Sun Life Disability Help

Question

What happens if a policy doesn't mention something I believe I had and paid for (COLA)?

Name: Dell Disability Lawyers
Brand: Dell Disability Lawyers
Rating: 5 (746 reviews)

Asked on July 14th 2018 by Rachael

My group LTD policy is silent on COLA. It simply is not mentioned anywhere; however, the policy in question is the only annual policy that does not state I am entitled to a COLA benefit adjustment. The year that the policy is silent, was 2008 (when I went off on LTD). I was hired in 2002 and for all years, other than 2008, the policies specifically state the rider and the specifics of such. Sun Life is horrible and has essentially ruined my life, but not getting into that here, yet. BTW…cut off in 2009, took 5 years to be reinstated, but was @100%!!! That was nice, but still fighting over many issues. Sorry, I should simplify: what happens when a policy is silent on something I believe I had and even paid for? Help me please.

Answer

Answered on July 14th 2018 by Attorney Rachel Alters

Rachael, if the policy does not mention a COLA then that usually means that the insurance company does not offer a COLA. If there is another policy at your workplace that does offer a COLA but does not apply to your disability date, then I don’t believe there is much you can do. If you would like your policy reviewed or assistance with your LTD claim you can contact our office for a free consultation.

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Reply

Sent on September 12th 2023 by Attorney Gregory Dell

I am sorry to hear what you are experiencing. Make sure you deal with Sunlife writing and follow up every day. If you would like assistance please contact us.

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Answered on July 14th 2018 by Attorney Rachel Alters

A: Rachael, if the policy does not mention a COLA then that usually means that the insurance company does not off...

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I cannot say enough positive things about my experience with Dell Disability Lawyers. Attorney Stephen Jessup and Amanda offered an opportunity to provide clarity on a complex issue regarding my disability claim. Mr. Jessup offered advice on an offset to my claim after my insurance company asked for additional information from Social Security. With counsel from Mr. Jessup, I was able to address the outstanding issue with the Social Security office and provide my insurance company with the required documentation to address their concerns. Mr. Jessup always responded in a timely manner with expert advice and offered the opportunity for follow up. I strongly recommend Dell Disability Lawyers to those seeking legal counsel for disability matters.

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My husband had applied for Long Term Disability and was denied. We sought out Rachel Alters at Dell Disability Lawyers to help us with our appeal. Rachel and her team were so diligent and meticulous in every aspect of the process. The process was seamless, and we never had any doubts that she would get it done and that she did! We are forever grateful to Rachel and Catherine for all of their determination and tenacity to get us the outcome we needed and deserved.

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Alex Palamara is one of The Best lawyers in the world and Dell Disability Lawyers are the Best by Far. Alex and his Assistant Tabitha helped me get the compensation I needed for a Horrific Disabling heath condition I’ve been dealing with for over a year. Alex and his team were so professional and caring. They treated me like I was there own family. Alex Knowledge, Expertise and skills as a Lawyer is among the Best of the Best in his field and I would HIGHLY recommend that if you ever have any issues with any Insurance Company over your Disability issues, please don’t hesitate to seek out Dell Disability and Alex Palamara. They truly are Amazing and caring. Thank God for them. Outstanding Job Alex and Tabitha

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9 years ago when I had to apply for disability benefits from my private disability policy the insurance company ignored my inquiries until Dell and Schaefer represented me and I have received the benefits without interruption til my policy expired at age 65. I have appreciated not having to deal directly with the insurance company and having attorney Greg Dell and assistant Danielle Lauria handle all communications which included monthly progress reports. I thank them for their efforts on my behalf and highly recommend them to all those in need of disability benefits.

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I’m so thankful I chose to reach out to the attorneys at Dell. They have always been quick to respond to any and all questions I have had. The anxiety I had while dealing with Lincoln Financial on my own has decreased immensely since Alex and Danielle took my case. They were able to get my LTD denial reversed and I am so very grateful!

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Question

What happens if a policy doesn't mention something I believe I had and paid for (COLA)?

Answer

Resources to Help You Win Disability Benefits

Submit a Strong Sun Life Appeal Package

Sue Sun Life

Get Your Sun Life Disability Application Approved

Prevent a Sun Life Disability Benefit Denial

Negotiate a Sun Life Lump-Sum Settlement

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