Our Lawyers Get Your Long-Term Disability Benefits Paid
98% percent of our clients collect disability benefits. We have helped thousands of disability insurance claimants throughout the USA to collect hundreds of millions of dollars of disability insurance benefits. Thank you for considering our law firm to help you.
You can greatly increase your chances of long term disability insurance benefit approval by learning all about the claim handling tactics of your disability insurance company.
Discover How Your Disabling Condition Should be Presented to Your Disability Company
Disability insurance companies always argue that Diagnosis does not equal disability. Proving that your medical condition is disabling is the most challenging aspect of any long term disability insurance claim.
Explore How Disability Companies Evaluate Your Occupation
Disability insurance companies are notorious for minimizing your occupational duties. This technique is used as a tool to prove that you can perform duties which differ from the job you actually performed while working.
Knowledge is Power. We Want You To Know Everything About Disability Insurance Claims.
We hope you enjoy these great resources and we invite you to ask our lawyers any questions or leave a review about your experience with your disability insurance company.
Established in 1979, we are a nationwide law firm that helps individuals collect disability insurance benefits. Through our experience of helping thousands of claimants throughout the USA to collect over $500 million in disability benefits, we know exactly what it takes to get your benefits paid. We welcome you to contact us for a free phone consultation with one of our lawyers.
How We Help To Appeal Your Metlife Disability Denial
Let’s discuss how you can win your MetLife Disability Appeal. MetLife disability denials are usually unreasonable and with preparation of a strong appeal package you can get your benefits paid. There is only one chance to submit a MetLife appeal. It must be drafted strategically in order to win your disability benefits. Our disability insurance lawyers have reviewed thousands of MetLife short and long term disability denials on behalf of claimants nationwide and we are available now to provide you with a free phone consultation. We have seen every type of MetLife disability denial and we know exactly what is required in order to give you the best chance to win your MetLife disability benefit appeal.
Why Is It Important to Prepare a Strong Metlife Appeal?
We want you to become educated about the MetLife appeal process and learn how our law firm can help give you the best chance to win your MetLife disability appeal. In our MetLife Disability Appeal Tips video disability attorneys Gregory Dell and Alex Palamara discuss the following:
Why is it important for you to submit a strong appeal package to MetLife?
What is your first step to appealing a MetLife denial?
What evidence did MetLife rely upon to deny your disability claim?
Why are custom attending physician statements essential?
Should you submit additional medical evidence for your MetLife appeal?
Does MetLife require objective medical evidence to win benefits?
Can MetLife rely exclusively only on the medical opinions of their hired doctors?
How does MetLife determine the duties of a job?
How can we help prepare a strong appeal package to MetLife?
How Can You Win Your MetLife Disability Appeal?
With strategy, collaboration and execution you can get your MetLife disability claim approved. Every MetLife disability benefit denial is unique because everyone has different medical conditions that prevent them from working, the definition of disability is different in most MetLife disability policies, and lastly your prior work experience and education will have a big impact on the ability to perform any job. Our law firm’s history of winning disability appeals comes from working very closely and strategically with you, your treating doctors, and vocational consultants. We take a custom approach to how we handle every appeal and we look forward to discussing your MetLife disability denial with you. As you begin the process to get your MetLife disability denial reversed we encourage you to watch our video below about How to Win Your Disability Appeal.
Most MetLife disability benefit denials are based on MetLife’s determination that you do not have sufficient medical limitations which prevent you from working in a specific occupation or any occupation. While MetLife may first notify you of a disability denial via telephone, the basis for MetLife’s denial is required by The Law to be included in their denial letter and the documents supporting the disability denial must be contained in the claim file. In your MetLife denial letter, MetLife gives you the right to request a complete copy of your claim file and that is the first step we take.
Why is MetLife Required To Send You All Information Used To Deny Your Disability Claim?
ERISA regulations require MetLife to prepare and send your claim file within 30 days of a written request. We draft a very specific request for the claim file so that MetLife cannot hide any documents or information that we think can help to win your appeal. The claim file is supposed to include all information relied upon to deny your disability benefits, which would include medical records, financial records, internal emails, memos and notes, your disability plan documents, video surveillance and any medical reviews and vocational reviews conducted by MetLife.
The MetLife claim files provided are often intentionally disorganized and require legal experience in order to know what information in the claim file is relevant to preparing a strong Appeal. Your claim file may contain thousands of pages of evidence, and once we receive your file, we immediately organize and analyze all information so that we can prepare a plan of attack that puts You in the best position to have Your short term or long term disability benefits reinstated.
There is only one chance to submit a MetLife appeal and it must be drafted strategically.
How Does A Plan of Attack Help You Win a MetLife Disability Appeal?
After our lawyers complete a full review of your MetLife claim file and review all of your up to date medical records, we formulate a plan of attack that we believe must be followed in preparation of your MetLife appeal. Every plan is focused on determining what additional medical documentation and support we can obtain to prove your disability. You only have 180 days from your date of benefit denial to submit an appeal so it’s important to act quickly in order to submit a timely appeal package. 180 days may seem like a lot of time, but you really want to have as much time as possible so that you can obtain as much additional medical and occupational support as possible. It’s not easy to get in quickly for doctor appointments and it takes time for doctors to complete documentation on your behalf.
We Help You Prove That MetLife’s Doctors Are Wrong
MetLife will commonly deny a long term disability claim on the basis that you have insufficient medical documentation and/or support from your doctor and instead will rely their own employed doctors or nurses to deny your disability claim. Regardless of what your doctors may have concluded, MetLife will almost always favor the opinions of their own doctors over yours. The way to overcome this inherent bias is to present strong medical evidence in support of disability that no reasonable person could disagree with.
As a practical matter, Doctors don’t like dealing with insurance companies, and while they want to help you they get frustrated. Your doctors document your medical records for the purposes of treating you and not for an insurance company review. As a result, most doctors do not document all of your limitations and complaints for purposes of a disability claim. Through our experience in helping thousands of disability claimants we educate your doctors about your disability insurance policy language and work with your doctors to document your medical conditions appropriately.
Obtaining strong written support from all of your treating doctors is usually the most challenging aspect of preparing a MetLife Disability Appeal.
Custom Attending Physician Statements Are Essential
Our job during the appeal process is to work with you and your treating doctors to obtain medical evidence that rebuts MetLife’s doctors (or hired doctors) written opinions. The attending physician statements created by MetLife and previously completed by your treating doctors are generic and intentionally designed by MetLife to offer limited support for your claim.
In every appeal we handle, we draft custom attending physician statements for completion by your doctors. Our physician statements are specific to your MetLife Long Term disability policy definition of disability and your specific medical condition(s). With every type of medical condition we know the exact information Metlife and their doctors are seeking as evidence of disability. If you have more than one condition that may impact your ability to work, and are treating with more than one physician we will reach out to all relevant treating doctors.
In addition to a custom physician statement we may suggest additional diagnostic testing or medical consultations with different medical specialists if we believe it will help bolster your claim. In some appeals, we will have you undergo a Functional Capacity Exam (FCE) or an Independent Medical Exam (IME). The results of an FCE are shared with your treating doctors as they can provide strong support for your functional limitations. In some appeals, we will submit medical literature from leading medical publications which support your symptoms, limitations and potential risks associated with your condition.
Metlife Appeal Success Story
Our client was a contract manager that was diagnosed with Toxic Encephalopathy, chronic fatigue and chronic pain. She worked as a contracts manager for a large tech company. Metlife denied her claim for long term disability benefits on the basis that she did not have sufficient medical support. In our video below, Attorneys Gregory Dell and Alex Palamara discuss how we prepared an appeal that resulted in a reversal of Metlife’s denial of disability benefits.
Why Must Your Appeal Contain Strong Occupational Evidence?
In most MetLife disability denials, MetLife will argue that if you can sit in a chair for 6 hours a day then you should be able to work. This is obviously a ridiculous conclusion , but you must submit occupational evidence that any job requires more than just an ability to sit. MetLife’s denial letters will usually misrepresent your job duties or list other jobs they think you can perform for 40 hours a week. Depending upon the applicable definition of “disability” at the time you become disabled, it is critical to review how MetLife has determined the duties of a job they say you can perform.
The occupational evidence that must be presented in your appeal will depend upon whether your definition of “disability” is either the inability to perform your “Own occupation” or the inability to perform “Any Gainful Occupation”. Own Occupation and Any Gainful Occupation are defined terms in your MetLife disability policy. In most MetLife disability policies the definition of disability is Own Occupation the first 24 months and then it switches to the more difficult definition of Any Gainful Occupation. Most Metlife disability denials happen either at the inception of disability claim or when the definition of disability changes at the 24 month mark.
How Does MetLife Determine The Duties of an Occupation?
MetLife will rely on their own vocational consultant to determine how either your job is performed in the national economy or how any other job is performed in the national economy. This means that MetLife ignores the way you actually performed your job for your employer and randomly determines how your job is performed nationally. MetLife will also come up with their own opinions about how any job is performed regardless of who the employer may be.
To rebut MetLife’s unreasonable occupational assessments, we regularly work with vocational experts in order to clearly define the duties of a specific job and the physical requirements to perform a specific job for 40 hours a week. A vocational expert will prepare a detailed report which reviews the duties of all jobs suggested by MetLife, review your medical records, review your restrictions and limitations, and explain why you are unable to perform the job duties suggested by MetLife. If necessary, the vocational expert may also perform a labor market analysis discussing the availability and salaries of specific jobs.
In many denial letters, MetLife will come up with jobs that are not available in your area and that make these job suggestions unreasonable. As additional occupational evidence we may also submit employer statements from your co-workers, your job description, a personal statement from you about a typical day at the job, industry reports, and samples of work product produced in your job.
We provide a lot of detail in our Appeals to explain why you cannot perform the specific job duties of either your job or any job. Depending upon your definition of disability when you are denied, we also present evidence in our Appeals that can get you approved for benefits if your definition of disability will change at the 24 month mark. We don’t want you to win an Own Occupation appeal only to be denied again because you don’t qualify under the Any Occupation definition of disability.
Metlife Appeal Success Story
Our client was an IBM sales executive that was unable to work due to occipital neuralgia, trigeminal neuralgia, chronic severe headaches, lumbar and cervical pain. Metlife approved her claim for 9 months and then denied long term disability benefits based upon a paper medical review by a Metlife hired doctor. In our video below, Attorneys Gregory Dell and Cesar Gavidia discuss how we prepared an appeal that resulted in a reversal of Metlife’s denial of disability benefits.
How Courts Review MetLife Disability Appeals
This section contains some technical legal information and we will try to make it as simple as possible. Most MetLife disability appeals are governed by a law called ERISA and you must understand ERISA laws in order to prepare and write a strategic appeal. There is only one chance to submit a MetLife appeal and it must be drafted in a manner so as to not tell MetLife everything they did wrong. Most people, including lawyers that don’t focus their legal practice on MetLife appeals, will submit appeals where they basically give MetLife a roadmap on how to review the appeal by telling MetLife everything they did wrong on the initial review. They will include unnecessary or dated case law and a detailed criticism of everything MetLife did wrong. This is not the proper way to submit an appeal and really does nothing more than guide MetLife as to how to conduct a “reasonable review” of your initial claim denial.
What Does A Reasonable Review Mean Under ERISA For A MetLife Appeal?
The “reasonable review” language is key because if your appeal is denied by MetLife and an ERISA lawsuit is filed, a judge must review the denial and apply an unfair legal standard called “abuse of discretion”. The abuse of discretion standard requires a judge to first determine if you are disabled. If the Judge concludes you are disabled, then the Judge can only reverse the benefit denial if he or she thinks the review conducted by MetLife was unreasonable. So a Judge can find that you are disabled, but MetLife’s unfavorable review of your claim was reasonable. In this scenario your denial will be upheld as the Judge must defer to the reasonable review conducted by the insurance company.
No matter how big or powerful MetLife may seem, we have recovered disability insurance benefits for more than 95% of our MetLife clients.
Why Drafting A Strategic MetLife Disability Appeal Is Crucial
Because of the abuse of discretion standard that applies to any MetLife disability policy that contains a “discretionary clause”, we always draft a strategic appeal that focuses on your medical restrictions/limitations and how you are disabled in accordance with your disability policy’s definition of disability, rather than simply saying what MetLife did was wrong. By telling them what they did wrong, it actually helps MetLife create a record for litigation that could be perceived as more reasonable. There are a few states where the discretionary clause is illegal and the judge’s decision on the claim will be final regardless of the reasonableness of MetLife’s appeal review.
Regardless of the standard of review that will apply to your MetLife disability appeal denial, our lawyers have a very specific style of organizing, preparing and drafting MetLife disability appeals letters which have helped thousands of disability claimants nationwide to receive their disability insurance benefits.
Let’s Discuss Your MetLife Disability Denial
When we review your claim we will give you an immediate and honest opinion about your chances of recovering disability insurance benefits from MetLife. Don’t let MetLife or anyone else convince you to handle your Appeal without legal help as you are about to go to battle against a company that generates billions of dollars a year in revenue. To help you learn as much as possible about MetLife and the ERISA Appeal process we encourage you to review all of the helpful information listed below. We welcome you to contact any of our disability insurance lawyers for an immediate free phone consultation.
Diana, I am sorry to hear of this denial and the demand for an overpayment. Please contact us so that we can review your claim and see if we can get you back to receivi... read more >
Reviewed by Brian on June 1st 2021 Verified Policyholder
My wife went through a nightmare with a back surgery for two discs. When the first surgery took place, the Dr. cracked a different vertebrae as they placed the metal rods ... read more >
Reviewed by Tina on March 19th 2021 Verified Policyholder
My husband has STD and LTD with his employer. He was dx with ALS/Lou Gehrig’s Disease Aug 2019, made official after many many test, as of Jan 2020 but continued to work ... read more >
Tina, I am so sorry to hear that MetLife and the employer have been giving you the run around. From everything that you described, your husband’s claim should be a qu... read more >
Reviewed by Deanne on January 31st 2021 Verified Policyholder
Have you ever dealt with a case where the person is receiving LTD benefits but there have been issues with the case manager? For instance, the person was badgered about an... read more >
Deanne: This certainly does not sound like appropriate conduct on the part of the claims personnel. Are you still collecting an LTD benefit? I suggest you contact our o... read more >
Reviewed by Rosanne on December 8th 2020 Verified Policyholder
I was denied my appeal with Metlife, and I am still seeking medical diagnosis for other health issues. I was diagnosed with Chronic Gastritis and am now being tested for R... read more >
Rosanne, I am sorry to hear of your denial. Please contact at once for a free consultation. We should be able to assist you with the next available steps.
Reviewed by Donnette S. on October 14th 2020 Verified Policyholder
I am currently on STD with Metlife due to an accident on July 2nd. The accident broke my femur in have and I was care flighted to a trauma unit in Houston. The body scans ... read more >
Donnette: This is a very unfortunate set of circumstances. Have you received a written denial letter? I suggest you contact our office and speak with one of the attorne... read more >
Reviewed by Tori on September 10th 2020 Verified Policyholder
Are you aware of any class action lawsuits against Metlife Disability over their COLA adjustment method of calculations and application Of COLA? MetLife contacted me this ... read more >
Tori, we are not involved in any class action at this time with MetLife, however, we will gladly review your policy to see if their updated calculations for your COLA a... read more >
Reviewed by Teresa B. on June 1st 2020 Verified Policyholder
I experienced a macular tear in my right eye in Oct 2016 The other eye has been blind since childhood. I applied for LTD and got them. Now they say they are stopping the b... read more >
Metlife is one of the top five largest long term disability insurance companies. They have tons of resources and people that they rely upon to... Read More >
Metlife has a team of full time employees that go around the country interviewing long term disability claimants. These interviews are often u... Read More >
MetLife is one of the top five largest group and private disability insurance companies nationwide. As of January 2016 it appears that Met Lif... Read More >
At Dell & Schaefer we’ve handled hundreds of long term disability insurance claims against Reliance Standard, and have learned a few thi... Read More >
Our client, a former Executive Assistant at American Express, filed a claim with MetLife under American Express's short term disability policy... Read More >
Prior to contacting our office, our client filed a claim for long term disability benefits under his individual disability insurance policy wi... Read More >
Mr. A contacted our firm after being denied benefits by his employer’s group disability carrier, MetLife. He had been working as a superviso... Read More >
Mr. W was working as a Quality Assurance Engineer for a major technology company when he was forced to stop working at the age of 52. He had b... Read More >
To say my client had an intellectually demanding job is an understatement. The corporation he worked for operates in 35 countries and employs ... Read More >
In Monroe v. Metro. Life Ins. Co., 2020 WL 143005 (E.D. Cal. March 24, 2020), Plaintiff worked for Kaiser Foundation Health Plan, Inc. (“Kai... Read More >
The Plaintiff in Patricia Ann McNeal v. Metropolitan Life Insurance Company (MetLife), was employed by Alternative Opportunities, Inc. (Altern... Read More >
The case of Dionisio Santana-Diaz v. Metropolitan Life Insurance Company (MetLife) demonstrates how important it is for claimants to present a... Read More >
I have nothing but deep, sincere thanks for the way in which you have taken care and protected me and my LTD income since April 2014. I am forever grateful to you both and your staff. You took a frightened man who was being hoodwinked by the Hartford who was fearful of losing his income, to one who was confident. I had a Lion protecting me and indirectly my dear wife Deborah. I will always be humbled by how you all treated me with reverence and professionalism. Your company is the standard to what all others should emulate.
Attorney Alex Palamara and paralegal Danielle are both consummate professionals. Since the inception of my experience with them both they were very attentive thru the entire process and settled my case in a timely fashion.
Why would you recommend Dell Disability Lawyers? I would unequivocally recommend attorneys Dell Disability Lawyers.
What could we do to improve? They don’t need improvement.
I have a rare genetic condition that my insurance company didn’t want to acknowledge. Stephen and his aide Sonia worked tirelessly for over a year and successfully forced The Standard into covering my policy. They are both empathetic and effective, the best combination.
Dell Disability Lawyers is an excellent law firm for dealing with disability companies. I tried for 18 months to get disability for a medical condition. I found Dell Disability Lawyers and spoke with Mr. Jay Symonds about my case. He was very understanding and explained how he could help me in a simple and easy to understand manner. Within 6 months of him taking on my case he was able to resolve the case to my satisfaction.
I could concentrate on my health instead of worrying about money to pay my bills. Mr. Symonds staff were all very kind and helpful. I never had a problem with contacting them for help and they were quick to respond to issues. I would highly recommend Mr. Symonds and his firm to anyone who needs assistance with disability claims with insurance companies.
After exhausting all efforts to find a local disability law firm to assist me with submitting claims for LTD non-ERISA and ERISA disability insurance policies, I resorted to a Google search for disability law firms. I decided to contact Dell Disability Lawyers after reading their clients reviews and watching videos on their website. Within 24 hours of contacting Dell Disability Lawyers, I received I call back and an appointment was made with Steven J. Dell, who after hearing my story decided to personally work with me.
He told me that he would put 100% effort to get me on claim. Mr. Dell and his assistant, Merlin Bryan were always available via phone or email to answer any questions that I had regarding my application for long term disability. He was meticulous in guiding me through the process leaving no stone unturned. My claims were approved on the initial application! I know that it was due to the diligence of my attorney, Steven J. Dell. Without Mr. Dell, my application for long term disability would have been rejected. I am very grateful to have had the representation of attorney, Steven J. Dell.
Why would you recommend Dell Disability Lawyers? Experts in non-ERISA and ERISA disability law. Dell & Schaefer Law Firm have a well-deserved reputation of taking on big disability insurance companies and winning for their clients. If you find yourself in need of a disability attorney, I highly recommend this firm. You will not be disappointed!
What could we do to improve? Not a thing. I am a satisfied client.
Awesome, super quick email response to my initial request, followed up by a phone call from the attorney to discuss details of my claim, all in the same day, and all free of charge.
Why would you recommend Dell Disability Lawyers? Very responsive and super helpful, in addition I am very impressed at the level of service I received free of charge with no pitch to retain them.
What could we do to improve? Nothing, perfect service.
This firm does exceptional work. I worked with them for my application for long term disability. My claim was approved on the initial application with one of the most notoriously difficult insurance carriers in the business. I’m 100% sure that this was due to my attorney Steven Dell. He was meticulous in shepparding me through the process making sure everything was done with precision and done correctly.
My anxiety thought this process was through the roof and Mr. Dell was always there to reassure me and peal me of the ceiling if needed. Mr. Dell and his assistant Merlin were always diligent and immediately responsive when I needed reassurance, help or something needed to be done. If you have a disability claim hire Mr. Dell and this firm. It will be the best money you ever spend.
Efficient, energetic, experienced, and prompt. Quickly and cleanly dealt with. Each call was on time, outcomes reviewed, and confirmed. Highly professional and polite. I strongly recommend his services!
Why would you recommend Dell Disability Lawyers? A professional dealing with professionals. Every time I thought … ”I wonder what our status is?” I received an update, he provided great communication with awesome engagement.
What could we do to improve? Advertise more so more people knew about your firm.
Our goal is to get your application for disability income benefits approved. Applying for disability benefits can be a difficult process and the information you provide is critical. Most disability insurance companies look at your application in hopes of finding a reason to deny your claim. Your disability company will ask you to complete numerous forms, interview you, request lots of information, speak with your doctors and possibly request to have you examined by their "hired gun" doctor.
Through our experience of having helped thousands of disability insurance claimants, our lawyers will guide you through the entire application process and give you the best chance to get your disability claim approved the first time.
If your disability insurance benefits have been wrongfully denied, then our lawyers know exactly what it takes to get your disability claim approved. You only get once chance to submit an Appeal, therefore every piece of evidence that will support your disability claim must be included. The goal is to win your disability benefits at the Appeal level, but while preparing your Appeal you must consider how a federal judge will review your disability claim if your benefit denial is upheld.
Preparing a strong disability appeal package is an art that requires you to understand how the courts interpret your disability policy language, ERISA regulations / laws, and how to strategically present evidence in support of your definition of "disability". We encourage you to contact any of our lawyers for a free immediate review of your disability denial.
98% of the disability insurance lawsuits filed by our law firm have resulted in either the payment of benefits or a lump-sum settlement agreement. Our disability lawyers have filed ERISA governed and private policy long term disability insurance lawsuits against every major disability insurance company in state and federal courts nationwide and we love fighting for the "little guy" against the multi-billion dollar insurance company giants.
We have recovered hundreds of millions of dollars for our clients and we would like the opportunity to provide you with a free review of your disability benefit denial. There are many complex factors in a disability benefit lawsuit and the legal battle to win long term disability benefits can be fierce.
Approval of long-term disability is a continuous process as every disability insurance company will evaluate your eligibility for benefits on a monthly basis. You can never let your guard down and assume that your disability company will continue to pay your benefits for as long as you think you need them.
Our law firm offers a reasonable flat fee monthly claim handling service in which we handle every aspect of your long-term disability claim and do whatever it takes to make sure you are paid every month.
Let's discuss if a lump-sum settlement or buyout of your disability insurance claim is both available and makes financial sense for you. Our lawyers have negotiated more than five-hundred million dollars in disability insurance buyouts and we know how to get you a maximum settlement. A disability insurance company is not required to offer a buyout and not every disability company offers them.
We are disability insurance lawyers that know how to get your short or long term disability benefits paid. As a nationwide law firm we have helped thousands of disability insurance claimants throughout the United States to collect hundreds of millions of dollars of disability insurance benefits from every major disability insurance company.
In more than 98% of our cases, our lawyers have been able to either get our clients paid monthly disability benefits or obtain a one-time lump-sum settlement. Our lawyers have seen it all when it comes to disability insurance claims and we know exactly what it takes for your disability claim to be approved.
We welcome you to contact any of our attorneys for a free immediate review of your disability claim. We also invite you to visit and subscribe to our YouTube channel where we have more than 700 videos and regularly provide tips to help protect your disability benefits.
Who do you help?
Our lawyers help individuals that have either purchased a long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer. We have helped individuals in almost every type of occupation with monthly disability benefit payments ranging from $1,500 to $50,000.
Our clients include all types of employees ranging from retail associates, sales representatives, government employees, police officers, teachers, janitors, nurses, pilots, truck drivers, financial advisors, doctors, dentists, veterinarians, lawyers, consultants, IT professionals, engineers, professional athletes, business owners, and high level executives.
A strong understanding and presentation of the duties of your occupation is essential for securing disability insurance benefits.
Do you work in my state?
Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.
What are your fees?
Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.
The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.
In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.
Do I have to come to your office to work with your law firm?
No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via phone, email, fax, GoToMeeting sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.
How can I contact you?
When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-698-9159 or by email. Lawyers and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.
