Continental Casualty denies sales manager's claim for disability benefits due to untimely filing of application
A Sales Manager filed his long-term disability claim based on his rheumatoid arthritis with Continental Casualty 16 months after leaving his job. A U.S. Court of Appeals ruled that this claim was untimely, and therefore the insurer, Continental Casualty, would not have to pay the claim for rheumatoid arthritis.
After stopping work on September 7, 1999, the Sales Manager waited until January 2001 to file a claim with Continental Casualty under his company’s group long-term disability policy. Continental Casualty’s policy required that the claimant inform the insurer within 30 days after the loss had begun, and the Sales Manager had failed to provide an explanation as to why he waited so long to file his claim for disability based on rheumatoid arthritis.
Resources to Help You Win Disability Benefits
Submit a Strong Appeal Package
We work with you, your doctors, and other experts to submit a very strong appeal.
Sue Your Disability Insurance Company
We have filed thousands of disability denial lawsuits in federal Courts nationwide.
Get Your Disability Application Approved
Prevent a Disability Benefit Denial
Negotiate a Lump-Sum Settlement
Our goal is to negotiate the highest possible buyout of your long-term disability policy.
They leave you unable to fight
Reply
Hartford Stopped Payments
Prudential terminated my LTD, so now I have no income
Reply
Lincoln Financial made my life a living hell
Reply
They demanded an overpayment, stopped my claim, and lied about it
Reply
Sun Life is a real pain
Reply
I feel like Unum is giving me the runaround!
Reply
Payment delays!
Disability Denial Reason #1 – Paper Review & IME
How to Apply for Reliance Standard Disability Benefits & Top 5 Reasons for a Claim Denial
Applying for Standard Disability Benefits? Top 5 Claim Denial Reasons
Guardian Disability Benefit Claim Handling Tips
Application Tips: Northwestern Mutual Disability Benefits - Top Denial Reasons
Is UNUM a Good Insurance Company?
Don’t Ignore Disability Insurance. Here’s What to Buy.
How To Get Long Term Disability Benefits Approved Due To Neck Pain
Lincoln Approves Long Term Disability Benefits After Four Year Fight
Cigna Sued For Failing To Make A Timely Decision on Appeal
Lincoln National LTD Denial for Pre-Existing Condition Reversed on Appeal
Illinois Mutual terminates benefits for Tire Kingdom Service Manager After Review By Hired Physician
A Hartford Disability Benefit Lawsuit Victory for Truist Banker with Lupus
Hartford Denies Disability Benefits To Home Depot Employee 3 Weeks Before Change of Disability Definition
Lincoln overturned its previous denial of LTD benefits for Escalation Engineer
JP Morgan Chase Financial Advisor With Cancer Wins Prudential Long Term Disability Appeal
Reviews from Our Clients






