Our Disability Lawyers Help You Collect Disability Insurance Benefits in Ohio

If you are a resident of Ohio and would like assistance with your short or long term disability benefits claim, ERISA denial, long term care, life insurance or accidental death policy, there are several things you need to be aware of. Regardless of what stage of the claim process you are currently in, it’s usually best to consult a disability lawyer and carefully go through your options before you file a disability benefits claim, appeal, or a lawsuit. In addition, it’s important to have an experienced lawyer who deals specifically with Ohio law because there are certain state-specific aspects that may affect the case.

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Our Lawyers Respond Today

Ohio residents that have had their disability insurance benefits denied can file a lawsuit in the County, Municipal, and Court of Common Pleas under a limited set of circumstances. Ohio’s state appellate courts include the Court of Appeals and the Ohio Supreme Court. If the disability claimant resides in Ohio and the disability insurance company is located in a different state, and the amount of disability benefits payable is greater than $75,000, then the lawsuit can be filed in Ohio Federal District Court. If the disability insurance policy is an employer provided policy governed by ERISA, then the disability claim must be filed in federal court. Ohio has two Federal District Courts, which are the Northern and Southern District of Ohio Federal Courts. An ERISA governed disability claim denial lawsuit can usually be filed in any state that the insurance company conducts business. According to the Ohio Department of Insurance there are more than 1,700 insurance companies that sell insurance products in Ohio.

When seeking assistance from a disability insurance attorney in Ohio, it is important to consider how much experience your lawyer has in dealing with your specific disability insurance company. At the Law Offices of Dell Disability Lawyers, we deal with every major disability company on a daily basis. We know every action that they will take. We have earned our reputation in both Ohio and Nationwide as aggressive, competent and reliable disability insurance lawyers. It is essential to hire an experienced attorney with a disability insurance law firm that has the resources, co-counsel network and experience to effectively represent disability insurance claimants against these nationwide disability insurance companies.

If you need attorney representation in Ohio, please contact us for a free phone consultation. We handle disability benefit claims at all stages: applications, appeals, and litigation of disability lawsuits. We are available to help you with any claim in the United States and you will not be required to come to our office. If we cannot assist you, we will try to refer you to someone that can. We encourage you to look around our extensive website and download our free E-brochure to learn more about our legal services.

Attorneys for Ohio Disability Insurance Claims

What qualifies as a disability in Ohio?

In the state of Ohio, a disability is defined as an impairment that makes it difficult—if not impossible—for individuals to perform any type of substantial gainful activity on a regular basis. The disability must be expected to last at least 12 months or result in death. Furthermore, the disability must result from one or more of the following:

• An injury or illness that is physical, mental or both

• An injury or illness that is caused by a medical condition

• An injury or illness that is caused by an occupational hazard

• A mental impairment that causes marked limitations to the activities of daily living

• A mental impairment that substantially limits one or more major life activities

• A combination of impairments and disabilities which are severe enough to keep a person from engaging in any gain ful activity.

What is the appeal process for disability benefits?

After your initial application is denied, you may request a reconsideration of your application. During the reconsideration stage, a judge will listen to both sides of the case and make a determination regarding your eligibility for benefits. During this hearing, you are allowed to present evidence and witnesses that support your claim. Additionally, the judge may allow your attorney or representative to present arguments on your behalf. After all evidence is presented, the judge will issue a decision within 90 days of the hearing.

If the judge issues a denial after the hearing, you can appeal that decision. The appeals process begins with filing a request for review by the Appeals Council. This is done in writing and must be received within 60 days from the date of the judge’s final decision. You will also need to submit any new evidence within 10 days of filing the hearing request. The Appeals Council may deny your request or grant it and review your case. It may also return it to the administrative law judge for further proceedings. 

If the Appeals Council denies your request, you may then file a civil action in federal district court. The attorney representing you will need to provide specific documents in order to gain admission to the court. Lastly, if all else fails, you can also appeal to the Ohio Supreme Court.

Do I have to file my disability denial lawsuit in Ohio?

In the event of a disability claim denial, our disability attorneys will usually have the option of selecting one of several states to file the disability lawsuit. More than 80% of short-term and long-term disability insurance policies are governed by a federal law called ERISA, which means that a disability insurance attorney can usually file a lawsuit in any federal court in any state.

However, some disability policies are not governed by ERISA and in those cases, the disability lawsuit would be filed in the state where the policy was issued. The state of Ohio does not have a specific law that requires a disability claim to be filed in its court system. However, it is important for disability claimants to understand that even if the long-term or short-term disability policy was issued in a different state, they may still be able to file their disability lawsuit in Ohio.

Ohio Disability Insurance Lawyers

Answers to Questions About Working With Us

I need a disability lawyer near me. Do you work in Ohio?

Yes. We are a national disability insurance law firm with extensive experience and we are available to represent you regardless of where you live in Ohio or anywhere else in the United States. We have partner disability lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits, and we deal with clients who have a wide variety of medical conditions or have experienced injury. There is nothing that our lawyers have not seen in the disability insurance world, so please do not hesitate to give us a call for a free initial consultation.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim, we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the clients to make our attorney fees as affordable as possible. The three available fee options are a contingency fee basis (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate. In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. We are certainly available to meet with you at any of our satellite offices located in either Ohio or another state, however following a review of your disability policy or any other pertinent documents and a free telephone conversation we are usually able to make a determination of how to best move forward with legal representation.

A successful claim will depend on the confirmation of your physician. With properly documented medical evidence our knowledgeable attorneys will make a determination of the best path forward. It is our job to try to get our deserving clients paid their disability insurance benefits as quick as possible; therefore we prefer to have an initial consultation via telephone.

For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via telephone, e-mail, text or an online meeting tool. If you prefer an initial in-person meeting, please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office. Whether you need help with the initial application process, ERISA-governed policy issues, employer-sponsored Long-Term Disability (LTD) Insurance problems, insurance company denial, appeals, or litigation processes, we are happy to help remotely.

How can I contact you?

When you call us during normal business hours, you will immediately speak with a disability attorney. We can be reached at 800-698-9159 or by email. Because we have extensive resources, our lawyers and staff return all client calls the same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.

Disability insurance attorneys in Ohio

Reviews From Ohio Clients

Choosing a disability law firm to represent you in the application, appeals, or lawsuit stages is no easy task. You want to look for a law office with legal experts who have extensive experience in dealing with initial disability claims, appeals processes, and litigation, and have handled thousands of claims. It’s vital that your chosen disability lawyers of Ohio have extensive legal resources, a well-earned reputation, and a high client satisfaction rate. Be sure to browse some of the client recommendations to make the best decisions:

Eric S. from Columbus

Cesar and his paralegal Vanessa were always engaged and went above and beyond taking a case I had trouble finding help with until I met them! After the lengthy appeal failed Cesar continued to work hard and he won a very satisfying settlement for me!

It’s a shame that we consumers look to insurance companies to provide for us in our time of need, yet they consistently do just the opposite when counting their premiums and holding on to them just as long as possible. The fact they reward their claim specialists with variable bonuses each year instead of paying them a straight salary tells the story most effectively. Of course those bonuses rise when beneficiaries lose. So sad. Thanks to Cesar’s negotiating skills it wasn’t as painful as the insurance company would have preferred…

Dell Disability Lawyers worked hard for my outcome, and I’d recommend their firm, and especially Mr. Cesar Gavidia to anyone looking for a satisfactory result in their disability claim. They have a well-deserved reputation of taking on the big companies and winning for their clients!

Stacy R. from Cincinnati

The level of professionalism and treatment I was given was excellent, and a breath of fresh air after dealing with the the long term disability company my self for a year. I was kept up to date on my case throughout the process. I am satisfied with my outcome and would highly recommend the firm.

Gary Z. from Springfield

Steve and Danielle were so wonderful to me and my wife. We were so upset with our situation with Cigna and I called Dell Disability Lawyers and was transferred to Attorney Stephen Jessup. I can’t explain how he eased my mind. He was so professional and educated on the subject of disability insurance and made me comfortable that he would help me. Any time I had a question I could call or email them and they got right back to me. The friendliness and helpfulness was amazing. Steve Jessup helped me win my case and I can’t thank him and his company enough.

We would definitely recommend your law firm to anyone who needs help with disability insurance. Steve reassured us and was so friendly and professional. I knew the first time I spoke with him he really cared about his clients. Danielle always got back to us either by phone or email very quickly. Thank you both very much.

We had a great experience considering we live in Ohio. All our phone messages were answered promptly. I have nothing negative to say. Keep up the good work.

Paul H. from Cleveland

I appreciate how they stayed on top of the situation and kept me up to date on the progress of my case. Both he and Sonia were very nice and helpful. They seemed to truly care and listened to all of my concerns.

Top 5 Disability Insurance Cases Resolved by Dell Disability Lawyers in Ohio

Aetna Overturns Denial of LTD for Former Employee of The Home Depot — An ex-Home Depot employee challenged Aetna’s denial of their long-term disability benefits. Aetna initially approved the benefits due to the employee’s disabling conditions, but later changed the definition of disability and denied further benefits. The employee, with the help of Attorney Alexander Palamara, appealed the decision, pointing out that Aetna’s reviewing doctor didn’t consider objective evidence. Multiple treating providers also confirmed that the employee couldn’t work. The appeal provided details of the employee’s medical consultations and treatments in 2017. The appeal concluded that Aetna’s denial should be overturned because of the overwhelming evidence supporting the employee’s disability. On December 20, 2018, Aetna reversed its decision and agreed to pay benefits for the period from March to October 2018. Additionally, further evidence from the Social Security Administration about the employee’s officially recognized disability status led Aetna to reinstate continued benefits.

Hartford Reinstates Disability Benefits to HR Manager — Rheumatoid arthritis (RA) can cause cognitive impairments along with severe joint pain. This often leads to disability insurance claims. A client, a former HR Manager with RA, sought help from Attorney Stephen Jessup to file a long-term disability benefits claim with Hartford. Initially, the client received benefits from Hartford and the Social Security Administration. However, after 15 months, Hartford terminated the client’s benefits. The client then asked Attorney Jessup for representation again. Jessup discovered that the independent doctor’s assessment, which Hartford relied on to terminate the claim, did not consider the cognitive demands of the client’s job. Neuropsychological testing confirmed the client’s cognitive decline and limitations. With this evidence, Attorney Jessup successfully appealed Hartford’s decision. As the appeal moved to the any occupation definition of disability, we remained confident in his client’s benefits continuing.

MetLife Approves Disability Benefits to Dentist With De Quervain’s — A dentist suffering from de Quervain’s Tenosynovitis, a painful condition affecting the tendons of the thumb and wrist, initially received disability benefits from MetLife. Despite undergoing surgery, the dentist continued to experience hand and wrist pain. MetLife questioned this, as the surgery was deemed successful, and the real cause of pain, nerve damage, remained uncertain. While a review of the dentist’s claim was ongoing, MetLife stopped paying benefits which prompted the dentist to seek legal help from Attorney Stephen Jessup. MetLife arranged two Independent Medical Examinations (IME), which confirmed nerve damage and linked it to pain, numbness and sensation loss in the dentist’s hand, however, MetLife delayed approval of the claim. After threat of legal action by Jessup, MetLife reinstated the dentist’s disability benefits and paid almost a year of due benefits. The insurance company’s continued review and queries are expected despite the approval. Given the complexity of disability insurers’ investigations, it is crucial to ensure that the insured’s medical records accurately reflect the symptoms, constraints and limitations they experience.

Sun Life Disability Claim Denial Reversed on Appeal for Funeral Home Director with Chronic Pain and Migraines — A claimant suffering from conditions such as Cervical and Lumbar Stenosis, degenerative joint disease, facet joint arthritis, and migraines was denied her long-term disability claim by Sun Life, despite previously being treated for over a year. Sun Life further attempted to make a low-ball lump sum settlement before the claim denial. The claim denial included surveillance and reviews by a Registered Nurse and a Medical Doctor. The nurse concluded that she was incapable of work, even at sedentary levels. After Sun Life dismissed this report to consult a doctor who assessed the claimant fit for medium-demand work, the claim was terminated. The claimant contacted Dell Disability Lawyer, Stephen Jessup, who argued that Sun Life had failed to consider the full extent of the claimant’s conditions. After a successful appeal and an independent examination, her claim denial was reversed.

Cigna Overturns Decision to Deny Short Term Disability Benefits to Independent Living Coordinator Suffering from Chronic Pain, Lupus, Fibromyalgia and Connective Tissue Disorder — A retired Executive Director for Independent Living Facilities was denied her claim for short-term disability benefits by Cigna, despite suffering from Lupus, Fibromyalgia, Connective Tissue Disorder and Rheumatoid Arthritis. Her first appeal, based on a statement from her doctor explaining her inability to work, was also dismissed. She reached out to Dell Disability Lawyers, who, upon examining her case, discovered Cigna didn’t have her full job description or crucial medical records that elucidated her medical conditions and work incapacity. Following an appeal with newly obtained occupational and medical evidence, Cigna reversed its decision, reinstating her disability benefits claim. However, the company continues to review her entitlement to long term disability benefits.


Ohio Courts, Government and Ohio Department of Insurance Information

Federal Courts

Resources to Help You Win Disability Benefits

Disability Benefit Denial Options
Submit a Strong Appeal Package

We work with you, your doctors, and other experts to submit a very strong appeal.

Learn more

Sue Your Disability Insurance Company

We have filed thousands of disability denial lawsuits in federal Courts nationwide.

Learn more

Protect Your Benefits
Get Your Disability Application Approved
We help claimants throughout the entire application process.

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Prevent a Disability Benefit Denial
We manage every aspect of your disability claim following claim approval.

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Negotiate a Lump-Sum Settlement

Our goal is to negotiate the highest possible buyout of your long-term disability policy.

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Disability Company Reviews
(641)
Showing 8 of 641 Reviews
New York Life

Keeps claiming they will not approve claim for pre existing conditions but my illness is not preexisting

Reviewed by M.T. on February 15th 2024   Verified Policyholder | May 2023 date of disability
I have been appealing a claim for LTD for 8 months! New York Life keeps claiming they will not approve claim for pre existing conditions but my illness is not preexisting ... read more >
Reliance Standard

Staff Lie

Reviewed by Tanya on February 12th 2024   Verified Policyholder | August 2021 date of disability
I had my disability cut off the day I was scheduled to find out whether I should have surgery. The claims examiner was aware that I had an appointment on that date and sai... read more >
Reply
Sent on February 12th 2024 by Attorney Gregory Dell

I am sorry to hear about your experience. It’s crazy that Reliance Standard would deny your disability benefits when you are suffering so badly that you need surgery.... read more >

Hartford

Former Hartford employee has had life insurance and accidental death policy's revoked for one late premium payment

Reviewed by Becky H. THOMAS on February 12th 2024   Verified Policyholder | February 2024 date of disability
Dislike how they are constantly interrupting the lives of their disabled EE's whom are entitled to benefit which they paid into out of there pay check every pay period onl... read more >
Reply
Sent on February 12th 2024 by Attorney Gregory Dell

Thank you for your review of Hartford and we appreciate you sharing.  It’s sad they don’t take care of their own employees.

Lincoln Financial

Never received benefits my entire leave - or help with them

Reviewed by Anna on December 19th 2023   Verified Policyholder | November 2023 date of disability
I used my short term disability insurance for maternity leave and started the process beforehand knowing when I would be out (scheduled induction.) It took a little over a... read more >
Sun Life

Unscrupulous Tactics

Reviewed by Misseekayy on December 19th 2023   Verified Policyholder | May 2023 date of disability
Sunlife uses unscrupulous tactics in order to prevent payment of claims. They wait until it is close to the 30 day mark and then they ask for another form of information o... read more >
Sedgwick

Lame

Reviewed by Dennis T. on December 11th 2023   Verified Policyholder | March 2022 date of disability
My experience with Sedgwick and personell is as follows: Unhelpful, unprofessional and an overall unpleasant experience.
Unum

Low payments

Reviewed by Dorothy on November 30th 2023   Verified Policyholder | November 2023 date of disability
I was injured at work. I did house keeping in a hospital. I tore just about everything imaginable in my knee. I was let go from my job, because I was no longer able to do ... read more >
Lincoln Financial

Well Documented correspondence

Reviewed by Joshua on November 23rd 2023   Verified Policyholder | May 2023 date of disability
I read other situations and it’s all very similar to my case. I have received STD from May 2023 and when my FMLA run out LF would not respond or answer my calls. My last... read more >
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Helpful Videos
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Showing 12 of 861 Videos
Disability Benefit Tips
(329)
Showing 8 of 329 Benefit Tips

Disability Benefit Denial Reason #4 - Your Doctor Is Misled By the Disability Company

When you're seeking disability benefits under a long term disability policy, your medical rec... Read More >

Disability Benefit Denial Reason #3 - Video & Social Media Surveillance

One thing many long term disability claimants don't know about (or expect) from the claims re... Read More >

How Do You Fight a Long-Term Disability Denial?

Getting a denial letter from your disability insurance company is one of the ultimate insults... Read More >

Disability Denial Reason #2 - Change of Disability Definition & Vocational Review

One of the top reasons for terminating a claimant's long term disability benefits involves th... Read More >

Disability Denial Reason #1 – Paper Review & IME

At Dell Disability Lawyers, we've seen insurance companies give countless reasons to deny lon... Read More >

How to Apply for Reliance Standard Disability Benefits & Top 5 Reasons for a Claim Denial

At Dell & Schaefer we’ve handled hundreds of long term disability insurance claims against Reliance Standard, and have learned a few thi... Read More >

Applying for Standard Disability Benefits? Top 5 Claim Denial Reasons

At Dell & Schaefer, we've helped hundreds of clients recover long term disability benefit... Read More >

Guardian Disability Benefit Claim Handling Tips

When you finally receive a letter from Guardian Disability informing you that your claim for ... Read More >
Dell Disability Cases
(369)
Showing 8 of 369 Dell Disability Cases

Aetna Overturns Denial of LTD for Former Employee of The Home Depot

Prior to enlisting our services to challenge a denial, our client had received benefits from Aetna due to his disabling conditions for 18 mont... Read More >

MetLife Approves Disability Benefits to Dentist With De Quervain's

Prior to contacting our office, our client filed a claim for long term disability benefits under his individual disability insurance policy wi... Read More >

Hartford Reinstates Disability Benefits to HR Manager

I recently wrote an article regarding the relationship between Rheumatoid Arthritis (RA) and Cognitive Dysfunction that discussed increasing m... Read More >

Sun Life Disability Claim Denial Reversed on Appeal for Funeral Home Director with Chronic Pain and Migraines

Prior to Sun Life's denial of her claim for long term disability, our client had been on claim for just over a year due to her inability to pe... Read More >

Cigna Overturns Decision to Deny Short Term Disability Benefits to Independent Living Coordinator Suffering from Chronic Pain, Lupus, Fibromyalgia and Connective Tissue Disorder

Prior to contacting Dell Disability Lawyers our client had already endured a long, frustrating battle with Cigna. At the age of 63 she had exp... Read More >

Engineer With Depression Wins Prudential LTD Appeal

The claimant is a former Senior Technology Services Engineer for Accolade, Inc. who was force... Read More >

New York Life Approves Disability Benefits for School Teacher With Multiple Sclerosis

Our client, a former elementary school teacher suffering from Multiple Sclerosis, contacted our office after New York Life terminated her clai... Read More >

Lincoln Denies Disability Insurance Benefits to 66 Years old Software Developer with Long Covid and MS

Our client came to us after he was denied continued Long Term Disability (LTD) benefits by The Lincoln National Life Insurance Company. Previ... Read More >
Disability Lawsuit Stories
(764)
Showing 8 of 764 Lawsuit Stories

The Standard's Denial of LTD Benefits for Financial Planner Upheld by Ohio Court

The Plaintiff in Daniel M. Wehner v. Standard Insurance Company (Standard) was an independent financial planner who was in... Read More >

MetLife Disability Denial Upheld when Claimant Files Lawsuit Without ERISA Appeal

In Zuke v. American Airlines, Inc., plaintiff had received 13 years of long term disability benefits when MetLife, the plan administrator, ter... Read More >

Ohio Court Allows Investigation Into Reliance Standard Conflict of Interest After Disability Denial

In Sim v. Reliance Standard Insurance Co., et al, the Sixth Circuit court in Ohio granted plaintiff's motion for discovery in his quest to sho... Read More >

Clopay Corporation Customer Service Representative Sues Prudential For The Wrongful Denial Of Long-Term Disability Benefits

An attorney recently filed a federal lawsuit in the Ohio district court against The Prudential Insurance Company of America (Prudential) and C... Read More >

Kirk & Blum/CECO Environmental Employee Files Lawsuit Against Lincoln Financial Group For Wrongful Termination Of Long-Term Disability Benefits

An attorney has filed a Federal disability lawsuit in Ohio Federal Court against Lincoln Financial Group (Lincoln). The Plaintiff, George P., ... Read More >

Employees of Wells Fargo, Heinz, and Otis Elevator sue Liberty Life for denial of ERISA benefits

Liberty Life Assurance Company of Boston (Liberty) was sued by three Plaintiffs in District Courts in Pennsylvania, Ohio, and California for f... Read More >

5 disability lawsuits recently filed against UNUM in TN, OH, MO, and MI

Five ERISA disability lawsuits have been recently filed against the UNUM Life Insurance Company of America for the wrongful denial of disabili... Read More >

Unum sued for claiming social security child benefits as part of the reimbursement for overpayment of long term disability benefits

Nowadays, it is standard practice for disability insurance companies to require claimants with long term disability (LTD) benefits to apply fo... Read More >

Reviews from Our Clients

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5 Ways We Help Get Your Benefits Paid

Get Your Disability Application Approved

Our goal is to get your application for disability income benefits approved. Applying for disability benefits can be a difficult process and the information you provide is critical. Most disability insurance companies look at your application in hopes of finding a reason to deny your claim. Your disability company will ask you to complete numerous forms, interview you, request lots of information, speak with your doctors and possibly request to have you examined by their "hired gun" doctor.

Through our experience of having helped thousands of disability insurance claimants, our lawyers will guide you through the entire application process and give you the best chance to get your disability claim approved the first time.

Submit A Strong Appeal Package

If your disability insurance benefits have been wrongfully denied, then our lawyers know exactly what it takes to get your disability claim approved. You only get once chance to submit an Appeal, therefore every piece of evidence that will support your disability claim must be included. The goal is to win your disability benefits at the Appeal level, but while preparing your Appeal you must consider how a federal judge will review your disability claim if your benefit denial is upheld.

Preparing a strong disability appeal package is an art that requires you to understand how the courts interpret your disability policy language, ERISA regulations / laws, and how to strategically present evidence in support of your definition of "disability". We encourage you to contact any of our lawyers for a free immediate review of your disability denial.

Sue Your Disability Company

98% of the disability insurance lawsuits filed by our law firm have resulted in either the payment of benefits or a lump-sum settlement agreement. Our disability lawyers have filed ERISA governed and private policy long term disability insurance lawsuits against every major disability insurance company in state and federal courts nationwide and we love fighting for the "little guy" against the multi-billion dollar insurance company giants.

We have recovered hundreds of millions of dollars for our clients and we would like the opportunity to provide you with a free review of your disability benefit denial. There are many complex factors in a disability benefit lawsuit and the legal battle to win long term disability benefits can be fierce.

Prevent A Disability Benefit Denial

Approval of long-term disability is a continuous process as every disability insurance company will evaluate your eligibility for benefits on a monthly basis. You can never let your guard down and assume that your disability company will continue to pay your benefits for as long as you think you need them.

Our law firm offers a reasonable flat fee monthly claim handling service in which we handle every aspect of your long-term disability claim and do whatever it takes to make sure you are paid every month.

Negotiate a Lump-Sum Settlement

Let's discuss if a lump-sum settlement or buyout of your disability insurance claim is both available and makes financial sense for you. Our lawyers have negotiated more than five-hundred million dollars in disability insurance buyouts and we know how to get you a maximum settlement. A disability insurance company is not required to offer a buyout and not every disability company offers them.

Questions About Hiring Us

Who are Dell Disability Lawyers?

We are disability insurance lawyers that know how to get your short or long term disability benefits paid. As a nationwide law firm we have helped thousands of disability insurance claimants throughout the United States to collect hundreds of millions of dollars of disability insurance benefits from every major disability insurance company.

In more than 98% of our cases, our lawyers have been able to either get our clients paid monthly disability benefits or obtain a one-time lump-sum settlement. Our lawyers have seen it all when it comes to disability insurance claims and we know exactly what it takes for your disability claim to be approved.

We welcome you to contact any of our attorneys for a free immediate review of your disability claim. We also invite you to visit and subscribe to our YouTube channel where we have more than 700 videos and regularly provide tips to help protect your disability benefits.

Who do you help?

Our lawyers help individuals that have either purchased a long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer. We have helped individuals in almost every type of occupation with monthly disability benefit payments ranging from $1,500 to $50,000.

Our clients include all types of employees ranging from retail associates, sales representatives, government employees, police officers, teachers, janitors, nurses, pilots, truck drivers, financial advisors, doctors, dentists, veterinarians, lawyers, consultants, IT professionals, engineers, professional athletes, business owners, and high level executives.

A strong understanding and presentation of the duties of your occupation is essential for securing disability insurance benefits.

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via phone, email, fax, GoToMeeting sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-698-9159 or by email. Lawyers and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.