Hartford is a ripoff

I have been denied short term disability through Walmart (Hartford). I have been out of work since 11-16-2011. I have used all my vacation, sick and personal hours. I had a total knee replacement on 12-12-2011. I am still unable to walk or stand even though I go to therapy 3 times a week. I have been with the company for almost 9 years and have been paying for STD and LTD ever since I was able to have it taken out of my paycheck. I think this is very unfair. I was counting on getting my disability until I was able to go back to work and now I have been going without any kind of paycheck for a month and I have bills that are now coming in and I can hardly pay for them. I have to choose to either pay a bill or eat or have my medicine. I think Walmart and Hartford are ripoffs, and I think it’s odd that when you try to file again the disability claims on walmart.com are always under maintenance. Now I ask you how fair is it after you have worked for a company for almost 9 years and are treated like dirt!!! If you are having the same problems please email me and we can share our hatred for Walmart.