Do I have to sign the Social Security reimbursement agreement requested by my disability company?

Disability insurance attorney Cesar Gavidia discusses whether a claimant must sign the Social Security Disability reimbursement agreement requested by the disability insurance company.

I often get phone calls asking me, “Do I have to sign the Social Security reimbursement agreement that was just sent to me by the insurance company?” You really have to look to your disability policy. If your policy requires that you sign a Social Security reimbursement agreement, which will require you, in essence, to pay back any money that you receive from Social Security Disability while the insurance company also paid you disability benefits, then yes, it’s your obligation and responsibility as the insured to sign that. But often, these insurance policies don’t have those types of stipulations in the language, so you have to look carefully at the policy, and if it says that, then yes; if it doesn’t, then it could be deemed a modification of the contract and you should contact us immediately to discuss what’s going on.