Lincoln Financial

I can't handle the constant harrassment from Lincoln Financial for my medical information.

Reviewed by Victoryia on January 29th 2014   Verified Policyholder
Hello, my name is Victoryia and I have been on sick leave from a self insured company since Sept. 2013 for an auto accident. In Dec I started received calls every two weeks or weekly from Lincoln Financial Rep. Requesting more information from every specialist I have seen after Lincoln has already faxed each doctor requesting their notes. However after requesting information from all physicians Lincoln calls me each time so I can call to get on those doctors to have them send papers faster or I will not get my weekly check. So while in pain and dealing with migraines, neck and back pain I now have to fight for a little 300.00 check, which they made me sign a paper to pay back if I receive money from this auto accident. Now Lincoln has stopped my check pending review for long term disability and told me if they feel I should be working they with deny my benefits even if my doctor still has me off. Yesterday they called the secretary of my primary doctor who has me off asking her why im still off of work after my doctor has already sent notes last week. I have been in therapy for a few months 2 or 3 days a week. My checks have been stopped four times until they received paperwork which has cause bills to pile up and credit cards max. I just cant take the phone calls anymore, all the questions and stress while in pain. How can I make this stop?
Reply
Sent on January 29th 2014 by Attorney Stephen Jessup

Victoryia, I am sorry to hear of your difficulties. You are certainly not alone. Due to the fact you indicate receiving weekly checks I assume that your claim is currently for short term disability benefits. Unfortunately, when the review for entitlement to benefits occurs on a weekly basis it does give the carrier more leeway to continually request information. That being said, it does appear that Lincoln is preparing to deny your claim for benefits. Please feel free to contact our office to discuss how we may be able to assist you.