Davies Disability Lawyer Representation for Your LTD Insurance Claim
Davies Life & Health Company (“DAVIES”) is a third-party administrator for multiple disability insurance companies. Davies is a new company name in the disability insurance market, but their experience and history is deep as they acquired Disability Management Services (“DMS”) in 2021. DMS is a company that our long-term disability lawyers have dealt with on hundreds of cases and now we will deal with DMS as a Davies company.
Is Davies a Disability Insurance Company?
No, Davies is a third party administrator, which means they are contracted to administer and determine a disability insurance claimant’s eligibility for benefits. Davies does not sell disability insurance. Disability insurance companies and self-funded disability insurance plans will use a company such as Davies so that they do not need to employ their own in-house claims handling team. For example, in 2021, Ohio National contracted with Davies to manage and handle their long-term disability insurance claims. Prior to hiring Davies, Ohio National administered all of their long-term disability benefit claims internally with their own employees. Davies does not publicly disclose all of the disability companies that they manage disability claims for, but we have handled disability cases in which Davies acted as the third party administrator for Lloyd’s of London, AXA/Equitable, Monarch and few other smaller disability companies that no longer sell disability insurance.
Does Davies Approve Long Term Disability Claims?
In most disability insurance cases, Davies is going to conduct an extensive and routine review of your disability insurance claim prior to approving your long-term disability claim. Davies does approve long term disability benefits, but they are also looking for reasons to deny your disability benefits. You must always take all available actions to protect your disability benefit payments. Davies’ acquisition of DMS gave them a very experienced team of disability insurance claims handling professionals. If you have a disability claim with Davies, you should expect they will be fair and thorough each time they evaluate your eligibility for disability benefits. The disability claims handling specialists at Davies usually don’t maintain the large caseloads of the big disability insurance companies. As such, your claim is going to receive a higher level of scrutiny each time your disability claim is up for review. You should expect that once your disability claim is approved, Davies will evaluate your continued eligibility for benefits on a monthly basis. Our disability lawyers are extremely familiar with Davies’ claim handling tactics and are available to assist you with your claim for long term disability benefits.
