Dell Disability Lawyers

We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

My name is Gregory Dell and as the managing attorney of Dell Disability Lawyers my legal team and I are thankful that you are considering our law firm to help with your disability insurance claim. I often find it misleading when I come across a competing law firm that calls themselves the best law firm in America or Voted #1, but since no one officially ranks disability insurance law firms we want to show you why thousands of clients across the country have relied on us since 1979 to help them collect long term disability benefits. After spending some time on our website, watching some of our videos and then speaking with one of our disability insurance lawyers during a free initial phone consultation, I am confident that you will want our law firm to represent you.

Our Experience
Our Experience

While every case is unique, there is a high likelihood that we have handled numerous disability claims just like yours.

The disability income division of Attorneys Dell & Schaefer, led by managing attorney Gregory Michael Dell, focuses exclusively on the representation of long term disability insurance claimants in both private policy and group disability (ERISA) claims.

We currently have ten disability insurance lawyers, a staff of 30, and an established network of disability lawyers in every state.

Insurance companies have paid our clients over $800 million dollars.

Through our 25+ years of litigation against every major disability insurance company in courts throughout the country we have achieved successful outcomes for thousands of clients and obtained invaluable inside disability company information that benefits our future clients.

We encourage you to review the hundreds of client reviews we have received and our resolved case summaries.

After making the companies spend millions of dollars to defend wrongful disability denials we have established a working relationship with most of the major disability companies. Our relationship usually gives our clients the opportunity to resolve a disability benefit denial in an expedient and cost efficient manner.

In the last ten years we have reviewed over 120,000 disability insurance claims at various stages and helped over 5,000 people to collect benefits.

In the legal world a lawyer learns from hands-on experience, and we are unaware of any law firm that has been involved with more disability insurance claims than our lawyers.

We have the financial resources, skill and experience to battle the multi-billion dollars disability companies that we face on a daily basis. It is the size and resources of our law firm that allows us to provide clients with the highest quality legal work that smaller firms just don ‘t have the time to offer.

A client’s eligibility for long term disability benefits is evaluated on a monthly basis and therefore every claim requires constant attention to make sure benefits either continue or are reinstated.

While we review thousands of cases every year, we accept less than five percent of cases and only help the claimants that we think can recover benefits.

Our Qualifications
Our Qualifications

We believe experience in handling long term claims is the most important factor in evaluating a disability attorney; yet we have also received numerous awards and established ourselves as leaders in the disability insurance world.

While we have been selected for many years as a top disability insurance law firm by the leading lawyer rating companies, we are not impressed by designations such as «Best», «Super», «Top 100», or «AV» that require us to spend thousands of dollars annually for the privilege to mention their top rating for our law firm.

Beyond the so called awards, our lawyers have earned our qualifications as disability industry leaders by:

  • Authoring a text book sold annually to lawyers and judges on Individual Disability Insurance Law and ERISA Disability Claims;
  • Being selected Vice Chairperson of the American Bar Association Health and Disability Insurance Law Committee;
  • Speaking at numerous national disability insurance law conferences;
  • Speaking at numerous financial advisor and insurance agent conferences;
  • Hosting and presenting a legal seminar titled «Disability Law from Start to Finish»;
  • Hosting and presenting a continuing legal education disability law course for lawyers;
  • Participating in numerous national radio interviews as an authoritative source on disability insurance claims;
  • Authoring long term disability articles published in national legal and medical journals;
  • Meeting with government officials to seek better disability insurance laws for claimants;
  • Lecturing at St. Thomas Law School;
  • Hosting a YouTube channel with 600+ videos, 3 million+ views and 6000+ subscribers.
Our Client Reviews
Our Client Reviews

Our Resolved Cases
Our Resolved Cases
Showing 5 of 369 Disability Cases

Engineer With Depression Wins Prudential LTD Appeal

The claimant is a former Senior Technology Services Engineer for Accolade, Inc. who was force... Read More >

New York Life Approves Disability Benefits for School Teacher With Multiple Sclerosis

Our client, a former elementary school teacher suffering from Multiple Sclerosis, contacted our office after New York Life terminated her clai... Read More >

Lincoln Denies Disability Insurance Benefits to 66 Years old Software Developer with Long Covid and MS

Our client came to us after he was denied continued Long Term Disability (LTD) benefits by The Lincoln National Life Insurance Company. Previ... Read More >

Lincoln LTD Denial Reversed for an Occupational Therapist that was Denied Benefits After 24 Months

Our now client came to us after she received a denial letter following her receipt of long term disability b... Read More >

Nurse With Knee and Back Disorder Wins Hartford Disability Appeal

We represent a General Duty Nurse who was denied long term disability benefits as Hartford im... Read More >
We Know Your Disability Company
We Know Your Disability Company

We are the leading resource on the internet for disability insurance information with over 1,800 pages of original content, 450+ original videos, 10,000+ public comments, continually updated and detailed information about 43 specific disability companies, and 200+ frequently asked questions. We want our clients to have the best understanding possible about a disability insurance claim so that we can work together to make sure benefits are paid. We encourage you to select your disability company below to learn more about our experience in handling claims against your disability company.

Our Workflow & Client Service
Our Workflow & Client Service

Whether you are hiring us to help you apply, manage your claim, appeal a denial or file a lawsuit, we are committed to delivering you the highest quality legal work and client service.

We understand that not receiving monthly disability benefits will create a financial hardship for most clients. Our lawyers must do everything possible to put you in the best position to get paid.

For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, fax, GoToMeeting.com sessions, or Skype. If you prefer an initial in-person meeting please let us know.

Our office has been 100% paperless since 2009 and this allows our disability attorneys to work on our client ‘s file from any location in the world. The internet and e-mail has changed most of our lives and the way that most law firms operate. We no longer need to maintain office locations all over the country.

Our law firm operates from our 17,000 square foot national headquarters located at 2404 Hollywood Blvd., Hollywood, FL 33020. We have satellite office locations available in all fifty states, but if any of them are used more than five times a year it would be a lot!

A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

Once we are hired, we always schedule all of our phone calls with clients so that we avoid phone tag and your lawyer will always be prepared to discuss your claim without interruption. Lawyer and staff must return all client calls within 24 hours. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Gregory Dell has zero tolerance for phone calls or emails that are not responded within a reasonable time frame as he believes that every client should be treated the way he wants to be treated. The client is the Boss and our job is to provide you with the best legal service that we can.

On every case we believe in a team approach, which means that your case will be assigned to two long term disability attorneys and a paralegal. Long-term disability cases are challenging, and we believe it is important for your case to have input from multiple Dell & Schaefer disability lawyers.

We have assembled a team of nationwide medical experts that advise us on the medical evidence that our clients need in order to support their disabling complaints. We also work with vocational consultants to create reports analyzing medical restrictions and the ability to perform occupational duties with reasonable continuity. We have an in-house medical records department that allows us to get medical records in a prompt manner. Our disability benefits team is responsible for making sure that all clients receive their monthly benefit check timely.

How Do We Charge?
How Do We Charge?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible. The following is a general summary of the attorney fee options we offer.

The three available fee options are a contingency fee agreement, hourly fee or fixed flat rate.

The majority of our clients retain us on a contingency fee basis and it is our preferred method of working with clients. We want our clients to know that we have a vested interest in them getting paid benefits every month.

The contingency fee provides our clients with certainty and eliminates any concerns regarding unpredictable hourly attorney bills.

The contingency fee means that we do not charge any attorney fees or costs unless we recover disability benefits.

During a contingency fee agreement our clients are never required to come out of pocket with any money in order to hire us. If successful, our attorney fee is calculated as a percentage of the monthly disability benefit that is collected by the client each month.

The amount of the contingency fee percentage varies based upon the amount of the monthly benefit, duration of remaining benefits and the specific facts of each client ‘s claim.

Our hourly attorney fee ranges from $400 to $650 depending on the attorney working on the claim. We request an initial retainer and we bill our hourly clients every 30-45 days.

Our hourly rate is billed in six minute increments and we provide an itemized statement every month which explains the work that has been performed.

In most claims we are able to give our clients an accurate estimate as to the number of hours that will be involved. In cases that require the filing of a lawsuit we only offer a contingency fee agreement as the number of hours involved in litigation is unpredictable and usually cost prohibitive for our clients.

In certain circumstances such as an application, monthly claim handling or appeal of a claim denial we can offer a fixed flat rate. The fixed flat rates are different on every claim due to the different facts and circumstances of each claim. The fixed fee agreement requires a client to pay the full agreed upon attorney fee in advance.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Nationwide Co-Counsel
Nationwide Co-Counsel

On a regular basis we are contacted by other lawyers asking us to help their client with a disability insurance claim. We have built a nationwide network of lawyers that rely on our law firm to represent their clients seeking disability insurance benefits.

Most lawyers refer their client to us because we are one of the only nationwide law firms that limits our practice to disability insurance claims.

We offer co-counsel fees in accordance with local bar rules on all cases. Our video below discusses how we can work with your law firm.

If you are attorney that would like to establish a referral relationship with our law firm, please join our disability insurance lawyer referral network.

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5 Ways We Help Get Your Benefits Paid

Get Your Disability Application Approved

Our goal is to get your application for disability income benefits approved. Applying for disability benefits can be a difficult process and the information you provide is critical. Most disability insurance companies look at your application in hopes of finding a reason to deny your claim. Your disability company will ask you to complete numerous forms, interview you, request lots of information, speak with your doctors and possibly request to have you examined by their "hired gun" doctor.

Through our experience of having helped thousands of disability insurance claimants, our lawyers will guide you through the entire application process and give you the best chance to get your disability claim approved the first time.

Submit A Strong Appeal Package

If your disability insurance benefits have been wrongfully denied, then our lawyers know exactly what it takes to get your disability claim approved. You only get once chance to submit an Appeal, therefore every piece of evidence that will support your disability claim must be included. The goal is to win your disability benefits at the Appeal level, but while preparing your Appeal you must consider how a federal judge will review your disability claim if your benefit denial is upheld.

Preparing a strong disability appeal package is an art that requires you to understand how the courts interpret your disability policy language, ERISA regulations / laws, and how to strategically present evidence in support of your definition of "disability". We encourage you to contact any of our lawyers for a free immediate review of your disability denial.

Sue Your Disability Company

98% of the disability insurance lawsuits filed by our law firm have resulted in either the payment of benefits or a lump-sum settlement agreement. Our disability lawyers have filed ERISA governed and private policy long term disability insurance lawsuits against every major disability insurance company in state and federal courts nationwide and we love fighting for the "little guy" against the multi-billion dollar insurance company giants.

We have recovered hundreds of millions of dollars for our clients and we would like the opportunity to provide you with a free review of your disability benefit denial. There are many complex factors in a disability benefit lawsuit and the legal battle to win long term disability benefits can be fierce.

Prevent A Disability Benefit Denial

Approval of long-term disability is a continuous process as every disability insurance company will evaluate your eligibility for benefits on a monthly basis. You can never let your guard down and assume that your disability company will continue to pay your benefits for as long as you think you need them.

Our law firm offers a reasonable flat fee monthly claim handling service in which we handle every aspect of your long-term disability claim and do whatever it takes to make sure you are paid every month.

Negotiate a Lump-Sum Settlement

Let's discuss if a lump-sum settlement or buyout of your disability insurance claim is both available and makes financial sense for you. Our lawyers have negotiated more than five-hundred million dollars in disability insurance buyouts and we know how to get you a maximum settlement. A disability insurance company is not required to offer a buyout and not every disability company offers them.

Questions About Hiring Us

Who are Dell Disability Lawyers?

We are disability insurance lawyers that know how to get your short or long term disability benefits paid. As a nationwide law firm we have helped thousands of disability insurance claimants throughout the United States to collect hundreds of millions of dollars of disability insurance benefits from every major disability insurance company.

In more than 98% of our cases, our lawyers have been able to either get our clients paid monthly disability benefits or obtain a one-time lump-sum settlement. Our lawyers have seen it all when it comes to disability insurance claims and we know exactly what it takes for your disability claim to be approved.

We welcome you to contact any of our attorneys for a free immediate review of your disability claim. We also invite you to visit and subscribe to our YouTube channel where we have more than 700 videos and regularly provide tips to help protect your disability benefits.

Who do you help?

Our lawyers help individuals that have either purchased a long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer. We have helped individuals in almost every type of occupation with monthly disability benefit payments ranging from $1,500 to $50,000.

Our clients include all types of employees ranging from retail associates, sales representatives, government employees, police officers, teachers, janitors, nurses, pilots, truck drivers, financial advisors, doctors, dentists, veterinarians, lawyers, consultants, IT professionals, engineers, professional athletes, business owners, and high level executives.

A strong understanding and presentation of the duties of your occupation is essential for securing disability insurance benefits.

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via phone, email, fax, GoToMeeting sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-698-9159 or by email. Lawyers and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.