Question

Short term vs long term

Asked on February 15th 2024 by nightwatcher
Had heart problems, I sign up for short-term disability needless to say I had a pacemaker put in plus a stint put in, so, I sign up for long term. The lady at Hartford told me that since I had a pacemark, they would okay my long term. Question is... with long term do I still have to have my doctors fill out my paperwork and send it in to them... also, have you guys heard if a pacemark makes a big diffance. Thank you.

Answer

Answered on February 14th 2024 by Attorney Jay Symonds

Nightwatcher, you and your treatment providers will be required to submit additional records and information as frequently as the carrier deems reasonably necessary. Whether you have a pacemaker or not, the carrier determines whether your confirmed functional restrictions and limitations prevent you from performing your occupation.