Question
Is Principal entitled to seek payment of the portion of SSDI paid to my attorney? Will they stop paying me when I get my first Social Security check?
My name is Ms. Glenda Laboy. I just got my disability claim approved by ALJ on Dec 1, 2014. Backpay be from Oct 1, 2012 what ALJ told my lawyer. The lawyer said he gets 25 percent of the backpay. I have been drawn LTD from Principal Life Group INS. Does Principal Life Group INS has to take in concern of the lawyer to get 25 percent of my backpay. And I drawn 950.00 SSDI. Do Principal Life Group INS still has to pay on my claim until 65 or does it stop when I draw my first check from Social Security. I have not got my papers from AlJ approved my disability yet. Or my awards letters from Social Security yet. I do want to pay Security Life Group INS. back what they pay me every month, drawn disability but want make sure they do me right.
Answer
Glenda, Principal would not be entitled to seek repayment of the portion of SSDI paid to your attorney. As long as you continue to meet the definition of disability under the policy, Principal will continue to pay you benefits until such time the policy ends or they determine you are not disabled under the terms and conditions of the policy.
