I have been severely harmed by Lincoln Financial. Action must be taken against them.

The hell that I have been through dealing with this evil scam of a company is unbelievable! So many of the comments I am reading here are exactly what I have gone through for a year, with zero income from them. I have a long list of illnesses, all well documented by a plethora of specialists. These people are fraudsters. They collect high premiums from customers for decades and then do everything in their slimy existence not to pay a penny. They are abusing and defrauding elderly and disabled people and yet they do not seem to be held accountable at all. My STD and appeal has now been turned down after exactly one year with zero income but paying Wells Fargo $300 per month out of pocket to keep my benefits. Wells Fargo’s own well documented criminality is what has so terribly exacerbated my health problems but they will not do anything either. I have a separate lawsuit against them. Since they have been fined $4 billion by regulators over the past several years, their illegal and unethical behavior is also quite clear, just like the hucksters at Lincoln Financial. My LTD claim has yet to be turned down but it is only a matter of time and more abuse and aggravation from them before they do so, since apparently if they turn down your STD claim and the one appeal that they so “generously” allow, they will also turn down the LTD claim. Just like others posting here, I have been severely harmed by Lincoln Financial. They need to be brought to account, so I have requested a Congressional Inquiry from a United States Senator, with whom I have served on various military service academy boards. Can you help with the Lincoln Financial disability insurance lawsuit before the ERISA judge? The attorney who handled the short term claim and appeal, and now the LTD claim (on contingency) has been nice but terribly ineffective.