Executive assistant recieves confidential settlement from USAA Life for long-term disability policy
Our client was an executive assistant for a leasing company who became disabled after developing fibromyalgia. In April 2007, she filed a claim with USAA Life, with whom she had taken out a personal long-term disability policy in 1995.
Our client’s occupation as an executive assistant required her to spend long hours in front of a computer. However, her job required her to be able to multi-task and perform a large variety of tasks beyond those of a typical assistant, including preparing reports and financial data, training and supervising other support staff, and making travel arrangements.
With our client’s conditions – fibromyalgia and depression – she was unable to spend the time necessary to perform her job as she once had, and left work in an effort to get better. While she continued to treat with a number of doctors, including a chiropractic neurologist, three rheumatologists, her ob/gyn, and primary care physician, all of whom supported her diagnoses, she was unable to find relief from the pain that prevented her from working in her job.
Our client’s definition of disability stated:
You will be considered Disabled once you are under the care of a Physician for an Injury or Sickness and such Injury or Sickness results in one of the following conditions:
- you have a 20% or greater loss of time at work, or
- you experience the inability to perform one or more of your substantial and material daily business duties. (Business duties are considered substantial and material if they accounted for 20% or more of your income for the prior 12 months).
USAA Life denied her claim on June 22, 2007, asserting that she was not disabled. Four days later, our client contacted Dell Disability Lawyers to represent her against USAA Life. Dell Disability Lawyers filed an appeal with USAA Life in an attempt to settle our client’s claim without having to file suit. After USAA Life refused to overturn their denial of the claim, Attorneys Cesar Gavidia and Robert Kerr filed a lawsuit in Circuit Court demanding all past due benefits, attorney fees and interest. Following several months of extensive litigation, Dell Disability Lawyers secured a confidential settlement on behalf of our client.
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Reviews from Our Clients
Very satisfied with the work of this team. Took well care of my case and took all the necessary time to be responsive and attentive when I had questions. Guided me through recovery and returning to normalcy. All thanks to Jason & Tabitha, thank you!
I’m extremely satisfied with the experience I have had with this firm from day one. The lawyer who has handled my case, Alex, is very efficient and attentive to all my questions and concerns. They are always aware of how my case has gone and they care about my health. I feel optimistic with them because they are very attentive during the process of my claim. I would not hesitate to recommend families and friends if in any situation they need their services. Kathleen as well has been very well and assisted me with this case. I highly appreciate everything they have done for me.
It’s unfortunate when disability insurance companies come after older disabled policyholders just to help their bottom line. It can be a living nightmare the damage they can do to a family. Dell Disability Lawyers are polite, understanding and knowledgeable. They call you back and answer any question you have no matter how unimportant it can be. The amount of stress they took off of myself and family was incalculable. I recommend them highly to take care of any disability case whether it be filing for benefits or reversing a claim decision. They are outstanding.
I could not have been happier or more appreciative of the hard work they performed on my behalf. I was well briefed on my case and it was closed in a timely manner with a financially successful resolution.
Mr. Symonds and Sonia as well as everyone else we have worked with throughout this process have been very helpful, professional and caring to our situation. We are very thankful to have this great team on our side.
Without them my LTD company was dropping my plan with me still suffering from my accident, even with doctor’s statements I’m still disabled. The LTD company didn’t want to advance my policy to the next stage of years of pay. Dell Disability Lawyers saved my policy, and helped to enforce the LTD company’s own policy (for its policy holder, me) that I would be covered still under the LTD policy I had paid for at my previous job, when my accident occurred. These lawyers know what they are doing and can help you too. LTD companies will try to drop you when you still need coverage just because they don’t want to pay on your policy anymore. Don’t let them break contract with ya because they are trying to get out of it. Hit em with legal action to ensure the continuation of your policy you paid for. Dell Disability worked very well for me and continue to do so.
I was denied long term disability benefits from The Hartford after being on it for years. I found Dell Disability Lawyers after doing research online. In a matter of days they responded and explained to me everything that would be done. Dell Disability Lawyers were able to settle my suit against The Hartford very quickly and responded to me quickly. I would definitely recommend this team of lawyers for anyone that is fighting for their disability insurance.
I have had nothing but a great experience with Dell Disability Law Firm. Mr. Alex Palamara and his team went above and beyond my expectations. They will respond to emails and phone calls in a timely manner. Thank you once again for taking my case.
This law firm is the best so far. MetLife denied me two times, they appealed two times for me and they won of course. So if you are on disability and want a chance at winning your case use this firm Dell disability lawyers, kind courteous understanding and they get the job done. You won’t be disappointed.