Guardian

Yet another person screwed by Guardian's corporate greed

Reviewed by Bill on March 14th 2016   Verified Policyholder
I am constantly being harassed by the Guardian to supply meaningless forms and information with threats of denial of benefits. The requests are ‘meaningless’, as I have been approved and collecting benefits for more then 15 years, and each year compelled to supply attending physicians statements, as well as meeting with and being examined by independent medical evaluations and FCE’s. But, the ‘meaningless’ forms continue. I am sure, that the Guardian is looking to find a mistake to allow them to deny benefits until such time that the ‘mistake’/typo’ is corrected. there seems to be no understanding that the benefits are a life blood… they pay my rent, my food, my medical treatments and medications. currently, the guardian is now asking, (3 months since my last IME), for my employment history… and instead of the 15 years requirment as written on the standard form, they have stated they require 30 years of information. I am not sure about others, but, as I have not worked in over 15 years, I am unable to recall the names and dates and other information of my past employers… I can ‘kinda’ recall some names, but certainly not the cities, or the dates… I can also state they were related to construction managment, I worked in refineries, I worked in shopping malls, I worked in movie theaters, and at school districts, but other then that, I don’t recall much. in fact, the last time I did any kind of resume/CV, is when I applied for benefits with the Guardian. I would request from them, the form and information I supplied to them when I applied for benefits, but I am positive they will ignore that request, as they have ignored EVERY SINGLE thing I have requested from them… I would think a professional could represent me, and maybe convince them of the futility of their ‘WANTS’ and requests. but, I am unable to afford any percentage of my income to get them to act in a human/compassionate way… am I ‘screwed’… just as every other person with limited and fixed income is screwed by corporate greed and or personal vendettas by thier employees?
Reply
Sent on March 14th 2016 by Attorney Cesar Gavidia

Bill, please feel free to contact our office to discuss how we can assist you with monthly claims handling.