Northwestern Mutual Approves Long Term Disability Insurance Benefits for Veterinarian
Our client was a long time Emergency Room Veterinarian whose job was far from what most envision when thinking of a Veterinarian. Unlike your local veterinarian, his job required that he be able to drive long distances, encompassing several states to provide ER services at various facilities. Long hours with no pre-set idea of how a work day would unravel were the norm. Granted some nights could be relatively quiet and benign, but others would be a barrage of action and surgeries to care for animals. Needless to say, he not only loved his job, but the animals and families that he served. It was this love that compelled him to continue to work despite the fact he was in severe pain and discomfort as a result of chronic venous insufficiency of his legs.
Northwestern Application For Long Term Disability Benefits
When our client first contacted Dell Disability Lawyers to explore filing his application for long term disability benefits he was unsure as to what to expect with the process, as well as what the terms of his private individual disability policy actually meant. Was his claim a partial disability or a total disability? Had too much time passed since he stopped working for him to apply for benefits? Like many people considering filing for disability insurance benefits, especially medical professionals, our client had never imagined a day would come that he would have to stop working due to an illness. And like most he thought that he might still be able to return to work on a full time basis. Only with the passage of time away from the ER did he realize his condition was going to prevent him from managing the long distance driving and the long nights on his feet performing surgery.
Faced with the reality that a medical condition is preventing one from pursuing their life’s work, it is quite common that the last thing one can focus on is preparing and organizing all of the information that is going to be required by the disability insurance company in order to evaluate a claim for benefits. From the beginning Attorney Stephen Jessup discussed with our client what to expect in the application process and identified all of the factors that would be considered by Northwestern Mutual when evaluating the claim. From there they set in motion a plan in which to gather and organize information in order to properly present the claim to Northwestern Mutual.
Preparation is Essential in Securing Long Term Disability Benefits
The review of a claim for long term disability benefits by an insurance company is seldom a quick process. However, experience in representing hundreds of disability claimants helped Attorney Jessup in preparing the most effective application packet to Northwestern, which also included providing information that he knew would be required by Northwestern in advance of any request for same. In doing so, valuable time was saved and facilitated the review of the claim being completed in a timely manner. Prior to Northwestern Mutual rendering its final decision to approve total disability benefits, a telephonic field interview occurred. As expected, much of the information discussed in the field interview was the same information that Attorney Jessup had indicated to our client would be areas of questioning by Northwestern Mutual. Prepared for what to expect, our client was able to fully answer all the questions posed by Northwestern Mutual. Based on the totality of the circumstances, Northwestern Mutual fully approved our clients claim for long term disability benefits, forwarded all benefits owed and placed his premiums on waiver.
Long Term Disability Application Legal Assistance Is Important
An application for long term disability benefits is one of the most critical documents in an insured’s claim. The application sets the tone and the course of an entire claim. Before filing for benefits it is important to consult with an attorney so you better understand what your rights are under your policy. Many claimants have found our videos on the application process as a helpful informational tool. Our legal fees are reasonable and flexible. Contact Dell Disability Lawyers for a free consultation to discuss how we may be able to assist you in preparing an application for long term disability benefits.
Resources to Help You Win Disability Benefits
Submit a Strong Northwestern Mutual Appeal Package
We work with you, your doctors, and other experts to submit a very strong Northwestern Mutual appeal.
Sue Northwestern Mutual
We have filed thousands of disability denial lawsuits in federal Courts nationwide against Northwestern Mutual.
Get Your Northwestern Mutual Disability Application Approved
Prevent a Northwestern Mutual Disability Benefit Denial
Negotiate a Northwestern Mutual Lump-Sum Settlement
Our goal is to negotiate the highest possible buyout of your long-term disability policy.
Policy Holder Rating
NWM refused to have a hematologist review my claim since my "numbers are currently normal." They ignored my primary concern of relapsing
Q: Are there successful arguments to appeal Northwestern Mutual’s offset of claimant’s LTB by the amount of SSD benefits awarded?
Q: Why does Northwestern ask the questions they do in the "Request for Continuation of Disability Benefits" form?
Q: Why is NWM reviewing my claim when my condition hasn't changed? Is it strange that they requested an in-person review?
Q: Can NWM rescind my policy because I forgot to disclose an illness I had 20 years ago (that I no longer have)? Do I have to sign their release to access everything about me?
Q: Can you explain why NWM is still paying me while my claim is being reviewed? They said if they don't approve it, their accomodation payment is not owed back to them.
After appeal filed by Attorney Jay Symonds, NWM overturned its previous denial of long term disability benefits for California Customer Relations Supervisor
Northwestern Mutual Reinstates Disability Benefits to Attorney Suffering From Gastrointestinal Problems
Northwestern Mutual sued by shareholder attorney for underpaying and denying long-term disability benefits
Northwestern Mutual denies partial disability benefits to trial attorney resulting in lawsuit for violations of Washington Insurance Fair Conduct Act
Reviews from Our Clients
Very satisfied with the work of this team. Took well care of my case and took all the necessary time to be responsive and attentive when I had questions. Guided me through recovery and returning to normalcy. All thanks to Jason & Tabitha, thank you!
I’m extremely satisfied with the experience I have had with this firm from day one. The lawyer who has handled my case, Alex, is very efficient and attentive to all my questions and concerns. They are always aware of how my case has gone and they care about my health. I feel optimistic with them because they are very attentive during the process of my claim. I would not hesitate to recommend families and friends if in any situation they need their services. Kathleen as well has been very well and assisted me with this case. I highly appreciate everything they have done for me.
It’s unfortunate when disability insurance companies come after older disabled policyholders just to help their bottom line. It can be a living nightmare the damage they can do to a family. Dell Disability Lawyers are polite, understanding and knowledgeable. They call you back and answer any question you have no matter how unimportant it can be. The amount of stress they took off of myself and family was incalculable. I recommend them highly to take care of any disability case whether it be filing for benefits or reversing a claim decision. They are outstanding.
I could not have been happier or more appreciative of the hard work they performed on my behalf. I was well briefed on my case and it was closed in a timely manner with a financially successful resolution.
Mr. Symonds and Sonia as well as everyone else we have worked with throughout this process have been very helpful, professional and caring to our situation. We are very thankful to have this great team on our side.
Without them my LTD company was dropping my plan with me still suffering from my accident, even with doctor’s statements I’m still disabled. The LTD company didn’t want to advance my policy to the next stage of years of pay. Dell Disability Lawyers saved my policy, and helped to enforce the LTD company’s own policy (for its policy holder, me) that I would be covered still under the LTD policy I had paid for at my previous job, when my accident occurred. These lawyers know what they are doing and can help you too. LTD companies will try to drop you when you still need coverage just because they don’t want to pay on your policy anymore. Don’t let them break contract with ya because they are trying to get out of it. Hit em with legal action to ensure the continuation of your policy you paid for. Dell Disability worked very well for me and continue to do so.
I was denied long term disability benefits from The Hartford after being on it for years. I found Dell Disability Lawyers after doing research online. In a matter of days they responded and explained to me everything that would be done. Dell Disability Lawyers were able to settle my suit against The Hartford very quickly and responded to me quickly. I would definitely recommend this team of lawyers for anyone that is fighting for their disability insurance.
I have had nothing but a great experience with Dell Disability Law Firm. Mr. Alex Palamara and his team went above and beyond my expectations. They will respond to emails and phone calls in a timely manner. Thank you once again for taking my case.
This law firm is the best so far. MetLife denied me two times, they appealed two times for me and they won of course. So if you are on disability and want a chance at winning your case use this firm Dell disability lawyers, kind courteous understanding and they get the job done. You won’t be disappointed.