Our Disability Lawyers Help You Collect Colonial Benefits
There is a good reason that dealing with Colonial Life Insurance Company is a lot like dealing with a Unum disability claim. The reason is that Colonial is a subsidiary of Unum.
Colonial sells both group disability insurance governed by ERISA and private disability insurance policies.
Colonial is not a small company as they have in excess of 3 million insurance policies in force and they service more than 65,000 businesses.
How Can Dell & Schaefer Help With A Colonial Disability Claim?
Our disability lawyers have handled numerous Colonial Disability claims from the initial application stage through the filing of a lawsuit.
Most disability claimants don’t realize it, but it is best to get a lawyer involved early with a disability claim rather than wait for a denial.
Since most Colonial policies are governed by ERISA, a claimant is required to submit an appeal before a lawsuit can be filed.
The claimant is usually given 180 days to submit a long-term disability appeal and sometimes a shorter period for a short term disability appeal. The appeal is very important as it is a claimant’s only opportunity to provide additional information in support of disability. Once the appeal period ends, a claimant cannot submit additional medical information.
Our lawyers work very closely with the claimant’s treating physicians and other medical experts in order to present a strong appeal. In additional, we will often work with a vocational expert in order to prove that the claimant cannot work in any occupation based upon his or her restrictions.
We encourage you to watch our video titled: Why is it important to have a disability attorney assist you with your ERISA Appeal?
We Want To Know What You Think About Colonial Life
We have created a forum on this page that allows Colonial Life claimants to publicly post their disability claim experience, complaints, or questions.
We fight every day to protect the rights of disability claimants, but there is a lot that can be learned from individuals sharing their experiences with others.
You can also learn more about Colonial by clicking here to go to our Unum Disability Claims page which contains additional videos, public comments, our resolved cases and discussions about recent disability insurance lawsuits and court decisions regarding Unum.
Contact us for a free consultation to discuss your claim. Visit our Facebook page for weekly updates related to disability insurance claims.
Resources to Help You Win Disability Benefits
Get Your Colonial Disability Application Approved
Prevent a Colonial Disability Benefit Denial
Negotiate a Colonial Lump-Sum Settlement
Our goal is to negotiate the highest possible buyout of your long-term disability policy.
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Reviews from Our Clients
Very satisfied with the work of this team. Took well care of my case and took all the necessary time to be responsive and attentive when I had questions. Guided me through recovery and returning to normalcy. All thanks to Jason & Tabitha, thank you!
I’m extremely satisfied with the experience I have had with this firm from day one. The lawyer who has handled my case, Alex, is very efficient and attentive to all my questions and concerns. They are always aware of how my case has gone and they care about my health. I feel optimistic with them because they are very attentive during the process of my claim. I would not hesitate to recommend families and friends if in any situation they need their services. Kathleen as well has been very well and assisted me with this case. I highly appreciate everything they have done for me.
It’s unfortunate when disability insurance companies come after older disabled policyholders just to help their bottom line. It can be a living nightmare the damage they can do to a family. Dell Disability Lawyers are polite, understanding and knowledgeable. They call you back and answer any question you have no matter how unimportant it can be. The amount of stress they took off of myself and family was incalculable. I recommend them highly to take care of any disability case whether it be filing for benefits or reversing a claim decision. They are outstanding.
I could not have been happier or more appreciative of the hard work they performed on my behalf. I was well briefed on my case and it was closed in a timely manner with a financially successful resolution.
Mr. Symonds and Sonia as well as everyone else we have worked with throughout this process have been very helpful, professional and caring to our situation. We are very thankful to have this great team on our side.
Without them my LTD company was dropping my plan with me still suffering from my accident, even with doctor’s statements I’m still disabled. The LTD company didn’t want to advance my policy to the next stage of years of pay. Dell Disability Lawyers saved my policy, and helped to enforce the LTD company’s own policy (for its policy holder, me) that I would be covered still under the LTD policy I had paid for at my previous job, when my accident occurred. These lawyers know what they are doing and can help you too. LTD companies will try to drop you when you still need coverage just because they don’t want to pay on your policy anymore. Don’t let them break contract with ya because they are trying to get out of it. Hit em with legal action to ensure the continuation of your policy you paid for. Dell Disability worked very well for me and continue to do so.
I was denied long term disability benefits from The Hartford after being on it for years. I found Dell Disability Lawyers after doing research online. In a matter of days they responded and explained to me everything that would be done. Dell Disability Lawyers were able to settle my suit against The Hartford very quickly and responded to me quickly. I would definitely recommend this team of lawyers for anyone that is fighting for their disability insurance.
I have had nothing but a great experience with Dell Disability Law Firm. Mr. Alex Palamara and his team went above and beyond my expectations. They will respond to emails and phone calls in a timely manner. Thank you once again for taking my case.
This law firm is the best so far. MetLife denied me two times, they appealed two times for me and they won of course. So if you are on disability and want a chance at winning your case use this firm Dell disability lawyers, kind courteous understanding and they get the job done. You won’t be disappointed.