I was approved unpaid medical leave by Wells Fargo, but was denied LTD after Lincoln Financial mis-represented and misquoted my doctor.

Apparently I am too sick to work and too well not to. I am on unpaid medical leave since being denied Long Term Disability (LTD) by Lincoln Financial. I spoke to U.S. Department of Labor’s Employee Benefits Security Administration Compliance Assistance, EBSA. When I disclosed that Lorraine Suell of Wells Fargo had approved unpaid medical leave and Lincoln Financial had denied LTD pay they were surprised. I was advised that Wells Fargo and Lincoln Financial need to be on the same page (i.e.) I am eligible for Medical Leave I should be getting LTD payment. The primary responsibility of Lincoln Financial Insurance is to act in the interest of participants and beneficiaries. I have submitted to Lorraine Suell two Wells Fargo Team Member Certification forms for medical leave, one signed by Dr. Salganick, Hematology Oncologist at Ironwood Cancer Research Center on May 28, 2013 stating my “chemotherapy is having a powerful residual effect” and may have caused neurological damage causing me to fall frequently. Also included Wells Fargo Team Member Certification Form signed by Dr. Rosemarie Ludwig at Phoenix Psychological Services on May 12, 2013 stating “Chemotherapy has affected her physically’ and I am unable to job function due to… “memory loss, depression and physical symptoms”. My doctor Rose Marie Ludwig is a PhD. Lincoln Financial intentionally mis-represented her as a M.D. in my denied my claim and also misquoted her. Apparently these two well respected Doctors are too subjective and Lincoln Financial had denied LTD pay. I am requesting your assistance. I do not have an income. Radiology with Chemotherapy and loss of income has used up most of my savings and my 401(k). Please help me if you can. I recently fell into a coma and almost died after a Colon Cancer recovery.