A Claimants View of a Standard Insurance Company Disability Benefit Claim
We always welcome people reading our website to share their experiences regarding the handling of their disability insurance claim.
A reader recently posted her thoughts about the Standard Insurance Company application process for disability benefits.
I’m glad I stumbled on this website. I too have been struggling with The Standard Insurance Co. I have been diagnosed with Panic Disorder w/agoraphobia and also PTSD, and I believe major depressive disorder. I won’t go into the reasons in this forum because it is long, lengthy and painful. The diagnosis seems to be ongoing. The Standard has given me nothing but problems since I went on STD, to try to get treatment. I went on STD in 5/12, an tried to return to work after 3 months of treatment, but after trying to return to work at the job I had for the last 5 years I was unsuccessful, my condition only seemed to get worse. I lasted 2 months inconsistently.
I read something in a lot of previous guests on this website, regarding The Standard Insurance Co., something about a 2 year mark that seems to be consistent. My former employer, that I have this insurance through, insured me numerous times, that no, if a doctor states you cannot work, it’s until age 66. I don’t believe this at all with the problems that I have been having. I am applying for SSDI currently.
I started having severe panic attacks about 4 years ago, basically, I didn’t know what was happening to me and thought I was going to die, numerous times. I have always been a strong person, ran my own business and was always employed otherwise. After saying to myself “this will go away”, “I will get better”, it didn’t, I decided to finally go to a Mental Health Provider, referred by Kaiser. This has been a difficult process all in it’s self. I have always had a steady income all my life, and what I have to deal with as far as The Standard Insurance Co. has just made my condition worsen, when I’m just trying to get better.
I am hanging by their shoe strings now, as always, as they say my medical documentation it out for review. My Doctor has made it as clear as possible that I unable to work in the present and at least 6 months in the future (she also knows I’m applying for SSDI). Believe me, I have always been a hard worker, an outgoing person, and no work isn’t always fun, but I would give anything to feel better and be the person that I have been in the past and return to work.
People need to stand up against these crooks (The Standard Insurance Co.)… yes, I believe there are some people that try to cheat the system… and it only makes it more difficult for people that really need help.
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Policy Holder Rating
Standard is one of, if not the worse, company in the industry Standard hasn't approved or denied my claim in over a year. They keep promising to look at it 'next week'
The Standard will threaten to withhold your pay until you sign every document that they send you. The worst part is when they consider back payment for SSDI benefits
Q: Why can my employer hold my disability check after The Standard sends it to them? Can I file a grievance with them?
Q: Is there any case law in which a state government employee LTD plan decided to drop the 24 month mental health limitation? Has there been any success against a state government and Standard using ADA Title I (employee) and 3 (insurance company) from a discrimination basis?
Can My Insurance Company Terminate My Disability Benefits After 24 Months if My Mental Nervous Disorder Contributes to But is Not The Sole Cause of My Disability?
Standard overturns decision to deny disabled Project Manager long-term disability insurance benefits after first Appeal
Another long term disability claim is reinstated after Disability Attorney Alexander Palamara successfully argues The Standard mishandled preexisting condition investigation
California Federal Judge Orders Standard Insurance Company to Pay Disability Benefits to Teacher with Lyme Disease
Claimant is Ordered to Pay Attorney Fees to Standard for Failing to Exhaust Her Administrative Remedies
Reviews from Our Clients
Very satisfied with the work of this team. Took well care of my case and took all the necessary time to be responsive and attentive when I had questions. Guided me through recovery and returning to normalcy. All thanks to Jason & Tabitha, thank you!
I’m extremely satisfied with the experience I have had with this firm from day one. The lawyer who has handled my case, Alex, is very efficient and attentive to all my questions and concerns. They are always aware of how my case has gone and they care about my health. I feel optimistic with them because they are very attentive during the process of my claim. I would not hesitate to recommend families and friends if in any situation they need their services. Kathleen as well has been very well and assisted me with this case. I highly appreciate everything they have done for me.
It’s unfortunate when disability insurance companies come after older disabled policyholders just to help their bottom line. It can be a living nightmare the damage they can do to a family. Dell Disability Lawyers are polite, understanding and knowledgeable. They call you back and answer any question you have no matter how unimportant it can be. The amount of stress they took off of myself and family was incalculable. I recommend them highly to take care of any disability case whether it be filing for benefits or reversing a claim decision. They are outstanding.
I could not have been happier or more appreciative of the hard work they performed on my behalf. I was well briefed on my case and it was closed in a timely manner with a financially successful resolution.
Mr. Symonds and Sonia as well as everyone else we have worked with throughout this process have been very helpful, professional and caring to our situation. We are very thankful to have this great team on our side.
Without them my LTD company was dropping my plan with me still suffering from my accident, even with doctor’s statements I’m still disabled. The LTD company didn’t want to advance my policy to the next stage of years of pay. Dell Disability Lawyers saved my policy, and helped to enforce the LTD company’s own policy (for its policy holder, me) that I would be covered still under the LTD policy I had paid for at my previous job, when my accident occurred. These lawyers know what they are doing and can help you too. LTD companies will try to drop you when you still need coverage just because they don’t want to pay on your policy anymore. Don’t let them break contract with ya because they are trying to get out of it. Hit em with legal action to ensure the continuation of your policy you paid for. Dell Disability worked very well for me and continue to do so.
I was denied long term disability benefits from The Hartford after being on it for years. I found Dell Disability Lawyers after doing research online. In a matter of days they responded and explained to me everything that would be done. Dell Disability Lawyers were able to settle my suit against The Hartford very quickly and responded to me quickly. I would definitely recommend this team of lawyers for anyone that is fighting for their disability insurance.
I have had nothing but a great experience with Dell Disability Law Firm. Mr. Alex Palamara and his team went above and beyond my expectations. They will respond to emails and phone calls in a timely manner. Thank you once again for taking my case.
This law firm is the best so far. MetLife denied me two times, they appealed two times for me and they won of course. So if you are on disability and want a chance at winning your case use this firm Dell disability lawyers, kind courteous understanding and they get the job done. You won’t be disappointed.