients over $800 million dollars.

Through our 25+ years of litigation against every major disability insurance company in courts throughout the country we have achieved successful outcomes for thousands of clients and obtained invaluable inside disability company information that benefits our future clients.

We encourage you to review the hundreds of client reviews we have received and our resolved case summaries.

After making the companies spend millions of dollars to defend wrongful disability denials we have established a working relationship with most of the major disability companies. Our relationship usually gives our clients the opportunity to resolve a disability benefit denial in an expedient and cost efficient manner.

In the last ten years we have reviewed over 120,000 disability insurance claims at various stages and helped over 5,000 people to collect benefits.

In the legal world a lawyer learns from hands-on experience, and we are unaware of any law firm that has been involved with more disability insurance claims than our lawyers.

We have the financial resources, skill and experience to battle the multi-billion dollars disability companies that we face on a daily basis. It is the size and resources of our law firm that allows us to provide clients with the highest quality legal work that smaller firms just don ‘t have the time to offer.

A client’s eligibility for long term disability benefits is evaluated on a monthly basis and therefore every claim requires constant attention to make sure benefits either continue or are reinstated.

While we review thousands of cases every year, we accept less than five percent of cases and only help the claimants that we think can recover benefits.

Our Qualifications

We believe experience in handling long term claims is the most important factor in evaluating a disability attorney; yet we have also received numerous awards and established ourselves as leaders in the disability insurance world.

While we have been selected for many years as a top disability insurance law firm by the leading lawyer rating companies, we are not impressed by designations such as «Best», «Super», «Top 100», or «AV» that require us to spend thousands of dollars annually for the privilege to mention their top rating for our law firm.

Beyond the so called awards, our lawyers have earned our qualifications as disability industry leaders by:

Authoring a text book sold annually to lawyers and judges on Individual Disability Insurance Law and ERISA Disability Claims;
Being selected Vice Chairperson of the American Bar Association Health and Disability Insurance Law Committee;
Speaking at numerous national disability insurance law conferences;
Speaking at numerous financial advisor and insurance agent conferences;
Hosting and presenting a legal seminar titled «Disability Law from Start to Finish»;
Hosting and presenting a continuing legal education disability law course for lawyers;
Participating in numerous national radio interviews as an authoritative source on disability insurance claims;
Authoring long term disability articles published in national legal and medical journals;
Meeting with government officials to seek better disability insurance laws for claimants;
Lecturing at St. Thomas Law School;
Hosting a YouTube channel with 600+ videos, 3 million+ views and 8000+ subscribers.

Our Client Reviews

S.S.

I am a physician in my 30s who was practicing in my hospital based medical specialty until my Multiple Sclerosis diagnosis began to severely limit my physical ability to work.

My husband and I were obviously in distress at these very unwanted life changes and frankly overwhelmed with the possibility of a long and traumatizing legal battle ahead of us. We knew we were legally entitled to benefits through the separate private individual and employer based ERISA disability insurance policies we had, but even cursory research and discussion with colleagues made it clear that insurance companies will strategize with their own legal teams to find ways to not pay out benefits. We found many before us who had fallen unwittingly into legal pitfalls that prevented them from ultimately obtaining benefits. We realized we needed to seek legal counseling.

We found Dell Disability Lawyers through their YouTube channel where their partners have videos discussing the legal intricacies and latest developments in private disability law. I was impressed by their dedication to the field and reached out through their website to request a free consultation.

We were delighted to hear that Mr. Steven Dell himself would be willing to take our case and felt assured that we would be represented by the best of the best.

We have not been disappointed in our expectation and have, in fact, been consistently very impressed. Steven Dell is clearly both knowledgeable and wise about dealing with these issues but more importantly, has shown kindness and impeccable honesty at each step of the way.

Merlin has demonstrated a very high capacity for organizing and handling the endless myriad of documents and communications between us and the insurance companies. She has also been very compassionate, accessible and forthcoming in dealing with our many anxiety fueled emails and telephone calls to her and we are very grateful for her involvement.

For over 7 months, we have been working closely with Steven Dell and Merlin Bryan from Dell Disability Lawyers as they have guided us through the process of review and initial application for benefits from our two insurance policies (Hartford and Ameritas).

We are happy to announce we just received approval of claim from the Hartford insurance company.

At this time we are still working with this firm as we await the final decisions from Ameritas policy that we are hopeful will have a similar outcome.

As anyone with a chronic and progressive illness can tell you, time becomes a very precious commodity. Through their representation, Dell Disability Lawyers has allowed us to focus the majority of our time enjoying the time and function I have left while resting assured that our disability case laid in competent and caring hands.

The truth is that no amount of money can make up for what we have lost, but it is a huge comfort to have a team like Dell Disability Lawyers at our sides to help us ensure we will be able to continue to care for ourselves and our families.

We highly recommend Dell Disability Lawyers, Mr. Steven Dell and Ms. Merlin Bryan to handle your disability insurance claim.

Thank you Steven, thank you Merlin!

We will certainly plan on leaving another review for completeness once we have our final decision from Ameritas.

Paula B.

I have been working with Dell Disability Lawyers for the past 5 years concerning my disability as it pertained to my employer. I have been more than pleased with them the entire time. They have always kept me informed of any paperwork needing completed or any changes coming ahead. Nothing has been a surprise. I would recommend them to you to help with your disability case if you’re trying to dip into the policy you’ve been paying for.

Michael M.

I am a physician who has been disabled for over 10 years. During this time I have been represented by Cesar Gavidia and his assistant, Danielle Lauria. Their representation on my behalf has allowed me to concentrate on dealing with my disability/disease process and all associated complications and not having to deal with all the things that are necessary in a disability insurance claim. Based on my personal experience from many years of practicing medicine I would consider their work product, insight and effort in the disability insurance claim procedures to be superior. I would recommnend them, which I have done, with my highest level of confidence. In short, you will be well served with this practice.

Dan P.

I had to retire from my career due to a bad back that restricted me from performing my duties. I had LTD insurance and after a few years of receiving monthly benefits from this insurance company, they notified me that my benefits were terminated stating that I don’t qualify due to my duties not fitting into some “national job description” and a nurse had deemed me eligible to go back to work. It’s a crushing feeling to have this told to you over the phone with hardly any information given. Luckily, I came across Dell Disability Lawyers and spoke with Attorney Palamara who calmed me down and stated they would take my case. Within a couple of months my benefits were restored, and I had piece of mind. I cannot thank Attorney Palamara and the staff at Dell Disability Lawyers enough for their professionalism, no nonsense approach, personal and timely communication and quick ability to litigate my case.

Jen S.

I wanted to thank Mr. Symonds and his legal assistant Sonia for their professionalism, guidance and dedication towards my LTD insurance claim. Going through the denial process on my own was going to get me sicker and I knew it was time for help right away. I reached out to Dell Disability Lawyers for assistance and not too long after my call, I was connected with Sonia. Soon after that, I was talking about my case with Mr. Symonds. After a long and tedious process with the LTD insurer, we won the case. The wait can absolutely be lengthy, but in the end, it was all very much worth the fight. Thank you both so much for all that you have done for me! I also want to thank those who assisted in keeping me updated, as needed. Highly recommended for anyone who is going through the brutal process of an LTD denial.

Carl G.

I would like to thank Dell Disability Lawyers for taking care of my case and help me get the insurance coverage that I was rightfully in need of. Specially, I would like to thank Attorney Alexander Palamara and right-hand legal assistant, Sonia Nogueira, who made this process less stressful. They answered all my questions and kept me informed every step of the way.

Don’t get me wrong. They never promised or told me that I was going to win my case, as no one can guarantee that for you. What they did do, was letting me know that they were working hard for me and to keep positive. Something that I recommend everyone to do is to subscribe to their YouTube channel. That will give you an idea on how they operate and why they (for most of their cases) win their cases.

Since I was awarded disability, I am still having surgeries and thanks to them, I’ve been able to cover all those expenses.

Warm regards to everyone at Dell Disability Lawyers!

Clarisa B.

I’m so very Grateful and Thankful for the team at Dell Disability Lawyers. They worked tirelessly to get the best outcome for me. I’m so glad that I found them!!

Carole S.

Exceptional, efficient and professional service from Jay Symonds and Sonia Nogueira. They were both so helpful and knowledgeable and navigated me through a very stressful and difficult situation with New York Life.

K. S.

Awesome team. Jay and his team, Sonia and Francesca, truly care. This team is very professional and quick to respond. Jay always provided answers in detail to my questions. I strongly recommend Jay Symonds.

View All Reviews (463)

Our Resolved Cases

Showing 5 of 375 Disability Cases

Seven Surgeries and The Standard Still Denies Disability Insurance Benefits

Our client was employed with the State of Oregon as a Technical Support Representative. She sought disability through her employer provider LTD Policy with Standard due to low back, hip, and lower extremity pain. She had two hip, two knee and three back surgeries.After paying her for 1.5 years Standard hired a board-certified neurologist to perform a review ... Read More >

Sun Life Wrongfully Denies Disability After Paying For 23 Months

We represent a 57 year-old claimant who’s occupation was selling commercial vehicles for many years. Her job was very physical as it required her to climb in and out of semi-trucks multiple times a day as well as operate them which was very strenuous. She went out of work in due to ongoing and severe debilitating right hip, low back, and bilateral knee pain... Read More >

Nurse Denied Long-term Disability Benefits by Lincoln After the Definition of Disability Changed

Our client, a registered nurse for Dignity Health, found herself in a difficult situation after being diagnosed with lumbar spondylosis and left knee arthritis. She continued to work, however, struggled while attempting to work through chronic lower back pain and left lower extremity radicular symptoms on a daily basis. Sadly, her condition failed to improve and... Read More >

Lincoln Reverses Decision to Terminate LTD Benefits of Corporate Attorney after Dell Disability Lawyers Appeals the Decision

The claimant is an 64 year old former Corporate Attorney and at a prominent Florida business law firm who was forced to cease working in his highly successful and rewarding profession, job, and career on January 27, 2021, and to seek disability compensation under his policies with Lincoln due to severe symptomatology stemming from or following a viral COVID-19 i... Read More >

Transportation Manager with Brain Injury Wins Unum Disability Benefit Appeal

Unum unjustly terminated our client’s disability insurance claim after it had approved and accepted liability for six months. Unum unreasonably concluded, without any evidence of improvement, that the claimant had resumed the sustained work capacity to perform the material and substantial duties of her high level occupation as a Transportation Division Manage... Read More >

We Know Your Disability Company

We are the leading resource on the internet for disability insurance information with over 1,800 pages of original content, 450+ original videos, 10,000+ public comments, continually updated and detailed information about 43 specific disability companies, and 200+ frequently asked questions. We want our clients to have the best understanding possible about a disability insurance claim so that we can work together to make sure benefits are paid. We encourage you to select your disability company below to learn more about our experience in handling claims against your disability company.

Our Workflow & Client Service

Whether you are hiring us to help you apply, manage your claim, appeal a denial or file a lawsuit, we are committed to delivering you the highest quality legal work and client service.

We understand that not receiving monthly disability benefits will create a financial hardship for most clients. Our lawyers must do everything possible to put you in the best position to get paid.

For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, text or an online meeting tool. If you prefer an initial in-person meeting, please let us know.

Our office has been 100% paperless since 2009 and this allows our disability attorneys to work on our client ‘s file from any location in the world. The internet and e-mail has changed most of our lives and the way that most law firms operate. We no longer need to maintain office locations all over the country.

Our law firm operates from our national headquarters located at 2625 Weston Road, Weston, FL 33331.

A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

Once we are hired, we always schedule all of our phone calls with clients so that we avoid phone tag and your lawyer will always be prepared to discuss your claim without interruption. Lawyer and staff must return all client calls within 24 hours. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Gregory Dell has zero tolerance for phone calls or emails that are not responded within a reasonable time frame as he believes that every client should be treated the way he wants to be treated. The client is the Boss and our job is to provide you with the best legal service that we can.

On every case we believe in a team approach, which means that your case will be assigned to two long term disability attorneys and a paralegal. Long-term disability cases are challenging, and we believe it is important for your case to have input from multiple lawyers at Dell Disability Lawyers.

We have assembled a team of nationwide medical experts that advise us on the medical evidence that our clients need in order to support their disabling complaints. We also work with vocational consultants to create reports analyzing medical restrictions and the ability to perform occupational duties with reasonable continuity. We have an in-house medical records department that allows us to get medical records in a prompt manner. Our disability benefits team is responsible for making sure that all clients receive their monthly benefit check timely.

How Do We Charge?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible. The following is a general summary of the attorney fee options we offer.

The three available fee options are a contingency fee agreement, hourly fee or fixed flat rate.

The majority of our clients retain us on a contingency fee basis and it is our preferred method of working with clients. We want our clients to know that we have a vested interest in them getting paid benefits every month.

The contingency fee provides our clients with certainty and eliminates any concerns regarding unpredictable hourly attorney bills.

The contingency fee means that we do not charge any attorney fees or costs unless we recover disability benefits.

During a contingency fee agreement our clients are never required to come out of pocket with any money in order to hire us. If successful, our attorney fee is calculated as a percentage of the monthly disability benefit that is collected by the client each month.

The amount of the contingency fee percentage varies based upon the amount of the monthly benefit, duration of remaining benefits and the specific facts of each client ‘s claim.

Our hourly attorney fee ranges from $400 to $650 depending on the attorney working on the claim. We request an initial retainer and we bill our hourly clients every 30-45 days.

Our hourly rate is billed in six minute increments and we provide an itemized statement every month which explains the work that has been performed.

In most claims we are able to give our clients an accurate estimate as to the number of hours that will be involved. In cases that require the filing of a lawsuit we only offer a contingency fee agreement as the number of hours involved in litigation is unpredictable and usually cost prohibitive for our clients.

In certain circumstances such as an application, monthly claim handling or appeal of a claim denial we can offer a fixed flat rate. The fixed flat rates are different on every claim due to the different facts and circumstances of each claim. The fixed fee agreement requires a client to pay the full agreed upon attorney fee in advance.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Nationwide Co-Counsel

On a regular basis we are contacted by other lawyers asking us to help their client with a disability insurance claim. We have built a nationwide network of lawyers that rely on our law firm to represent their clients seeking disability insurance benefits.

Most lawyers refer their client to us because we are one of the only nationwide law firms that limits our practice to disability insurance claims.

We offer co-counsel fees in accordance with local bar rules on all cases. Our video below discusses how we can work with your law firm.

If you are attorney that would like to establish a referral relationship with our law firm, please join our disability insurance lawyer referral network.

Reviews from Our Clients