How can the disability insurance company deny my claim if my doctor has not released me to return to work?
Disability attorney Stephen Jessup discusses a disability insurance companies right to deny a claim even though the claimant has not been released to return to work by their doctor.
We get a lot of calls from people who say their claims have been denied even though their doctors haven’t told them they can go back to work; they haven’t been “released for work.” However, the insurance company, upon receipt of the claim, is going to start doing their own medical investigation. They’re going to send it to their doctors for review; they may send it out to an independent doctor to do a peer review. If one of those doctors come back and say, “Well, I don’t find any restrictions and limitations or medical reasons as to why this person shouldn’t be working,” the insurance company can rely upon those doctors to deny your claim, regardless of what your actual treating physicians are stating.
Resources to Help You Win Disability Benefits
Submit a Strong Appeal Package
We work with you, your doctors, and other experts to submit a very strong appeal.
Sue Your Disability Insurance Company
We have filed thousands of disability denial lawsuits in federal Courts nationwide.
Get Your Disability Application Approved
Prevent a Disability Benefit Denial
Negotiate a Lump-Sum Settlement
Our goal is to negotiate the highest possible buyout of your long-term disability policy.
What a mess
Reply
I was disabled 2003 by SS. I got SSDI 7 years too late.
Only care about $$$$$
Reply
They falsify documents and avoid contact as much as possible.
This company is a scam!
California State Disabilty "OFFSET" never mentioned or outlined when enrolling for STD coverage.
Not getting paid
Sedgewich is the worst-immediate denial of all requests for treatment. Rubber stamps DENIED ALL RFA’s
Disability Benefit Denial Reason #4 - Your Doctor Is Misled By the Disability Company
Disability Benefit Denial Reason #3 - Video & Social Media Surveillance
How Do You Fight a Long-Term Disability Denial?
Disability Denial Reason #2 - Change of Disability Definition & Vocational Review
Disability Denial Reason #1 – Paper Review & IME
How to Apply for Reliance Standard Disability Benefits & Top 5 Reasons for a Claim Denial
Applying for Standard Disability Benefits? Top 5 Claim Denial Reasons
Guardian Disability Benefit Claim Handling Tips
Anesthesiologist Approved for Long Term Disability Benfits Plus an Extra 9 Months of Benefits
Attorney Alexander Palamara of Dell Disability Lawyers gets LTD Benefits Reinstated for former Walmart Manager who is now found disabled from Any Occupation
Research Epidemiologist with chronic fatigue / ME wins LTD appeal against Prudential
Executive Director with Meniere's Denied Long Term Disability Insurance Benefits By Hartford
Lincoln Approves Long Term Disability Benefits After Four Year Fight
Cigna Sued For Failing To Make A Timely Decision on Appeal
Lincoln National LTD Denial for Pre-Existing Condition Reversed on Appeal
Illinois Mutual terminates benefits for Tire Kingdom Service Manager After Review By Hired Physician
Reviews from Our Clients






