Question
Where does PTSD fall in to my Guardian LTD?
Answer
Frank, Limitations for mental health conditions are common in disability policies and alcoholism as well as PTSD usually fall within such limitations.
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Policy Holder Rating
Guardian not being flexible during Covid
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Guardian thinks people with lupus miraculously recover
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Stress over Guardian caused my heart attack
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The IRS should know that Guardian refuses to send my W-2 form
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Guardian cancelled my husband's claim without checking his medical records. Do better. We have children to feed and bills to pay.
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Guardian has built-in denial for self-employed individuals
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Guardian has the least helpful folks I have ever met
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If you work for a company who offers Guardian, tell them NO and get a non ERISA provider. Guardian lied about my options and then tried to tell me I'm not disabled
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Q: I accepted and deposited a lump sum long term disability payment installment for underpayment from Guardian. Can they ask for money back if I try to work again?
Q: How Does Guardian Calcualutate my Long Term Disability Benefit?
Q: How long do I have to file my Guardian disability appeal?
Q: Can I claim a permanent disability to avoid a surgery that requires several months of down time without promising results?
Q: Do I still need to fill out Guardian claim forms if I am eligible for Presumptive Total Disability?
Q: Can Guardian make me file taxes on a non-taxable insurance?
Q: Does Guardian reduce the qualifying income when an STD becomes a LTD?
Q: Where does PTSD fall in to my Guardian LTD?
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