Attorney Gregory Dell

Gregory Michael Dell is a Partner and the Managing Attorney of the Disability Income Division of Dell & Schaefer, Chartered. The firm’s disability income division is comprised of eight attorneys who represent claimants throughout all stages (i.e. applications, denials, appeals, litigation, & lump-sum policy buyouts) of a claim for individual or group (ERISA) long-term disability benefits.

Gregory Dell received his B.S./B.A. in Accounting at Washington University in St. Louis and his J.D. from Benjamin Cardozo School of Law in New York City. Following law school, Mr. Dell spent several years developing his trial skills as an Assistant State Attorney in Broward County Florida, where he handled thousands of criminal cases and participated in more than 50 jury trials.

After joining Dell & Schaefer, Mr. Dell easily transitioned into the civil arena and dedicated his legal career to fighting for the rights of individuals against insurance companies. He has litigated against every major disability insurance company throughout the country. In 2006, Mr. Dell was selected by the nation’s largest legal publication company (Thomson Reuters) to author a treatise on long-term disability insurance law. The book is published each year and is intended to be used as an authoritative source on disability insurance law by attorneys and judges. Mr. Dell’s articles on long-term disability benefits have appeared in nationwide publications.

Mr. Dell is admitted to the Florida, District of Columbia, Massachusetts, Texas, and New York State Bar Associations, as well as multiple federal district courts throughout the nation. At a national level, Mr. Dell is a member of the American Association for Justice (formerly known as Association of Trial Lawyers of America), American Bar Association Health and Disability Insurance Law Committee, and the American Health Lawyers Association. Mr. Dell is the founder of the Attorneys Dell & Schaefer Charitable Foundation, a not for profit organization which was formed to promote health and safety in our communities to improve lives of individuals.

Outside the practice of law, Mr. Dell is a husband and father of three boys. Mr. Dell believes that exercise is an important part of a healthy lifestyle, and while some may say he takes exercise to an extreme, his dedication and commitment is demonstrated by his completion of the Ironman Florida triathlon, 5 Half-Ironman triathlons, and multiple marathons including New York City, Chicago and San Diego.

Attorney Gregory Dell

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Gregory's Client Reviews
(78)

Gregory's Resolved Cases
(84)
Showing 8 of 84 Disability Cases

Project Manager with Migraines Gets NY Life Disability Benefit Denial Reversed

Disability due to migraines is very common, but many disability insurance claims deny these l... Read More >

Dell Disability Lawyers successfully appeal denial of benefits to claimant with CRPS/RSD

Ms. S contacted our firm after receiving a letter from her disability carrier, Cigna, denying her claim for short term disability benefits und... Read More >

Dell Disability Lawyers Refuses to Allow Prudential to Force Claimant Into Submission

A recent denial overturned by Prudential illustrates the value of having an attorney manage your claim for you in the long run.Since March... Read More >

Dell Disability Lawyers Successfully Appeals Denial Of Benefits To Former Trial Attorney

Gastrointestinal issues are very common and often conditions that people don’t like to discuss in detail. They are also often downplayed by ... Read More >

Dell Disability Lawyers Successfully Appeals Denial of Benefits to Former Clinical Therapist

Mr. S contacted our firm for help fighting CIGNA after receiving a letter cutting off his benefits. He had received less than a year of benefi... Read More >

Dell Disability Lawyers Successfully Appeals Metlife Denial of Benefits to Veteran

Mr. A contacted our firm after being denied benefits by his employer’s group disability carrier, MetLife. He had been working as a superviso... Read More >

Metlife Overturns Denial on Appeal by Dell Disability Lawyers

Mr. W was working as a Quality Assurance Engineer for a major technology company when he was forced to stop working at the age of 52. He had b... Read More >

Standard Overturns Denial of Benefits to Shareholder of Major Law Firm

When Mr. L contacted us he had recently left a major law firm where he had been working for 27 years. Mr. L, a commercial finance and real est... Read More >
Gregory's Answered Questions
(100)
Showing 8 of 100 Answered Questions

Q: Can Principal deduct my social security payment from my monthly Principal disability benefit payment?

Answered on March 30th 2023 by Attorney Gregory Dell
A: Does you disability policy say social security retirement is deductible? If it does then they are allowed to d... Read More >

Q: Can MetLife deduct the ssdi benefits I receive for my dependent kids from what they pay me?

Answered on March 28th 2023 by Attorney Gregory Dell
A: Unfortunately your MetLife disability policy likely allows for an offset of what SSDI pays you and for your de... Read More >

Q: Can I get both short term disability and work comp?

Answered on March 28th 2023 by Attorney Gregory Dell
A: In almost every short term or long term disability policy if you receive worker compensation payments, then th... Read More >

Q: Which state statutes apply: the state the insured resides in or the state where the disability policy was purchased?

Answered on March 24th 2023 by Attorney Gregory Dell
A: This is a really complicated question that involves a legal argument called Choice of Law. We had a case where... Read More >

Q: Do I have to sign the overly broad "AUTHORIZATION TO OBTAIN AND DISCLOSE INFORMATION" form from The Hartford LTD insurance company?

Answered on March 24th 2023 by Attorney Gregory Dell
A: You have a duty to provide your medical evidence in support of disability to Hartford. You need a doctor to si... Read More >

Q: My mother paid many years for a long-term care policy. When she had to be put in an assisted care facility, Prudential won't pay. Do you accept cases like this?

Answered on March 23rd 2023 by Attorney Gregory Dell
A: Allan, I am sorry to hear about Prudential’s long term care denial for your Mom’s care. We have handled ma... Read More >

Q: Can I collect Social Security and work part-time?

Answered on May 22nd 2020 by Attorney Gregory Dell
A: Michael, you are in a tough spot. When a person applies for ssdi they need to be unable to perform the dutie... Read More >

Q: Is it possible to be approved for state disability but not by my insurance company?

Answered on February 22nd 2019 by Attorney Gregory Dell
A: Elizabeth, Lincoln financial will evaluate your disability claim according to the terms of your disability pol... Read More >
Gregory's Disability Videos
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Showing 12 of 602 Videos
Gregory's Disability Benefit Tips
(206)
Showing 8 of 206 Benefit Tips

How to Apply for Reliance Standard Disability Benefits & Top 5 Reasons for a Claim Denial

At Dell & Schaefer we’ve handled hundreds of long term disability insurance claims against Reliance Standard, and have learned a few thi... Read More >

Application Tips: Northwestern Mutual Disability Benefits - Top Denial Reasons

Every disability insurance policy is different, and whether your disability insurance claim i... Read More >

Is UNUM a Good Insurance Company?

One common question the attorneys here at Dell & Schaefer receive comes from policyholder... Read More >

Don’t Ignore Disability Insurance. Here’s What to Buy.

Disability insurance is one of the most important insurance products, yet the vast majority of people working don’t have it. 35% of employer... Read More >

What is disability insurance? What type of disability income policy should you buy?

Disability insurance also known as disability income insurance is an insurance product that will pay a monthly benefit amount if you are unabl... Read More >

What To Expect From Disability Insurance Companies in 2021

2020 was a year of adjustment for everyone, including long term disability insurance companie... Read More >

Principal Disability Benefit Denial Options

If you've recently received a disability insurance denial letter from Principal Disability or are worried that your claim for long term disabi... Read More >

Tips to Protect Your Northwestern Mutual Long Term Disability Benefits

Whether you're considering filing a long term disability insurance claim with Northwestern Mutual, have recently received a denial letter, or ... Read More >
Gregory's Disability Lawsuit Stories
(241)
Showing 8 of 241 Lawsuit Stories

Court Finds Irregularities in Procter & Gamble Long Term Disability Benefit Denial

In ERISA cases filed in a district court asking for judicial review of a plan administrator's denial of benefits, the court is generally limit... Read More >

Federal Judge Makes Companion Life Insurance Pay Long Term Disability Benefits

Companion Life tried to play games and deny long term disability benefits, but thankfully a New Mexico Federal Judge made them pay disability ... Read More >

NFL Disability Review Board Ignores Evidence of Disability and Appeal Court Reverses Lower Court Decision

In Darren Mickell v. Bert Bell/Pete Rozelle NFL Players Retirement Plan (Plan), Mickell spent nine years in the NFL as a defensive e... Read More >

Judge Agrees that MetLife's Denial of Long Term Disability Benefits was Reasonable

In Anne Ehlert v. Metropolitan Life Insurance Company (MetLife), Ehlert was a consulting pension actuary for pension plans at Towers... Read More >

Court Ordered Aetna to Pay LTD Benefits to Computer Engineer

In Darren Cohen v. Aetna Life Insurance Company [Aetna], Plaintiff was employed by STEC, Inc. as a Computer Systems Engineer where h... Read More >

California Federal Judge Orders Standard Insurance Company to Pay Disability Benefits to Teacher with Lyme Disease

In Tisha Entz v. Standard Insurance Company, Plaintiff Entz was a classroom teacher in Victorville, California from 1997 until she became... Read More >

Court Orders Aetna to Pay LTD Benefits to Plaintiff Suffering from CFS

In Nancy Devries v. Aetna Life Insurance Company (Aetna) plaintiff worked as First American as a Senior Business Analyst u... Read More >

Reliance Standard Wrongfully Denies Life Insurance Waiver of Premium and Must Pay $188,000

In Jody Rizzo v. First Reliance Standard Life Insurance Company, plaintiff’s late husband, Angelo Rizzo, participated in a group l... Read More >

Reviews from Our Clients

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5 Ways We Help Get Your Benefits Paid

Get Your Disability Application Approved

Our goal is to get your application for disability income benefits approved. Applying for disability benefits can be a difficult process and the information you provide is critical. Most disability insurance companies look at your application in hopes of finding a reason to deny your claim. Your disability company will ask you to complete numerous forms, interview you, request lots of information, speak with your doctors and possibly request to have you examined by their "hired gun" doctor.

Through our experience of having helped thousands of disability insurance claimants, our lawyers will guide you through the entire application process and give you the best chance to get your disability claim approved the first time.

Submit A Strong Appeal Package

If your disability insurance benefits have been wrongfully denied, then our lawyers know exactly what it takes to get your disability claim approved. You only get once chance to submit an Appeal, therefore every piece of evidence that will support your disability claim must be included. The goal is to win your disability benefits at the Appeal level, but while preparing your Appeal you must consider how a federal judge will review your disability claim if your benefit denial is upheld.

Preparing a strong disability appeal package is an art that requires you to understand how the courts interpret your disability policy language, ERISA regulations / laws, and how to strategically present evidence in support of your definition of "disability". We encourage you to contact any of our lawyers for a free immediate review of your disability denial.

Sue Your Disability Company

98% of the disability insurance lawsuits filed by our law firm have resulted in either the payment of benefits or a lump-sum settlement agreement. Our disability lawyers have filed ERISA governed and private policy long term disability insurance lawsuits against every major disability insurance company in state and federal courts nationwide and we love fighting for the "little guy" against the multi-billion dollar insurance company giants.

We have recovered hundreds of millions of dollars for our clients and we would like the opportunity to provide you with a free review of your disability benefit denial. There are many complex factors in a disability benefit lawsuit and the legal battle to win long term disability benefits can be fierce.

Prevent A Disability Benefit Denial

Approval of long-term disability is a continuous process as every disability insurance company will evaluate your eligibility for benefits on a monthly basis. You can never let your guard down and assume that your disability company will continue to pay your benefits for as long as you think you need them.

Our law firm offers a reasonable flat fee monthly claim handling service in which we handle every aspect of your long-term disability claim and do whatever it takes to make sure you are paid every month.

Negotiate a Lump-Sum Settlement

Let's discuss if a lump-sum settlement or buyout of your disability insurance claim is both available and makes financial sense for you. Our lawyers have negotiated more than five-hundred million dollars in disability insurance buyouts and we know how to get you a maximum settlement. A disability insurance company is not required to offer a buyout and not every disability company offers them.

Questions About Hiring Us

Who are Dell Disability Lawyers?

We are disability insurance lawyers that know how to get your short or long term disability benefits paid. As a nationwide law firm we have helped thousands of disability insurance claimants throughout the United States to collect hundreds of millions of dollars of disability insurance benefits from every major disability insurance company.

In more than 98% of our cases, our lawyers have been able to either get our clients paid monthly disability benefits or obtain a one-time lump-sum settlement. Our lawyers have seen it all when it comes to disability insurance claims and we know exactly what it takes for your disability claim to be approved.

We welcome you to contact any of our attorneys for a free immediate review of your disability claim. We also invite you to visit and subscribe to our YouTube channel where we have more than 700 videos and regularly provide tips to help protect your disability benefits.

Who do you help?

Our lawyers help individuals that have either purchased a long term disability insurance policy from an insurance company or obtained short or long term disability insurance coverage as a benefit from their employer. We have helped individuals in almost every type of occupation with monthly disability benefit payments ranging from $1,500 to $50,000.

Our clients include all types of employees ranging from retail associates, sales representatives, government employees, police officers, teachers, janitors, nurses, pilots, truck drivers, financial advisors, doctors, dentists, veterinarians, lawyers, consultants, IT professionals, engineers, professional athletes, business owners, and high level executives.

A strong understanding and presentation of the duties of your occupation is essential for securing disability insurance benefits.

Do you work in my state?

Yes. We are a national disability insurance law firm that is available to represent you regardless of where you live in the United States. We have partner lawyers in every state and we have filed lawsuits in most federal courts nationwide. Our disability lawyers represent disability claimants at all stages of a claim for disability insurance benefits. There is nothing that our lawyers have not seen in the disability insurance world.

What are your fees?

Since we represent disability insurance claimants at different stages of a disability insurance claim we offer a variety of different fee options. We understand that claimants living on disability insurance benefits have a limited source of income; therefore we always try to work with the claimant to make our attorney fees as affordable as possible.

The three available fee options are a contingency fee agreement (no attorney fee or cost unless we make a recovery), hourly fee or fixed flat rate.

In every case we provide each client with a written fee agreement detailing the terms and conditions. We always offer a free initial phone consultation and we appreciate the opportunity to work with you in obtaining payment of your disability insurance benefits.

Do I have to come to your office to work with your law firm?

No. For purposes of efficiency and to reduce expenses for our clients we have found that 99% of our clients prefer to communicate via phone, email, fax, GoToMeeting sessions, or Skype. If you prefer an initial in-person meeting please let us know. A disability company will never require you to come to their office and similarly we are set up so that we handle your entire claim without the need for you to come to our office.

How can I contact you?

When you call us during normal business hours you will immediately speak with a disability attorney. We can be reached at 800-698-9159 or by email. Lawyers and staff must return all client calls same day. Client emails are usually replied to within the same business day and seem to be the preferred and most efficient method of communication for most clients.